Nicholas Dirienzo is a CFA® charterholder and a financial advisor with five years of industry experience. He is currently the sole advisor at Finish Line Wealth Management, LLC and previously worked at Nottingham Advisors, Manulife Asset Management, State Street, and Putnam Investments. Finish Line Wealth Management is an independent advisory firm serving primarily individuals, high-net-worth clients, and pension plans. The firm offers portfolio management and financial planning services using a core/satellite investment approach with ETFs and risk-based strategies, combining fundamental analysis, modern portfolio theory, and quantitative techniques.

Cutler Greene is the sole advisor at Spaulding Greene Wealth Management, LLC in Buffalo, NY, holding Series 63 and Series 65 licenses with four years of industry experience. He has been with Spaulding Greene Wealth Management since 2007. Outside of advisory services, he is a member of two LLCs that own small rental properties, which are unrelated to his investment work. Spaulding Greene Wealth Management provides discretionary investment management to a small client base of individual investors, trusts, and estates, focusing on conservative, tax-aware portfolio management using individual equities, mutual funds, and ETFs. The firm operates as a single-advisor practice with tailored portfolios and a preference for low turnover.

I'm a retirement focused advisor with over 12 years of experience. I specialize in tax-efficient retirement planning and investment management for those that are retired or within a few years of retiring, all for a flat annual fee. I launched Free Time Financial in March 2025 after spending 10 years working for a Registered Investment Advisor firm who provided tax-efficient retirement planning, but charged for the service based on how large your investment accounts were. That model never made sense to me, and I finally left to build a firm on my own terms, where I could take wonderful care of a smaller number of families and charge them based on the complexity of the service and not on how wealthy they are.

Connor Rosenecker is a CFP® professional with five years of industry experience, currently serving as the sole advisor at Covenant Wealth. His prior roles include positions at Hightower Advisors, Linwood Investment Advisors, M&T Bank, and Citigroup. Outside of his advisory work, he contributes as a cantor for the Diocese of Buffalo. Covenant Wealth serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and other institutional clients. The firm provides both discretionary and non-discretionary portfolio management alongside financial planning and investment consulting, typically constructing diversified portfolios internally with a range of investment instruments.

James Primiano is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Clear View Wealth Advisors LLC since 2018. Prior to that, he operated Primiano Financial and was affiliated with Next Financial Group Inc. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of delivery options such as financial planning, model-portfolio advisory programs, and third-party asset management, supported by an in-house research team and a broad network of investment adviser representatives.

Michael Brady is a financial advisor at Clarity Advisors with 12 years of industry experience. He holds a Series 63 designation and has worked at multiple firms including Pfs Investments Inc. and Maus Software LLC. Outside of advising, he is involved in insurance sales as a sole proprietor and works as an account executive for an estate planning software company. Clarity Advisors serves individual investors and business clients, offering financial planning, discretionary portfolio management, retirement plan consulting, business advisory and valuation services, and access to tax and digital estate-planning providers. The firm emphasizes a long-term, passive asset-allocation strategy and provides retirement-plan consulting and educational seminars with a particular focus on plan sponsors and business owners.

Taunya Abaya is a CFP® and Series 65-licensed advisor with five years of industry experience. She previously worked at Buffalo First Wealth Management before founding Abaya Wealth Management LLC, an independent firm based in Buffalo, NY. Abaya Wealth Management provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, and foundations. The firm employs a blended investment methodology incorporating fundamental, technical, and quantitative analysis, and offers pension consulting services that include both asset management and hourly options.

Willard Saperston is a financial advisor at Saperston Legacy Advisors, Inc. with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several related firms, including his own family-named entities dating back to 1981. Saperston Legacy Advisors provides investment supervisory services and individual portfolio management to retail and high-net-worth individuals, pension plans, charitable organizations, and corporate clients. The firm emphasizes technical and momentum-based analysis alongside fundamental review, offering discretionary and non-discretionary management through proprietary asset-allocation programs and consulting services.

Jennifer Roberts is a financial advisor at Winthrop Partners – WNY, LLC with 7 years at the firm and a total of 14 years in the industry. She holds the ChFC® designation and Series 63 license. Her prior experience includes roles at Elleverage and Winthrop Financial. Winthrop Partners – WNY, LLC provides investment advisory, financial planning, and subscription-style planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and business entities. The firm offers discretionary and non-discretionary portfolio management with a top-down/bottom-up investment approach, incorporating tax-aware fixed-income ladders and a legacy-portfolio program.

Stephen Harts is an advisor at Collins Advisors, LLC in Buffalo, NY, holding Series 63 and Series 65 designations with over 15 years of industry experience. His prior work includes six years at Winthrop Financial and nine years at Collins Advisors before the firm’s current iteration. Collins Advisors provides investment advisory and retirement plan consulting services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a multi-method investment approach and manages approximately $176 million for about 525 clients through a small team.

Aidan Cloherty is a Series 65-licensed financial advisor at Farrell Financial with one year of experience. His work history includes roles in education and hospitality sectors, such as positions at the University of Vermont and Buffalo Boat Tours. Farrell Financial provides fee-based investment advisory and comprehensive financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm employs a tactical allocation strategy grounded in fundamental analysis and manages portfolios on a discretionary basis for both high-net-worth and non-high-net-worth clients.

Thomas Saunders Jr. is a financial advisor at Winthrop Partners – WNY, LLC with 11 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Locust Capital Management and LPL Financial. Winthrop Partners – WNY, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and business entities. The firm uses a disciplined investment process that combines individual equities, fixed income, ETFs, and mutual funds with a top-down/bottom-up selection approach, offering both discretionary and non-discretionary portfolio management along with ongoing financial planning.

Christine Collins Schwinger is a financial advisor at Collins Advisors, LLC in Buffalo, NY, holding a Series 65 designation with four years of industry experience. She has been with Collins Advisors since 2005. Collins Advisors provides investment advisory and retirement plan consulting services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a multi-method investment process and manages portfolios using a diverse range of instruments, serving approximately 525 clients with a small team of two advisors.

David Braunstein is a financial advisor at Saperston Legacy Advisors, Inc. with 49 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Brighton Securities and Saperston Asset Management, prior to his current role. Saperston Legacy Advisors provides investment supervisory services and individual portfolio management to retail and high-net-worth clients, as well as pension plans, charitable organizations, and corporate clients. The firm employs a technical and momentum-based investment process alongside fundamental analysis and offers both discretionary and non-discretionary management through proprietary asset-allocation programs.

Neil Farrell is a financial advisor at Farrell Financial with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Arbor Point Advisors and Securities America Inc. from 2014 to 2022. Farrell Financial offers fee-based investment advisory services and comprehensive financial planning to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation strategy based on fundamental analysis, managing portfolios on a discretionary basis and serving both non-high-net-worth and high-net-worth clients.

Anna Pujolas is a financial advisor at Collins Advisors, LLC in Buffalo, NY, holding Series 65 and Series 66 licenses with 22 years of industry experience. Her prior roles include positions at Wells Fargo Clearing Services and HSBC Bank USA. Collins Advisors provides investment advisory and retirement plan consulting services to individuals, trusts, pension and profit-sharing plans, and businesses. The firm combines multiple analytic methods and a wide range of investment instruments to deliver portfolio management and employer retirement plan consulting through a small team of two advisors managing approximately $176 million.

Chelsea Makowski is a CFP®-credentialed financial advisor with SENIOR Financial and Realty Assoc. in Orchard Park, NY, bringing four years of industry experience. She has been with SENIOR Financial and Realty Assoc. since 2017 and previously worked at Bryant & Stratton College and Gap Inc. SENIOR Financial and Tax Associates is a fee-only advisory firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm emphasizes strategic asset allocation using primarily no-load and low-load mutual funds and ETFs, managing accounts mostly on a discretionary basis with regular reviews.

Ryan Collins is a financial advisor at Invictus Advisory Services with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Invictus since 2021. His prior experience includes roles at MML Investors Services and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, Collins is employed at Milestone Consulting, LLC, where he provides consulting services focused on settlement preservation, economic analysis, and protection of government benefits for attorneys and plaintiffs. Invictus Advisory Services offers discretionary portfolio management and financial planning primarily for individuals, trusts, charities, and estates, with a focus on clients receiving personal injury, wrongful death, or workers’ compensation settlements. The firm emphasizes tailored asset allocations, long-term market exposure, and coordination with legal professionals through affiliated settlement-planning and lien-resolution services.

Kristina Saperston is a financial advisor at Saperston Legacy Advisors, Inc. in Hamburg, NY, holding Series 63 and Series 65 licenses with 17 years of industry experience. Her work history includes roles at Brighton Securities Corp and multiple related businesses under the Saperston name. She is involved in several affiliated companies offering private client services and real estate brokerage. Saperston Legacy Advisors provides investment supervisory services and portfolio management to retail and high-net-worth individuals, pension plans, charitable organizations, and corporate clients. The firm emphasizes technical and momentum-based analysis alongside fundamental review, using proprietary asset-allocation programs and various research sources.

Robert Werner is a CFP® and CFA® with 10 years of industry experience, currently serving as Managing Member and Chief Investment Officer at Winthrop Partners – EPA, LLC. He has been with Winthrop Partners and its affiliated entities since 2015. Mr. Werner is not engaged in any other business activities outside his roles at these firms. Winthrop Partners – EPA, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, pension plans, and corporations. The firm employs a top-down and bottom-up approach to asset allocation and stock selection, offering both discretionary and non-discretionary portfolio management tailored to client risk tolerance and goals.