Karen Tsang is a CFP® with 19 years of industry experience currently with Wells Fargo Clearing. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Outside of her advisory work, she holds limited power of attorney for a friend involving investment activities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Patrick Phimmasone is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds the Series 66 designation and has worked previously at Fidelity Investments, Woodbury Financial Services, and PIM Capital. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven, incorporates modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Jonathan Frantz is a financial advisor at Wells Fargo Clearing with a Series 66 designation. He has no prior industry experience but served 10 years in the United States Army before joining the firm. He also has a one-year work history at Georgetown University. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets with more than 14,000 financial advisors and provides both brokerage and advisory solutions.

Nelson Montes Torres is a financial advisor with Wells Fargo Clearing in Fairfax, VA, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Bank of America, CVS, Uber, and Target. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and uses modern portfolio theory, acting as an ERISA fiduciary and providing both discretionary and non-discretionary services.

Julia Jarrett is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and six years of industry experience. She has worked with Wells Fargo Clearing Services LLC since 2019 and Wells Fargo Bank NA since 2014. Outside of her advisory role, she serves as a power of attorney for her father. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of investment options including insurance-related vehicles and bank deposit sweep programs.

Julio Villazon is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing Services, Wells Fargo Bank, Bank of America, and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Craig Walker is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Elzara Shukurova is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and two years of industry experience. Her prior work includes roles at Wells Fargo Bank, RNCB Bank, and a position at Sagar Hospitality LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical large institutional advisers.

Jonathan Batista is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and four years of industry experience. He previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, and Chasenboscolo. His background also includes a role at Outback Steakhouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Shabnam Delafkar is a financial advisor with Wells Fargo Clearing in McLean, VA, holding Series 65 and Series 63 credentials and two years of industry experience. Her work history includes roles at Wells Fargo Bank, J.P. Morgan Securities LLC, and JPMorgan Chase Bank, N.A. Prior to entering financial services, she spent eight years with the United States Postal Service. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a wide range of investment advisory, financial planning, and retirement plan consulting services and manages approximately $671 billion in assets through more than 14,000 financial advisors.

Michael Higgins is a financial advisor with Wells Fargo Clearing in Manassas, VA, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Higgins is an author of multiple poetry books. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Yonas Demeke is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses. He has been working in the financial services industry since 2024, with prior experience at Amazon, Tata Consultancy Services, and Uber. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Michelle Fenaoui is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. She holds the CFP® designation along with Series 63 and Series 65 licenses. She has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where she has been since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both non-discretionary and discretionary services tailored to plan objectives, demographics, and risk tolerances.

Michael Butterfield is a CFP® professional with 17 years of industry experience, currently serving at Wells Fargo Clearing since 2016. His prior experience includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He holds Series 63 and Series 65 licenses. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Casey Plank is a financial advisor at Wells Fargo Clearing with a Series 66 designation and less than one year of industry experience. Prior to joining Wells Fargo Clearing, Plank held positions at Lockton Companies, Wells Fargo Advisors, and Cardinal Wealth Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases.

Shane Mclaughlin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Santmyer III is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 11 years of industry experience. His prior roles include positions at Truist Advisory Services, Truist Investment Services, BB&T Securities, and BB&T Investments. Outside of his advisory work, he serves as a basketball lead trainer for the Catoctin Basketball Club in Purcellville, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Hyun Woo Hung is a financial advisor with Wells Fargo Clearing based in McLean, VA. He holds Series 63 and Series 65 licenses and has one year of industry experience. His prior work includes roles at Bank of America, Capital One, and Wells Fargo Bank, NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jill Spiegelberg is a financial advisor with Wells Fargo Clearing, holding Series 66, Series 65, and Series 63 designations and 20 years of industry experience. Her prior roles include positions at Bank of America, Merrill, CiTIGROUP, and Morgan Stanley. She serves as Vice President of a BNI networking chapter, where she tracks goals and mentors members. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources with diversification principles and modern portfolio theory, offering both brokerage and advisory solutions.

Justin Gormley is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 credentials and nine years of industry experience. He has worked at Wells Fargo Bank NA since 2013 and Wells Fargo Clearing Services, LLC since 2017. Outside of finance, he provides guitar and piano instruction in Arlington, VA. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.