Braden Bailey is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Corient Capital Partners and various educational institutions including Brigham Young University and Salt Lake Community College. Vanguard Advisers provides investment advice through both automated and human-supported platforms, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies, primarily utilizing Vanguard funds and ETFs.

Dale Gambell is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His career includes roles at USAA Financial Planning Services and its affiliated companies from 2007 to 2021 before joining The Vanguard Group in 2021. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes Vanguard funds and ETFs with tax-aware features. The firm manages a large client base through its digital platform and team servicing model.

Dante Colarusso is a financial advisor at Vanguard Advisers with four years of industry experience and holds a Series 66 designation. His prior roles include positions at Bank of New York Mellon and various organizations spanning finance and retail sectors. He serves as a local representative for NACEL Open Door, a nonprofit that vets host families for international students. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models and primarily invests in Vanguard funds and ETFs.

Melquiades Villalobos III is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2008. He holds the Series 63 designation and is based in Scottsdale, AZ. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and primarily invests through Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Curtis Mcmichael is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior roles include positions at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as experience in education at Brigham Young University–Idaho and community service with The Church of Jesus Christ of Latter-Day Saints. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and emphasizes digital delivery alongside a team servicing model.

Garrett Turnbull is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. His prior roles include positions at Vanguard Marketing Corporation and Marcus & Millichap Real Estate. Outside of his advisory work, he is the owner of Phoenix Political Solutions, LLC, a contract services business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, employing proprietary models and largely utilizing Vanguard funds and ETFs.

Richard Kueltzo is a financial advisor at Vanguard Advisers with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Vanguard Group since 2021. Prior to this, he was employed by Northern Trust Securities and Northern Trust Bank from 2012 to 2021. Outside of his advisory role, he has worked as a contracted driver for DoorDash. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs, serving a large client base through a blend of digital platforms and a team servicing model.

Michael Casey is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds Series 63 and Series 66 licenses and has nine years of industry experience, all with The Vanguard Group since 2017, following a brief tenure at Randstad. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, employing a goal-based, algorithm-driven approach that utilizes proprietary models and predominantly Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships through a combination of technology and a large team of advisors.

Mark Walford is a CFP®-certified financial advisor with 28 years of industry experience, currently serving at Vanguard Advisers. He has been with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 1997. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach that utilizes proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Dorin Micula is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Vanguard in 2026, he worked at Charles Schwab & Co., Inc. from 2023 to 2026 and has a background that includes roles in education and hospice care. Vanguard Advisers serves retail investors and eligible employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios with Vanguard funds and ETFs, offering customization options including tax-aware strategies and ESG considerations.

Serena Horsch is a CFP® and Series 63 credentialed financial advisor with 16 years of industry experience, all spent at The Vanguard Group. She is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, largely utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisory teams.

Robert Williams Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Vanguard in various capacities since 1995 and currently serves as Treasurer for the LUNAA AZ Chapter, a small university alumni group. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and retirement plan participants. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to construct personalized portfolios with tax-aware and customization features.

Dana Willard is a financial advisor at Vanguard Advisers with 16 years of industry experience. He holds Series 63 and Series 65 certifications. His career includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc., all since 2010. Vanguard Advisers delivers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

Anthony Berumen is a CFP® professional with 13 years of experience in the financial industry. He has been with The Vanguard Group, Inc. since 2013, serving at Vanguard Advisers in Scottsdale, AZ. Outside of his advisory role, he is the owner and landlord of a rental property business. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, using proprietary models to tailor asset allocations and portfolio construction largely from Vanguard funds and ETFs.

Daniel Knutson is a financial advisor at Vanguard Advisers with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Vanguard and its affiliates since 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach uses proprietary models to deliver personalized asset allocations primarily through Vanguard funds and ETFs.

Benjamin Howard is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at The Vanguard Group, Inc. since 2021. Outside of his advisory role, he works as an independent contractor providing massage therapy services at Colair Beauty Lounge and Med Spa. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily using Vanguard funds and ETFs, and serves a large client base through its digital platform and team servicing model.

Logan Kannes is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds Series 63 and Series 66 licenses and has eight years of industry experience. Prior to joining Vanguard in 2017, he worked at Northern Arizona University, Dick's Sporting Goods, and Rio Salado Community College. Vanguard Advisers offers automated and human-supported investment advice for retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, combining digital delivery with a large advisor team to manage a high volume of client relationships.

Connor King is a financial advisor at Vanguard Advisers with one year of industry experience. He holds a Series 66 designation and has worked with The Vanguard Group, Inc. since 2026. Outside of his advisory role, King is also affiliated with Renaissance Financial, where he acts as a financial advisor. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed largely from Vanguard funds and ETFs.

Matt Clarkson is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His prior work includes positions at James Clarkson Insurance Agency and various roles within Vanguard-affiliated entities since 2007. He is based in Scottsdale, AZ. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages client relationships at scale through a combination of digital platforms and a broad advisor network.

Elaine Muandumba is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 registrations and six years of industry experience. Her prior work includes roles at PIMCO Investments, Wells Fargo Clearing Services, Charles Schwab, and The Vanguard Group. She also spent two years with the Angola Ministry of Youth & Sports. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of portfolios constructed mainly from Vanguard funds and ETFs.