Deborah Butler is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley and Morgan Stanley Private Bank. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include cash-flow, retirement, education, and specialized services such as business-owner transition and sports & entertainment planning. Advisors use Wells Fargo research and tools to develop tailored recommendations, with clients deciding how to implement these through the firm’s brokerage or advisory programs.

Ralph Cross is a financial advisor with Wells Fargo Advisors in Hot Springs, Arkansas, holding a Series 66 designation and 26 years of industry experience. He previously worked at Stephens Inc for nine years before joining Wells Fargo Advisors in 2018. Cross also owns and manages R. Cross Asset Management, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering investment and fee-based financial planning services. The firm provides a broad range of planning options using proprietary research and tools, with tailored recommendations delivered through advisor meetings and written summaries.

Stephen Whatley Sr. is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and with 32 years of industry experience. He previously worked at Stephens Inc. for 23 years before joining Wells Fargo Advisors in 2022. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services utilizing proprietary research and tools, with a planning approach that is typically discrete and tailored to each client’s needs.