Jonathan Bos is the principal of Jon Bos Financial Advisor LLC in Abilene, TX, with 25 years of experience in financial advising. He holds the CFP® designation along with Series 63 and Series 65 licenses. In addition to his advisory work, Bos operates several business ventures including bookkeeping, insurance sales, and retail online sales. His firm provides portfolio management for individual and high-net-worth clients, as well as consulting services for pension and employee benefit plans. The firm employs a disciplined investment approach combining fundamental, quantitative, and technical analysis, and manages over 400 client accounts using Schwab Institutional custody.

CPA and CFP by training, Servant by inclination. Serving people who are hurting has always been my natural instinct, and God-given gift. However, it was during my period of intense grief that my calling crystalized. Simply Human Advisors was built to serve those who are grieving.

Brendan Messenger is a CFP® and ChFC® with 18 years of industry experience. He is the sole advisor at Koda Wealth Management, where he has worked since 2023. Prior to this, he spent eight years with Commonwealth Financial Network. Outside of financial advising, he is a 25% owner and administrator of Elevate Performance and Fitness LLC, a fitness gym. Koda Wealth Management serves individual and high-net-worth clients by providing portfolio management and financial planning. The firm employs a long-term investment approach that incorporates both fundamental and technical analysis and includes strategies such as margin and options trading.

Paul Schnitman is a financial advisor at Plan Ahead Financial Management, Inc. with 20 years of industry experience. He holds the ChFC® designation and Series 63 license. Schnitman has been with Plan Ahead Financial Management, including its predecessor entity, since 1992. Plan Ahead Financial Management serves individual and high-net-worth clients as well as pension and profit-sharing plans, offering discretionary asset management and financial consulting across a range of strategies. The firm emphasizes tailored portfolio construction using equities, fixed income, mutual funds, ETFs, options, and employs Bloomberg-sourced analysis along with conservative option strategies.

Gregory Oglesby is a Series 65-licensed financial advisor with William Madison Advisors, Inc. in Abilene, TX, where he has worked since 2019. He has six years of industry experience, including five years at Abilene Christian University prior to joining his current firm. William Madison Advisors is a fee-only registered investment adviser providing discretionary investment management, consultation, and financial planning to a diverse client base including individuals, pension plans, trusts, and charitable organizations. The firm emphasizes customized investment policy statements and long-term asset allocation, managing approximately $498 million in client assets across nearly 500 relationships.

Rachel Evans is a CFP® professional with five years of experience at William Madison Advisors, Inc. Prior to joining William Madison Advisors, she worked at Condley & Company and KPMG. William Madison Advisors serves individuals, trusts, retirement plans, foundations, and other institutions with fee-only investment management, financial planning, and investment consultation. The firm emphasizes long-term asset allocation guided by a written Investment Policy Statement and an integrated financial planning process, supported by third-party research and an internal investment committee.

Kyle Schnitman is a CFP® professional affiliated with Plan Ahead Financial Management, Inc. in Abilene, TX, with 11 years of industry experience. He has been with Plan Ahead, Inc. since 2008 and joined the affiliated firm in 2026. Plan Ahead Financial Management serves individual and high-net-worth clients as well as pension and profit-sharing plans, managing approximately $66 million across 55 client relationships. The firm offers discretionary asset management and financial consulting, using tailored investment strategies that include equities, fixed income, mutual funds, ETFs, options, and employs technical and fundamental analysis sourced from Bloomberg.

Cary Beard is a CFP® and PFS™ with 20 years of experience in financial advising. He has worked at William Madison Advisors, Inc. since 2018 and previously spent 12 years at Carter Asset Management, Inc. In addition to his advisory role, he serves as president and managing tax partner of Carter & Beard, PC, a public accounting firm. William Madison Advisors serves individuals, trusts, retirement plans, foundations, and institutions with fee-only investment management and financial planning. The firm emphasizes long-term asset allocation guided by a written Investment Policy Statement and integrates personal financial planning with discretionary portfolio management.

Darby De Pauw is a financial advisor with Creekmur Asset Management, LLC, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining Creekmur, De Pauw worked at Keller Williams, Shane Hall Financial, and Robert W Baird. Outside of advising, De Pauw works as a real estate agent and has served as a food delivery driver. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million for around 1,900 individual and high-net-worth clients. The firm offers discretionary portfolio management, various financial planning services, and utilizes third-party tools and managers to align investments with client risk profiles.

Conner Ruffin is a financial advisor at Team Financial Strategies in Abilene, TX, holding a Series 65 designation with one year of industry experience. His work history includes roles at Team Financial Strategies since 2024 and prior experience at Pioneer Drive Baptist Church and Domino's Pizza. Team Financial Strategies is a fee-only registered investment adviser managing approximately $262 million in assets and serves individuals, high-net-worth households, and institutional clients. The firm offers financial planning, portfolio management, donor-advised funds, and sub-advisory services to a registered mutual fund and a private pooled vehicle, using model strategies tailored to client risk profiles.

Everett Ferguson is a CFP® with 29 years of industry experience, currently serving at Financial Transparency. His prior roles include leadership positions at Condley Financial Services, Inc. and CSSC Brokerage Services, Inc., with a career spanning multiple decades in financial services. Outside of his advisory work, he is active in community and humanitarian efforts, including serving as elder and president of Hillcrest Church of Christ and co-directing an annual medical mission to Zambia. Financial Transparency provides investment advisory and financial planning services to individuals, families, retirement plans, businesses, and other organizations through a network of independent advisory representatives. The firm employs an asset allocation approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, offering both passive and active investment strategies tailored across multiple programs and customized managed accounts.

Chad Hoes is a financial advisor at Team Financial Strategies with 20 years of industry experience. He holds a Series 65 designation and previously worked at Parkway Advisors, LP for 11 years. Team Financial Strategies is a fee-only registered investment adviser managing approximately $262 million in client assets. The firm serves individuals, high-net-worth households, and institutional clients through financial planning, portfolio management, donor-advised funds, mutual fund sub-advisory, and private pooled vehicle management.

Joby Raymond is a CFP® professional with seven years of industry experience. He currently works at Team Financial Strategies and has previously been affiliated with several firms, including Box Financial Advisors, Castleview Partners, and Veracity Capital. Team Financial Strategies is a fee-only registered investment adviser managing approximately $262 million in client assets, serving individuals, high-net-worth households, and institutional clients. The firm offers financial planning, separate-account portfolio management, mutual fund sub-advisory services, and manages donor-advised funds and a private pooled vehicle, implementing model allocation strategies tailored to various risk profiles.

Blake Marion is a Series 65-licensed financial advisor with Team Financial Strategies in Abilene, TX, bringing 12 years of industry experience. He has been involved with Nannen Production, LLC, an oil and gas production business, where he serves as manager and agent. Team Financial Strategies is a fee-only registered investment adviser managing approximately $262 million in client assets. The firm serves individuals, high-net-worth households, and institutional clients, offering financial planning, portfolio management, mutual fund sub-advisory, and private pooled fund management with a range of risk-profile-based strategies.

Joseph Team is a CFP® professional with 19 years of experience in financial advising. He has been with Team Financial Strategies since 2005 and holds leadership roles, including president and chief compliance officer at Blue Horse Financial Advisors, LLC. Outside of his advisory work, he is involved in real estate investment through his role as member, manager, and treasurer of N2 Development. Team Financial Strategies is a fee-only registered investment adviser managing approximately $262 million in client assets, serving individuals, high-net-worth households, and institutional clients. The firm offers financial planning, separate-account portfolio management, and manages donor-advised funds, a registered mutual fund, and a private pooled vehicle, using model allocation strategies and risk assessment tools to tailor client portfolios.

Michael Ross is a financial advisor with Everspire in Abilene, TX, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Titan Securities for 13 years before joining Everspire and MHL Investments in 2023. Ross is involved in a side business, Got Zoom, which provides student loan consolidation referrals and access to government programs for student loan debt reduction. Everspire is an SEC-registered advisory firm with 13 advisors managing approximately $181 million in discretionary assets. The firm serves individuals, families, businesses, charitable organizations, and retirement plans, offering wealth management, portfolio management, and financial planning services supported by a structured investment process and an affiliated network of related financial services.

Frank Bell is a financial advisor at Endeavor Advisors, LLC with 27 years of industry experience. He holds a Series 63 designation and previously worked for 18 years at Compass Financial Strategies, Inc. Outside of his advisory work, he is an investor in Screening 4 Life and serves as a director and manager of Duke Leasing. Endeavor Advisors, LLC provides comprehensive wealth management and investment advisory services to select families, businesses, and institutions, using an allocation-driven, buy-and-hold approach primarily with ETFs, no-load mutual funds, and separately managed accounts. The firm manages approximately $177 million across about 129 clients and offers services including discretionary portfolio management, financial planning, multi-family office reporting, and held-away participant management.

Kirby Hartley is a Series 65–licensed advisor at Team Financial Strategies with one year of industry experience. His work history includes roles at Telemet America, Inc., Papa Johns International Inc., Domino's Pizza Inc., and several educational organizations. Team Financial Strategies is a fee-only registered investment adviser managing approximately $262 million in client assets. The firm serves individuals, high-net-worth households, and institutional clients with financial planning, separate-account portfolio management, and specialized services including mutual fund sub-advisory and private pooled vehicle management.

Isaac Towne is a CFP® professional with one year of experience in financial advising, currently with Team Financial Strategies in Abilene, TX. Prior to joining the firm, he worked in various roles including education and supply industries. Team Financial Strategies is a fee-only registered investment adviser managing approximately $262 million in client assets. The firm serves individuals, high-net-worth households, and institutional clients, offering financial planning, portfolio management, and specialized services such as mutual fund sub-advisory and private fund management.

Deborah Bell is a ChFC® and Series 63 licensed financial advisor with 32 years of industry experience. She currently works at Endeavor Advisors, LLC and previously spent several years at Compass Financial Strategies. Bell is also a licensed insurance agent in Texas. Endeavor Advisors, LLC provides wealth management and investment advisory services to select families, businesses, and institutions, focusing on an allocation-driven, buy-and-hold approach primarily using ETFs, no-load mutual funds, and separately managed accounts.