Bradley Sacco is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2019. His prior experience includes 13 years at Queens University and over two decades with Vanguard Marketing Corporation and The Vanguard Group, Inc. based in Scottsdale, AZ. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach, employing proprietary models to construct personalized, tax-aware portfolios using Vanguard funds and ETFs.

Alexas Collins is a financial advisor at Vanguard Advisers with four years of industry experience. They hold a Series 66 designation and have worked with Vanguard-related entities since 2021, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Prior to joining Vanguard, Collins was employed at Staylisted and Petsmart SSG. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, emphasizing personalized asset allocations and offering a range of customization options including ESG considerations.

Byron Smith is a financial advisor at Vanguard Advisers with 25 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His work history includes roles at Vanguard Advisers, Vanguard Marketing Corporation, The Vanguard Group, Inc., Pruco Securities LLC, and Farmers Financial Solutions LLC. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs, with a focus on scalability and digital delivery.

Charlie O’Brien is a financial advisor at Vanguard Advisers with four years of industry experience. He holds a Series 66 designation and has worked at The Vanguard Group, Inc. since 2022. Prior to that, he was employed at Equitable Advisors LLC and held roles outside the financial industry, including positions at Education at Work, Arizona State University, Top Golf, and Talking Stick Casino. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation and manages portfolios largely consisting of Vanguard funds and ETFs through a digital platform supported by a large team of advisors.

Katherine Park is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2013. She has also been associated with Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2010. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with proprietary methodologies to construct portfolios mainly from Vanguard funds and ETFs.

Tiffany Mccall is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and 11 years of industry experience. She has worked at The Vanguard Group, Inc. since 2015. Vanguard Advisers provides automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering various customization options and managing a large client base with a team servicing model.

Gregory Turner is a CFP®-certified financial advisor at Vanguard Advisers with 14 years of industry experience. He has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2012 and has been with Vanguard Advisers since 2017. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing scalability and digital delivery.

Seth Wilkinson is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2020. Prior to that, he held roles at Target and Indiana University. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates personalized asset allocations and tax-aware features. The firm manages a large client base with over 2,200 advisors and provides a range of portfolio management services focused primarily on retail and plan participants.

Shannon Mc Carthy is a financial advisor at Vanguard Advisers with three years of industry experience and holds a Series 66 designation. Prior to joining Vanguard, Mc Carthy worked in various roles including self-employment and service positions outside the financial industry. Outside of advisory work, Mc Carthy has contracted as a beverage product promoter and delivery driver. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach, constructing portfolios primarily with Vanguard funds and ETFs, and combines digital delivery with a large advisory team to serve a high volume of clients.

Michael Ariel is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for a decade before joining Vanguard in 2026. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and team servicing model.

Joseph Vitiritto IV is a financial advisor with Vanguard Advisers in Scottsdale, AZ. He holds Series 63 and Series 66 licenses and has one year of industry experience. Outside of his advisory role, he is the owner of Nature's Purpose LLC, a service business based in Tempe, AZ. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, employing proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Caleigh Mcdonough is a Series 66 licensed financial advisor with Vanguard Advisers, based in Scottsdale, AZ, and has three years of industry experience. Prior to joining Vanguard Advisers, Mcdonough held roles at Freddie Mac and CrossPoint Wealth Partners. Outside of advising, Mcdonough is involved in real estate as a landlord. Vanguard Advisers offers automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, and manages a large client base through a combination of automated platforms and advisor teams.

Michael Hoffman is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 66 designation and has worked at multiple Vanguard entities since 2024. Prior to joining Vanguard, he worked in education roles including positions at the University of Arizona and Phoenix Union High School District. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisory teams.

Cameron Wiebe is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he has held positions at Western Alliance Bank, the Institute for American Universities, and has experience working at the University of Arizona. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering features such as tax awareness and customization options.

Michael Paraschak is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His prior roles include positions at Northwestern Mutual and The Vanguard Group, along with self-employment activities. Outside of his advisory work, he has engaged in contract delivery services and plasma donation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct diversified portfolios primarily from Vanguard funds and ETFs, supported by a large team of advisors and a scalable digital platform.

Kaleb Pitts is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Alliance Bernstein, Fidelity Investments, and Northern Trust. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations and offers a broad range of customizable portfolios constructed mostly from Vanguard funds and ETFs.

Kristen Coultas Kay is a financial advisor at Vanguard Advisers with three years of industry experience. She holds a Series 66 designation and has worked at The Vanguard Group, Inc. since 2023. Outside of her advisory role, she serves as a trustee of a family trust. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations and offers a range of customizable portfolios constructed mainly from Vanguard funds and ETFs.

Ryan Dynice Carroll is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and four years of industry experience. His prior experience includes roles at Thrivent Financial, TIAA-CREF Individual & Institutional Services, Morgan Stanley, and Charles Schwab. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Gerald Sanchez is a financial advisor with Vanguard Advisers based in Scottsdale, AZ, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at The Vanguard Group, Inc. since 2017 and previously operated a business called The Pool Steward from 2010 to 2022. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction using Vanguard funds and ETFs, supported by a large team of more than 2,200 advisors.

Morgan Acker is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and five years of industry experience. Before joining Vanguard Advisers, he held various roles at The Vanguard Group and Vanguard Marketing Corporation. His background also includes work in the retail and hospitality sectors, as well as experience at Johnson & Wales University. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs, with options for tax-aware features and customization.