Bradley Ducoat is the sole advisor at The Ducoat Financial Group, an independent firm based in Gainesville, FL. He holds a Series 63 designation and has 30 years of industry experience, including 28 years with his current firm. Outside of advising, he owns and operates B. Ducoat Enterprises Inc., which focuses on life insurance and fixed annuity sales. The Ducoat Financial Group serves individuals, including high-net-worth clients, and business entities by providing discretionary portfolio management and financial planning services. The firm customizes advice based on client objectives and risk tolerance, using methods such as fundamental analysis, charting, and covered option writing.

Holly Donaldson is a CFP® professional with 19 years of industry experience, currently operating Holly Donaldson Financial Planning, LLC in Gainesville, FL. She previously worked at Holly P Thomas LLC from 2014 to 2017. Outside of financial advising, she is president of Porchview Publishing, LLC, which produces books, workshops, and newsletters on financial psychology. Holly Donaldson Financial Planning, LLC is a fee-only, advice-only firm serving individuals, trusts, estates, charitable organizations, and small businesses through consultation-based financial planning. The firm provides written recommendations and modeling of various financial scenarios but does not manage client portfolios directly or accept discretionary trading authority.

Jonathan Heise is a financial advisor at Forecast Financial LLC in Newberry, FL, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has been with Forecast Financial LLC since 2016. Forecast Financial LLC is an independent investment adviser that provides discretionary portfolio management to individuals, households, and small businesses. The firm includes general financial planning and consultation with ongoing investment management and applies a strategic asset allocation approach utilizing various investment vehicles, with periodic rebalancing and limited tactical adjustments.

Tyler Chacon is a CFP® with 10 years of industry experience, currently serving at Chacon Diaz & Di Virgilio Wealth Management, LLC since 2018. His prior roles include positions at Tapfin/EY, Cetera Investment Services LLC, and GTE Federal Credit Union. Chacon Diaz & Di Virgilio Wealth Management, LLC serves individual clients, including high-net-worth households, and also provides subadvisory services to other investment advisers. The firm employs a rules-based, total-return momentum and trend investment approach using primarily U.S.-listed ETFs and manages held-away retirement plan participant accounts through a third-party platform.

Joseph Lowry Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been a co-owner and principal at Lowry & Lowry, Inc. since 2008. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and back-office support, including investment management, compliance, and technology services, enabling advisors to construct client portfolios from a broad selection of securities and insurance products.

Joseph Lowry is a ChFC® with 44 years of experience in the financial services industry. He is the president and co-owner of Lowry Financial Advisors and has held leadership roles at related entities including Lowry & Lowry, Inc. Lowry is also the author of the book "Thanks Mom." Lowry Financial Advisors is a small, three-advisor firm that provides financial planning and wealth management services to individuals, families, and retirement plans. The firm emphasizes planning-driven advice using portfolio analysis tools and offers project-based or ongoing retainer engagements rather than discretionary asset management.

Martha Kern is a CFP®, ChFC®, and Series 63 licensed advisor with 20 years of industry experience. She has worked at Plan First Wealth LLC since 2019 and previously held roles at Eagle Strategies LLC and New York Life Insurance Company. Plan First Wealth LLC specializes in serving British expatriates living in the United States, focusing on cross-border financial issues related to UK domicility. The firm offers investment management and financial planning services, utilizing a wrap-fee delivery model through the Betterment for Advisors platform.

John Abernethy is a CFP® professional with five years of industry experience, currently advising at Synchronous Wealth Advisors LLC. His prior roles include positions at Together Planning, Sycamore Financial Planning, and The Vanguard Group. Synchronous Wealth Advisors serves individual and high-net-worth clients by providing discretionary investment management and financial planning, focusing on personalized portfolios through a long-term, risk-based approach that employs diversified asset allocations and may involve third-party advisers.

James Divirgilio is a financial advisor with Chacon Diaz & Di Virgilio Wealth Management, LLC in Gainesville, FL, holding a Series 66 designation and 19 years of industry experience. He has worked at Chacon Diaz & Di Virgilio Wealth Management since 2010, following prior roles at Summit Financial Group Inc and Merrill. Chacon Diaz & Di Virgilio Wealth Management, LLC serves individual clients, including high-net-worth households, and provides subadvisory services to other investment advisers. The firm employs a rules-based, total-return momentum and trend approach primarily using U.S.-listed ETFs and offers discretionary portfolio management, comprehensive financial planning, and management of held-away retirement plan participant accounts through a third-party platform.

George Mallini is a financial advisor at Together Planning with 11 years of industry experience. He holds a Series 65 designation and has worked at Together Planning since 2015. Together Planning provides financial planning and portfolio management to individuals and families, including high-net-worth clients, as well as charitable organizations, small businesses, and retirement plan participants. The firm offers a range of services from standalone financial planning to integrated planning with investment management, using firm-developed model portfolios and Independent Managers, including ESG-oriented strategies where selected.

Judson Mallini is a CFP® professional with 20 years of experience in the financial services industry. He has worked at Together Planning since 2015 and was previously with PRUCO Securities, LLC for nine years. Mallini holds Series 63 and Series 65 licenses. Together Planning provides financial planning and portfolio management to individuals, families, charitable organizations, small businesses, and retirement plan participants. The firm offers both standalone financial planning and integrated investment management, utilizing model portfolios, independent managers, and ESG-oriented ETFs based on client preferences.

Lisa Chacon is a financial advisor at Chacon Diaz & Di Virgilio Wealth Management, LLC with 19 years of industry experience. She holds a Series 66 designation and has worked at her current firm since 2010, following positions at Summit Financial Group Inc and UBS Financial Services. Chacon Diaz & Di Virgilio Wealth Management serves individual clients, including high-net-worth households, and provides subadvisory services to other investment advisers. The firm employs a rules-based, total-return momentum and trend investment approach, primarily using U.S.-listed ETFs, and offers discretionary portfolio management, comprehensive financial planning, and held-away retirement plan account management.

Cale Flage is a CFP® professional with 11 years of experience in the financial services industry. He has been with Lowry Financial Advisors since 2017 and previously worked at Cetera Advisors LLC. In addition to his advisory role, he engages in business consulting through a separate activity not related to investment services. Lowry Financial Advisors is a small firm serving individuals, families, and retirement plans with financial planning and wealth management advice. The firm emphasizes planning-driven advice rather than discretionary asset management, using tools like Monte Carlo simulations and portfolio analysis, and combines advisory services with insurance licensing.

Benjamin Doty is a CFA® charterholder with 14 years of industry experience. He is currently with Cravens & Company Wealth Management and has prior experience at MassMutual Life Insurance Co, MML Investors Services, Valmark Securities, and Koss Olinger Financial. Outside of his advisory work, he is involved with Caretaker. Cravens & Company Wealth Management serves high-net-worth families, executives, healthcare and legal professionals, retirees, and business entities, offering a range of services including private client and family office programs, discretionary investment management, and qualified plan fiduciary services.

Guillermo Diaz is a financial advisor at Chacon Diaz & Di Virgilio Wealth Management, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with the firm since 2010. Outside of his advisory role, he serves as Treasurer for Micanopy Charter School, overseeing the school's finances. Chacon Diaz & Di Virgilio Wealth Management is an independent, fee-only fiduciary firm serving individual and high-net-worth clients, as well as other investment advisers. The four-advisor team employs a rules-based, momentum and trend-driven investment approach primarily using ETFs, providing discretionary portfolio management and comprehensive financial planning.

Lia Bertelson is a financial advisor at Together Planning with 10 years of industry experience. She holds the CFP® designation and Series 65 license. Prior to her current role, she worked at St. David's Episcopal Preschool for four years. Together Planning provides financial planning and portfolio management services to individuals, families, charitable organizations, small businesses, and retirement plan participants. The firm combines written financial plans with ongoing monitoring and uses both firm-developed model portfolios and Independent Managers, including ESG-oriented options, for investment management.

Luke Meetre is a financial advisor at Koss-Olinger Consulting, LLC., holding a Series 65 credential with one year of industry experience. Prior to joining Koss Olinger in 2025, he worked at Walgreens and has experience in education, having taught at several schools from 2015 to 2025. Koss Olinger serves a diverse client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm provides financial planning, investment supervisory services, and portfolio management through a structured process called The Wealth Navigator System™, managing approximately $2.08 billion in assets.

Timothy Roark is a CFP® professional with 15 years of industry experience. He has been with Koss-Olinger Consulting, LLC since 2011 and with Koss Olinger & Company since 2017. He serves on the Boards of Trustees for Oak Hall School and Dance Alive National Ballet in Gainesville, FL. Koss Olinger Consulting, LLC provides integrated wealth management and financial planning services to individuals, families, charitable entities, trusts, estates, pension and profit-sharing plans, and business clients. The firm employs a structured, client-centered planning process and uses a range of investment strategies across various asset classes, managing over $2.2 billion in assets.

Adam Varnedoe is a financial advisor at Koss-Olinger Consulting, LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Koss Olinger and affiliated firms since 2013. Koss Olinger provides integrated wealth management and financial planning services to individuals, families, charitable entities, trusts, estates, pension and profit-sharing plans, and business clients. The firm employs a structured, client-centered planning process and manages portfolios using a combination of fundamental, technical, and managerial analysis with a range of investment strategies.

Cade Dixon is a financial advisor at Koss-Olinger Consulting, LLC with a Series 65 designation and one year of industry experience. Prior to joining Koss-Olinger, he held roles at Campus USA Credit Union and several other employers across various industries. Koss-Olinger Consulting serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm offers financial planning, investment supervisory services, and portfolio management through a structured process called The Wealth Navigator System™, managing approximately $2.08 billion in assets.