Lily Guthrie is a financial advisor at Vanguard Advisers with a Series 66 designation and two years of industry experience. Prior to joining Vanguard, she held various roles including self-employment and positions at Randstad and Walmart. Outside of her advisory work, she operates an e-commerce business selling clothes and antiques on eBay. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and predominantly Vanguard funds and ETFs.

Ethan Smith is a financial advisor at Vanguard Advisers with two years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and JPMorgan Chase. Ethan’s background also includes service in the Ohio Army National Guard and involvement with various organizations during his university years. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to construct portfolios primarily composed of Vanguard funds and ETFs, offering customization options and tax-aware features.

Britta Lefave is a financial advisor at Vanguard Advisers with four years of industry experience. She holds a Series 66 designation and has prior experience at INTRUST Bank and Raymond James Financial Services. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, emphasizing customization and tax-aware features.

Michael Guaman is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at The Vanguard Group, Financial Synergies Wealth Advisors, GWFS Equities, Quicken Loans, JPMorgan Chase Bank, J.P. Morgan Securities, Capital One Bank, and Wells Fargo Bank. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mostly from Vanguard funds and ETFs, and manages a large client base with a combination of digital tools and advisor teams.

Randall White is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently with Vanguard Advisers and has previously worked at J.P. Morgan Chase Bank, J.P. Morgan Securities, Morgan Stanley Private Bank, and Morgan Stanley. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform combined with advisory teams.

James Garza is a financial advisor at Vanguard Advisers with 8 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley, E*TRADE Capital Management, Wells Fargo, and TD Ameritrade. Outside of his advisory roles, he is involved in entrepreneurial activities through ownership interests in J 5 Family Forever LLC and JG5 Industries. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs with various customization options, and serves a large client base through a combination of digital platforms and advisory teams.

Thomas Williams is a financial advisor at Vanguard Advisers with two years of industry experience. He holds a Series 66 designation and has worked in various roles at Vanguard entities since 2022. His background includes both financial services and educational positions. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach combines goal-based, algorithm-driven strategies with portfolios constructed mainly from Vanguard funds and ETFs, offering customization options such as ESG and tax-aware features.

Christopher Tave is a financial advisor at Vanguard Advisers with 20 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including The Vanguard Group, Gann Square of Nine Capital Advisors, Chelsea Advisory Services, Chelsea Financial Services, and TD Ameritrade. He is based in Plano, Texas. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported advice. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and predominantly Vanguard funds and ETFs.

Robert Roberti is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. His recent career includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Prior to that, he worked at Wells Clearing Services, LLC for 12 years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach employing proprietary models and primarily Vanguard funds and ETFs, managing a large client base through a combination of digital platforms and advisor teams.

Joshua Druz is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fisher Investments, J.P. Morgan Securities LLC, and Morgan Stanley. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios primarily with Vanguard funds and ETFs.

Grayson Matthews is a financial advisor with Vanguard Advisers in Plano, TX, holding a Series 66 designation and four years of industry experience. Prior to joining Vanguard, he worked at Charles Schwab & Co., Inc. and was involved in broadcasting as the creator of The Fantasy Football Film Room, a social media channel focused on football content. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach uses proprietary methodologies to create personalized portfolios largely composed of Vanguard funds and ETFs, emphasizing digital delivery and scalability.

Andre Lafleur is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Vanguard in 2025, he worked at Fidelity Investments from 2022 to 2025. Outside of his advisory role, Lafleur is the owner of Lafleur Opportunities, LLC, a fitness content creation business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach. The firm manages a large client base through a combination of digital platforms and advisor teams, offering portfolios primarily constructed from Vanguard funds and ETFs with multiple customization options.

Timol Liggans Jr. is a financial advisor with Vanguard Advisers and holds Series 63 and Series 65 credentials. He has three years of industry experience, including prior roles at Fisher Investments, Charles Schwab, TD Ameritrade, and Fidelity Investments. He is also co-owner of The Liggans Company LLC, a non-operational transport business. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations, largely utilizing Vanguard funds and ETFs, supported by a large advisory team managing a high volume of client relationships.

Steven Trevor is a financial advisor with Vanguard Advisers, holding Series 63, 65, and 66 credentials and 33 years of industry experience. He has worked with Vanguard entities since 2021 and previously held roles at Charles Schwab and USAA Financial Services. Outside of finance, he is involved with US Nail Spa. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and manages a large client base through a high client-to-advisor ratio.

Katie Baillargeon is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. She has worked at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group since 2022, with prior experience at Kohls, Texas Tech University, The Geneva Foundation, and the University of Washington - Tacoma. Vanguard Advisers provides automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to create personalized portfolios.

Andrew Hornung is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and four years of industry experience. His prior work history includes roles at Northwestern Mutual and Ameriprise Financial, as well as employment at Collins Aerospace and the University of Jamestown. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm combines goal-based, algorithm-driven portfolio construction with a wide range of customization options and manages client relationships at scale through a highly automated platform supported by its team of over 2,300 advisors.

Jason Gregg is a financial advisor with Vanguard Advisers in Plano, TX, holding a Series 66 designation and 13 years of industry experience. His career includes roles at TD Ameritrade and a period as a self-employed advisor prior to joining Vanguard in 2026. Vanguard Advisers delivers automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach combines goal-based and algorithm-driven strategies, utilizing proprietary models and Vanguard funds to provide customized, tax-aware portfolios at scale.

Lance Perry is a financial advisor with Vanguard Advisers in Plano, TX, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at The Vanguard Group, Fidelity, and First Command Financial Services. Outside of his advisory work, he hosts a lifestyle and humor podcast, works as a photographer with Perry Creative Photography, and is a self-employed yoga instructor. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios mainly from Vanguard funds and ETFs, and manages a large client base through its digital platform and extensive team of advisors.

Elijah Fleming is a financial advisor at Vanguard Advisers in Plano, TX, holding Series 63 and Series 65 licenses. He has one year of industry experience, including prior roles at Frost Bank and Wells Fargo. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations, constructing portfolios mainly from Vanguard funds and ETFs, supported by a large team of advisors and a scalable digital platform.

Logan Young is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Flagship Asset Services and Denizens Brewing Co. He is also the owner of Roadway Insurance Group, LLC, a property and casualty insurance business. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, focusing primarily on retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering customization and tax-aware features.