Kevin Riggs Apolinar is a financial advisor at Behavior Shift with three years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and currently serves as a Personal Financial Counselor for Magellan Federal. Outside of his advisory work, he is a part-owner of Good Finds Company, a retail business that sells curated merchandise at local market events. Behavior Shift provides investment management and financial planning services to individual clients, including high-net-worth individuals, using a fee-only structure. The firm combines Modern Portfolio Theory with behavioral finance concepts and offers faith-based investment options, serving a client base that includes non-U.S. residents.

Ross Hunt is a CFP® professional with 43 years of experience in the financial services industry. He is affiliated with LPL Financial and has been involved with RMH Advisors, LLC and Ross and Mary Hunt, Inc. since 2003. Hunt's business activities include providing non-variable insurance services through Ross and Mary Hunt, Inc. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of advisory and brokerage services supported by an in-house research team and a large network of investment adviser representatives.

Karen Corcoran is the principal of Corcoran Wealth Management LLC in Temecula, CA, with 16 years of experience in the financial industry. She holds Series 63 and Series 65 licenses and has worked at Secure Investment Management, LLC and J.D. Mellberg Financial, LLC. In addition to her advisory work, she operates an insurance agency. Corcoran Wealth Management LLC is an independent firm serving individual and high-net-worth clients. The firm provides discretionary asset management, financial planning, and consulting, using a blend of fundamental, technical, charting, and cyclical analysis, and oversees third-party managed account relationships.

Alexander Newman is a financial advisor at Grape Modern Wealth Management with 13 years of industry experience. He previously worked at Wells Fargo Advisors and J.P. Morgan Securities. Outside of his advisory role, he founded Retire Temecula, a social group for retirees, and the Temecula Polo Club, where he serves as president. Grape Modern Wealth Management provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and business entities. The firm focuses on fundamental analysis and a long-term investment approach, managing accounts primarily in equities, fixed income, ETFs, and commodities without requiring an account minimum.

Michael Burke is a financial advisor at AMB Financial LLC in Temecula, CA, holding a Series 65 credential with one year of industry experience. He has worked at AMB Financial since 2023 and concurrently maintains a clinical practice as an orthodontist at Burke and Redford Orthodontics, where he has been diagnosing and treating patients since 2013. AMB Financial serves individual investors, some high-net-worth clients, and business entities by providing fee-only investment management and financial planning. The firm emphasizes asset allocation using a combination of passive and active strategies and operates primarily on a non-discretionary basis with a small, hands-on client roster.

Jeffrey Kilpatrick is a financial advisor at Newport Securities Corporation with 24 years of industry experience. He holds a Series 63 designation and has been with Newport Securities Corporation since 1979. Newport Securities Corporation provides discretionary and non-discretionary investment management to individual and high-net-worth clients through its Privately Managed Investment Portfolio program. The firm employs an analyst-driven, fundamentally oriented investment process with client-tailored portfolios and offers three strategies: income/preservation, blended growth, and aggressive equity.

Sam White is the sole advisor at White, Dunkirk & Price Investment Advisory Inc. in Temecula, CA, with 29 years of industry experience. He has been with the firm since 1996. White, Dunkirk & Price provides individualized investment advisory and financial planning services to individuals, including high-net-worth clients, as well as corporate pension and trust programs. The firm’s approach includes portfolio balance improvement, tax management, and broad global diversification using a combination of fundamental, technical, cyclical, and charting analyses, with accounts managed non-discretionarily and reviewed at least semi-annually.

Andrew Kotyuk is a financial advisor at Alpha Wealth Management, LLC in Hemet, CA, with 21 years of industry experience. He holds the Series 66 designation and has been with Alpha Wealth Management since 2011. Outside of his advisory work, Mr. Kotyuk is the owner of SoCal Propane, LLC, a propane retail company, and serves as CEO of several land development and consulting businesses. Alpha Wealth Management serves individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans, providing asset management, financial planning, and retirement plan consulting. The firm employs a combination of fundamental and technical analysis to construct and monitor portfolios that include stocks, bonds, ETFs, mutual funds, and other securities, and it uses margin borrowing and options strategies in separately managed accounts.

Jared Valencia is a financial advisor at Vineyard Wealth Advisory LLC in Temecula, CA, holding Series 63 and Series 65 licenses with one year of industry experience. His background includes roles in healthcare and emergency medical services, having worked at Riverside University Health Systems and American Medical Response. Vineyard Wealth Advisory is a small firm managing approximately $39.5 million for about 74 clients, serving both high-net-worth and non-HNW households. The firm provides portfolio management and financial planning services with a non-discretionary approach, integrating insurance products into its offerings.

Enrique Sanchez is an advisor at Wolfgang Capital with one year of industry experience. He has served as president of E.G Sanchez & Associates, CPAs, a tax and accounting firm, since 2006. Wolfgang Capital provides discretionary portfolio management and comprehensive financial planning primarily to individual clients, combining fundamental, technical, and cyclical analysis in its investment approach. The firm offers ongoing asset management and conducts educational seminars and webinars for clients and the public.

Thomas Haynes is a financial advisor at Vine Capital Management, LLC with 27 years of industry experience. He holds the Series 66 designation and has worked at firms including Prudential Equity Group, Wells Fargo Clearing, and LPL Financial Insurance Associates. In addition to his advisory role, he is also licensed to sell life insurance policies. Vine Capital Management provides investment advisory and consulting services to individuals, trusts, retirement plans, and business entities. The firm offers asset management through a wrap fee program and standalone financial planning, using a contrarian security-selection approach combined with fundamental analysis and asset allocation tailored to each client’s objectives and risk tolerance.

Joshua Richardson is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional dedicated to helping individuals, families, and business owners bring clarity and confidence to their financial lives. His approach blends advanced planning knowledge with a practical perspective shaped by his early career in small business finance. Working alongside entrepreneurs taught him that financial decisions are never made in isolation—cash flow, investments, taxes, and long-term goals are all interconnected. That experience instilled in him a big-picture view that he now applies to every client relationship. In his advisory work, Joshua focuses on guiding clients through the complexities of financial planning in a way that feels approachable and actionable. He believes the best plans are those that not only look good on paper but also work in the real world, adapting to life’s changes. Whether it’s structuring a retirement plan, developing a tax-efficient investment strategy, or helping a family prepare for major life transitions, Joshua works to simplify complexity and provide a clear path forward. Joshua has a special appreciation for clients whose financial lives are more involved—such as professionals balancing career and family goals, or small business owners navigating the overlap between personal wealth and business success. His ability to translate complex strategies into straightforward, step-by-step plans allows clients to focus on what matters most to them, while knowing the financial details are well-managed. At the heart of Joshua’s philosophy is a commitment to client-centered advice. He acts as a fiduciary at all times, putting his clients’ best interests first. His goal is simple: to help people plan, invest, and prosper with clarity and confidence, knowing they have a trusted partner guiding them each step of the way.

Zachary Herzog is a financial advisor at Wolfgang Capital with 12 years of industry experience. He holds a Series 65 designation and has been involved with multiple affiliated firms, including a tax and accounting practice where he is a partner. Herzog also works as a fixed life and health insurance salesman through Wolfgang Financial and Insurance Agency. Wolfgang Capital provides discretionary portfolio management and comprehensive financial planning primarily to individual clients, combining fundamental, technical, and cyclical analysis in portfolio construction. The firm offers ongoing asset management with no account minimum and conducts no-fee educational seminars and webinars.

Sierra Hotel Financial was founded when I was working as a financial advisor at a fortune 100 company and my father Joe, who was retiring from the marine corps, expressed interest in joining me. After joining forces at that company for a year we decided that the only way to grow the way we wanted to was to start our own firm. Thus we left and started Sierra Hotel Financial, an independent Registered Investment Advisor with the goal of serving active duty military, veterans, federal employees and government contractors. Since I went to school for mathematics, I have a unique and evidenced-based approach to solving the problems that our clients face. Joe's experience led our firm to better understand what these problems are and how to better communicate the solutions. In order to give back to active duty, reservists and veterans: In September of 2023 we set out to build 500 free financial plans for military members. These plans are comprehensive and offer actionable recommendations that are evidence-based. At the time of writing this description we have built over 100 of those plans. We plan to continue doing this service until we hit 500 free plans which is over $1,000,000 worth of free financial plans for the military community.

Gregory Ashcraft is a financial advisor at R & R Financial with two years of industry experience. He is also the owner of The Ashcraft Firm, a law practice specializing in estate planning, probate, and trust administration. R & R Financial is a fee-only registered investment adviser serving individuals, including high-net-worth clients, and employer retirement plans. The firm provides wealth management, discretionary investment management, financial planning, and retirement plan consulting, using a combination of passive and active strategies guided by Modern Portfolio Theory.

Ian Weeks is a financial advisor at Stirling Financial Group with 17 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Northwestern Mutual and LPL Financial, among other firms. Stirling Financial Group is a registered investment adviser serving individuals, pension and profit-sharing plans, trusts, estates, and other entities. The firm manages client accounts on a discretionary basis using asset-allocation models combined with fundamental, technical, and cyclical analysis, and it sponsors its own wrap fee program alongside LPL Financial’s managed options.

Timothy Kay is a financial advisor with Investment Managers Group, LLC in Temecula, CA, holding a Series 66 designation and 18 years of industry experience. He has worked at Purshe Kaplan Sterling Investments and Investment Managers Group since 2012. Outside of his advisory role, he is also involved in the sales and service of fixed life insurance and annuity contracts as an insurance agent. Investment Managers Group, LLC provides advisory services to individual and high-net-worth clients through comprehensive portfolio management and financial planning. The firm employs a combination of fundamental, technical, and cyclical analysis, offering tailored investment strategies ranging from long-term buy-and-hold to shorter-term trading, with clients retaining final trading authority.

Benjamin Rones is a CFA® charterholder and holds Series 65 and Series 63 licenses with eight years of industry experience. He is currently with R & R Financial, where he has worked since 2022 after prior roles at Thrivent Financial and Nepsis. Outside of advising, he plays guitar in a local cover band and consults other financial advisors on business operations as an independent contractor. R & R Financial is a fee-only registered investment adviser serving individuals, including high-net-worth clients, and employer retirement plans. The firm combines passive and active strategies based on Modern Portfolio Theory, offering discretionary portfolio management with quarterly reviews and options for socially responsible investing.

Allen Kay is a Series 66-registered advisor with Investment Managers Group, LLC, based in Temecula, CA. He has 21 years of industry experience and has been with Investment Managers Group since 2012. Investment Managers Group, LLC provides advisory services to individual and high-net-worth clients through portfolio management and financial planning, employing fundamental, technical, and cyclical analysis. The firm manages approximately $110 million on a non-discretionary basis and offers tailored investment strategies ranging from long-term buy-and-hold to shorter-term trading.

Mona Hurtado is a financial advisor with Enduring Wealth Advisors in Temecula, CA, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at LPL Financial and non-investment employment as a DoorDash driver. Enduring Wealth Advisors LLC manages approximately $122.8 million for around 225 clients, primarily individuals and high-net-worth investors, as well as trusts, retirement plans, and business entities. The firm offers discretionary asset management, financial planning, and retirement plan consulting, using a mix of investment strategies and LPL-supported platforms.