Damion Brown is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he held roles at firms including Ameriprise Financial Services, Fisher Investments, and Massachusetts Mutual Life Insurance Company. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized asset allocations, with portfolios mainly composed of Vanguard funds and ETFs.

Kathryne Scott is a financial advisor with Vanguard Advisers in Plano, TX, holding a Series 66 designation and three years of industry experience. She has worked at The Vanguard Group since 2023 and previously held positions at HFS Wealth Management, Texas Tech University, and other organizations. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary models and primarily Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and professional advisors.

Mark Ritvalski II is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 designations and 11 years of industry experience. His career includes roles at Charles Schwab Bank and Capital One Investing, with current positions at multiple Vanguard entities since 2025. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm emphasizes a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, managing a large client base with a team servicing model.

Kayla Sylvester is a financial advisor at Vanguard Advisers with two years of industry experience. She holds the Series 66 designation and has worked with Vanguard entities since 2023. Prior to joining Vanguard, she held positions at Randstad and Wealth Advisors Group. Vanguard Advisers provides automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, supported by a large team of advisors delivering scalable digital solutions.

Jeffrey Lloyd is a CFP® professional with 13 years of experience in the financial services industry. He has worked at Fidelity Investments from 2015 to 2019 and has been with The Vanguard Group since 2022. He holds Life and Health Insurance licenses. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies and primarily investing in Vanguard funds and ETFs.

David Leek is a Series 66 licensed financial advisor with four years of industry experience. He is currently affiliated with Vanguard Advisers and has prior experience at Merrill Lynch, Pierce, Fenner & Smith Incorporated, Bank of America, and the U.S. Embassy in Stockholm's Bureau of Diplomatic Security. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, emphasizing customization and tax-aware strategies.

William Allen Jr. is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include work with TIAA and multiple positions within The Vanguard Group. Outside of finance, he has operated a transportation business contracting with Uber. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, employing a goal-based, algorithm-driven approach primarily using Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Philip Smith is a financial advisor at Vanguard Advisers with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Vanguard since 2021, including roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of his advisory work, he is the owner of Soulcooker, LLC, a retail and service business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and a team servicing model.

Melissa Witbeck is a financial advisor at Vanguard Advisers with 17 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Charles Schwab and TD Ameritrade. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, providing a range of customization options and tax-aware features.

Vincent Gutierrez is a CFP® with five years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Plano, TX. Prior to joining Vanguard, he held positions at Schwab Wealth Advisory, Charles Schwab & Co., J.P. Morgan Securities, and other firms. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm emphasizes a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, with portfolios primarily invested in Vanguard funds and ETFs.

Riley Alford is a financial advisor at Vanguard Advisers with Series 65 and Series 66 credentials and one year of industry experience. Prior to joining Vanguard, Riley worked with Scott Alford, CPA, from 2017 to 2025 and has held roles at Cain Watters & Associates and Cardinals Sportscenter. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with proprietary models and predominantly Vanguard funds and ETFs. The firm serves a large client base through a digital delivery model supported by over 2,200 advisors.

Matthew Covelli is a CFP® and CFA® with nine years of industry experience. He currently works at Vanguard Advisers and its related entities, having joined in 2022 after six years at RGT Wealth Advisors. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers diversified portfolios mainly composed of Vanguard funds and ETFs.

David Bonds is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at First Financial Bank and involvement with various self-employed activities. Outside of finance, he has experience related to swim instruction and community organizations. Vanguard Advisers offers automated and human-supported investment advice to retail investors and retirement plan participants, employing a goal-based, algorithm-driven approach that utilizes Vanguard funds and ETFs. The firm is notable for its scale and digital delivery model, managing hundreds of thousands of client relationships with an emphasis on tax-aware, customized portfolio solutions.

Jose Benavides is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 credentials and totaling four years of industry experience. His prior experience includes roles at PNC Wealth Management, Bank of America, and Merrill Lynch. Outside of finance, he has experience in the food service industry with positions at Churromania and Buffalo Wings and Rings. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, integrating tax-aware features and customization options.

Alaira Olmos is a financial advisor with Vanguard Advisers in Plano, TX, holding a Series 66 designation and four years of industry experience. She has worked at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group since 2022, with prior experience at Equitable Advisors, Northwestern Mutual, and other roles including at Clix Portrait Studios and the University of North Florida. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through its digital platform and extensive advisory team.

Virgil Norris Jr. is a financial advisor at Vanguard Advisers with 18 years of industry experience and a Series 66 designation. His prior roles include positions at Wells Fargo Advisors, Wells Fargo Clearing, and self-employment in e-commerce. Norris currently owns an e-commerce business in Carrollton, TX, alongside his advisory role. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary asset allocation models and primarily invests in Vanguard funds and ETFs.

Kim Hong is a financial advisor with Vanguard Advisers who holds Series 66 and Series 63 licenses and has four years of industry experience. Prior to joining Vanguard Advisers in 2025, Kim held various roles within The Vanguard Group and Vanguard Marketing Corporation since 2022, as well as experience in mortgage services and client support roles across several firms. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large advisor team managing a high volume of client relationships through digital delivery.

Amanda Akowski is a financial advisor at Vanguard Advisers with a Series 66 designation and four years of industry experience. She has worked at multiple Vanguard entities since 2021 and has prior experience at Chick-Fil-A, Geico, and Colorado Christian University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and managing hundreds of thousands of client relationships through its digital platform and team servicing model.

Osher Saboni is a financial advisor at Vanguard Advisers with Series 66 designation and three years of industry experience. His prior work includes roles at Fidelity Investments, NOA Services, and the University of Texas at Dallas. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, with portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Justine Juele is a financial advisor at Vanguard Advisers with 14 years of industry experience. She holds the Series 66 designation and previously worked at TD Ameritrade, Inc. from 2013 to 2022. She is also employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers provides both automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary models to set personalized asset allocations and constructing portfolios mainly from Vanguard funds and ETFs.