Brian Rivera is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. Prior to his current role, he has been involved in self-employed real estate buying and selling for over a decade and has held positions within Vanguard's marketing and corporate divisions since 2013. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans through a blend of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to construct portfolios primarily from Vanguard funds and ETFs with various customization and tax-aware features.

Morgan Soukup is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Vanguard, Morgan worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. He has also held roles outside finance, including teaching positions at Benedictine University and the College of DuPage. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations and primarily constructs portfolios from Vanguard funds and ETFs with various customization options.

Michael Jacobson is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and three years of industry experience. Prior to his current role, he worked at Archer Huntley Financial Services and Jackson National, among other positions. He has also been employed by The Vanguard Group and its affiliates since 2023. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring personalized asset allocations and portfolios primarily constructed from Vanguard funds and ETFs.

Steeli Long is a Series 66-licensed financial advisor with Vanguard Advisers, based in Scottsdale, AZ, with five years of industry experience. Prior to joining Vanguard in 2021, Long held roles in banking, education, and small business operations. Outside of advising, Long is contracted with Rover to provide dog care services. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs with various customization options.

James Mitchell is a Series 66 registered advisor with Vanguard Advisers, based in Scottsdale, AZ, and has 12 years of industry experience. His prior roles include positions at Charles Schwab and USAA Financial Advisors. Outside of his advisory work, he is involved in several self-employed e-commerce and delivery businesses. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor support.

Walker Wilson is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and five years of industry experience. His work history includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. outside of Vanguard Advisers. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through a digital delivery and team servicing model.

William Puggini is a CFA® charterholder and Series 63 licensee with 18 years of industry experience. He has been with Vanguard Advisers since 2025 and has worked within The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2008. He is based in Scottsdale, AZ. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily consisting of Vanguard funds and ETFs.

Erik Thunberg is a financial advisor with Vanguard Advisers and holds a Series 66 designation. He has been with Vanguard and its affiliated entities since 2026. Prior to joining Vanguard, his work experience includes roles at CyrusOne Management Services LLC, Healthcare Trust of America, Inc., and Georgetown University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models and largely investing in Vanguard funds and ETFs, supported by a large team that manages a high volume of client relationships.

Steven Hughes is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes positions at Sidoti & Company, LLC, and roles supporting professional sports teams such as the Washington Commanders Football Team and the Sacramento River Cats Baseball. Vanguard Advisers provides automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Aaron O'connor is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds the Series 63 and Series 66 designations and has been with Vanguard-related entities since 2017. Based in Scottsdale, AZ, his background includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Jason Niedert is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and with 10 years of industry experience. He has been with Vanguard Advisers since 2019 and also operates a woodworking and leather crafting business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and advisor teams.

Kimberly Brenes is a Series 66 licensed financial advisor with Vanguard Advisers, where she has worked since 2021. She has five years of industry experience and is based in Scottsdale, AZ. Her prior work includes a brief period at Talent Inc. in 2020, and she was a homemaker from 2003 to 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, serving a large client base through its digital platform and team servicing model.

Jeremy Braccio is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. He has been employed with The Vanguard Group and its affiliates since 2004. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations constructed from Vanguard funds and ETFs, supported by a large digital platform and advisory team.

Chad Sundem is a CFP® with 30 years of industry experience, currently serving at Vanguard Advisers since 2016. He has been affiliated with The Vanguard Group and Vanguard Marketing Corporation since 1995. Outside of his advisory work, he is involved as a landlord and owner of rental property in Tempe, Arizona. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Charles Dickinson is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has held positions at Vanguard and its affiliates since 2005 and is also the owner of Equitable Investments LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers customizable portfolios constructed mainly from Vanguard funds and ETFs.

Daniel Katai is a CFP®-certified financial advisor with 18 years of industry experience. He has been with Vanguard Advisers since 2019 and is also affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc., where he has worked since 2008. Katai is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform supported by a team of over 2,200 advisors.

Bing Liu is a financial advisor with Vanguard Advisers, holding a Series 66 credential and four years of industry experience. Prior to joining Vanguard in 2026, he worked at Wells Fargo Clearing and Wells Fargo Bank. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to set personalized asset allocations, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and team servicing model.

Timothy Kauk is a CFP®-designated financial advisor with 17 years of industry experience, currently serving at Vanguard Advisers since 2019. His prior experience includes roles at USAA Investment Management Company and USAA Financial Advisors. He is based in Scottsdale, AZ, and also manages limited investment-related activities and power of attorney responsibilities for his mother. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to deliver personalized asset allocations primarily through Vanguard funds and ETFs.

Megan Miller is a financial advisor with Vanguard Advisers and holds Series 63 and Series 66 licenses. She has nine years of industry experience, including prior roles at Marine Credit Union and positions within various Vanguard entities. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create portfolios largely composed of Vanguard funds and ETFs, supporting customization options such as ESG preferences and tax-aware strategies.

Estela Schondelmayer is a financial advisor at Vanguard Advisers with 18 years of industry experience. She has been with The Vanguard Group since 2007 and holds Series 63 and Series 66 designations. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models to set personalized asset allocations primarily through Vanguard funds and ETFs.