Matthew Smith is a financial advisor at Voya Retirement Advisors, LLC with 18 years of industry experience. He holds a Series 66 designation and has worked previously at Massachusetts Mutual Life Insurance Company and MML Distributors, LLC. Outside of his advisory role, he volunteers with The Guardsmen, a nonprofit that raises funds to send at-risk children to summer camp. Voya Retirement Advisors provides retirement-plan investment advice and managed account services to participants in employer-sponsored plans. The firm utilizes third-party models and techniques such as discounted cash flow and mean-variance optimization to deliver personalized asset allocations and retirement income forecasts, managing approximately $30.9 billion in discretionary assets.

Matthew Acie is a financial advisor with Voya Financial Advisors, Inc. in San Francisco, holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior experience includes roles at LPL Financial, RFS Partners, Eqis, and Incapital LLC. Voya Financial Advisors, Inc. is a dual-registered SEC investment adviser and broker-dealer serving individuals, retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management through wrap and unified managed account programs, and brokerage and insurance product distribution.

Michael Wade is a financial advisor at Voya Retirement Advisors, LLC in San Francisco, CA, holding Series 63 and Series 65 licenses with five years of industry experience. He previously worked at Valic Financial Advisors and served with the Eastex Fire Department for four years. Outside of his advisory role, he is the owner and managing member of Ire One LLC, a company involved in locating, rehabilitating, and selling distressed real estate properties. Voya Retirement Advisors, LLC provides retirement-plan investment advice and managed account services to participants in employer-sponsored plans, utilizing third-party models and techniques to deliver personalized asset allocations and retirement income forecasts. The firm manages approximately $30.9 billion in discretionary assets and offers features such as discretionary rebalancing and income-focused portfolio options within an integrated financial services platform.

Alvin Liang is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. His prior work includes positions at Sequoia Equities Securities Corp. and Stifel Nicolaus & Co Inc. Voya Financial Advisors, Inc. offers investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm delivers investment guidance through a combination of model portfolios and manager-driven sleeves, supporting both discretionary and non-discretionary advisory programs.