Pouya Horzadeh is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Merrill Lynch, Bank of America, JP Morgan Securities, Wells Fargo, and various self-employed positions. Outside of advisory work, he has operated as a contract driver for multiple rideshare and delivery services. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach featuring proprietary asset allocation models and constructs portfolios mainly from Vanguard funds and ETFs.

Jordan Ballard is a financial advisor with Vanguard Advisers, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Merrill, Ping Health, and Upgrade Inc, as well as self-employment. Outside of his advisory work, he engages in buying and reselling watches as a personal interest and works occasionally as an independent contractor for UberEATS. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach with personalized asset allocations primarily using Vanguard funds and ETFs, supported by a large advisor team and extensive digital delivery.

Richard Frank is a CFP® professional with 32 years of industry experience, currently serving at Vanguard Advisers. His prior roles include positions at Empower Financial Services, Wells Fargo Advisors, and work related to a congressional campaign. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm’s approach combines goal-based, algorithm-driven asset allocation with portfolios constructed mainly from Vanguard funds and ETFs, supported by a digital platform servicing a large client base.

Cameron Cuffari is a financial advisor with Vanguard Advisers based in Scottsdale, AZ, holding Series 63 and Series 66 licenses and having three years of industry experience. His prior roles include positions at Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of his advisory work, he has engaged in various self-employed retail and service activities, including providing caddy services, babysitting, and bartending. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, emphasizing scale and digital delivery to manage a large client base with a high client-to-advisor ratio.

Eugenio Contreras Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. He has worked with various Vanguard entities since 2005 and has been with Vanguard Advisers since 2019. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering tax-aware features and customization options.

Richard Garcia is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 65 designations and 15 years of industry experience. He has been with The Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to set personalized asset allocations, primarily employing Vanguard funds and ETFs with various tax-aware and customization features.

Lee Gillette is a CFP® professional with 19 years of experience in the financial industry, all of which he has spent with The Vanguard Group since 2007. He holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and primarily Vanguard funds and ETFs to construct personalized portfolios.

Jared Goldberg is a financial advisor at Vanguard Advisers with three years of experience in the industry and a Series 66 credential. He is the owner of DC Ranch Tax Strategies, LLC, a tax preparation business based in Scottsdale, AZ. Additionally, he has been involved in real estate investment activities as a self-employed contractor buying and selling properties. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and primarily invests in Vanguard funds and ETFs, serving a large client base through digital platforms and a team servicing model.

Nathan Merrill is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and possessing 16 years of industry experience. His prior work includes positions at Financial Engines Advisors L.L.C. and Fidelity Personal and Workplace Advisors. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Dominic Wrighten is a Series 66-registered financial advisor with Vanguard Advisers based in Scottsdale, AZ. He has one year of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Prior to joining Vanguard Advisers, he worked at Equitable Advisors, LLC and held various positions in hospitality and retail. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach and offers portfolios primarily constructed from Vanguard funds and ETFs, supported by a large team of advisors managing hundreds of thousands of client relationships.

Ian Flynn is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. His work history includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of financial services, he has held positions with multiple country and golf clubs and has experience in education-related roles. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, supported by digital delivery and a large advising team.

Cameron Sharpe IV is a Certified Financial Planner (CFP®) with seven years of industry experience, currently serving at Vanguard Advisers since 2025. His career includes roles at The Vanguard Group and Vanguard Marketing Corporation beginning in 2019, along with earlier positions at ACLAS and the University of Washington. Vanguard Advisers delivers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment strategy using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Beau Denhalter is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at multiple Vanguard entities since 2021. Outside of his advisory role, he has been involved with Codo's Coaching, an entrepreneurial venture. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and primarily constructs portfolios with Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Gian Slowik is a Wealth Management Advisor with Merrill Lynch Wealth Management. He provides financial strategies and advice tailored to individuals, corporate executives, and families, focusing on their short- and long-term financial objectives. Gian serves clients nationwide and is part of a team that aims to simplify and enrich clients’ financial, business, and personal lives by reducing complexity and paying close attention to detail. Gian holds a Bachelor's Degree from the University of Delaware’s Lerner College of Business and Economics. He is a CERTIFIED FINANCIAL PLANNER® professional, a designation awarded by the Certified Financial Planner Board of Standards, Inc. His areas of expertise include education planning, family wealth management strategies, retirement planning, portfolio management, tax minimization, and retirement income. Gian is also a Personal Investment Advisor and holds specialization in Sports & Entertainment. In addition to his professional work, Gian is involved in community service as a volunteer with Big Brothers Big Sisters of Delaware. He is proficient in English, Spanish, and Greek. His personal interests span basketball, cooking, golfing, music, reading, skiing, spending time with family, and traveling.

Benjamin Leu is a CFP® with eight years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His work history includes roles at The Vanguard Group, Inc. since 2017, as well as prior positions at Machinima, Bellhops, The M Group & Associates, Arizona State University, and Maker Studios. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with proprietary models and primarily Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team service model.

Alivia Clark is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Prior to joining Vanguard, she has worked in various roles including at Northwestern Mutual and Discover Card. In addition to her advisory work, she operates a dog sitting business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and retirement plan participants, using a goal-based, algorithm-driven approach and portfolios primarily composed of Vanguard funds and ETFs.

Philip Vrettos is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has been with The Vanguard Group since 1998. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, managing portfolios primarily composed of Vanguard funds and ETFs and serving a large client base through its digital platform and extensive advisor team.

Bradon Lloyd is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Scottsdale, AZ. He has been with Vanguard Advisers since 2026 and has prior experience in marketing and data analytics roles at NielsenIQ and PCM IT Solutions. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Brooke Walker is a financial advisor at Vanguard Advisers with two years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Liberty Mutual and multiple entities within the Vanguard organization. Outside of her advisory role, she owns 100 Years of Bliss, LLC, a wellness coaching business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models to personalize asset allocations primarily through Vanguard funds and ETFs.

Michael Bersano is a CFP® with 24 years of industry experience, currently serving as an advisor at Vanguard Advisers in Scottsdale, AZ. He has been with Vanguard-related entities since 2002, including Vanguard Advisers since 2017. Bersano holds a Series 63 license in addition to his CFP® designation. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.