Kevin Riggs Apolinar is a financial advisor at Behavior Shift with three years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and currently serves as a Personal Financial Counselor for Magellan Federal. Outside of his advisory work, he is a part-owner of Good Finds Company, a retail business that sells curated merchandise at local market events. Behavior Shift provides investment management and financial planning services to individual clients, including high-net-worth individuals, using a fee-only structure. The firm combines Modern Portfolio Theory with behavioral finance concepts and offers faith-based investment options, serving a client base that includes non-U.S. residents.

Nalin Bhatt is a financial advisor at Fireplace Financial Inc with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including SA Stone Investment Advisors Inc., Quest Capital Strategies, and Fireplace Financials and INS Services. Outside of advising, he owns and operates a bookkeeping and tax preparation business as a certified public accountant. Fireplace Financial serves individual clients by providing financial planning and access to third-party managed portfolios, combining professional accounting and tax services with licensed insurance activities. The firm typically operates on a non-discretionary basis and uses a multifaceted investment process drawing on behavioral, charting, cyclical, fundamental, and technical analysis.

Allen Drake is the sole advisor at Royale Investment Advisor LLC, an independent firm based in Lake Mathews, CA. He holds Series 63 and Series 65 licenses and has 19 years of industry experience. Prior to founding Royale in 2006, he has worked at UPS since 1988. In addition to advisory services, he sells life, health, and disability insurance to support clients' financial plans. Royale Investment Advisor LLC provides asset management, financial planning, and consulting services primarily to individual and high-net-worth clients. The firm employs a long-term buy-and-hold investment approach while maintaining flexibility for shorter-term trades and manages most assets on a non-discretionary basis, requiring client approval for transactions.

Jared Fenlason is a financial advisor at The DR Team with six years of industry experience. He holds a Series 65 designation and has worked at Fenlason Financial Services Inc., CAC Planning and Insurance Services, Fenlason Group Inc., and Soberlink Inc. Fenlason Financial Services Inc., doing business as The DR Team, provides financial planning and investment consulting primarily to individuals in medical school, residency, and medical practice. The firm emphasizes a long-term investment approach focused on mutual funds and ETFs and offers educational seminars and workshops tailored to medical programs.

Ross Hunt is a CFP® professional with 43 years of experience in the financial services industry. He is affiliated with LPL Financial and has been involved with RMH Advisors, LLC and Ross and Mary Hunt, Inc. since 2003. Hunt's business activities include providing non-variable insurance services through Ross and Mary Hunt, Inc. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of advisory and brokerage services supported by an in-house research team and a large network of investment adviser representatives.

Roland Ortiz is a financial advisor at Athena Wealth Management in Murrieta, CA, holding a Series 66 designation with eight years of industry experience. He previously worked at Merrill Lynch and Bank of America. Ortiz also operates as an independent insurance agent, providing life, disability, and fixed annuity insurance illustrations for clients. Athena Wealth Management serves individuals, trusts, estates, charitable organizations, and small businesses with financial planning, investment consultation, investment management, and life insurance products. The firm’s investment approach emphasizes Modern Portfolio Theory, utilizing low-cost ETFs and index funds, diversified allocations, and fundamental analysis, while supporting clients through periodic portfolio reviews and ongoing consultation.

Daniel Crosby is a financial advisor at Pacific Empire Financial with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Pacific Empire Financial Group since 2018, following 15 years of self-employment. He has also been involved in life insurance and annuity sales as a sole proprietor. Pacific Empire Financial Group, LLC is an independent investment adviser that combines advisory services with insurance brokerage. The firm does not provide portfolio management for individual accounts or use asset-based fee arrangements, distinguishing its approach within the industry.

Shawn Williams is a financial advisor with Temecula Valley Stock Exchange LLC in Murrieta, CA, holding Series 63, 65, and 66 licenses and five years of industry experience. He has previously worked with Amer-Dadian International Corporation and related insurance agencies, where he also manages insurance portfolios and corporate projects. Temecula Valley Stock Exchange provides investment advisory and portfolio management services to individual investors and small businesses, using a systematic, multi-disciplinary investment process that incorporates quantitative methods, technical and fundamental analysis, and AI-driven income generation programs.

Tri Mai is the sole advisor and managing member of TM Wealth Management, LLC, an independent firm based in Murrieta, CA. He holds Series 65 and Series 63 licenses and has six years of experience at TM Wealth Management and nine years as a business advisor for NTM Digital, where he provides advice on digital content. TM Wealth Management serves individuals and high-net-worth clients with discretionary investment and portfolio management across multiple asset classes, utilizing both fundamental and technical analysis alongside systematic options strategies and hedging. The firm manages assets across six client accounts and employs a multi-asset approach that supports complex investment mandates.

Mario Avila is the founder and sole advisor at Vertex Investments Group, LLC, holding a Series 65 designation with one year of industry experience. He is also the founder and CEO of Efficient-Aire Mechanical Inc., an HVAC company he has led since 2017. Prior to his current roles, Avila worked at Energy Options Inc. for seven years. Vertex Investments Group provides wealth management and financial planning services to individuals, high-net-worth clients, and corporate entities. The firm employs a combination of fundamental, technical, and charting analysis to build portfolios using both passive and active investment vehicles, operating on a non-discretionary basis with a long-term investment orientation.

Andrew Kotyuk is a financial advisor at Alpha Wealth Management, LLC in Hemet, CA, with 21 years of industry experience. He holds the Series 66 designation and has been with Alpha Wealth Management since 2011. Outside of his advisory work, Mr. Kotyuk is the owner of SoCal Propane, LLC, a propane retail company, and serves as CEO of several land development and consulting businesses. Alpha Wealth Management serves individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans, providing asset management, financial planning, and retirement plan consulting. The firm employs a combination of fundamental and technical analysis to construct and monitor portfolios that include stocks, bonds, ETFs, mutual funds, and other securities, and it uses margin borrowing and options strategies in separately managed accounts.

Scott Dauenhauer is a CFP® professional with 20 years of experience, currently serving as the sole advisor at Meridian Wealth Management, Inc. in Murrieta, CA, where he has worked since 2004. He is the author of the book "Wild West: Providing Fiduciary Advice to Public School Employees" and serves part-time as treasurer for the nonprofit 403bwise.org, which educates public school employees on retirement programs through podcasts, writing, and events. Meridian Wealth Management provides investment management, financial planning, and retirement consulting to individuals, high-net-worth clients, and select institutional clients. The firm emphasizes tailored portfolios under a fiduciary standard and conducts educational outreach and fiduciary consulting for public-employee retirement plans.

Kylle Little is a financial advisor with Shift 4 Advisors, Inc. in Murrieta, California, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Prior to founding Shift 4 Advisors, Little worked at Palomar Advisors Inc. and H.D. Vest Investment Services. Outside of advisory services, he is president of KLITTLE Accounting Inc., where he provides tax preparation, bookkeeping, and payroll services. Shift 4 Advisors serves individuals, families, trusts, estates, IRAs, corporations, small businesses, and pension and profit-sharing plans. The firm offers discretionary portfolio management, retirement plan consulting, and limited financial planning, employing a range of investment vehicles and analytical approaches while emphasizing tailored client service and active consulting for corporate and retirement-plan clients.

Garek Tauchen is the sole advisor at SpendVest, an independent firm based in Murrieta, CA. He holds a Series 65 designation and joined SpendVest in 2025. Outside of financial advising, Tauchen is a partner in six businesses, including pest control, solar marketing, and a SaaS company, where he focuses on recruiting sales representatives through his ownership entity, Tauchen Adventures. SpendVest offers a robo-advisory service that uses an algorithm-driven platform to map client spending to investments in equities and ETFs. The firm employs a rules-based, quantitative approach with automated portfolio management and charges a flat subscription fee rather than a percentage of assets under management.

Dennis Korte is a financial advisor with Railroad Canyon Insurance and Financial Services in Canyon Lake, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been affiliated with Transamerica Financial Advisors since 2002. In addition to his advisory role, he owns and operates an insurance brokerage specializing in life insurance and annuity policies. Railroad Canyon Insurance and Financial Services primarily serves individuals approaching or in retirement, focusing on capital preservation for baby boomers and their parents. The firm emphasizes a safety-first investment approach, providing financial planning, retirement advice, and insurance product recommendations through non-discretionary management and annual account reviews.

Karl Schorr is the principal of Karl Schorr Wealth Management, LLC, an independent firm based in Lake Elsinore, CA. He holds a Series 65 designation and has 13 years of industry experience. Karl has led his firm since 2012. Karl Schorr Wealth Management, LLC provides fee-based portfolio management primarily to individual investors, with occasional services for small businesses and non-profits. The firm employs a largely passive investment approach focused on low-cost index funds and ETFs, complemented by ancillary services including personal and business tax return preparation and consulting on 1031 real estate exchanges.

Emily Bushong is a CFP®-certified financial advisor with 16 years of industry experience. She is currently with Kaizen Financial Advisors, LLC, where she has worked since 2025. Her previous experience includes positions at LPL Financial, LLC, and Pence Wealth Management. Kaizen Financial Advisors serves individual and high-net-worth clients, qualified retirement plans, and other entities with comprehensive wealth management, financial planning, and retirement plan consulting. The firm employs a long-term, diversified investment approach based on modern portfolio theory and utilizes institutional partnerships to deliver specialized strategies and support.

Sean Lehmann is a financial advisor at The Sullivan Group with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Capital Investment Management, LLC, doing business as The Sullivan Group, and Purshe Kaplan Sterling Investments since 2009. Outside of his advisory role, he provides professional pilot services on an occasional basis. The Sullivan Group is a California-licensed investment advisory firm serving approximately 96 clients with about $100 million in discretionary assets under management. The firm offers discretionary portfolio management, customized financial planning, and retirement plan consulting, constructing long-term portfolios tailored to clients’ objectives and risk tolerance using various analytical approaches across multiple asset classes.

Scott Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Royal American Financial Advisors since 2005 and also works with Royal American Insurance Services, LLC, where he sells insurance products alongside his advisory services. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizing asset allocation, diversification, and disciplined rebalancing, and offers investor education and coaching programs as well as access to insurance products through its affiliated agency.

Ian Weeks is a CFP® and ChFC® with 16 years of industry experience. He currently works at Stirling Financial Group and has held previous roles at LPL Financial, Pruco Securities, and Northwestern Mutual. Stirling Financial Group is a registered investment adviser serving individuals, pension and profit-sharing plans, trusts, and estates. The firm manages client accounts primarily on a discretionary basis using asset-allocation models combined with fundamental, technical, and cyclical analysis, and sponsors its own wrap fee program alongside LPL Financial’s services.