Matthew Covelli is a CFP® and CFA® credentialed advisor with nine years of industry experience. He currently works at Vanguard Advisers and has previously worked at RGT Wealth Advisors and Genovese Burford & Brothers Wealth and Retirement Plan Management, LLC. He is also employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed largely from Vanguard funds and ETFs, offering extensive customization options and managing a large number of client relationships through its scalable digital platform.

David Bonds is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at First Financial Bank and in various self-employed capacities. Outside of finance, he has been involved with Bonds Swimming in Los Angeles and has experience with nonprofit organizations such as the YMCA. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach, primarily investing in Vanguard funds and ETFs, and manages a large client base through digital delivery and a team servicing model.

Jose Benavides is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 credentials and totaling four years of industry experience. His prior experience includes roles at PNC Wealth Management, Bank of America, and Merrill Lynch. Outside of finance, he has experience in the food service industry with positions at Churromania and Buffalo Wings and Rings. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, integrating tax-aware features and customization options.

Alaira Olmos is a financial advisor with Vanguard Advisers in Plano, TX, holding a Series 66 designation and four years of industry experience. She has worked at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group since 2022, with prior experience at Equitable Advisors, Northwestern Mutual, and other roles including at Clix Portrait Studios and the University of North Florida. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through its digital platform and extensive advisory team.

Virgil Norris Jr. is a Series 66-credentialed financial advisor with 18 years of industry experience, currently with Vanguard Advisers. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, Equitable Advisors, and operating his own e-commerce business. Since 2023, he has been self-employed in e-commerce, selling items online. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, using a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm manages a large client base through a scalable digital platform and offers a variety of customized investment solutions.

Kim Hong is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing four years of industry experience. Prior to joining Vanguard Advisers in 2025, Kim held roles within various Vanguard entities since 2022 and gained experience in mortgage services and staffing agencies. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and primarily Vanguard funds and ETFs, delivering services at scale through a combination of digital platforms and advisor teams.

Amanda Akowski is a financial advisor at Vanguard Advisers with a Series 66 designation and four years of industry experience. She has worked at multiple Vanguard entities since 2021 and has prior experience at Chick-Fil-A, Geico, and Colorado Christian University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and managing hundreds of thousands of client relationships through its digital platform and team servicing model.

Osher Saboni is a financial advisor at Vanguard Advisers with Series 66 designation and three years of industry experience. His prior work includes roles at Fidelity Investments, NOA Services, and the University of Texas at Dallas. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, with portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Justine Juele is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 15 years of industry experience. Her career includes roles at TD Ameritrade and Wells Fargo Clearing before joining Vanguard in 2022. Vanguard Advisers offers automated and human-supported investment advice, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to create portfolios using Vanguard funds and ETFs, emphasizing scale and digital delivery through its extensive advisor team.

Hui Ling Paez is a financial advisor at Vanguard Advisers with four years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab TD Ameritrade and Johnson & Johnson Taiwan. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary models and largely invests in Vanguard funds and ETFs.

Tierra Hulsey is a financial advisor at Vanguard Advisers with three years of industry experience. She holds a Series 66 designation and has prior experience at JPMorgan Chase Bank, J.P. Morgan Securities, and Arvest Wealth Management. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages client portfolios primarily with Vanguard funds and ETFs.

William Martin is a financial advisor with Vanguard Advisers based in Plano, TX, holding a Series 66 designation and six years of industry experience. His prior experience includes roles at Fidelity Investments, J.P. Morgan Securities, and Equitable Advisors. Vanguard Advisers provides automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to deliver personalized asset allocations, managing a large client base through both digital platforms and a team servicing model.

Arie Pearson is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His work history includes roles at The Vanguard Group, Kansas State University, and Legacy Financial Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through its digital platform and team servicing model.

Vincent Wallace is a financial advisor at Vanguard Advisers with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and USAA financial planning services. Outside of his advisory work, he is the owner of V and P Home Renovations, LLC, a flooring business. Vanguard Advisers provides automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs.

Bradley Huff is a financial advisor with Vanguard Advisers in Plano, TX, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC, Bank of America, N.A., and Merrill. He also serves as an executor for an immediate family member’s estate. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-aware strategies.

Alexander Katz is a financial advisor with Vanguard Advisers based in Plano, TX, holding Series 63 and Series 66 licenses with four years of industry experience. He previously worked at Fidelity Investments for four years and has been affiliated with Vanguard since 2026. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily builds portfolios from Vanguard funds and ETFs.

Lloyd Shaw II is a financial advisor at Vanguard Advisers with 22 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Nordstrom Inc., Agia, Valic Financial Advisors, Principal Life Insurance Company, USAA, and the University of North Texas. Outside of his advisory work, he manages a charitable food pantry in Plano, Texas. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed mostly from Vanguard funds and ETFs, emphasizing scale and digital delivery across its extensive client base.

Keegan Burwell is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and four years of industry experience. His background includes roles at Vanguard Marketing Corporation, The Vanguard Group, Inc., and The Pinkston Group. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs.

Stephen Saladrigas is a CFP® with 34 years of experience in the financial industry. He is currently with Vanguard Advisers and has held previous positions at Mutual of America and Wells Fargo Investments. He serves as board president for a homeowners' association, a community management role outside of his advisory practice. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs, offering various customization and tax-aware features.

Harmony Bostick is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 licenses and seven years of industry experience. She has worked at multiple Vanguard entities since 2019 and previously held roles in financial services and the hospitality industry. Outside of her advisory work, she is involved in rental property ownership. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages a large client base primarily through digital delivery and a team servicing model.