Michelle Shawn is a financial advisor at Retirement & Investment Planning, Inc. in Petoskey, MI, with nine years of industry experience. She holds Series 63 and Series 65 designations and has worked at Gradient Advisors, LLC and Senior Benefits Network, where she serves as an agent specializing in Medicare, life, and annuities. Retirement & Investment Planning, Inc. provides non-discretionary direct asset management and retirement-plan advisory services to individuals, trusts, and employer-sponsored plans, offering limited-scope ERISA 3(21) fiduciary services. The firm employs a mix of fundamental, technical, charting, and cyclical analysis and primarily manages client assets on a non-discretionary basis while often acting as co-adviser or liaison on third-party platforms.

Michael Holifield is a financial advisor at West Arbor Solutions, LLC in Petoskey, MI, holding a Series 65 license with four years of industry experience. His prior work includes roles at Shindigz and Levitate, where he serves as COO and VP of Business Development providing consulting for a strategic communications agency. In addition to his advisory role, Holifield provides business consulting services. West Arbor Solutions serves individual and high-net-worth clients, as well as trusts, estates, and charitable organizations, offering discretionary portfolio management and financial planning. The firm incorporates insurance sales and business consulting through affiliated entities and tailors portfolios to clients’ goals, risk tolerance, and time horizons.

Kyle Arnold is a financial advisor at West Arbor Solutions, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Horter Investment Management and Sinclair Broadcast Group. Outside of his advisory role, Arnold owns and operates Kyle Arnold Investments, where he provides life insurance and annuity sales and service. West Arbor Solutions offers discretionary asset management and financial planning services to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm emphasizes portfolio construction based on client goals, time horizon, and risk tolerance, using fundamental analysis and a mix of investment strategies under discretionary authority.

Timothy Norton is a financial advisor with McDonald Partners LLC in Ann Arbor, MI, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with McDonald Partners since 2006. Outside of his advisory role, Norton serves on the board of directors for Caymus Funding Inc., a portfolio company of McDonald Partners' private funds. McDonald Partners LLC serves individual investors and institutional clients, offering investment management, financial planning, pension consulting, and brokerage services. The firm combines advisory and broker-dealer activities and manages affiliated private funds alongside a variety of portfolio management and financial planning options.

Paul Moody is a financial advisor with McDonald Partners LLC in Boyne City, Michigan. He holds Series 63 and Series 65 licenses and has 41 years of industry experience. Prior to joining McDonald Partners in 2015, he worked at Optimal Capital Advisors, LLC and Putnam Investment Management, LLC. Outside of his advisory work, Mr. Moody is a seasonal fly fishing guide and a part-time ski instructor. McDonald Partners serves individual and institutional clients, providing investment management, financial planning, pension consulting, and brokerage services. The firm uses a customized approach that incorporates fundamental, technical, and cyclical analysis and offers a range of portfolio management options alongside advisory and sponsor roles in pooled investment vehicles.

Andrew Craig is a financial advisor at MariPau Wealth Management LLC in Petoskey, MI, holding a Series 65 credential with two years of industry experience. Prior to joining MariPau and Walloon Wealth Management, he has been a member-manager and 50% owner of Escape Games LI LLC, a physical escape room business, since 2018. MariPau Wealth Management provides tailored investment advisory, portfolio management, and financial planning services for individual and high-net-worth clients. The firm employs a network of advisory affiliates and third-party managers, integrating technology platforms for comprehensive portfolio oversight.

Kristin Bennett is a CFP® professional with 12 years of experience in financial advising. She has worked at TruNorth Capital Management since 2023 and previously held positions at Greenleaf Trust and Plante Moran financial advisors. TruNorth Capital Management is a fee-only, fiduciary Registered Investment Adviser serving individuals, high-net-worth families, family offices, corporations, charitable foundations, and employer-sponsored retirement plans. The firm focuses on low-cost, broadly diversified portfolios managed on a discretionary basis, emphasizing ETFs, mutual funds, bonds, and cash equivalents with tactical asset allocation and periodic rebalancing.

Jeffrey Kazmierski is a financial advisor at Ash Matson Wealth Partners, Inc. in Petoskey, MI, holding a Series 65 designation with one year of industry experience. He has worked at Ash Matson Wealth Partners since 2025 and has additional experience since 2012 with Apple Pie Properties, LLC. Ash Matson Wealth Partners provides advisory services to a range of clients including individuals, pension plans, trusts, and charitable organizations. The firm typically recommends third-party advisers to implement client investment strategies, using an individualized asset-allocation process based on clients’ goals and risk tolerance.

Todd Mcnitt is a financial advisor with Fairway Investment Group, LLC, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at Paradigm Equities, Inc. and MEA Financial Services, Inc. since 2008. Outside of his advisory role, he operates a home-based builder business. Fairway Investment Group primarily serves members of the Michigan Education Association and their families, as well as individual clients, trusts, estates, and select businesses. The firm offers fee-based investment advisory and portfolio management services through LPL Financial-sponsored programs, focusing on non-discretionary management with tailored recommendations based on client objectives.

Andrew Heitner is a financial advisor at Snowden Capital Advisors LLC with 31 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Fieldpoint Private Securities LLC for nine years before joining Snowden Capital in 2022. Snowden Capital Advisors serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients, offering customized portfolio management, investment consulting, and a range of advisory programs that utilize both in-house and third-party investment strategies.

Betsy Britton is a financial advisor with Principal Financial Services and holds the Series 63 and Series 66 licenses. She has 18 years of industry experience, including roles at Principal Financial Services since 2007, Korthase Flinn since 2010, and Highstreet Insurance & Financial Services since 2026. Korthase Flinn was acquired by Highstreet Insurance Partners, where she currently operates. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

H. Peter Petrosky is a CFP® with 42 years of industry experience and has been with Oppenheimer since 2013. His prior experience includes roles at Morgan Stanley and Citigroup Global Markets. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a broad range of programs and advisory services that include discretionary and non-discretionary portfolio management, consulting, and retirement services.

Rochelle Roerig is a financial advisor with PNC Wealth Management in Petoskey, MI, holding Series 63 and Series 65 licenses and with 25 years of industry experience. She has been with PNC Investments since 2009. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available to select employees. The firm’s approach emphasizes portfolio strategies managed by PNC or third-party strategists, with automated risk assessment and annual rebalancing.

Jennifer Mackenzie is a financial advisor with Principal Financial Services in Boyne City, Michigan, holding Series 63 and Series 66 licenses and having 13 years of industry experience. Her career includes roles at Korthase Flinn since 2014 and High Street Insurance & Financial Services since 2026, following the acquisition and rebranding of Korthase Flinn. Mackenzie has experience with life insurance and annuities as well as financial strategies related to mutual funds and securities. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm emphasizes direct advisory programs, financial planning, and retirement plan consulting with access to third-party money manager asset allocation and separately managed account solutions.

Randall Flinn is a financial advisor at Principal Financial Services with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Principal Financial Services since 2016. He is also involved in various business activities, including serving as a board member of Moran Iron Works and managing several LLCs related to office buildings and consulting services. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.

Andrew Martin is a financial advisor with Fifth Third Securities, Inc. in Petoskey, MI, holding a Series 66 designation and six years of industry experience. He previously worked at Infinex Investments, Inc. and Citizens National Bank before joining Fifth Third in 2020. Outside of his advisory role, Martin is involved in several non-securities businesses, including automotive repair and managing a banquet hall. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers a variety of managed account programs that combine third-party managers, strategist portfolios, and advisor-managed options, with features such as direct indexing and tax-overlay services.

Angela Granata is a Certified Financial Planner (CFP®) with 30 years of industry experience. She has been with J.W. Cole Advisors, Inc. and its affiliated entity, J.W. Cole Financial, since 2015. Prior to that, she worked at KeyBanc Capital Markets Inc. for four years. Granata is also the owner of Luminous Consulting, a non-investment related business. J.W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and access to multiple investment platforms for individuals, high-net-worth clients, and institutions. The firm uses a range of strategies and custodial platforms and provides both discretionary and non-discretionary account management.

Kimberly Phelps is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 credentials and has 31 years of industry experience. Prior to joining Raymond James in 2019, she worked at The Huntington Investment Company for 11 years. Phelps serves as a finance and investment committee member for the nonprofit Impact 100 Little Traverse Bay. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting, employing analytical tools to support client goals and sponsors various advisory programs across a broad advisor network.

Lori Komondy is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan since 2012. Outside of her advisory role, she is a co-owner of a family pet boarding business, Fur Seasons Pet Resort LLC, which is operated by her husband and daughter. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

David Elliott is a financial advisor with Edward Jones in Bay Harbor, MI, holding Series 63 and Series 66 registrations. He has 19 years of industry experience, including 14 years at Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.