Nathan Gold is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. In addition to his advisory role, he serves as an adjunct professor at Hofstra University, teaching venture capitalism. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services based on an IPS-driven, modern portfolio theory approach. The firm includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, and acts as an ERISA fiduciary when providing investment advice.

Christian Harcsar is a financial advisor with Wells Fargo Clearing in New York, NY, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has been with Wells Fargo since 2016. Outside of his advisory role, he serves as a board member on the Village of Irvington Zoning Board in New York. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Thomas Gatto is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeffrey Luxenberg is a financial advisor at Wells Fargo Clearing with 44 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2022. Prior to that, he was with Morgan Stanley and its affiliated private bank from 2013 to 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a range of financial products including insurance-related vehicles and bank deposit sweep options.

Jose Paniagua is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Bank since 2022. His prior experience includes roles at New York Community Bank, LPL Financial, J.P. Morgan Securities, and JPMorgan Chase Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical institutional advisors.

Mikel Ortiz is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as money market funds, collective investment trusts, mutual funds, group annuity contracts, and bank deposit sweep programs.

Carlos Yazno is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2013. Based in New York, NY, Yazno has spent nine years specifically with Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Nathan Werner is a financial advisor with Wells Fargo Clearing in New York, NY, holding Series 66 and Series 63 credentials and having 10 years of industry experience. His tenure includes multiple periods with Wells Fargo Clearing and Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party databases.

Cameron Irvine is a financial advisor with Wells Fargo Clearing in New York, NY, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC, and also spent time at Bank of America Merrill Lynch. Outside of finance, he has experience with the Virginia Cocktail Peanuts business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options, offering both brokerage and advisory solutions across a large platform of assets and advisors.

Christopher Delaney is a financial advisor with Wells Fargo Clearing in New York, NY, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He previously worked at MML Investors Services and Mass Mutual Life Insurance Company from 2015 to 2019 before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Laurence Shafiroff is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Stifel Nicolaus & Co Inc and Jefferies LLC. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paul Santavicca is a financial advisor with Wells Fargo Clearing in New York, NY, holding a Series 66 designation and one year of industry experience. He previously worked at Morgan Stanley for two years and spent 13 years with the Port Chester-Rye Union Free School District. Outside of finance, he is involved with Predators Lacrosse, a recreation organization based in Eastchester, New York. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from its investment institute and third-party sources.

Belkis Knudsvig is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, with prior roles at Wachovia Bank, WELLS FARGO ADVISORS LLC, Barclays Capital Inc., and Lehman Brothers Inc. She serves on the investment committee of the Franciscan Sisters of the Poor Foundation. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Lisa Vanderheyden is a financial advisor with Wells Fargo Clearing in New York, NY. She holds a Series 63 designation and has 30 years of industry experience. She has been with Wells Fargo Clearing since 2016, including a one-year period at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and provides both brokerage and advisory solutions.

Jacob Klein is a Series 66-licensed financial advisor with Wells Fargo Clearing in New York, NY, and has six years of industry experience. He previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. from 2019 to 2025. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Scott Workman is a financial advisor with Wells Fargo Clearing in New York, NY, holding Series 63 and 66 designations and over 30 years of industry experience. He has worked at Wells Fargo Clearing and Citigroup during his career. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

John Lerner is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is the owner of John Lerner Designs, a product development business focused on knives and outdoor gadgets. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Francene Cole is a Series 66-licensed financial advisor with Wells Fargo Clearing in New York, NY, and has 15 years of industry experience. She has worked at Wells Fargo Clearing since 2016, following six years with Wells Fargo Advisors LLC and a longer tenure at Wachovia Bank, N.A. Cole serves as a board member for a residential homeowners association on the Upper West Side, where she participates in financial and administrative management. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in an IPS-driven, modern portfolio theory approach. The firm’s offerings include a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, and it acts as an ERISA fiduciary when providing investment advice.

Neal Fiore is a financial advisor with Wells Fargo Clearing in New York, NY, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. His previous roles include positions at Ridgewood and Raymond James & Associates. Outside of his advisory work, he has ownership interests in Ridgewood Ltd and a 50% stake in Eastview LLC, which involves advertising activities. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Heather Molin is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services Inc for 14 years before joining Wells Fargo in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.