My name is Trishul Patel, CFP®, MBA. I’m a fee-only financial planner based in Port St. Lucie, Florida, and the founder of Investing Forever Advisory, a 100% virtual financial planning and investment management firm serving clients across the country. I achieved financial independence before age 40 by saving aggressively, investing thoughtfully, and being intentional about what mattered most to me. That experience ultimately shaped the work I do today: helping clients make smarter financial decisions so they can build greater security, flexibility, and freedom in their own lives. I’ve always been an entrepreneur, investor, and problem solver at heart. As a kid, I soldered analog circuits, built computers, and programmed simple games. That curiosity eventually took me to Cornell University, where I earned a Bachelor of Science, a Master of Engineering, and an MBA. My professional career has taken me through technology, banking, trading, and investment management. I designed large-scale financial applications for major global banks, managed an exotic options book for a private firm in Southeast Asia that generated more than $750 million in sales over three years, and later served as a hedge fund portfolio manager responsible for more than $100 million in assets. Those experiences taught me to think critically, question assumptions, and look beyond conventional answers. Today, I bring that same mindset to financial planning. I enjoy taking complex financial problems, understanding what really matters, and turning them into clear, practical decisions. What motivates me most is helping people use money intentionally to create the life they want. I’m endlessly curious, enjoy thoughtful debate, and genuinely love learning about investing, markets, technology, and the many ways people define a successful life. When I’m not helping clients pursue their financial and investment goals, you’ll usually find me writing, podcasting, biking, and hiking with my wife and daughter.

Nicholas Silva is the sole advisor at N.A. Silva & Company, Inc., an independent firm based in Fort Pierce, FL. He holds a Series 65 designation and has three years of industry experience. His prior roles include positions at Grand Bay Investments, Silva & Associates, and Raymond James. N.A. Silva & Company provides discretionary asset management and financial consulting to individuals, high-net-worth clients, and business entities. The firm combines fundamental, technical, cyclical, and quantitative analysis to develop tailored investment strategies and also offers business-focused consulting services such as capital structure advice and cash-flow forecasting.

Marc Rittersporn is a financial advisor with Integritt Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Prudential Equity Group, LLC. Outside of his advisory work, he co-owns an alarm monitoring business and serves as president of the homeowners association board for The Esplanade of Downtown Stuart. Integritt Wealth Management provides discretionary asset management to individuals, high-net-worth clients, and entities such as trusts and charitable organizations, focusing on tailored portfolios of individual stocks, bonds, mutual funds, and ETFs. The firm follows investment strategies guided by Modern Portfolio Theory with an emphasis on ETF-based allocations and offers both discretionary management and periodic portfolio monitoring.

Mindie Molina is the principal advisor at Mindie Molina Investments, LLC, an independent firm based in Stuart, Florida. She holds a Series 65 designation and has 10 years of industry experience, including previous roles at Aegis Wealth Management, AE Wealth Management, and Gradient Advisors. Outside of her advisory work, Mindie is also a Christian writer and video blogger, producing book promotions and video content. Mindie Molina Investments, LLC provides portfolio management and investment advice primarily to individual and high-net-worth clients, tailoring Investment Policy Statements to their goals and risk tolerance. The firm uses a quantitative approach drawing on modern portfolio theory, managing accounts with a combination of equities, fixed income, and ETFs, and may incorporate third-party money managers when appropriate.

William Hazlett is a ChFC® credentialed financial advisor with 15 years of industry experience. He is the principal of W.H. Financial Services, Inc., an independent registered investment advisory firm, and previously worked at Tounjian Advisory Group, LLC for seven years. Hazlett is also a licensed insurance agent and occasionally offers insurance products to clients. W.H. Financial Services, Inc. provides financial planning, one-time portfolio analyses, and referrals to third-party investment managers for individuals and business entities. The firm operates on a non-discretionary, referral-based model, requiring clients to use the Matson Money advisory platform and generally recommends mutual funds based on modern portfolio theory, quantitative analysis, and periodic rebalancing.

Edward Huffman is the sole advisor at Huffman Financial Services Inc in Stuart, FL, with nine years at the firm and a total of 25 years of industry experience. He has worked exclusively at Huffman Financial Services since 2001. Huffman Financial Services provides discretionary investment advisory services to individuals, pensions, profit-sharing plans, trusts, estates, and charitable organizations. The firm’s investment process integrates fundamental, technical, and cyclical analysis, supplemented by proprietary statistical data and direct engagement with mutual fund managers, focusing primarily on long-term investments with occasional short-term trades.

Samuel Bruning is the sole advisor at Southern Magnolia Investment Management LLC in Port Saint Lucie, FL, holding a Series 66 designation with 21 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Wells Fargo Clearing. Outside of his advisory work, he holds several nonprofit leadership positions including treasurer roles and board memberships, and runs a small sports memorabilia business. Southern Magnolia provides discretionary investment management and financial consulting to individuals, high-net-worth individuals, trusts, estates, and other registered investment advisers. The firm employs a fundamentals-driven, long-term approach utilizing mutual funds, ETFs, equities, bonds, and occasional alternative investments or options, with customized portfolio construction and ongoing supervision tailored to client objectives.

Peter Bisulca is a financial advisor at Selected Objectives LLC with 29 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at firms including MassMutual, Guardian Life Insurance Company of America, and Park Avenue Securities. Outside of advising, he is an author and publishes books, as well as holds roles as a mortgage broker and insurance broker. Selected Objectives LLC is a Florida state-registered investment adviser offering discretionary portfolio management to individuals, high-net-worth clients, corporations, and trusts. The firm uses a combination of fundamental and technical analysis with both long-term and short-term strategies, often including options, and emphasizes continuous account supervision with a cautious approach to market timing.

Joel Lipton is the sole advisor at Lipton Capital Management in Stuart, Florida, holding Series 63 and Series 65 licenses with 43 years of industry experience. He has led Lipton Capital Management since its founding in 1992. Outside of his advisory work, he is involved in boat sales and brokerage through Universal Yacht Sales, LLC. Lipton Capital Management provides discretionary portfolio management to a small number of individual retail clients, focusing on long-term growth with a "Keep It Simple" investment approach. The firm primarily invests in a limited range of securities and commonly uses options strategies, operating as a solo independent advisor.

Leslie Trowbridge is a CFP® and Series 63-registered financial advisor with 27 years of industry experience. She has been the sole advisor at Family First Financial Planning since 1998. Family First Financial Planning offers comprehensive financial planning and investment consultation to individuals, high-net-worth clients, trusts and estates, charitable organizations, and businesses. The firm emphasizes long-term, buy-and-hold strategies with diversified, low-cost index mutual funds and ETFs, providing services on a limited or as-needed basis without custodial services or discretionary trading authority.

William Donner is a financial advisor at Donner's Financial Services Inc. in Port St. Lucie, FL, with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Foresters Equity Services, Inc. from 2015 to 2018. Outside of advising, he is an independent insurance agent and coaches basketball at Redford Union High School. Donner's Financial Services Inc. provides portfolio management, financial planning, and asset allocation services for individuals, corporations, and other advisers. The firm uses a combination of model portfolios, third-party managers, and analytical methods with a focus on long-term holdings and offers both discretionary and non-discretionary management.

Douglas Petersen is a financial advisor with Amidon & Petersen Financials, LLC in Fort Pierce, FL, holding Series 63 and 65 licenses and bringing 34 years of industry experience. He has worked at Commonwealth Financial Network, Cadaret, Grant & Co., Inc., and GWN Securities Inc. prior to his current role. Petersen is also involved in fixed insurance sales, dedicating a small portion of his time to this activity. Amidon & Petersen Financials provides financial planning, discretionary portfolio management, and pension consulting to a diverse client base including individuals, trusts, charitable organizations, and business entities. The firm emphasizes tailored portfolios with a mix of model portfolios, third-party managers, and structured products, and is notable for its disclosure practices, pension plan consulting, and active service to charitable clients.

Codie Thomas is a financial advisor at Abaco Retirement Advisors LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Advus Financial Partners, LLC, Vista Management Company, and GWN Securities Inc. Codie also operates as an independent insurance agent. Abaco Retirement Advisors LLC offers non-discretionary asset management to individual clients and ERISA advisory services to qualified retirement plans. The firm provides tailored investment programs based on clients’ goals and risk tolerance, combining pension consulting with individual portfolio management.

Wallace Legg is a CFP® professional with 16 years of experience in financial advising. He has been operating W. V. Legg Financial Management LLC since 2012 in Port St Lucie, FL. The firm provides portfolio management and pension consulting services to individual investors and a select group of corporate and employee benefit plan clients. It manages approximately $22.8 million, focusing on non-discretionary, client-directed advice that incorporates both fundamental and technical analysis with an emphasis on mutual funds and ETFs. The firm is notable for its specialized pension consulting services and its work with corporate plan sponsors, including compliance with ERISA fiduciary requirements.

Michael Burr is a Series 66 licensed advisor with Steady Returns in Charlotte, NC, where he has worked since 2013. He has 19 years of industry experience. Steady Returns provides discretionary investment supervisory services primarily to individual and high-net-worth clients, tailoring Investment Policy Statements to client goals, tax situations, and risk tolerances. The firm manages diversified portfolios using a combination of fundamental, technical, and cyclical analysis, employing long- and short-term trading, options writing, and a proprietary Healthcare Boom Strategy.

Micah White is a financial advisor at Spectra Investment Management, LLC with a Series 65 credential. He has been with Spectra since 2021 and has prior experience working at Louisiana Tech University and the Cyber Innovation Center. Spectra Investment Management serves high-net-worth individuals, families, and related entities, providing discretionary portfolio management, investment consulting, financial planning, and outsourced chief investment officer engagements. The firm emphasizes asset allocation, valuation-sensitive tilts, and long-horizon mean reversion, combining institutional capabilities with personalized family office services.

Christopher Burr is a financial advisor at Steady Returns with 16 years of industry experience. He holds a Series 66 designation and has worked at Steady Returns, LLC since 2013. Outside of his advisory role, Burr is a licensed insurance agent and participates in a college planning program at Treasure Coast College. Steady Returns provides discretionary investment supervisory services primarily to individual and high-net-worth clients, creating tailored Investment Policy Statements based on each client’s goals, tax situation, and risk tolerance. The firm employs a range of securities and combines multiple analysis methods with both long- and short-term trading and options strategies.

George Gerner Jr. is a Series 65-licensed financial advisor with 13 years of experience, currently serving at TRG Capital Management, Inc. since 2013. He is based in Hutchinson Island, Florida. TRG Capital Management provides discretionary and non-discretionary portfolio management to individuals, trusts, pension and profit-sharing plans, and pooled investment vehicles. The firm employs a mix of fundamental and technical analysis, offering tailored portfolios that incorporate multiple strategies and tactical risk-management tools.

Scott Roads is a financial advisor at Spectra Investment Management, LLC with four years of industry experience. He previously worked at Northern Trust from 2013 to 2017 before joining Spectra in 2017. Spectra Investment Management serves high-net-worth individuals, families, and related entities with discretionary portfolio management, financial planning, investment consulting, family office services, and outsourced chief investment officer engagements. The firm combines quantitative and qualitative approaches to asset allocation and portfolio construction, emphasizing global equity exposure and tax-aware management, and offers specialized family office and OCIO services.

Manuel Menendez is a financial advisor at CPR Financial & Insurance Services, Inc. with 15 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at CPR Financial since 2015. In addition to his advisory role, he is an independent insurance agent involved in the sale of insurance-related products. CPR Financial & Insurance Services provides portfolio management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and corporate retirement plans. The firm integrates fundamental analysis with individualized investment policies and utilizes multiple platforms and sub-advisors to manage client portfolios.