Aaron Stowe is a CFP® professional with eight years of industry experience currently serving at Vanguard Advisers. He has been with The Vanguard Group and its related entities since 2018. His prior experience includes roles at Audio Sensations and Arizona State University, where he also worked with the W.P. Carey School of Business. Vanguard Advisers offers both automated and human-supported investment advice focused on retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Leah Cleland is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations, and has eight years of industry experience. She has worked at Vanguard Advisers since 2022 and has been associated with The Vanguard Group and Vanguard Marketing Corporation since 2017. Prior to that, she worked at Randstad from 2015 to 2017. Vanguard Advisers delivers automated and human-supported investment advice through digital and personal advisor services aimed at retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment process, constructing portfolios primarily from Vanguard funds and ETFs with customizable options for tax efficiency and ESG preferences.

Armanni Malaty is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Edelman Financial Engines, Mariner Wealth Advisors, and Morgan Stanley. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach uses proprietary models to create personalized asset allocations primarily composed of Vanguard funds and ETFs, offering a high client-to-advisor ratio supported by digital delivery and team servicing.

Brian Goss is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2016. He is also involved in managing several real estate investment entities in Arizona. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs.

David Supancheck is a financial advisor at Vanguard Advisers with a Series 66 designation and four years of industry experience. He previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America. Prior to his financial services career, he spent 15 years at Union Pacific Railroad. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Sara Ramirez Montes is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Vanguard, Wells Fargo, and JP Morgan. Outside of her advisory role, she owns Sara Montes Coaching, LLC, a personal coaching business focused on helping clients achieve life goals. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily investing in Vanguard funds and ETFs, and serves a large client base through its digital delivery platform and team servicing model.

Derek Keirns is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and having eight years of industry experience. He has worked at Vanguard Advisers and affiliated Vanguard entities since 2018, with prior experience at USAA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates Vanguard funds and ETFs. The firm supports a large client base through a digital platform and team servicing model.

Simon Cain is a financial advisor with Vanguard Advisers based in Scottsdale, AZ, holding Series 63 and Series 66 designations and having 16 years of industry experience. He previously worked at Edward Jones and has been affiliated with Vanguard since 2018. Outside of his advisory role, he is involved in coaching football at Ironwood High School and owns AZ Dynamic Sports, where he also serves as a director of the AZ Dynamic Sports Foundation. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and constructs portfolios mainly from Vanguard funds and ETFs, emphasizing scale and digital delivery across a large client base.

Stephen Civille is a CFP® with 23 years of industry experience, currently serving at Vanguard Advisers since 2020. He has been affiliated with Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct portfolios largely from Vanguard funds and ETFs.

Kristen Iacobelli is a financial advisor at Vanguard Advisers with 12 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Vanguard Advisers since 2016. Outside of her advisory role, she serves as a limited agent for immediate family members. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with personalized asset allocations constructed primarily from Vanguard funds and ETFs.

John Olin is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2014. Outside of his advisory role, he operated My Slime Lab in 2021. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and primarily Vanguard funds and ETFs, managing a large client base through its digital platform and extensive advisor team.

Sara Carlson is a financial advisor at Vanguard Advisers with a Series 66 designation and two years of industry experience. She previously worked at J.P. Morgan Securities LLC and has a background that includes roles in education and retail. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice through its Digital Advisor and Personal Advisor services. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary models and largely Vanguard funds and ETFs, managing a substantial client base with a high client-to-advisor ratio.

Steven Twirago is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Vanguard Advisers since 2024 and has previous roles within related Vanguard entities as well as Advisys, Inc. and Pacific Premier Bank. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Robert Pew is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard Advisers since 2017 in various capacities. Prior to joining Vanguard, he worked at Randstad for one year. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory team.

Douglas Boyd is a financial advisor at Vanguard Advisers with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard-affiliated firms since 1999. Boyd is based in Scottsdale, AZ, and has involvement as a landlord and owner of rental property. Vanguard Advisers provides automated and human-supported investment advice to retail investors and plan participants, using a goal-based, algorithm-driven approach. The firm manages extensive client relationships through its digital platform and constructs portfolios primarily from Vanguard funds and ETFs with customizable tax-aware features.

Susana Romo Lozano is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and nine years of industry experience. Prior to joining Vanguard in 2025, she worked at Morgan Stanley, LPL Financial, BMO Investment Services, Bank of America, Merrill Lynch, and New York Life. Outside of her advisory role, she owns and manages a rental property investment in Buckeye, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a proprietary, algorithm-driven approach to construct personalized, goal-based portfolios primarily composed of Vanguard funds and ETFs.

Cory Johnson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. He has been with The Vanguard Group since 2013 and is the owner of That Legendary Life LLC, an unrelated business venture. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages a large client base through its combination of digital platforms and advisory teams.

Avnish Gupta is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. His career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior experience at McGill University, the Singapore Armed Forces, and Overseas Family School. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through its digital platform and extensive advisor team.

Kelly Gromoll is a financial advisor at Vanguard Advisers with 22 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Charles Schwab Bank, TD Ameritrade, and Scottrade. He co-owns Terra Nossa, LLC, a family-owned entity for managing inherited property. Vanguard Advisers provides automated and human-supported investment advice to retail investors and retirement plan participants, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm manages a large number of client relationships through its digital delivery platform combined with a team servicing model.

Edward Tambe Ebot is a financial advisor with Vanguard Advisers, holding Series 63, 65, and 66 licenses and having one year of industry experience. Prior to joining Vanguard in 2026, he worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated and held roles outside of finance, including at Align Behavioral Group Home and Eureka Imperial Residence LLC. Vanguard Advisers provides a combination of automated and human-supported investment advice, serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to construct portfolios primarily from Vanguard funds and ETFs with tax-aware and customization features.