John Williams is a CFP®-certified financial advisor with over 21 years of industry experience. He has been with Burr & Company, LLC since 2006. The firm serves individual and trust clients by providing investment management and integrated financial planning, using a long-term, buy-and-hold investment approach focused on dividend-oriented equities and tailored fixed-income allocations. Burr & Company generally operates on a non-discretionary basis, requiring client approval prior to trade execution.

With over 18 years of experience in financial planning, estate management, and investment advisory services, I founded Vineyard Wealth Group to help families, individuals, and non-profits navigate their financial journeys with confidence. My approach combines personalized planning, trusted advice, and innovative strategies tailored to each client’s unique goals and values, with a particular emphasis on Social Security analysis and decision-making as a cornerstone of financial success. Prior to starting Vineyard Wealth Group, I spent nearly 14 years at Charles Schwab, managing a $15 billion complex with over 30 employees, and served as a Senior Financial Advisor at Martha's Vineyard Investment Advisors. These experiences honed my ability to deliver comprehensive and collaborative wealth management solutions. As a CERTIFIED FINANCIAL PLANNER® professional, I bring advanced expertise in asset management, estate planning, tax strategies, and Social Security planning, along with credentials as an Accredited Asset Management Specialist® and Chartered Mutual Fund Counselor®. My Six Sigma Black Belt certification further reflects my commitment to efficiency and excellence in service delivery. Beyond the numbers, I’m deeply invested in my community. I serve on the board of the Martha’s Vineyard YMCA, actively support local initiatives, and completed the 2023 Boston Marathon, raising over $8,000 for the Doug Flutie Jr. Autism Foundation. Let’s connect and explore how I can help you achieve financial clarity, optimize your Social Security decisions, and enjoy lasting peace of mind.

Christopher Nichols is the principal advisor at Nichols Investment Advisory Services in Mashpee, MA, with 33 years of experience at the firm and a total of 22 years in the industry. He holds Series 63 and Series 65 licenses. Nichols Investment Advisory Services provides wealth management and retirement-focused portfolio management primarily for professionals, retirees, business owners, trustees, and small businesses, including pension plans. The firm uses modern portfolio theory with tactical asset allocation adjustments and monitors accounts quarterly, offering pension consulting and coordinating with estate and trust administrators.

James Shannon is a CFA® charterholder with 11 years of industry experience. He is the sole advisor at Shannon Investment Management, an independent firm based in Falmouth, MA. Prior to founding his firm, he has been affiliated with SoFi Securities LLC and Social Finance, Inc. since 2012. Shannon Investment Management provides fee-only, discretionary investment management and ongoing investment guidance to individuals, families, trusts, businesses, and nonprofit entities. The firm primarily utilizes passively managed exchange-traded funds, applying principles from modern portfolio theory and market-efficiency research to build diversified portfolios with strategic and tactical asset allocation.

Daniel Seidman is the sole advisor at Seidman Investment Portfolios in Vineyard Haven, MA, holding a Series 63 designation with 33 years of industry experience. He has led his independent firm since 1988. Outside of advisory services, he is also a licensed insurance agent and owner of an insurance agency. Seidman Investment Portfolios offers tailored portfolio management and comprehensive financial planning to individual investors, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and charitable organizations. The firm combines a long-term, low turnover investment philosophy with active tactical management, utilizing research from public and subscription sources and conducting regular account reviews.

I’m T.J. van Gerven, founder of Memento Financial Planning—a virtual, fee-only firm helping high-earning couples in their 30s and 40s align their money with what matters most. Most of my clients are navigating complex financial lives: managing equity comp, balancing student loans and child care, investing excess cash, and trying to figure out when enough is enough. I help them make smart, tax-efficient decisions while building toward a life of financial flexibility—where work becomes a choice, not a necessity. My planning process combines technical expertise with deeper conversations around values and purpose. Because financial planning isn’t just about growing net worth—it’s about using your resources to live more intentionally. When I’m not reviewing tax returns or modeling equity strategies, I’m probably road tripping with my partner, wandering a farmer’s market, or listening to a philosophy podcast.

Katherine Horgan is a financial advisor with Heritage Wealth Management in Osterville, MA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has been with Heritage Wealth Management since 2011 and previously worked at Coastal Equities, Inc. and Coastal Investment Advisors, Inc. Heritage Wealth Management provides personalized investment management and consulting services to individuals, including high net worth clients, and charitable organizations, as well as retirement plan consulting for small businesses. The firm employs proprietary asset-allocation strategies and manages accounts primarily on a discretionary basis.

Susan Roman is a CFP® with 12 years of industry experience, currently serving as an advisor at Roman Retirement Planning, LLC since 2018. Her prior roles include positions at Strategic Planning Group, Inc., Cutter Financial Group, LLC, and Precision Capital Management. She is also a licensed attorney who does not practice law and is licensed to produce life insurance products. Roman Retirement Planning serves individual and high-net-worth clients as well as pension and profit-sharing plans, providing portfolio management, financial planning, and pension consulting. The firm employs a mix of long-term trading and various analysis methods to tailor portfolios and utilizes third-party managers and automated advisory platforms for investment management.

Humam Sirhal is a financial advisor with Washington Financial Group, Inc. in Osterville, MA, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 24 years and has been involved with Washington Development Group, Inc. since 1991, where he provides civil engineering and construction management services. Sirhal also has experience in insurance sales. Washington Financial Group serves individual clients, high-net-worth individuals, and trust accounts by offering portfolio management, financial and estate planning, and access to managed portfolios. The firm employs a dynamic asset allocation approach based on risk tolerance analysis and uses mutual funds and third-party managers vetted through platforms like Envestnet and Schwab Institutional.

Jeffrey Cutter is a financial advisor with Cutter Financial Group LLC in Falmouth, MA, holding the PFS™ and Series 66 designations and having 19 years of industry experience. He has worked at Cutter Financial Group since 2006 and Precision Capital Management since 2015. Outside of advisory roles, he is involved in insurance and financial product sales through independent contracting arrangements. Cutter Financial Group provides investment advisory and planning services to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm employs a risk-first investment approach focused on retirement income needs and offers portfolio management primarily through mutual funds, with additional services including income, legacy, risk management, and advanced tax planning.

Ethan Kapsambelis is a financial advisor at Cutter Financial Group LLC with five years of industry experience. He holds a Series 66 designation and has worked at Cutter Financial Group since 2022 and Wood Wealth Group since 2021. Outside of finance, he is involved in a custom cabinetry business where he manages project development and implements efficiency tools. Cutter Financial Group provides investment and retirement planning services to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm emphasizes a risk-first approach focused on retirement income needs and employs model mutual-fund portfolios along with third-party asset management programs.

Jennifer Farrington is a Series 65-licensed advisor with Cutter Financial Group LLC, where she has worked since 2018. She has seven years of industry experience and also serves as the Associate Director of Regulatory Affairs for Associates of Cape Cod, Inc., a consulting role she has held since 2005. Cutter Financial Group provides investment advisory and planning services to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm employs a risk-first investment approach focused on retirement income needs and offers services including income planning, legacy planning, risk management, and portfolio management.

Maureen Brosnan is a financial advisor at Roman Retirement Planning, LLC with four years of industry experience. She holds a Series 65 designation and previously worked at Successful Wealth Strategies and Accenture. Outside of her advisory role, she provides money coaching services through Brosnan Wealth Management. Roman Retirement Planning serves individual and high-net-worth clients as well as pension and profit-sharing plans, offering portfolio management, comprehensive financial planning, and pension consulting. The firm employs a mix of investment analysis methods and uses third-party managers to tailor portfolios to clients’ goals and risk tolerances.

Laura Sirhal is a financial advisor with Washington Financial Group, Inc. holding a Series 65 designation and over three years of industry experience. She has previously worked at Kranz Consulting, Inc., providing fund accounting and financial administration services for venture capital clients. Washington Financial Group provides advisory services to individuals, high-net-worth clients, and trusts, offering portfolio management, financial and estate planning, and access to in-house portfolios and third-party money managers. The firm uses a risk tolerance-based, dynamic asset allocation approach and incorporates both discretionary portfolio management and commissionable insurance and fund products.

Raymond Laporte is a financial advisor at Martha's Vineyard Investment Advisors, LLC with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at LPL Financial, LLC for 20 years prior to joining his current firm in 2019. Martha's Vineyard Investment Advisors provides financial planning, investment management, and wealth management services to a diverse client base, including high-net-worth individuals, trusts, estates, and institutional clients. The firm builds customized portfolios using a combination of traditional and alternative investments guided by Modern Portfolio Theory, and it operates as a wholly owned subsidiary of Martha’s Vineyard Savings Bank.

Robert Mascali is a financial advisor at Martha's Vineyard Investment Advisors, LLC with four years of industry experience. He has worked at Martha's Vineyard Investment Advisors since 2022 and previously held roles at BourgetLaw and The Centers. Martha's Vineyard Investment Advisors provides financial planning, investment management, and wealth management services to individuals, trusts, estates, foundations, corporations, and certain banking or trust entities. The firm employs an investment approach grounded in Modern Portfolio Theory, combining proprietary strategies with independent managers, and offers consulting services including business, trust and estate, tax, and distribution planning.

Leslie Stovall is a financial advisor at Martha's Vineyard Investment Advisors, LLC with two years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial LLC. Outside of her advisory role, she is a licensed notary in the state of Massachusetts. Martha's Vineyard Investment Advisors provides financial planning, investment management, and wealth management services to individuals, trusts, estates, foundations, corporations, and banking or trust entities. The firm employs an investment approach based on Modern Portfolio Theory, combining proprietary strategies with independent managers and offering ongoing manager due diligence and portfolio rebalancing.

Steven Carlson is a financial advisor at B.B. Graham & Company, Inc. with 34 years of industry experience. He previously worked at Carlson Financial and Crown Capital Securities. Outside of financial advising, he is also a licensed real estate agent involved in real estate sales. B.B. Graham & Company provides investment advisory and financial planning services to individuals, pension plans, trusts, estates, corporations, and small businesses. The firm employs fundamental, technical, and cyclical analysis and offers both discretionary and non-discretionary asset management, often utilizing third-party asset managers.

Colleen Mc Gettrick is a financial advisor at Martha's Vineyard Investment Advisors, LLC with four years of industry experience. She holds a Series 66 designation and has worked at LPL Financial, Martha's Vineyard Bank, Bank of America, and Merrill Lynch. Martha's Vineyard Investment Advisors provides financial planning, investment management, and wealth management services to individuals, trusts, estates, foundations, endowments, corporations, and retirement plans. The firm employs a Modern Portfolio Theory approach, combining various asset classes and both proprietary and independent strategies to create customized portfolios tailored to clients' risk tolerance and financial goals.

Thomas Juster is a CFP® professional with 11 years of industry experience, currently serving at Martha's Vineyard Investment Advisors, LLC since 2019. He is also the owner of a retail business through Slate LLC, an unrelated non-investment activity. Martha's Vineyard Investment Advisors, LLC provides financial planning, investment management, and wealth management services to individuals, trusts, estates, foundations, corporations, and certain banking or trust entities. The firm employs a Modern Portfolio Theory-based investment approach and offers both discretionary portfolio management and consulting services, supported by an affiliation with Martha's Vineyard Savings Bank.