Thomas Seabourne is a CFP® professional based in San Angelo, TX, with 11 years of industry experience. He has worked at First Financial Trust for 10 years before joining Beta Financial Advisors, LLC in 2026. Beta Financial Advisors, LLC provides investment management and ongoing financial planning services to individuals and high-net-worth clients using a fee-only structure. The firm employs a primarily passive investment approach grounded in asset allocation and Modern Portfolio Theory, offering both standalone financial planning and integrated portfolio management.

I started Circadia to focus my time on clients who understand the point isn't the amount of wealth; it's being intentional and aligning that wealth with their priorities and values to create the life they want. Most people come to me with a question, like how to lower their taxes, whether a Roth conversion makes sense, what to do with their stock options, or when to start Social Security. We start there, and then I help you find the questions you haven't asked yet. My planning is grounded in tax strategy and covers cash flow, investments, insurance, and your estate, so each decision fits the rest of your plan and what matters to you. I also manage investments, usually alongside an ongoing financial plan. My wife is a Nurse Practitioner, so the demands of a medical career are part of our life at home, too. Medical professionals are a particular focus, along with families and professionals at every stage of their careers. We work together virtually, on a schedule that fits your life. If that sounds like the kind of help you're looking for, let's talk.

Levi Calhoun is a financial advisor with Outlier Financial Partners, LLC, holding a Series 65 credential and two years of industry experience. He has worked at Geneva Financial, LLC since 2020 and previously held roles at LeaderOne Financial and Gateway Mortgage Group, LLC. He also works as a mortgage loan originator for Geneva Financial. Outlier Financial Partners, LLC provides discretionary wealth management and financial planning services to individuals, families, and businesses. The firm emphasizes active management with fundamental analysis, diversification, and rebalancing, and offers a subscription-based financial planning service alongside portfolio management.

Nathan Granzin is a financial advisor at Outlier Financial Partners, LLC in San Angelo, TX, with one year of industry experience. He holds the Series 65 designation and has worked as an automotive technician at Jim Bass Ford since 2012. Outlier Financial Partners serves individuals, families, and businesses by providing discretionary wealth management and financial planning, using an active management approach focused on fundamental analysis and diversification.

Justin Owen is a financial advisor at Outlier Financial Partners, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at Owen Financial Planning, LLC, Goodyear Tire & Rubber Co, and Jim Bass Ford. Owen is also involved in mortgage loan origination and branch management. Outlier Financial Partners, LLC serves individuals, families, and businesses with discretionary wealth management and financial planning. The firm emphasizes tailored, active portfolio management using fundamental analysis and diversification, offering services through a combination of subscription-based financial planning and asset-under-management fees.

Douglas Massey is a financial advisor with OFG Financial Services, Inc. in San Angelo, TX, holding the ChFC® and Series 63 designations. He has 33 years of industry experience, including 29 years at OFG Financial Services and over 40 years as a self-employed professional. Massey is also involved in insurance and fixed annuity sales and participates in investment committee activities with NAIFA-Texas. OFG Financial Services provides investment advisory and planning services to individuals and corporations, managing approximately $270 million in assets across 843 client relationships through a team of 37 advisors. The firm uses fundamental analysis to build portfolios emphasizing no-load mutual funds and listed securities, managing accounts on a non-discretionary basis with documented client objectives.

Spencer Plagens is a financial advisor at Plagens & Taylor Wealth Management with 13 years of industry experience. He holds a Series 65 designation and previously served as Owner and President of Dreher Investment Services, Inc., which ceased advisory activities in mid-2025. Plagens & Taylor Wealth Management serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and small businesses with discretionary investment management and retirement-plan advisory services. The firm uses customized allocation models focused on low-cost mutual funds and ETFs, offering globally diversified portfolios managed on a discretionary basis.

Joseph Thieman is a financial advisor with MSH Capital Advisors LLC in San Angelo, TX, holding Series 63 and Series 66 licenses and 11 years of industry experience. His career includes roles at Thieman Investment & Retirement Services, Thieman-Stinnett Investment & Retirement Services, M. S. Howells & Co., and Momentum Independent Network Inc. Outside of advisory work, he serves on the boards of the San Angelo Chamber of Commerce, the San Angelo Performing Arts Center (as board president), and West Texas Rehab, and he manages a family ranch. MSH Capital Advisors LLC manages approximately $1.09 billion through a team of 11 advisers, serving individuals, retirement plans, trusts, foundations, small businesses, and government entities. The firm provides portfolio management, retirement plan consulting, financial planning, securities-based lending, and access to third-party managers, employing a range of investment strategies tailored to client goals and risk tolerances.

Flynn Mc Nabb is a financial advisor at Plagens & Taylor Wealth Management in San Angelo, TX, holding a Series 65 designation with one year of industry experience. Prior to joining Plagens & Taylor Wealth Management, Flynn worked at Dreher Investment Services and held roles at Anhauser Busch Standard Sales Company, San Angelo Country Club, and the San Angelo Independent School District. Plagens & Taylor Wealth Management serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses with discretionary investment management and retirement-plan advisory services. The firm employs a combination of fundamental, technical, and cyclical analysis to construct globally diversified portfolios primarily invested in mutual funds and ETFs, managing accounts with relatively low turnover and quarterly reviews.

Rusty Taylor is a financial advisor at Plagens & Taylor Wealth Management with seven years of industry experience. He holds a Series 65 designation and previously owned and served as CFO of Dreher Investment Services, Inc. from 2019 until its cessation of advisory activities in 2025. Plagens & Taylor Wealth Management serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a combination of fundamental, technical, and cyclical analysis to construct globally diversified portfolios primarily composed of mutual funds and ETFs, offering discretionary investment management and retirement-plan advisory services.

Charles Robertson is a Series 63-licensed financial advisor with 23 years of industry experience. He has been with Plagens & Taylor Wealth Management since 2025 and previously worked at Dreher Company, Inc. for 31 years. He is based in San Angelo, Texas. Plagens & Taylor Wealth Management is a fee-only firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and small businesses. The firm offers discretionary investment management and retirement-plan advisory services, using customized allocation models focused on global diversification with primarily mutual funds and ETFs.

Katy Taylor is a financial advisor with Plagens & Taylor Wealth Management in San Angelo, TX, holding a Series 65 credential and 17 years of industry experience. She previously worked at Dreher Investment Services, Inc. for 17 years before joining her current firm in 2025. Outside of her advisory role, she is an independent consultant for the paper-crafts company Close to My Heart and an independent ambassador for Red Aspen, a nail and beauty products affiliate. Plagens & Taylor Wealth Management serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses, offering discretionary investment management and retirement-plan advisory services. The firm employs a combination of fundamental, technical, and cyclical analysis to construct globally diversified portfolios primarily consisting of no-load or low-load mutual funds and ETFs, with limited individual equity positions and occasional covered-call strategies.

Seth Mayberry is a Financial Advisor at MSH Capital Advisors LLC with five years of industry experience. He holds the Series 66 designation and has previously worked at Thieman Investment & Retirement Services, Momentum Independent Network Inc., and Freeman Buick GMC. Mayberry serves on multiple nonprofit boards in San Angelo, including the Leadership San Angelo Alumni Association, Concho Valley Workforce Development Board, Meals for the Elderly Board, United Way of Concho Valley, and Scouting America’s Texas Southwest Council. MSH Capital Advisors LLC is an SEC-registered adviser managing approximately $1.09 billion through a network of 11 investment adviser representatives. The firm serves individuals, retirement plans, trusts, foundations, small businesses, and government entities, offering portfolio management, retirement plan consulting, financial planning, securities-based lending, and access to third-party managers and model portfolios.

Parrish Braden is a financial advisor with Hilltop Securities Inc. in San Angelo, Texas, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of financial services, he co-owns a predator control and hunting services business that supports farm and ranch livestock management. Hilltop Securities Inc. provides brokerage, clearing, custody, investment advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm offers a range of managed account programs and employs an open-architecture platform featuring adviser-managed and model-based investment solutions.

Jared Urbantke is a Series 66-licensed advisor with International Assets Investment Management, LLC, with three years of industry experience. He has also been affiliated with C.A. Ross Wealth Management Group since 2020 and maintains a professional tennis instructor role. In addition, Jared serves on the board of the Concho Valley Tennis Association. International Assets Investment Management provides investment advisory services to a range of clients including individuals, high-net-worth clients, retirement plans, and corporations. The firm offers customized portfolio management and financial planning through a national network of independent advisers using a variety of investment strategies.

William Peacock is a financial advisor at Gladstone Wealth Partners with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise, LPL Financial, and Raymond James Financial Services. He serves on the board of directors for The Pregnancy Help Center in San Angelo, TX. Gladstone Wealth Partners serves individuals, corporations, pension and profit-sharing plans, and charitable organizations through a network of nearly 100 advisors. The firm offers a range of investment and retirement plan services, with investment approaches tailored at the representative level and comprehensive due diligence performed by an internal Investment Committee.

Cecil Ross is a financial advisor with International Assets Investment Management, LLC, holding Series 63, 65, and 66 licenses and bringing 32 years of industry experience. He previously worked at LPL Financial and operates his own full-service commercial and personal insurance agency. Ross also participates in community activities, serving on the fundraising committee for the Concho Valley Community Action Agency and as membership chair for the Kiwanis Club. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent advisers. The firm emphasizes customized, long-term portfolio management using a range of investment vehicles and offers both discretionary and non-discretionary strategies, including third-party money manager programs.

Scott Stephens is a CFP® with 25 years of industry experience, currently serving as an advisor at Kingsview Wealth Management, LLC. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, accumulating 15 years of experience there. Outside of his advisory work, Stephens is involved in local ranching operations and serves as a board member of the Grape Creek Independent School District. Kingsview Wealth Management is an SEC-registered firm managing approximately $6.7 billion and serving individuals, high-net-worth clients, pension plans, trusts, charitable organizations, and businesses. The firm offers wealth management, financial planning, and asset management services through advisor-led and model-based strategies, including proprietary ETFs and access to alternative investments.

Edward Yale is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Strategic Financial Concepts, LLC since 2017. Prior to that, he worked at Sonora Financial Management, LLC for one year. In addition to his advisory work, Mr. Yale performs livestock management duties for a family ranching operation and serves as a Co-Trustee for an Irrevocable Trust. Strategic Financial Concepts, LLC provides personalized investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers discretionary investment management using model portfolios and third-party managers, combining fundamental and technical analysis across various securities, and integrates multiple program offerings while maintaining notable insurance-related activities.

Rebecca Arnold is a financial advisor with SPC in San Angelo, TX, holding a Series 66 designation and 12 years of industry experience. Her prior roles include positions at SA Stone Wealth Management, Dominion Investor Services, and Walston Investment Management. Outside of her advisory work, she is a licensed insurance agent appointed with various insurance companies. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets through a network of over 460 advisers. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, employing strategies based on client suitability and providing both discretionary and nondiscretionary management options.