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John C

Series 63, Series 7, AAMS®

Louisville, KY

Morgan Stanley

John Cunningham is a native Louisvillian and a sixth-generation Kentuckian. He believes a successful client partnership is built upon two key principles: putting clients’ interest first and providing exceptional personal service. He has built his reputation as a trusted advisor by serving his clients with integrity and honesty and becoming their primary resource for family finances. His process focuses on creating lasting income streams for their clients to facilitate their desired lifestyle and creating the discipline and time horizon necessary for risk assets to perform. Three distinct categories John emphasizes with clients are cash management, wealth management, and family legacy planning. He strives to meet the complex, ever-changing, and often unique, needs of families with wealth. Throughout his career, John has demonstrated a strong commitment to both community and the arts. He serves on the board of the Louisville Orchestra, Assumption High School Investment Committee, is an Elder at Second Presbyterian Church, and is an active member of the Rotary Club of Louisville and the Financial Planning Association.

Income planning
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Anita L

CFP®, Series 66

Louisville, KY

Inspire Private Wealth Management

Anita Loy is a CFP®-certified financial advisor with 23 years of industry experience, currently practicing at Inspire Private Wealth Management. She previously worked for Money Concepts Capital Corp and has been involved with Inspire Executive Operations since 2013. In addition to her advisory work, she teaches and coaches adult education courses at various colleges and universities. Inspire Private Wealth Management serves individuals, business entities, trusts, estates, charitable organizations, and retirement plans through discretionary investment management, retirement plan consulting, and financial planning. The firm focuses on customized portfolio allocations using equities, fixed income, mutual funds, and ETFs, and also provides services to corporate and institutional plan sponsors, including ERISA fiduciary responsibilities.

Wealth management Divorce financial planning Cash flow / budgeting Self-Employed Founder/Business Owner
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Andrew S

CFP®, Series 65

Louisville, KY

Bluegrass Financial Planning, LLC

Andrew Sloan is a Certified Financial Planner™ (CFP®) with 11 years of industry experience. He has operated Bluegrass Financial Planning, LLC in Louisville, KY since 2013. Outside of his advisory role, he coaches field hockey part-time at the Christian Academy of Louisville. Bluegrass Financial Planning primarily serves individual clients, offering comprehensive financial planning, discretionary investment management, and tax planning and preparation services. The firm follows a fundamental, long-term buy-and-hold investment approach focused on asset allocation and low-cost index funds, managing approximately $56.2 million on a discretionary basis for about 73 clients.

General retirement planning Wealth management Passive / index investing General tax planning
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Edward N

ChFC®

Pewee Valley, KY

Clear Trace, LLC

Edward Nelson is a ChFC® credentialed financial advisor with 18 years of industry experience. He has worked at Clear Trace, LLC since 2007 and previously spent 11 years with Zeiders Enterprises, Inc. His background includes management consulting and information technology. Clear Trace, LLC offers personal financial planning, investment management, and education services to individuals, families, trusts, estates, and certain business entities. The firm employs strategic asset allocation and fundamental analysis to build diversified portfolios, utilizing model portfolios, automated tax-loss harvesting, and discretionary account management.

College savings (529s, UTMA, etc.) General tax planning General estate planning guidance Self-Employed Founder/Business Owner LGBTQIA
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Casey F

CFP®

Fisherville, KY

Carriage House Planning LLC

We could use this space to talk all about how great we are. But the decision you are making is not about us, it's about you. I'd rather tell you why we do what we do and why our clients work with us: https://www.carriagehouseplanning.com/about-chp

Wealth management Cash flow / budgeting Retirement income strategy Gen Y/Millennials (Born 1980-1995) Young Families
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Richard T

CFP®, Series 65

Louisville, KY

Investment Answers

Richard Terlau is a CFP®-certified financial advisor with 19 years of industry experience. He is the principal of Investment Answers in Louisville, KY, and has held leadership roles in related enterprises including Brookstone Financial, LLC and Investment Answers Media, Inc., where he oversees the development of educational financial content. Investment Answers provides discretionary and non-discretionary portfolio management primarily for individual and high-net-worth clients, utilizing a combination of technical and fundamental analysis with long- and short-term trading strategies. The firm employs three model portfolios tailored to client goals and risk tolerance, conducting regular portfolio reviews and delivering monthly statements.

Active portfolio management Private / alternative investments
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Patrick L

CFP®, CFA®

Louisville, KY

Lach Financial

Patrick Lach is a CFP® and CFA® credentialed financial advisor with 14 years of industry experience. He is the sole advisor at Lach Financial in Louisville, KY. In addition to his advisory work, Lach serves as an Associate Professor of Finance at Indiana University Southeast and contributes to The Wall Street Journal. He also provides consulting related to textbook material and legal expert witness engagements. Lach Financial offers financial planning and portfolio management primarily for individual investors and trusts through ongoing discretionary planning and hourly consulting. The firm employs a long-term, passive buy-and-hold investment strategy based on academic research, utilizing no-load mutual funds and ETFs, including those from Dimensional Fund Advisors.

Passive / index investing General retirement planning General tax planning General estate planning guidance Wealth management Retired
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Charles V

Series 66

Louisville, KY

Best Investment Options, LLC

Charles Veeneman is the sole advisor at Best Investment Options, LLC in Louisville, KY, holding a Series 66 designation with 17 years of industry experience. Prior to founding his current firm in 2019, he spent 12 years with Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc. He also serves as treasurer for the city of Northfield, KY, a position he has held since 2011, and operates two non-investment businesses: a CPA firm providing tax and audit services, and a bookkeeping services company. Best Investment Options, LLC manages discretionary investment portfolios for individual and trust clients, including high net worth individuals, using a tailored approach based on fundamental, technical, and economic analysis. The firm incorporates derivatives strategies such as equity puts and covered calls and maintains an affiliation with an accounting and tax practice under common ownership.

Options & derivatives strategies Annuities
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Mark H

Series 65

Louisville, KY

Lanier Asset Management, LLC

Mark Hoffman is a Series 65-registered financial advisor with Lanier Asset Management, LLC, based in Louisville, KY. He has over 17 years of experience with Lanier Asset Management and one year with Bleakley Financial Group, LLC dba OnePoint BFG Wealth Partners. Lanier Asset Management serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers financial planning, consulting, and investment management using an open-architecture approach that integrates traditional securities with alternative assets, and is notable for managing private pooled real estate funds focused on assisted-living properties.

Private / alternative investments Real estate investing Active portfolio management Options & derivatives strategies
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Marcus W

Series 63, Series 65

Louisville, KY

Warren Wealth Management & Tax Planning Inc.

Marcus Warren is the principal advisor at Warren Wealth Management & Tax Planning Inc. in Louisville, KY, with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at several firms, including Gradient Advisors, LLC and The Warren Investment Group, LLC. Outside of his advisory work, Warren serves on the boards of the WHAS Crusade for Children and the Financial Empowerment Academy and is an owner and insurance agent at Syndicate Ins Solutions Incorporated. Warren Wealth Management & Tax Planning Inc. offers investment management, financial and tax planning, and educational seminars to individuals, trusts, estates, charitable organizations, and businesses. The firm uses a combination of fundamental, technical, charting, and cyclical analysis, employing third-party model portfolios with discretionary oversight, and conducts quarterly account reviews and timely financial planning.

General tax planning Cash flow / budgeting Debt management
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Todd M

CFP®, Series 66, Series 65

Louisville, KY

T.K.M. Financial Services, LLC

Todd Meador is a CFP® professional with 13 years of experience in financial advisory. He has been with T.K.M. Financial Services, LLC since 2017 and previously worked at Sterling Financial Group, Ltd. Todd is the host of the finance-focused podcast and radio show "A Nickel and a Plan" operated by his firm. He also owns related business entities including TKM Publishing, LLC and TKM Realty, LLC. T.K.M. Financial Services, LLC is an independent firm providing fee-based financial planning and discretionary portfolio management to individuals, business owners, and charitable organizations. The firm emphasizes asset allocation and fundamental analysis, focusing on long-term holdings with selective use of options, and manages approximately $28.3 million in client assets.

Retirement income strategy Stock option exercise strategy Business succession planning Options & derivatives strategies Founder/Business Owner Retired
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Kevin R

CFP®, Series 66

Louisville, KY

Lifetime Wealth Design LLC

Kevin Roberts is a CFP® professional with 16 years of industry experience. He is the principal advisor at Lifetime Wealth Design LLC and has prior experience with Prosperity Capital Advisors, LLC. Roberts serves as a board member of Transcend Credit Union and owns a Scooter's Coffee franchise in Louisville, KY. Lifetime Wealth Design LLC serves individuals, corporations, and other entities with financial planning, retirement plan review, and discretionary portfolio management. The firm focuses on asset allocation and individualized portfolio construction, offering both one-time plans and ongoing monitoring through a solo advisory practice.

General retirement planning Retirement income strategy
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Zachary C

CFP®, Series 65

Louisville, KY

Clark Financial Planning

Zachary Clark is a CFP® and Series 65 credentialed financial advisor with 14 years of industry experience. He operates Clark Financial Planning, an independent, solo advisory firm based in Louisville, KY. Clark has eight years of prior experience with Coats Financial Planning, Inc. He serves as an unpaid board member, Treasurer, and head of the Finance Committee for Couple to Couple League International, Inc. Clark Financial Planning provides personalized, fee-only financial planning and investment management services to individuals, trusts, estates, and small businesses. The firm employs a long-term, buy-and-hold strategy with diversified portfolios using no-load mutual funds and passive index ETFs, and engages clients through retainer and fixed-fee arrangements rather than traditional asset-based fees.

General retirement planning General tax planning General estate planning guidance College savings (529s, UTMA, etc.)
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Christopher V

Series 63, Series 65

Louisville, KY

Family Wealth Planning Partners

Christopher Vaughn is a financial advisor with Family Wealth Planning Partners in Louisville, KY. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. His prior experience includes roles at FWPP Insurance LLC, IFP Securities, LLC, Independent Financial Partners, Thrivent Financial, and Foresters Financial. Vaughn is also involved with FWPP Insurance LLC, an affiliated insurance agency licensed in Kentucky. Family Wealth Planning Partners serves individual and institutional clients, including high-net-worth individuals, pension plans, trusts, estates, and businesses. The firm offers portfolio management, financial planning, pension plan advisory, and third-party asset manager referrals, employing a mix of fundamental, technical, quantitative, and tactical investment approaches.

Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Long-term care insurance Options & derivatives strategies Tax-loss harvesting Founder/Business Owner Executive Financial Professional Mid-Career Professionals Established Professionals
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Troy B

Series 65

Louisville, KY

Mercurio Wealth Advisors

Troy Bolton is a financial advisor at Mercurio Wealth Advisors in Louisville, KY, holding a Series 65 designation with 12 years of industry experience. His career includes roles at Mercurio Wealth Management and Global Financial Private Capital, LLC. He is also licensed through Mercurio Insurance Services to sell insurance products. Mercurio Wealth Advisors serves individual clients, estates, retirement plans, foundations, and institutions by providing discretionary portfolio management, financial planning, and consulting. The firm offers ongoing investment supervision and utilizes third-party tools to assess risk tolerance and consolidate reporting while integrating estate and insurance advice into its planning services.

Wealth management Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Tax-loss harvesting Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet)
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Drew G

Series 66

Louisville, KY

Graeter Wealth Advisors, LLC

Drew Graeter is a financial advisor at Graeter Wealth Advisors, LLC in Louisville, KY, with 21 years of industry experience and a Series 66 designation. He has been with Graeter Wealth Advisors since 2014. Graeter Wealth Advisors serves individuals, trusts, retirement plans, and business entities with asset management, comprehensive portfolio management, and pension consulting. The firm focuses on asset allocation with regular rebalancing, using both fundamental and technical analysis, and manages portfolios primarily with exchange-traded funds and mutual funds.

Wealth management
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Charles R

CFP®, Series 65

Shelbyville, KY

Illuminate Wealth Management

Charles Reader is a CFP® and holds a Series 65 license with 10 years of experience in financial planning and investment management. He is currently the sole advisor at Illuminate Wealth Management, having previously worked at Different By Design Financial Planning and several other firms. Illuminate Wealth Management serves individuals, families, and small businesses, offering discretionary portfolio management, financial planning, and tailored services such as a virtual family office and virtual CFO engagements. The firm emphasizes fundamental analysis, diversified portfolios, and coordination with external specialists to provide comprehensive wealth management solutions.

Private / alternative investments Tax-loss harvesting Social Security optimization Founder/Business Owner Executive
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Stephen G

Series 66

Louisville, KY

DMLO Wealth Planning, LLC

Stephen Gibson is a financial advisor at DMLO Wealth Planning, LLC with 12 years of industry experience. He holds a Series 66 designation and has worked previously at firms including Jjb Hilliard Wl Lyons LLC and Money Concepts Capital Corp. Gibson is involved in several nonprofit and community organizations, including serving as a board member for the Greater Louisville & LaGrange Baptist Health Foundation and participating in multiple charitable foundations and local service clubs. DMLO Wealth Planning serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with discretionary investment management and financial planning services. The firm employs a primarily long-term, customized investment approach using diversified mutual funds, ETFs, individual stocks and bonds, and may allocate assets to affiliated sub-advisers under ongoing oversight.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) General retirement planning
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Andrew A

Series 63, Series 65

Louisville, KY

Centerline Wealth Advisors, LLC

Andrew Arnold is a financial advisor with Centerline Wealth Advisors, LLC in Louisville, KY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Centerline Wealth Advisors since 2015 and previously worked at Purshe Kaplan Sterling Investments. Outside of his advisory role, Arnold is involved as a partner and consultant in Reach Alert LLC, a communication technology startup, and serves on the board of Opal's Dream Foundation, a charitable organization. Centerline Wealth Advisors provides wealth management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs an asset-allocation investment process based on Modern Portfolio Theory, utilizing ETFs, mutual funds, bonds, independent managers, and third-party trading platforms.

Business exit / sale strategy Retirement plans for business owners (SEP, solo 401k) ESG / Sustainable investing Equity compensation tax strategy Founder/Business Owner Executive Mid-Career Professionals
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Steven A

Series 63, Series 65

Louisville, KY

Canopus Wealth Management

Steven Aldridge is a financial advisor at Canopus Wealth Management in Louisville, KY, with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sterling Financial Group, Ltd from 2012 to 2017. Canopus Wealth Management provides portfolio management and financial planning services to individuals, high-net-worth clients, trusts, charitable foundations, and 401(k) plans. The firm emphasizes a long-term, cost- and tax-aware investment approach, managing assets in-house with discretionary authority and integrating tax planning and compliance services for certain clients.

Tax-loss harvesting Passive / index investing
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