Howard Ryan is the sole advisor at The Ryan Group Portfolio Design LLC, holding a Series 65 designation with 11 years of industry experience. He has worked at The Ryan Group Portfolio Design since 2013 and previously at the Michigan Department of Treasury from 2011 to 2018. Outside of advisory services, he operates a tax preparation business as a sole proprietor. The Ryan Group Portfolio Design LLC provides investment management and consultation services to individuals, families, trusts, estates, and business entities. The firm focuses on individualized portfolio construction based on fundamental analysis and offers tax-planning consultations and annual 1040 preparation when requested.

Richard Price is a financial advisor with Meridian Asset Management, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. Prior to joining Meridian in 2020, he worked at Michigan Securities, Inc. and Michigan Advisors, Inc. for 15 years. In addition to his advisory role, he is an independent insurance agent specializing in health and life insurance sales. Meridian Asset Management is a single-advisor registered investment adviser serving individuals, high-net-worth clients, businesses, trusts, and estates. The firm offers discretionary and non-discretionary investment management and financial planning, employing a strategic asset allocation approach based on Modern Portfolio Theory with a focus on income-producing large-cap dividend growers and diversified holdings across fixed income, small-cap, and international equities.

Michelle Shawn is a financial advisor with Retirement & Investment Planning, Inc. in Petoskey, MI, holding Series 65 and Series 63 credentials and nine years of industry experience. Her prior roles include Gradient Advisors, LLC, and she also serves as an agent for Senior Benefits Network, focusing on Medicare, life, and annuities. Retirement & Investment Planning, Inc. provides non-discretionary asset management and retirement-plan advisory services to individuals, trusts, and employer-sponsored plans. The firm offers limited-scope ERISA 3(21) fiduciary services and typically manages assets through third-party platforms while employing a mix of fundamental, technical, charting, and cyclical analyses.

Michael Holifield is a financial advisor at West Arbor Solutions, LLC in Petoskey, MI, holding a Series 65 license with four years of industry experience. His prior work includes roles at Shindigz and Levitate, where he serves as COO and VP of Business Development providing consulting for a strategic communications agency. In addition to his advisory role, Holifield provides business consulting services. West Arbor Solutions serves individual and high-net-worth clients, as well as trusts, estates, and charitable organizations, offering discretionary portfolio management and financial planning. The firm incorporates insurance sales and business consulting through affiliated entities and tailors portfolios to clients’ goals, risk tolerance, and time horizons.

Kyle Arnold is a financial advisor at West Arbor Solutions, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Horter Investment Management and Sinclair Broadcast Group. Outside of his advisory role, Arnold owns and operates Kyle Arnold Investments, where he provides life insurance and annuity sales and service. West Arbor Solutions offers discretionary asset management and financial planning services to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm emphasizes portfolio construction based on client goals, time horizon, and risk tolerance, using fundamental analysis and a mix of investment strategies under discretionary authority.

Timothy Norton is a financial advisor with McDonald Partners LLC in Ann Arbor, MI, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with McDonald Partners since 2006. Outside of his advisory role, Norton serves on the board of directors for Caymus Funding Inc., a portfolio company of McDonald Partners' private funds. McDonald Partners LLC serves individual investors and institutional clients, offering investment management, financial planning, pension consulting, and brokerage services. The firm combines advisory and broker-dealer activities and manages affiliated private funds alongside a variety of portfolio management and financial planning options.

Charles Dickinson is an advisor at William Mack & Associates Inc with Series 63 and Series 65 credentials and five years of industry experience. He has worked previously at Rockport Wealth Advisors and is the managing member of Monitor My Advisor LLC, a compliance consulting firm serving registered investment advisers. William Mack & Associates is a multi-team registered investment adviser serving individual and institutional clients, including high-net-worth individuals, retirement plans, trusts, and charitable organizations. The firm emphasizes diversification, tax efficiency, and low-cost funds through tailored investment strategies and manages over $1 billion in discretionary assets.

Paul Moody is a financial advisor at McDonald Partners LLC with 41 years of industry experience. He holds Series 65 and Series 63 licenses and has been with McDonald Partners since 2015. Outside of his advisory role, Mr. Moody works seasonally as a fly fishing guide and ski instructor in Boyne City, MI. McDonald Partners serves individual and institutional clients, providing investment management, financial planning, pension consulting, and brokerage services. The firm uses a customized investment approach, combining fundamental, technical, and cyclical analysis across multiple platforms.

Andrew Craig is a financial advisor at MariPau Wealth Management LLC in Petoskey, MI, holding a Series 65 credential with two years of industry experience. Prior to joining MariPau and Walloon Wealth Management, he has been a member-manager and 50% owner of Escape Games LI LLC, a physical escape room business, since 2018. MariPau Wealth Management provides tailored investment advisory, portfolio management, and financial planning services for individual and high-net-worth clients. The firm employs a network of advisory affiliates and third-party managers, integrating technology platforms for comprehensive portfolio oversight.

Jeffrey Kazmierski is a financial advisor at Ash Matson Wealth Partners, Inc. in Petoskey, MI, holding a Series 65 designation with one year of industry experience. He has worked at Ash Matson Wealth Partners since 2025 and has additional experience since 2012 with Apple Pie Properties, LLC. Ash Matson Wealth Partners provides advisory services to a range of clients including individuals, pension plans, trusts, and charitable organizations. The firm typically recommends third-party advisers to implement client investment strategies, using an individualized asset-allocation process based on clients’ goals and risk tolerance.

Todd Mcnitt is a financial advisor with Fairway Investment Group, LLC, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at Paradigm Equities, Inc. and MEA Financial Services, Inc. since 2008. Outside of his advisory role, he operates a home-based builder business. Fairway Investment Group primarily serves members of the Michigan Education Association and their families, as well as individual clients, trusts, estates, and select businesses. The firm offers fee-based investment advisory and portfolio management services through LPL Financial-sponsored programs, focusing on non-discretionary management with tailored recommendations based on client objectives.

John Blanck is a financial advisor with Success Wealth Management LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has previously worked with The Leaders Group, Inc. and operates JB Financial LLC, where he serves as president and insurance sales manager. Blanck is also involved in insurance sales through American Senior Benefits. Success Wealth Management provides discretionary investment management and financial planning services to individuals and high-net-worth clients, managing approximately $96.6 million in discretionary assets. The firm utilizes a goal-based, Modern Portfolio Theory approach to asset allocation and risk management, conducting regular account reviews and employing third-party sub-advisors as needed.

Iryna Barkley is a financial advisor at Nicolet Wealth Management with two years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Fifth Third Securities and Fifth Third Bank. Barkley is based in Petoskey, Michigan. Nicolet Advisory Services provides retirement plan advisory and consulting primarily for participant-directed defined-contribution plans such as 401(k) and 403(b) arrangements. The firm offers services including investment policy statement preparation, ongoing investment monitoring, participant education, and plan service provider support.

John Marshall Jr. is a CFP® and CFA® with 16 years of industry experience. He has worked at Farther since 2025 and previously spent 14 years at Crooked Tree Capital Advisors. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm applies Modern Portfolio Theory using proprietary model portfolios and algorithmic rebalancing, primarily investing in ETFs, mutual funds, equities, and fixed income, with supplementary AI tools and occasional allocations to independent managers.

Sean Lynch is a financial advisor at Empower Advisory Group with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Cuso Financial Services, Encore Financial, and Principal Securities. Outside of his advisory work, Sean co-owns an online retail store on Etsy. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors, participants, and certain retail clients. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms and focuses on long-term portfolio returns and client savings rates.

William Hansen is a CFP® with nine years of industry experience, currently serving as a financial advisor at Farther. He previously worked at Dynamic Wealth Advisors dba Crooked Tree Capital Advisors and Edward Jones. Outside of his advisory work, Hansen volunteers as a firefighter with the Resort-Bear Creek Fire Department in Petoskey, MI. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through both digital platforms and in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios and algorithmic rebalancing, with a focus on ETFs, mutual funds, equities, and fixed income.

Dolores Angus is a financial advisor at The Huntington Investment Company with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise Financial Services, LLC, JPMorgan Securities LLC, and JPMorgan Chase Bank. She is based in Petoskey, MI. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm employs an open-architecture investment model that incorporates third-party and proprietary strategies, offering wrap-fee programs through the Envestnet MAS platform.

Betsy Britton is a financial advisor with Principal Financial Services and holds the Series 63 and Series 66 licenses. She has 18 years of industry experience, including roles at Principal Financial Services since 2007, Korthase Flinn since 2010, and Highstreet Insurance & Financial Services since 2026. Korthase Flinn was acquired by Highstreet Insurance Partners, where she currently operates. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Courtney Font is a CFP®-certified financial advisor at Farther with 21 years of industry experience. She previously worked for Dynamic Wealth Advisors dba Crooked Tree Capital Advisors for 11 years. Outside of her advisory role, she serves as a trustee and finance chair for the McLaren Northern Michigan Hospital Foundation and as a director of the PHSACF community foundation. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates, employing a Modern Portfolio Theory-based approach with algorithmic rebalancing and a mix of ETFs, mutual funds, equities, and fixed income.

H. Peter Petrosky is a CFP® with 42 years of industry experience and has been with Oppenheimer since 2013. His prior experience includes roles at Morgan Stanley and Citigroup Global Markets. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a broad range of programs and advisory services that include discretionary and non-discretionary portfolio management, consulting, and retirement services.