Susan Kroger is a CFP®-credentialed financial advisor with 23 years of industry experience. She has worked at Intentional Finance, LLC since 2017 and previously spent 14 years at Waddell & Reed, Inc. Outside of her advisory role, she is involved with the Rotary Club of Albuquerque and the ABQ Chapter of the Executive Women's Golf Association. Intentional Finance provides investment advisory and financial planning services primarily to individual clients and a smaller number of institutional clients, including retirement plans and pension funds. The firm offers customized portfolio construction using a range of asset classes and employs multiple asset allocation strategies tailored to client objectives and risk tolerances.

Larry Blades is a financial advisor with Retirement Solutions in Rio Rancho, NM, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior work includes roles at Redwood Private Wealth LLC, Redwood Tax Specialists, and Senior Income Solutions. He also operates as a licensed insurance producer and tax advisor through Oakwood Summit, LLC. Retirement Solutions is an independent, single-advisor registered investment adviser focusing on discretionary and non-discretionary asset management, financial planning, and ERISA retirement-plan services for individuals, high-net-worth clients, and pension and profit-sharing plans. The firm emphasizes long-term, strategic asset allocation with periodic rebalancing and retirement income planning, and it maintains a co-advisor relationship with Gradient Investments, LLC for portfolio management and related services.

Shawn Loddy is the sole advisor at SML Advisory in Rio Rancho, New Mexico, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has operated SML Advisory since 2015 and concurrently maintains a life and health insurance practice as a sole proprietor since 2002. Outside of financial advising, Loddy works part-time as a technician for Breakout AV. SML Advisory provides comprehensive investment management services to individuals, high-net-worth clients, business entities, and retirement plans. The firm employs fundamental, technical, and cyclical analysis in its investment process and offers both discretionary and non-discretionary portfolio management, including ERISA plan services and qualified plan consulting.

Justin Grinstead is the principal advisor at Grinstead Wealth Management in Albuquerque, NM, with 13 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Charles Schwab and Charles Schwab Bank for over a decade. Grinstead Wealth Management serves individual and high-net-worth clients through continuous investment management and project-based financial planning, focusing on asset allocation using a combination of passive and active strategies. The firm emphasizes the selection and monitoring of third-party Outside Managers and offers financial planning billed on an hourly-derived basis.

David Drucker is the principal of Sunset Financial Management, an independent advisory practice based in Albuquerque, NM. He holds the CFP® designation and Series 65 license, with 21 years of industry experience. Drucker has led Sunset Financial Management since 1997. Outside of his advisory work, he serves as editor of Virtual Office News and is a principal at Practice Merger Consultants. Sunset Financial Management is a solo, fee-only firm serving a small number of high-net-worth clients, including individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm focuses on asset-allocation strategies and a diversified, long-term investment approach, providing quarterly reviews and reports alongside annual plan evaluations.

Jose Aragon is a financial advisor at Petroglyph Wealth with three years of industry experience. He held a long tenure at PineBridge Investments from 2003 to 2022 and was retired for one year before founding his current firm in 2023. Aragon serves as a board member of New Mexico Eviction Prevention & Diversion, an organization focused on reducing evictions and supporting housing stability. Petroglyph Wealth Management is an independent advisory firm serving individual investors, solo entrepreneurs, and small businesses with portfolio management and financial planning. The firm employs a variety of investment strategies including modern portfolio theory and options trading, primarily using ETFs, and manages approximately $10.4 million in discretionary assets.

Kyle Lynch is a financial advisor at Steve Lynch Wealth Management in Albuquerque, NM, holding Series 63 and Series 65 designations with eight years of industry experience. He has worked at Steve Lynch Wealth Management since 2019 and is also a captain in the Army National Guard, a role he has held since 2009. Steve Lynch Wealth Management provides personalized financial planning and investment management to individuals, trusts, retirement plans, charitable organizations, and small businesses, using a strategic asset-allocation approach that emphasizes passive index funds and ETFs as the core of its portfolios. The firm manages assets primarily on a non-discretionary basis and serves both individual and high-net-worth clients.

Saxon Knight is a CFP® and CFA® with 17 years of industry experience, currently serving at SKG Capital Advisors, LLC in Albuquerque, NM. He has worked at Sklar Capital Advisors since 2017 and has prior experience at Securities Service Network, SSN Advisory Inc., and Mass Mutual Investors Services. Knight is also licensed as an insurance agent offering long-term care products. SKG Capital Advisors primarily serves individual and high-net-worth clients, as well as corporations and small businesses, providing discretionary portfolio management through a wrap fee program. The firm employs a combination of fundamental, technical, and asset-allocation analysis to tailor portfolios and offers both traditional managed accounts and an ETF-based automated option through Schwab’s Institutional Intelligent Portfolios™ platform.

Nicholas Gordon is a CFP® with 14 years of industry experience, currently advising at SKG Capital Advisors, LLC in Albuquerque, NM. He has worked previously at Sklar Capital Advisors, Bold Financial Group, and National Planning Corporation. In addition to his advisory role, he is licensed as an insurance agent offering long-term care products. SKG Capital Advisors primarily serves individual and high-net-worth clients, as well as corporations and small businesses, providing discretionary portfolio management through a wrap fee program. The firm integrates financial planning and pension consulting with tailored investment strategies using fundamental, technical, and asset-allocation analysis.

Christopher Prien is a financial advisor with WaterRock Wealth Management in Albuquerque, NM, holding Series 63 and Series 66 credentials and 30 years of industry experience. He is also the CEO of Prien Insurance Solutions, LLC, where he oversees fixed, fixed indexed annuities, life insurance, and disability insurance sales. Prien has been involved with WaterRock since 2018 and has prior experience at Questar Capital Corporation and Alpha Solutions Management. WaterRock Wealth Management provides discretionary investment management and financial planning services to individuals and high-net-worth clients, managing approximately $153.7 million in assets. The firm emphasizes customized, long-term portfolios primarily using low-cost mutual funds and ETFs and employs a combination of fundamental, technical, cyclical, and charting analyses in portfolio construction.

Margaret Carter is a financial professional at Altus Wealth Management, LLC in Albuquerque, NM, with 12 years of industry experience. She holds a Series 66 designation and has previously worked at firms including Thrivent Financial and Arete Wealth Management. Altus Wealth Management provides discretionary investment management, financial planning, and consulting services to individuals, high-net-worth families, corporations, trusts, charitable organizations, and retirement plans. The firm employs diversified, strategic asset-allocation portfolios and offers retirement-plan consulting alongside educational seminars and oversight of third-party managers.

Majdah Dphrepaulezz is a financial advisor at Altus Wealth Management, LLC with 26 years of industry experience. She holds the Series 63 and Series 66 licenses and previously worked at Cetera and Cetera Wealth Services, LLC. Outside of advisory services, she is an insurance agent specializing in life, disability, and long-term care insurance, and provides financial coaching for widows and divorcees. Altus Wealth Management offers discretionary investment management, financial planning, and consulting services to individuals, families, corporations, trusts, and retirement plans. The firm emphasizes diversified, strategic asset allocation and combines portfolio management with written financial plans and periodic reviews.

Brian Stangel is a financial advisor at Hanseatic Management Services Inc. with 14 years of industry experience. He holds the Series 65 designation and has been with Hanseatic Management Services for over 30 years, including both recent and earlier tenures. Hanseatic Management Services provides investment management, model portfolios, investment advice, and financial planning to individual, high-net-worth, and institutional clients. The firm uses a proprietary quantitative investment process to guide portfolio decisions and serves as a sub-advisor and model provider to other registered investment advisory firms.

Peter Lehrman is a CFP® and CFA® with 20 years of experience in the financial industry. He is the sole advisor at Sandia Wealth Management, LLC, where he has worked since 2012. Sandia Wealth Management offers discretionary and non-discretionary portfolio management and financial planning services to individuals, pension and profit-sharing plans, trusts, and estates. The firm emphasizes value, safety, and quality with a focus on risk control, using fundamental, technical, and quantitative analysis across a broad range of securities.

Stephen Lynch is a CFP® with 40 years of experience in the financial services industry. He is the owner and president of Steve Lynch Wealth Management in Albuquerque, NM, where he has worked since 1995. In addition to his advisory work, Lynch is the author of a book published in 2021. Steve Lynch Wealth Management provides personalized financial planning and investment management to individuals, trusts, retirement plans, charitable organizations, and small businesses. The firm utilizes a strategic asset-allocation, core-and-satellite approach with an emphasis on passive index funds and ETFs, offering non-discretionary portfolio management with regular client consultations.

Gifford Davis is a financial advisor at WaterRock Wealth Management in Albuquerque, NM, holding a Series 65 credential with two years of industry experience. He previously worked at US Bank for nine years before joining WaterRock and Prien Asset Management. WaterRock Wealth Management serves individual and high-net-worth clients by providing discretionary investment management, financial planning, and basic estate-planning services. The firm constructs customized, primarily long-term portfolios using low-cost mutual funds and ETFs, with an emphasis on tax-aware asset location and opportunistic rebalancing.

Connor Greenwood is a financial advisor at Hanseatic Management Services Inc. He holds Series 63 and Series 65 designations and has three years of industry experience. Prior to joining Hanseatic, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank N.A. from 2022 to 2024. Hanseatic Management Services provides investment management, model portfolios, investment advice, and financial planning to individual, high-net-worth, and institutional clients. The firm uses a proprietary quantitative process to guide portfolio construction and is notable for its role as a sub-advisor and model provider to other registered investment advisors.

Donald Hurst is a CFA® charterholder and holds a Series 65 license, with 16 years of experience at Hurst Capital Management, LLC. He is based in Albuquerque, NM, and leads one of two advisors at the firm. Hurst Capital Management serves individual and high-net-worth clients, trusts, and retirement plans by providing discretionary asset management and retirement plan consulting. The firm employs a tailored investment process incorporating fundamental analysis, various asset-allocation strategies, and integrates ESG criteria into portfolio decisions.

Lee Munson is a CFP® and CFA® with 23 years of industry experience. He has been with Portfolio Wealth Advisors since 2008, serving as the sole advisor at the firm. Portfolio Wealth Advisors provides discretionary portfolio management and investment advisory services to a diverse client base, including individuals, family offices, pension plans, trusts, and charitable organizations. The firm employs both fundamental and technical analysis, primarily using exchange-traded funds, and operates a wrap-fee program through Schwab’s institutional platform.

John Cloak is a financial advisor with Cloak Advisors in Albuquerque, NM, holding a Series 63 designation and 40 years of industry experience. His prior work includes roles at Interactive Brokers LLC and Mutual Securities Inc, alongside founding Cloak & Company Investment Advisors, LLC. He is also a silent partner in First Street Properties, LLC. Cloak Advisors provides discretionary portfolio management primarily to individual and high-net-worth clients as well as profit-sharing plans, overseeing approximately $25.5 million in assets. The firm employs a fundamental analysis approach focused on long-only, equally weighted equity and balanced portfolios, with accounts reviewed quarterly.