Daniel Scobie is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. He has also been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. Based in Scottsdale, AZ, his career has been focused within the Vanguard organization. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs, offering various customization options and tax-aware strategies.

Alvaro Galvez Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and eight years of industry experience. He has been with Vanguard Advisers since 2020 and is also affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2018. Prior to joining Vanguard, he spent two years at the University of Georgia and over a decade as a self-employed professional. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Sabino Vargas is a CFP® with 14 years of industry experience, currently serving at Vanguard Advisers. He worked at Wonder, a division of Balderdash, Inc., from 2016 to 2018, and has been with THE Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily composed of Vanguard funds and ETFs, managing a large client base through its digital platform and extensive advisor team.

Elanie Wilson is a financial advisor at Vanguard Advisers with two years of industry experience and holds the Series 66 designation. Her prior work history includes positions at Randstad, Porter Labs Inc., Ylopo LLC, and Yelp Inc. She is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with options for tax-aware strategies and customization.

Jacob Hershberg is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2004. He holds a Series 63 license and is based in Scottsdale, AZ. Hershberg has spent his entire advisory career with The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, utilizing proprietary models and largely Vanguard funds and ETFs to create personalized portfolios.

Andrew Rowland is a financial advisor at Vanguard Advisers with six years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and Edward Jones Trust Company. He is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based and algorithm-driven approach that incorporates proprietary models and largely Vanguard fund portfolios. The firm serves a large client base with a digital delivery platform supported by more than 2,200 advisors.

Kendall Palmer is a CFP®-designated financial advisor with Vanguard Advisers in Scottsdale, AZ, bringing 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2015. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, offering customization options including ESG preferences.

Joseph Costello is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard since 2006 in various roles, including his current position starting in 2020. Outside of his advisory work, he serves as a fiduciary agent and manages a 529 plan custodian role. Vanguard Advisers offers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, employing proprietary methodologies to construct tax-aware portfolios largely composed of Vanguard funds and ETFs.

Ryan Richter is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with The Vanguard Group since 2011. Outside of his advisory role, he owns and operates two businesses: an e-commerce company that sells kits to assist parents of special needs children, and a real estate firm focused on residential property transactions. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through its digital platform and extensive advisor team.

Samuel Meza is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds a Series 66 designation and has 11 years of industry experience. His prior experience includes roles at Morgan Stanley, BMO Bank, Bancwest Investment Services, Bank of America, and Merrill. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, and it manages a large client base with a high client-to-advisor ratio through its scalable digital platform and team servicing model.

Matthew Puttroff is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at TIAA and Fidelity. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary models and a wide range of customization options.

Teresa Di Gregorio is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and six years of industry experience. Her career includes roles at The Vanguard Group, HUB International, and Cresset Asset Management. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and serves hundreds of thousands of clients through a digital delivery platform supported by a large team of advisors.

Wesley McCalley is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has been with Vanguard in various capacities since 2005, including his current role at Vanguard Advisers since 2018. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of advisors managing a high volume of client relationships.

Zachary Schwenk is a CFP® with eight years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has worked with Vanguard-affiliated entities since 2018 and has been self-employed intermittently. His background also includes experience at Biffs Bagels Inc. and Northern Arizona University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering customization options and tax-aware features.

Zachary Dias is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior work experience includes roles at Ross Stores, Inc., Glendale Community College, and The Home Depot. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice through its digital and personal advisor services. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Jeffrey Sauer is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Scottsdale, AZ. He has been with Vanguard and its affiliated entities since 2026. Prior to joining Vanguard, his work experience includes roles in various industries such as hospitality and retail. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs with various tax-aware and customization features.

Connor Standring is a financial advisor with Vanguard Advisers in Scottsdale, AZ. He holds Series 63 and Series 66 designations and has five years of industry experience. His prior roles include positions at Vanguard Marketing Corporation, The Vanguard Group, Inc., and self-employment. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily with Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Andrew Ferolino is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 designation and has previously worked with firms including Barrett Real Estate and Charles Schwab & Co., Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, offering portfolios primarily composed of Vanguard funds and ETFs, with various customization and tax-aware features.

Christopher Tatton is a financial advisor with Vanguard Advisers, holding a Series 66 designation and six years of industry experience. He has worked at Vanguard and its affiliates since 2019 and previously held roles at Randstad, GBS Retire, Utah Valley University, and GBS Benefits. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Andy Garcia is a CFP® and Series 66 credentialed advisor with 24 years of industry experience. He has been with The Vanguard Group, Inc. since 2002. Based in Scottsdale, AZ, he serves clients through Vanguard Advisers. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio management, utilizing proprietary models and primarily Vanguard funds and ETFs.