Steven Matteson is the sole advisor at Twin Tiers Consulting, LLC, an independent investment advisory firm based in Corning, NY. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Since 2000, he has been a member of Burns Matteson Capital Management. Twin Tiers Consulting provides discretionary portfolio management and consulting services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporations. The firm employs a combination of fundamental and technical analysis to create customized investment policies and manages portfolios across various asset classes, including mutual funds, ETFs, equities, fixed income, and, when appropriate, options and margin strategies.

On her website, it states, “I love what I do, but I also very much enjoy warmth, good conversation, wine tastings, and volunteering. New York is extraordinary in the summer and fall, but so is Florida in the winter.” In 2018, she decided it was time to take the stigma out of finances by combining her passion for finances and wine. She started a podcast called “Wine and Dime,” which highlights a different wine and financial topic each week, and she released her book combining those same two passions, titled, “Uncork Your Finances.” Many know her as one of the co-founders of the Southern Tier Women’s Financial Conference – a day of collaboration and financial education, which will be hosting its sixth year! Education and Experience: - Amy holds a Master’s Degree in financial planning - Certified Financial Planner TM - Enrolled Agent - Certified College Financial Consultant - Certified Financial Therapist TM - Over 30 years of financial planning and industry experience. She is the Founder and owner of Rooted Planning Group, (Formerly known as Irvine Wealth Planning Strategies LLC) who uniquely, at the age of 44, decided to not only start her only company, but to act on what she defined as her perfect life and she splits her time between Parrish, Florida and Jasper, New York.

Katrina Welker is a CFP® professional with 18 years of industry experience, currently serving at Rooted Planning Group in Corning, NY. Her prior work includes roles at Irvine Wealth Planning Strategies, Hd Vest Investment Services, and Alsheimer & Evarts Tax Accounting. She volunteers with pro-bono financial helplines such as Savvy Ladies and Advisors Give Back, and serves on the Advisory Board for the Financial Planning Program at Alfred State College. Rooted Planning Group provides individualized financial planning and portfolio management to individual and high-net-worth clients as well as retirement plan sponsors. The firm offers both project-based consulting and ongoing advisory services, managing diversified portfolios that may include options strategies and emphasizing retirement plan education and pension consulting.

Sarah Creath is a CFP® professional with nine years of experience in financial advising. She has been with BCK Partners, Inc. since 2015. BCK Partners, Inc. provides comprehensive financial management and investment advisory services to individuals, trusts, estates, charitable organizations, and business entities. The firm combines asset management with financial planning and manages client portfolios using ETFs, mutual funds, individual equities, and fixed-income instruments on a discretionary basis.

Rebekah Eason is a CFP® and holds a Series 65 license with seven years of industry experience. She has worked with Rooted Planning Group since 2018 and has prior experience in tax preparation and small business operations. Outside of financial advising, she runs a craft business called She Shed Creations, LLC, and volunteers with Advisors Give Back, providing pro-bono financial assistance. Rooted Planning Group offers individualized financial planning and portfolio management to individual and high-net-worth clients, as well as retirement plan sponsors. The firm manages diversified portfolios with discretionary authority, including the use of options strategies, and provides pension consulting with an emphasis on participant education and workshop services.

James Kaffenbarger Jr. is a CFP® professional with 13 years of experience in the financial services industry. He has been with BCK Partners, Inc. since 2015. BCK Partners, Inc. provides comprehensive financial management and portfolio management services to individuals, trusts, estates, charitable organizations, and business entities, combining investment management with financial planning and consulting. The firm manages discretionary assets of approximately $212.7 million, employing an investment approach that incorporates fundamental analysis, asset allocation, and both long- and short-term strategies, with client accounts custodied at Charles Schwab.

Shane Alsworth is a CFP® with 16 years of industry experience and is a principal advisor at Alsworth Capital Management, LLC, where he has worked since 2015. Prior to founding Alsworth Capital Management, he was with Cadaret, Grant & Co., Inc. from 2015 to 2022. He serves as chairman of the Finance Council at St. Mary Our Mother Parish & School in Horseheads, NY. Alsworth Capital Management, LLC is an SEC-registered investment adviser managing approximately $97 million for around 171 clients. The firm serves individuals, trusts, estates, charitable organizations, corporations, and retirement plans, employing a primarily long-term, value-oriented investment approach based on fundamental analysis and strategic asset allocation.

If you're a successful couple approaching retirement and the financial picture is getting more complex, there's a good reason to work with a financial planner. When you work with the team at Lake Road Advisors, you'll get an ongoing, unbiased partnership to help you make financial decisions with confidence and gain greater confidence. When you meet with one of our financial planners, we'll get to know you and understand your financial life. Then, depending on your goals, we'll help you: - Build a complete, well-organized understanding of your financial situation - Understand where your money is going and align spending with your goals - Invest wisely with a simple, low-cost, diversified approach designed to build wealth over time - Plan for college costs without putting your own retirement at risk - Map out a realistic, personalized plan for retirement and your next chapter - Stay on track with ongoing guidance as new questions and life changes come up There's no such thing as one "perfect" financial solution. You need a plan shaped to fit your priorities and put you on a clear path forward. Our role is to understand what matters most to you, provide the tools and education to build that plan together, and support you as life changes along the way.

Cody Buterbaugh is a financial advisor at Mangolds Investment Advisors Inc. with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked in tax preparation and HVAC controls alongside his advisory role. Mangolds Investment Advisors serves individual and high-net-worth clients, as well as trusts, estates, retirement plans, nonprofit organizations, and business entities. The firm provides discretionary portfolio management, financial planning, and educational workshops, tailoring investment programs using a combination of fundamental, technical, charting, and economic analysis.

Sarah Collier is a financial advisor at John G. Ullman & Associates, Inc. with one year of industry experience. She holds a Series 65 designation and has worked at the firm since 2018. Her previous roles include legal positions and work with the NYS Department of Agriculture. John G. Ullman & Associates, Inc. provides discretionary investment management and comprehensive financial planning to individuals, high-net-worth clients, charitable institutions, foundations, trusts, and U.S. corporations. The firm manages over $1.38 billion in assets, focusing on balanced, value-oriented portfolios with low-to-moderate risk allocations tailored to clients’ goals.

Joseph Ashton is a financial advisor at John G. Ullman & Associates, Inc., holding a Series 65 designation with two years of industry experience. Prior to joining the firm, he held positions at Community Bank NA, Corning Credit Union, and various other employers. John G. Ullman & Associates, Inc. provides discretionary investment management and comprehensive financial planning to individuals, high-net-worth clients, charitable institutions, foundations, trusts, and U.S. corporations. The firm emphasizes balanced, value-oriented portfolios with a focus on low-to-moderate risk allocations and employs fundamental and technical analysis tailored to clients’ goals.

Lynda Lander is a CFP® professional at John G. Ullman & Associates, Inc. with nine years of experience, including four years at Walgreens Pharmacy prior to joining her current firm. She is based in Horseheads, NY. John G. Ullman & Associates serves individual and high-net-worth clients as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, typically managing relationships with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, using a value-based investment approach focused on strategic asset allocation and individual security selection.

Kathryn Gerwig is a CFP® with 11 years of industry experience, currently working with John G. Ullman & Associates, Inc., where she has been part of the team since 1987. The firm provides discretionary investment management and comprehensive financial planning to individuals, high-net-worth clients, charitable institutions, foundations, trusts, and U.S. corporations. They focus on balanced, value-oriented portfolios with a low-to-moderate risk approach, generally serving clients with at least $250,000 in investable assets.

Daniel Coakwell is a financial advisor at John G. Ullman & Associates, Inc., holding a Series 65 designation with one year of industry experience. Prior to his current role, he was affiliated with Colgate University, Ithaca College, and Yale University. Outside of finance, he has worked as a professional classical singer and vocalist since 1999, performing as a freelance tenor with various music organizations. John G. Ullman & Associates serves individual and high-net-worth clients as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations. The firm combines discretionary portfolio management with financial planning, focusing on value-based investment analysis and managing portfolios primarily at the family level with an emphasis on low-to-moderate risk positions.

Christopher Davis is a CFP® and holds a Series 65 license, with 10 years of experience in the financial services industry. He has been with Burns Matteson Capital Management, LLC since 2015. Burns Matteson Capital Management serves individuals, high-net-worth families, charitable organizations, and retirement plans by providing discretionary and non-discretionary investment advisory services, wealth management, and financial planning. The firm’s investment approach includes allocations across equities, fixed income, and mutual funds or ETFs, with a notable use of derivatives and borrowing strategies uncommon among peer firms.

Lisa Caracci is a financial advisor at John G. Ullman & Associates, Inc with a Series 65 designation and two years of industry experience. Prior to joining John G. Ullman & Associates, she worked at Hardinge, Inc and was involved with Steuben County Habitat for Humanity for nine years. John G. Ullman & Associates serves individual and high-net-worth clients as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, generally focusing on relationships with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, applying a value-based investment approach that emphasizes strategic asset allocation and individual security selection.

Jase Merrill is a financial advisor at John G. Ullman & Associates, Inc. He holds a Series 65 designation and has two years of industry experience. Prior to joining John G. Ullman & Associates in 2021, he worked at WB Mason and Merrill Business Products. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, typically managing accounts with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, emphasizing value-based investment analysis and risk-segmented portfolio management.

Kelley Zimmerman is a financial advisor at Burns Matteson Capital Management, LLC with 11 years of industry experience. She holds a Series 65 designation and has been with Burns Matteson since 2018. Burns Matteson Capital Management serves individuals, high-net-worth families, charitable organizations, and retirement plans by providing discretionary and non-discretionary investment advisory services, wealth management, and financial planning. The firm employs a diversified investment approach that includes individual equities, fixed income, mutual funds, ETFs, and option strategies, with a distinctive emphasis on derivatives and margin lending within separately managed accounts.

Karen Meriwether is a CFP® professional with over 30 years of experience at John G. Ullman & Associates, Inc., where she has worked since 1984. She holds Series 63 and Series 65 licenses and is based in Corning, NY. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, typically managing relationships with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, emphasizing value-based investment analysis and risk-segmented portfolio management.

Andrew Baron is a CFP® professional with nine years of industry experience, currently serving at John G. Ullman & Associates, Inc. since 2017. Prior to this, he worked at Pruco Securities LLC and The Prudential Insurance Company of America from 2014 to 2017. John G. Ullman & Associates, Inc. provides discretionary investment management and comprehensive financial planning for individuals, high‑net‑worth clients, charitable institutions, foundations, trusts, and U.S. corporations. The firm focuses on balanced, value‑oriented portfolios with a low‑to‑moderate risk approach and manages over $1.38 billion in assets across more than one thousand client families.