Noah Eshenaur is a financial advisor at TruNorth Financial Services, Inc. with a Series 65 designation and three years of industry experience. Prior to joining TruNorth, he worked in various roles including positions at Shippensburg University and Tuscarora Intermediate Unit 11. TruNorth Financial Services provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, foundations, and business entities. The firm uses a conservative, diversified investment approach with portfolios constructed primarily of mutual funds and ETFs, supplemented by individual equities and fixed-income securities when appropriate.

Kristin Ramsay is a financial advisor at truNorth Financial Services, Inc. with a Series 65 credential and three years of industry experience. She previously worked at Orrstown Bank for eight years before joining truNorth Financial Services in 2019. Outside of advising, she is a minority owner of a coffee roasting and coffee shop business called Denim Coffee Company. truNorth Financial Services provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, foundations, and business entities. The firm employs a conservative, diversified investment approach, constructing portfolios primarily with mutual funds and ETFs while offering retirement rollover guidance and consulting services.

Christopher Jackson is a financial advisor at TruNorth Financial Services, Inc. in Chambersburg, PA, holding a Series 65 designation with 11 years of industry experience. He previously worked at PNC Wealth Management and Tucker Financial Services. Outside of his advisory role, Jackson is active in community and educational organizations, serving as chairperson of the Shippensburg University Finance Advisory Council and president of University Community Ministries. TruNorth Financial Services provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, foundations, and business entities. The firm employs a conservative, diversified investment approach with portfolios primarily consisting of mutual funds and ETFs, managing accounts on a discretionary basis guided by client risk tolerance and an Investment Policy Statement.

Michael Eicher is a financial advisor with Mutual of Omaha Investor Services, Inc., holding Series 63 and Series 65 credentials and five years of industry experience. He has been with Mutual of Omaha since 2015 and with Mutual of Omaha Investor Services since 2022. In addition to advisory work, he is licensed as an insurance agent specializing in life, health, and annuities. Mutual of Omaha Investor Services provides advisory and retirement-plan services to a diverse client base, including individuals, retirement plans, corporations, and charitable organizations. The firm offers financial planning, third-party money manager programs, and managed accounts, utilizing a platform that integrates model portfolios and discretionary management through approved managers.

William Lape is a financial advisor with Mutual of Omaha Investor Services, Inc. He holds Series 63 and Series 65 licenses and has 16 years of industry experience. In addition to his advisory role, he is president of ProtectSHIP LLC, a company focused on health insurance product sales and training, and serves on the Shippensburg Borough Planning Commission and the Gideons International Cumberland South Camp board. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm delivers managed solutions primarily through a platform relationship with Envestnet and utilizes Pershing as its custodian and broker-dealer.

Benjamin Hubler is a financial advisor with First Heartland Consultants, Inc. He holds a Series 66 designation and has four years of industry experience. Prior to joining First Heartland Consultants in 2021, he worked at The Loft and has been associated with Erickson Financial since 2020. First Heartland Consultants serves a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate entities. The firm provides financial planning, model-based management for 401(k) accounts, and both non-wrap and wrap asset management through a network of independent investment adviser representatives.

David Erickson is a CFP® professional with 33 years of industry experience, currently serving at First Heartland Consultants, Inc. in Chambersburg, PA. He has been with First Heartland Capital Inc. since 2002. Outside of his advisory role, Erickson is a privately contracted musician who plays piano and organ and also assists select clients with tax return preparation. First Heartland Consultants provides advisory services to a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers financial planning, model-based management for self-directed 401(k) accounts, asset management, and third-party asset management solutions delivered through a network of independent investment adviser representatives.

Greg McMullen is a financial advisor with NewEdge Advisors, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at NewEdge Advisors since 2021 and concurrently at Mid Atlantic Financial Management, Inc. and Mid Atlantic Capital Corporation since 2012. Outside of his advisory roles, McMullen officiates high school and club basketball games with the Pennsylvania Interscholastic Athletic Association. NewEdge Advisors serves a diverse client base, including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through a wrap fee program that integrates asset management with financial planning, utilizing a range of investment approaches and regular portfolio reviews.

Emily Helman is a financial advisor with Private Advisor Group, LLC and holds the Series 66 designation. She has one year of industry experience and previously worked with Mariner Advisor Network, as well as maintaining a role with Nurtured Wealth, LLC since 2019. Private Advisor Group serves a diverse client base including individuals, businesses, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting through various advisory programs and access to third-party asset managers and turnkey platforms.

Randall Taylor is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with Lincoln Investment since 2017 and previously worked with Legend Advisory Corporation and Legend Equities Corporation. Taylor serves as president of the Drew Michael Taylor Foundation, a nonprofit organization. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and various investment programs, managing a mix of in-house and third-party strategies through strategic and tactical approaches.

Bryce Diller is a financial advisor with Lincoln Investment, holding a Series 66 designation and one year of industry experience. Prior to joining Lincoln Investment, he worked in various roles, including as a sales assistant at First Choice Insurance and as a security officer at WellSpan Health Chambersburg Hospital. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning and retirement plan advice through a range of advisor-managed and firm-managed investment programs that incorporate both strategic and tactical approaches.

David Girio is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in the Chambersburg, PA office. He has been with his current employer for over 16 years and has more than 26 years of experience in the financial services industry. David specializes in individual wealth planning, goal attainment, and portfolio management. His areas of expertise include college education planning, liquidity management, managing new wealth, personal retirement planning, socially responsible and ESG investing, women and wealth, sports and entertainment, tax minimization, and retirement income strategies. David holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Bloomsburg University of Pennsylvania. David follows Merrill’s tradition of community involvement and is active in volunteering within the local community. Outside of his professional work, he has personal interests in fishing, golfing, and hunting. His approach is centered on working one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals.

Luke Ocker is a CFP® professional with four years of industry experience, currently serving as an advisor at Cetera. He has previously worked with Avantax Insurance Services and Avantax Advisory Services, and operates Ocker Financial Services LLC. Outside of his advisory roles, he has experience in business operations and client advising through his own financial services firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a nationwide network of independent advisors and employs a multi-manager platform with both discretionary and non-discretionary account options.

Lori Gontz is a financial advisor at Primerica Advisors with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Primerica Advisors since 2019, following prior roles at PFS Investments Inc. and Primerica Financial Services. Outside of her advisory work, she has been involved in sales of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Robert Russoli is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 22 years of industry experience. His prior roles include positions at Wheatland Advisors, Inc. and Orrstown Bank, where he continues to manage the trust department and supervise advisors. Outside of his advisory work, Russoli serves as a board member of the Harrisburg Masonic Temple and as a trustee for the Harrisburg-Snyder Lodge #629. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors.

Suzanne Hayes is a financial advisor with Merrill in Chambersburg, PA, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. She has been with Merrill since 2006 and also affiliated with Bank of America since 2009. Outside of her advisory role, she owns and operates Ellerslie Farm and serves as a board member of the Washington County Agricultural Land Preservation Advisory Board in Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alex Bacay is a financial advisor at Ameriprise with 21 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Cuso Financial Services, LP for 16 years. Outside of advising, he serves on the Finance Council of Corpus Christi Catholic Church in Chambersburg, PA. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver annual, customized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Christopher Sabatino is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has served as a Registered Representative since 2007. Outside of his advisory role, he is involved in the operation of a wellness center run by his fiancée in a commercial building he owns. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios from LPL and third-party providers.

Peter Llaguno is a financial advisor at Merrill with 18 years of industry experience. He holds Series 66 and Series 63 designations. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, and PNC Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lori Hoffeditz is a Senior Financial Advisor with Merrill Lynch Wealth Management and a member of The Grove-Hoffeditz Group, a Wealth Management Advisory team. The team focuses on serving high net worth, multi-generational families and retirees by assisting them in managing all aspects of their financial lives. Lori's role involves providing traditional advice and guidance, as well as recommending individual or combined investment strategies, funds, or portfolios from Merrill or approved third-party managers. Lori holds a Bachelor of Science Degree in Business Administration with a concentration in Finance from Millersville University of Pennsylvania. She began her career at Merrill in 1988 as a Client Associate and has held various roles including Resident Director's Assistant before becoming a Financial Advisor in June 2015. She is a qualified Portfolio Advisor and holds the Personal Investment Advisor (PIA) designation. Lori has also contributed to peer-to-peer training as a member of the Merrill Optimal Practice Model Client Associate Faculty Alumni Team. Residing in Chambersburg with her husband and son, Lori enjoys fitness training, OCR racing, swimming, kayaking, biking, and painting. She is involved in the Chambersburg Gridiron Club.