Xi Zou is a financial advisor at Wells Fargo Clearing with 13 years of industry experience and holds the Series 66 designation. His prior experience includes two years at HSBC Bank USA, N.A. Outside of advisory work, he manages a rental property in Hayward, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and utilizes research and analytics from Wells Fargo Investment Institute alongside third-party databases to guide its investment approach.

Hongjuan Zhang is a financial advisor with Wells Fargo Clearing in Fremont, CA, holding Series 63 and Series 66 licenses and having 20 years of industry experience. Prior to joining Wells Fargo in 2025, Zhang spent nine years at HSBC Bank USA, N.A. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Maria Laguna is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. She has also been associated with Wells Fargo Bank NA since 1999. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Melissa Sutikto is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. She has been with Wells Fargo since 2017, including her current role at Wells Fargo Clearing since 2021. Outside of her advisory work, she is involved in a music writing venture co-owned with her spouse. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.