Aaron Westrate is the principal of Westrate Capital Management, Inc. in Signal Mountain, TN, with 22 years of industry experience. He holds the Series 66 designation and has led his independent firm since 2008. Westrate Capital Management provides discretionary asset management and financial planning to individuals, families, trusts, estates, charitable organizations, and employer-sponsored plans. The firm emphasizes diversified, tax-efficient portfolios tailored to clients’ goals and risk tolerance, using low-cost, no-load funds and offering flexible planning and consulting services.

David Wattenbarger is a CFP® with 15 years of industry experience and has been with DRW Financial since 2012. He holds Series 65 and Series 66 licenses and operates as the sole advisor at the independent firm based in Hixson, Tennessee. DRW Financial provides discretionary portfolio management and financial planning to individual and high-net-worth clients as well as other advisers. The firm uses an investment approach that includes the active use of derivatives and options-writing, combining charting, fundamental, and cyclical analysis, and offers financial planning services covering retirement, college funding, tax, debt management, and life insurance education.

Paul Tyner is the principal advisor at Tyner Capital Management Investment Counsel, Inc. He holds the CFA® designation and has 13 years of industry experience. Tyner has been with Tyner Capital Management since 1993. Tyner Capital Management provides discretionary and non-discretionary portfolio management to individual investors and institutional retirement clients, including pension and 401(k) plans. The firm’s investment approach is based on fundamental research of a defined 1,700-stock universe, with selections focused on value and growth attributes for long-term capital growth.

Charles Trew is a financial advisor with Bellwether Investment Group, LLC, holding a Series 65 license and three years of industry experience. He is also the managing member of Trew Tax & Insurance LLC, providing tax preparation and insurance services, and manages Trew Income Tax & Bookkeeping Service. Additionally, he is a partner in C&T Investments Partnership LLC, which manages real estate. Bellwether Investment Group serves individual and high-net-worth clients, as well as businesses, trusts, and retirement plans, offering discretionary and non-discretionary portfolio management alongside financial planning and retirement plan consulting. The firm employs a combination of fundamental and technical analysis in its investment approach and utilizes a range of investment vehicles including individual equities, ETFs, and independent managers.

Connie West is a financial advisor with Bellwether Investment Group, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Bellwether since 2008. Bellwether Investment Group serves individuals, businesses, trusts, estates, and retirement plan sponsors with financial planning, portfolio management, and retirement plan consulting. The firm uses a range of investment strategies, including equities, bonds, independent managers, and managed programs, and is notable for its multi-office structure and use of leverage and structured strategies when appropriate.

Joe Franklin is a CFP® professional with 29 years of industry experience. He is affiliated with Innovative Advisory Partners, LLC and has worked with Franklin Wealth Management and LPL Financial LLC. Outside of his advisory roles, he is involved with JF Properties LLC, which manages real estate holdings. Innovative Advisory Partners, LLC serves individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, and consulting services, utilizing both static and dynamic model strategies, and provides educational workshops as part of its client engagement.

Kevin Smith II is a financial advisor at Discipline Wealth Solutions, Inc. with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Securities America Advisors, Christian Brothers Investment Services, Inc., and OSAIC. In addition to his advisory role, he is an insurance agent involved in the sale of various insurance products. Discipline Wealth Solutions serves individuals, corporations, retirement plans, and other registered advisors by providing discretionary and non-discretionary managed accounts, sub-advisory services, retirement plan consulting, cash management, and financial planning. The firm customizes portfolios based on client goals and risk tolerance, utilizing various investment approaches and oversight of in-house and third-party managers.

Martin Summitt is a financial advisor with Bellwether Investment Group, LLC, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with Bellwether since 2008. Bellwether Investment Group provides advisory services to individuals, businesses, trusts, estates, and retirement plan sponsors, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a range of investment strategies, including equities, ETFs, bonds, independent managers, and managed programs, with tailored monitoring and rebalancing to meet client objectives.

John Lindsey is a financial advisor at Bellwether Investment Group, LLC with 20 years of industry experience. He holds Series 63 and Series 65 designations and has been with Bellwether since 2008. Bellwether Investment Group provides advisory services to individuals, businesses, trusts, estates, and retirement plan sponsors, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a range of investment strategies including equities, ETFs, bonds, and managed programs, and is notable for its multi-office team structure and willingness to use leverage and structured strategies where appropriate.

Charles Nicholson is a financial advisor at Innovative Advisory Partners, LLC in Hixson, TN, holding a Series 65 designation. He has recently begun his career in the industry and has worked previously in various roles including positions at Franklin Wealth Management, Southern Automotive Marketing, and First Horizon Bank. Nicholson has also been involved with the University of Tennessee at Chattanooga and Chattanooga NJTL. Innovative Advisory Partners provides comprehensive financial planning and portfolio management services to mass-affluent individuals, business owners, executives, families, and retirees. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis, focusing primarily on long-term strategies while allowing for shorter-term trading when appropriate.

Samuel Payne is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and seven years of industry experience. He has worked at Innovative Advisory Partners, Franklin Wealth Management, and LPL Financial since 2018. Prior to his advisory career, he was involved with Missionary Evangelism Inc, operating the Macedonian Christian Academy from 2011 to 2018. Innovative Advisory Partners, LLC, doing business as Franklin Wealth Management, serves individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, retirement-plan rollover guidance, and consulting, using both static and dynamic model strategies along with a held-away asset aggregation platform to provide comprehensive wealth management and client education.

Carolyn Fryar is a financial advisor at Innovative Advisory Partners, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Franklin Wealth Management, Equitable Advisors LLC, and First Tennessee Brokerage, Inc. Fryar serves on the boards of the Kidney Foundation of Chattanooga and the Southeast Chapter American Red Cross. Innovative Advisory Partners, LLC advises individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers portfolio management, financial planning, and retirement-plan guidance, using model strategies and a held-away asset aggregation platform to extend oversight beyond traditional custodial accounts.

Neill Hatcher is a financial advisor with Innovative Advisory Partners, LLC, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Bank of America, Merrill Lynch, Purshe Kaplan Sterling Investments, and Summit Financial. Outside of his advisory work, he volunteers with the Alabama Golf Association assisting with golf tournaments, scoring, and rules. Innovative Advisory Partners, LLC serves individuals and high-net-worth clients, focusing on business-minded professionals and intergenerational planning. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting services, utilizing model strategies and a held-away asset aggregation platform to provide comprehensive wealth management and client education.

Ashley Stroud is a CFP® and holds a Series 63 license with four years of industry experience. She is currently with Pathview Wealth Advisors, having joined in 2024, and previously worked at Rowling & Associates LLC and Pure Financial Advisors, Inc. Pathview Wealth Advisors provides investment supervisory services, financial planning, and consulting to individuals, including high-net-worth clients, as well as pension plans, trusts, estates, charities, and business entities. The firm manages approximately $580 million, focusing on asset allocation and fundamental analysis through discretionary portfolio management and also offers in-house tax preparation supervised by a licensed CPA.

Logan Wingfield is a financial advisor at Innovative Advisory Partners, LLC with Series 63 and Series 65 licenses. He has recently begun his career in financial services and has prior experience working in public broadcasting, community services, and education. Prosperitus Wealth Advisors serves mass-affluent individuals, business owners, executives, and retirees with comprehensive financial planning and portfolio management. The firm employs a combination of behavioral, charting, cyclical, fundamental, and technical analysis to pursue mostly long-term strategies while allowing for shorter-term trading as appropriate.

Brandon Akers is a CFP® professional with 17 years of experience in the financial services industry. He is affiliated with Creative Financial Designs, Inc., and has held roles at Providence Financial and FedEx Ground, where he is involved in human resources. Akers also works as an independent insurance agent. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with discretionary and non-discretionary investment management, variable annuities, and financial planning. The firm employs asset-class model allocations based on third-party research and offers a range of investment strategies, including Biblical Responsible Investing options.

Ryan Smith is a financial advisor at CoreCap Advisors with one year of industry experience. He holds Series 65 and Series 63 licenses and has a background in legal and insurance services, including roles at Next Frontier Estate Planning PLLC and National Insurance Service. Smith also serves as president and attorney at Next Frontier Estate Planning PLLC, an estate planning law firm. CoreCap Advisors serves individuals, self-directed retirement plans, and institutional clients, offering discretionary investment management and financial planning. The firm’s approach is relationship-oriented and typically long-term, with investment strategies involving mutual funds, ETFs, equities, bonds, and selective use of options, alongside oversight of third-party asset managers.

Heather Rogers is a financial advisor with Truist Advisory Services and holds Series 63 and Series 66 licenses. She has eight years of industry experience, including roles with Truist Investment Services, Truist Bank, and SunTrust Bank. Prior to her current position, she worked briefly at Thirty One Gifts. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by an Equity Research team that employs AI-enabled tools and oversight from an Investment Advisory Group and CIO.

James Gioia is a CFP® with 34 years of industry experience, currently with Stratos Wealth Partners, Ltd. He has previously worked at Ameriprise Financial Services, Inc. for 30 years, followed by roles at Bank of England, ProNvest, and LPL Financial. Stratos Wealth Partners serves a diverse range of individual and institutional clients, offering financial planning, portfolio management, and retirement plan consulting through a large network of investment adviser representatives. The firm combines individualized asset allocation with access to proprietary and third-party strategies and supports a variety of fee arrangements and custodial platforms.

Clifford Gould is a financial advisor with GWN Securities Inc. in Soddy Daisy, TN, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with GWN Securities since 2016 and has prior experience with Consolidated Retirement Services dating back to 1996. In addition to his advisory work, he is involved in managing fixed annuity and life insurance agencies and participates in business referrals related to cost segregation studies. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers. The firm offers a range of managed-account programs and model portfolios, including legacy market-timing and momentum-based strategies uncommon for firms of its size.