Justin Apt is a CFA® charterholder with over 20 years of industry experience. He is the Founder and President at Owl Creek Wealth Partners in Denver, CO. Owl Creek Wealth Partners provides discretionary investment management and wealth advisory services to high-net-worth families. The firm employs a top-down, macro-economic approach to asset allocation and incorporates a range of investment vehicles, including alternative and structured instruments, tailoring portfolios to client-specific objectives. Owl Creek Wealth Partners excels at finding solutions to wealth complexity problems faced by many ultra high net worth families.

Benjamin Batiste is the Founder and Principle Advisor of Crestmark Wealth Group. He holds Series 63 and Series 65 licenses and previously worked at Eagle Strategies (NY Life), NYLIFE Securities LLC, New York Life, and the U.S. Department of Homeland Security. Batiste serves as a board member of the Buckley Spouses Group, a nonprofit providing meals and education to military families facing food scarcity. Crestmark Wealth Group serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing a majority of client assets on a non-discretionary basis.

Tanner Windholz is a financial advisor at Fidelity with a Series 66 designation and one year of experience in the industry. His prior work experience includes roles at Bank Midwest/NBH Bank and service in the U.S. Army and Department of Defense. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves multiple registered investment companies and fund-of-funds.

Robert Williams is a CFP® professional affiliated with Integrated Wealth Strategies in Lone Tree, CO, with 17 years of industry experience. He has worked at Charles Schwab since 2008. Integrated Wealth Strategies provides wealth management, investment management, and financial planning services primarily to individuals and families. The firm integrates financial planning with investment management, employing both passive and active strategies based on modern portfolio theory and goal-based investing.

Zack Gutches is a CFP® professional with five years of industry experience. He is the principal at True Riches Financial Planning, an independent firm based in Denver, CO. His career includes roles at Brighton Jones, Deloitte & Touche LLP, and LearnLux, where he currently provides financial well-being consulting to workplace participants. He also offers tax preparation services to clients of his firm. True Riches Financial Planning serves individuals and high-net-worth clients with comprehensive financial planning and discretionary investment management, functioning as a “Personal CFO.” The firm implements tailored financial plans and portfolios using a mix of passive and active strategies, including socially responsible options and direct-indexing, and provides tax preparation services as an affiliated business.

Timothy Sample is a CFP®-certified financial advisor with six years of industry experience. He is the sole advisor at Sample Financial Solutions, LLC, an independent firm he has led since 2019. Prior to founding his firm, he spent twelve years at Western Union Financial Services. He also teaches part-time at a university. Sample Financial Solutions provides investment management and financial planning services to individuals, high-net-worth clients, and small business owners. The firm employs a primarily passive investment approach using index mutual funds and ETFs, complemented by fundamental and cyclical analysis when appropriate, and manages client accounts on a discretionary basis.

Theresa Kurtenbach is a CFP® professional with 24 years of experience in the financial advisory industry. She is the owner and president of Financial Solution Advisors Corp. and also serves as president of Kurtenbach & Co., P.C., a certified public accounting firm. Additionally, she is the CFO of JPK Enterprises LLC, a golf equipment sales business. Financial Solution Advisors Corp. is an independent advisory firm that serves individual clients as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm provides comprehensive financial planning and portfolio management, employing a strategic asset allocation approach with a core-and-satellite framework using index funds, ETFs, and selective active managers.

Prince Dykes is a financial advisor at Royal Financial Investment Group with Series 63 and Series 65 licenses and four years of industry experience. He served in the U.S. Navy for 20 years and is the founder and president of the Global Children Financial Literacy Foundation, a nonprofit organization based in Georgia. Royal Financial Investment Group provides discretionary investment management primarily to individual clients, as well as business, 401(k) plan, and charitable clients. The firm employs a core-and-satellite investment approach, managing a compact client base with roughly $6 million in assets under management.

William Hall is the sole advisor at William Wolcott Hall Investment Adviser, an independent firm based in Centennial, CO. He holds 26 years of industry experience and has operated his sole proprietorship since 1989. William Wolcott Hall Investment Adviser provides discretionary portfolio management primarily to high-net-worth individuals, trusts, and investment companies. The firm focuses on high-quality, medium-to-large-cap value and growth stocks, using objective relative-value screening, and maintains portions of portfolios in money-market funds and high-rated bonds to manage risk.

Timothy Cook is a CFP® professional with 14 years of experience in financial advising. He founded The Cook Company, LLC in 2025 after 13 years at The Albert T. T. Cook Company. He holds a Series 65 license and an insurance producer license, conducting insurance business through NFG Brokerage. The Cook Company, LLC provides investment advisory and financial planning services to individuals, families, and small businesses, focusing on portfolio management and customized financial plans. The firm emphasizes long-term diversification, primarily uses no-load mutual funds and ETFs, and offers qualified clients access to private equity investments, typically managing accounts on a non-discretionary basis.

Ryan Sobel is a CFP®-credentialed financial advisor with 17 years of industry experience, operating through his independent firm, Sobel Financial LLC, in Denver, CO. He has previously worked with Guardian Life and is involved in several entrepreneurial ventures including software development for financial planning and productivity coaching. Sobel also co-founded companies centered on performance coaching and a cooking application. Sobel Financial LLC provides investment advisory and financial planning services to individuals, trusts, and small businesses. The firm’s approach is based on Modern Portfolio Theory, emphasizing diversified portfolios with mutual funds and ETFs, low turnover, and risk management primarily on a non-discretionary basis, delivering written financial plans within approximately 90 days.

William Kulick is a financial advisor at Aventus Wealth Management LLC in Centennial, CO, holding a Series 65 designation with experience spanning roles at Mitchell Kulick & Company and PricewaterhouseCoopers. His background includes four years at Drake University and three years at Regis Jesuit High School. Aventus Wealth Management LLC serves primarily institutional clients and pooled investment vehicles, providing discretionary investment management and supervisory services. The firm’s approach combines passive and active strategies based on Modern Portfolio Theory, tailoring asset allocation to client objectives, risk tolerance, and liquidity needs.

Nancy Siegel is a financial advisor at CitiWest Capital Corporation in Denver, CO, with 39 years of industry experience. She holds a Series 63 designation and has worked at Securities America, Inc. for 32 years before joining Osaic Wealth, Inc. and leading CitiWest Capital Corporation, a firm she has been associated with since 1979. Siegel serves as a volunteer on the Jewish National Fund Mountain States Board, contributing leadership and advisory roles. CitiWest Capital Corporation provides financial planning services focused on estate planning, business transfer and continuity planning, and investment planning for individuals, trusts, estates, and corporate clients. The firm emphasizes consultative relationships with a focus on higher-net-worth clients, delivering personalized advice through periodic reviews rather than discretionary portfolio management.

Reed Hogue is a financial advisor at Evercurrent Wealth Management with 20 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at firms including Park Avenue Securities, OneAmerica Securities, Mutual of Omaha, Allstate Insurance, and TIAA-CREF. Evercurrent Wealth Management is a state-registered investment adviser serving individuals and high-net-worth clients with discretionary and non-discretionary investment management, financial planning, and consulting. The firm employs strategic and tactical asset allocation through pre-designed model portfolios and utilizes the AssetMark platform for portfolio construction and custodial services.

David McKinlay is the sole advisor at David W. McKinlay, CHFC, an independent firm based in Greenwood Village, CO. He holds the ChFC® designation and Series 63 license, with 27 years of industry experience. Mr. McKinlay has operated his firm since 1981 and voluntarily ended his insurance license in 2022 to focus exclusively on investment management. The firm provides discretionary investment management and advice to individuals, trusts, estates, businesses, owners, executives, and certain employee benefit plan participants, managing approximately $32.65 million in client assets as of the end of 2025. Its investment approach emphasizes active management across diverse asset classes with a defensive, opportunistic stance and includes serving charitable organizations, which is less common among independent advisors.

Mark Schumacher is a CFA® charterholder and principal of Third Day Capital Management, LLC in Denver, Colorado, with 21 years of industry experience. He has been with Third Day Capital Management since 2013 and worked at Howland Capital Management LLC in 2021. He plans to wind down Third Day Capital Management after transitioning its clients to Howland Capital Management. Third Day Capital Management provides discretionary investment management and financial planning services to individuals, families, businesses, and private foundations. The firm focuses on long-term, after-tax, after-inflation outcomes using portfolios built from individual stocks, bonds, and ETFs, guided by client-specific Investment Policy Statements.

Curtis Rose is the sole advisor at Curtis C. Rose & Associates in Aurora, Colorado, with 27 years of industry experience. He has worked at his firm since 1993. Curtis C. Rose & Associates provides discretionary portfolio management for individuals, trusts, estates, and small businesses. The firm combines fundamental and technical analysis to tailor investment decisions to client goals, using a mix of passive fixed-income and index exposures alongside active equities and ETFs, with a focus on flexible downside risk management and a hands-on discretionary trading approach.

Yves Geniaux is the sole advisor at GC Alternative Management, LLC, an independent firm based in Aurora, CO. He holds Series 65 and Series 66 licenses and has 19 years of industry experience, including 17 years with his current firm. Since 2009, he has also served as an outside consultant to Inveco International, Inc., a family office, where he produces monthly performance reports unrelated to investment decision-making. GC Alternative Management is a boutique registered investment adviser that serves individual investors, investment companies, trusts, and corporations worldwide. The firm offers absolute-return oriented strategies focused on liquid securities and provides non-discretionary portfolio management through its own wrap-fee programs, distinguishing itself by serving a significant non-U.S. client base and institutional clients.

Phillip Weber is a CFP®-certified financial advisor with 27 years of industry experience. He is the sole advisor at Zeit Capital Advisors, where he has worked since 2009. The firm manages approximately $143.65 million for about 73 clients, including individuals, charitable organizations, corporate accounts, pension and profit-sharing plans, and other institutional clients. Zeit Capital Advisors employs a passive, index-aware investment approach with diversified portfolios tailored to client-specific time horizons, liquidity needs, and risk tolerance.

Robert Smith is a financial advisor with RCS Wealth Management in Centennial, CO, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He previously worked at Brookstone Capital Management LLC and MariPau Wealth Management LLC. Outside of his advisory role, Smith serves as president of Seniors Only of Colorado, an insurance agency focused on life and annuity sales. RCS Wealth Management provides discretionary investment management and financial planning services to individual, high-net-worth, corporate, and multi-generational family clients. The firm employs a passive investment approach based on Modern Portfolio Theory, using low-cost index funds and ETFs, and incorporates third-party risk assessment tools and sub-advisers to manage portfolios.