Karl Kaprelian Jr. is a financial advisor with Vanguard Advisers based in Plano, TX, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His previous roles include positions at Morgan Stanley and E*Trade Securities. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach uses proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs, with an emphasis on digital delivery and scalable client service.

Adam Legler is a Series 66-licensed financial advisor with seven years of industry experience, currently with Vanguard Advisers in Plano, TX. His career includes roles at The Vanguard Group, Vanguard Marketing Corporation, Prosperity Bank, and prior service in the Israel Defense Forces. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily made up of Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

James Sartain Jr. is a financial advisor at Vanguard Advisers with Series 63 and Series 65 certifications and two years of industry experience. Prior to joining Vanguard in 2026, he worked at Boston Consulting Group and has been involved with GrayFin Ventures LLC, a non-investment related business. He has also operated Texas Growler LLC since 2013. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach to set personalized asset allocations primarily through Vanguard funds and ETFs. The firm is notable for its large scale and digital delivery platform, serving hundreds of thousands of clients with more than 2,200 advisors.

Rachel Hite is a Series 66 licensed financial advisor with eight years of industry experience. She is currently with Vanguard Advisers and The Vanguard Group, Inc., where she has worked for one year. Prior to this, she spent six years at Charles Schwab and has held various roles in financial services since 2017. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocation strategies and offers a range of portfolio customization options, including ESG and tax-aware features.

Jekabs Otankis is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Mass Mutual Life Insurance Company and Bluecrest Financial Alliances. Outside of finance, he is involved in Innovative Transportation Solutions. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily invests in Vanguard funds and ETFs.

Nicolas Lattanzio is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds a Series 66 designation and has worked at The Vanguard Group since 2021. Prior to Vanguard, he worked at Edward Jones and was employed by Texas A&M University-Commerce. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, constructing portfolios primarily with Vanguard funds and ETFs, and managing a large client base through its digital platform and extensive advisor team.

Brendan Zamora is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 66 designation and has worked at firms including Fidelity Investments and Equitable Advisors. Outside of his advisory role, he maintains a general life and health insurance license. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to portfolio construction, emphasizing personalized asset allocation with Vanguard funds and ETFs.

John Anstoetter is a Series 66 licensed financial advisor with Vanguard Advisers, where he has worked since 2023. He has four years of industry experience, including roles at The Vanguard Group, Inc. and Principal Financial Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs, managing a large client base through its digital platform and team servicing model.

Damion Brown is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he held roles at firms including Ameriprise Financial Services, Fisher Investments, and Massachusetts Mutual Life Insurance Company. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized asset allocations, with portfolios mainly composed of Vanguard funds and ETFs.

Kathryne Scott is a financial advisor with Vanguard Advisers in Plano, TX, holding a Series 66 designation and three years of industry experience. She has worked at The Vanguard Group since 2023 and previously held positions at HFS Wealth Management, Texas Tech University, and other organizations. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary models and primarily Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and professional advisors.

Mark Ritvalski II is a financial advisor with Vanguard Advisers in Plano, Texas, holding Series 63 and Series 66 credentials and with 12 years of industry experience. His prior roles include eight years at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB, as well as positions at Capital One Investing and Fidelity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring personalized asset allocations and portfolios constructed mainly from Vanguard funds and ETFs.

Carl Bender is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Plano, TX. He has held roles within various organizations, including Vanguard Marketing Corporation and The Vanguard Group, Inc., since 2022, and previously worked at AI Data Innovations and Heb. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to deliver personalized asset allocations, constructing portfolios mainly from Vanguard funds and ETFs with options for tax-aware strategies and customization.

Kayla Sylvester is a financial advisor at Vanguard Advisers with two years of industry experience. She holds the Series 66 designation and has worked with Vanguard entities since 2023. Prior to joining Vanguard, she held positions at Randstad and Wealth Advisors Group. Vanguard Advisers provides automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, supported by a large team of advisors delivering scalable digital solutions.

Jeffrey Lloyd is a financial advisor at Vanguard Advisers with 14 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Vanguard in 2022, he worked at Fidelity Investments for seven years. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to set personalized asset allocations mainly using Vanguard funds and ETFs.

David Leek is a Series 66 licensed financial advisor with four years of industry experience. He is currently affiliated with Vanguard Advisers and has prior experience at Merrill Lynch, Pierce, Fenner & Smith Incorporated, Bank of America, and the U.S. Embassy in Stockholm's Bureau of Diplomatic Security. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, emphasizing customization and tax-aware strategies.

William Allen Jr. is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include work with TIAA and multiple positions within The Vanguard Group. Outside of finance, he has operated a transportation business contracting with Uber. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, employing a goal-based, algorithm-driven approach primarily using Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Philip Smith is a financial advisor at Vanguard Advisers with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Vanguard since 2021, including roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of his advisory work, he is the owner of Soulcooker, LLC, a retail and service business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and a team servicing model.

Melissa Witbeck is a financial advisor at Vanguard Advisers with 17 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Charles Schwab and TD Ameritrade. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, providing a range of customization options and tax-aware features.

Vincent Gutierrez is a CFP® with five years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Plano, TX. Prior to joining Vanguard, he held positions at Schwab Wealth Advisory, Charles Schwab & Co., J.P. Morgan Securities, and other firms. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm emphasizes a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, with portfolios primarily invested in Vanguard funds and ETFs.

Riley Alford is a financial advisor at Vanguard Advisers with Series 65 and Series 66 credentials and one year of industry experience. Prior to joining Vanguard, Riley worked with Scott Alford, CPA, from 2017 to 2025 and has held roles at Cain Watters & Associates and Cardinals Sportscenter. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with proprietary models and predominantly Vanguard funds and ETFs. The firm serves a large client base through a digital delivery model supported by over 2,200 advisors.