Lance Howard is the principal advisor at Howard Financial with 17 years of industry experience. He holds a Series 65 designation and has operated his own insurance services firm since 1995. He manages an independent financial advisory practice based in Bakersfield, CA. Howard Financial provides fee-based financial planning, consulting, and portfolio advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm follows a non-discretionary approach with documented client goals and uses third-party money managers alongside multi-tier planning services.

Jack Fawcett is the principal advisor at Visionary Wealth Planners LLC in Bakersfield, CA, with 8 years of industry experience. He holds Series 63 and Series 65 designations and has operated Fawcett Financial and Insurance Services Inc. since 1988, where he serves as president and insurance agent. Visionary Wealth Planners LLC serves individual clients, including high-net-worth households, and provides advisory services to employer-sponsored retirement plans. The firm utilizes a combination of fundamental, technical, charting, and cyclical analysis in portfolio construction and offers discretionary management, written financial planning, and ERISA 3(21) plan advisory services.

Victoria Gomez is the sole advisor at Gomez Financial Planning in Bakersfield, CA. She holds a Series 65 registration and has recently entered the financial advisory field, with no prior industry experience. Gomez is employed full-time as a high school math teacher and provides investment advisory services outside of her teaching hours. Gomez Financial Planning offers non-discretionary, fee-only financial planning and investment advice to individuals, families, educators, retirees, young professionals, and small business owners. The firm follows an evidence-based, passive investment approach focused on broad diversification, low-cost index funds and ETFs, and client-aligned asset allocation, providing advice without managing or custodying client assets.

Stanley Garrison is a financial advisor at Sierra Capital Management in Bakersfield, CA, with 37 years of industry experience. He holds a Series 63 designation and has been with Sierra Capital Management since 1999. Sierra Capital Management provides comprehensive financial planning and consulting services to individuals, trusts, estates, retirement plans, corporations, and other business entities. The firm focuses on fundamental analysis and a long-term, asset-allocation approach, offering customized investment plans without managing client assets or accepting custody.

Laurence Menna is a CFP® professional with 23 years of experience in financial advising. He has been with WealthTarget Investment Advisors, LLC since 2003, serving clients from Bakersfield, CA. WealthTarget Investment Advisors, LLC serves individual investors as well as pension and profit-sharing plans, trusts, estates, and corporate clients. The firm provides customized portfolio allocations focused on strategic asset allocation, combining actively managed and lower-cost funds, and offers specialized plan-level services including ERISA-focused 401(k) consulting and technology integrations.

Daniel Petrey is a financial advisor at Mestmaker & Petrey Wealth Advisors with 23 years of industry experience. He holds the Series 66 designation and has been with the firm since 2009. Outside of advisory work, he is a co-owner of a real estate holding company. Mestmaker & Petrey Wealth Advisors provides asset management, pension consulting, and 401(k) participant services to individuals, trusts, corporations, and employer retirement plans, offering tailored portfolio reviews and educational resources for clients and plan sponsors.

Dominik Yates is a financial advisor at Applied Wealth Management with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Guardian Life Insurance Company, Park Avenue Securities, Northwestern Mutual, and Wells Fargo. Applied Wealth Management is a team-based registered investment adviser serving individuals, high-net-worth clients, corporations, and retirement plans. The firm manages approximately $44 million across about 92 client relationships, offering financial planning, portfolio management, retirement plan consulting, and estate-planning services through a licensed technology platform.

Jeffrey Mestmaker is a financial advisor with Mestmaker & Petrey Wealth Advisors in Bakersfield, CA, holding a Series 66 designation and 20 years of industry experience. He has worked with Kern Tobacco Corp. and Kern Asset Leasing Corp. since 2014 and has been with Mestmaker & Petrey Wealth Advisors since 2009. Mestmaker & Petrey Wealth Advisors provides discretionary asset management, pension consulting, and 401(k) participant services for individuals, trusts, retirement plans, and business entities. The firm manages portfolios using a combination of charting, fundamental, technical, and cyclical analysis, and offers a subscription newsletter, educational seminars, and individual 401(k) reviews.

Al Doss Carter is a financial advisor with Applied Wealth Management in Bakersfield, CA, holding Series 63 and Series 65 licenses and 16 years of industry experience. His prior roles include positions at Guardian Life Insurance Company, Park Avenue Securities, MML Investors Services LLC, and MassMutual Life Insurance Company. In addition to his advisory work, Carter is a licensed insurance agent. Applied Wealth Management serves individuals, business entities, charities, and retirement plans with comprehensive financial planning and portfolio management. The firm emphasizes asset allocation and modern portfolio theory through custom model portfolios and manages accounts primarily on a discretionary basis with regular client reviews.

Bradley Barnes is a CFP® with 44 years of industry experience, currently serving as President and CIO at Entruity Wealth, LLC in Bakersfield, CA. His prior experience includes roles at Purshe Kaplan Sterling Investments and Morgan Stanley. He is a board advisor for the Estate Planning Council of Bakersfield and serves on the board of the Downtown Rotary Club of Bakersfield. Entruity Wealth manages approximately $128.6 million across about 281 client relationships, primarily serving individual and high-net-worth clients with portfolio management, financial planning, retirement-plan consulting, and cash management. The firm employs multiple asset-allocation strategies and incorporates borrowing, derivatives, and structured instruments in its investment approach, while also offering managed held-away accounts and estate-planning support.

Andrew Barnes is a CFP® professional with 11 years of industry experience. He is the President and CIO of Entruity Wealth, LLC in Bakersfield, CA, where he has been since 2017. Prior to founding Entruity Wealth, Barnes worked at Morgan Stanley from 2015 to 2017. Entruity Wealth serves individuals, trusts, estates, employer retirement plans, and business entities by providing investment advisory, financial planning, retirement plan consulting, and cash management services. The firm employs asset-allocation strategies combined with fundamental, technical, and charting analysis, and utilizes margin and derivatives within separately managed accounts alongside third-party model tools to manage and tax-optimize client portfolios.

Heidi Canet is a financial advisor at Mestmaker & Petrey Wealth Advisors in Bakersfield, CA, holding a Series 65 credential with 10 years of industry experience. She has been with Mestmaker & Petrey Wealth Advisors since 2012. Mestmaker & Petrey Wealth Advisors provides discretionary asset management, pension consulting, and 401(k) participant services for individuals, trusts, retirement plans, and business entities. The firm manages portfolios using a combination of charting, fundamental, technical, and cyclical analysis, and offers a subscription newsletter, educational seminars, and individual 401(k) reviews upon request.

Adam Mackall is a Series 65-licensed financial advisor with Barnes Wealth Management Group in Bakersfield, CA, where he has worked since 2018. He has seven years of industry experience and also serves as Unit Chief at the Arvin Edison Water Storage District, managing maintenance and delivery of water and equipment. Barnes Wealth Management Group serves individuals, trusts, estates, and retirement plans, offering tailored investment advisory and financial planning services through a seven-advisor team managing approximately $411.6 million in assets. The firm employs a variety of analytic methods and investment strategies, including discretionary and non-discretionary portfolio management, and provides pension consulting under Ironwood Retirement Plan Consultants.

Gabriel Woodward is a financial advisor with Woodward Diversified Capital, LLC in Bakersfield, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he owns and operates Bakersfield Swim Academy, where he provides swim instruction. Woodward Diversified Capital is a fee-only, SEC-registered investment adviser managing approximately $610 million for about 400 clients, including individuals, trusts, businesses, and retirement plans. The firm offers customized, risk-adjusted, and tax-aware portfolios using both active and passive strategies, and serves as managing member and investment manager to various sector-focused private funds.

Beau Woodward is a financial advisor with Woodward Diversified Capital, LLC in Bakersfield, CA. He holds a Series 66 designation and has 23 years of industry experience, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. He has been with Woodward Diversified Capital since 2020. Woodward Diversified Capital is a fee-only, SEC-registered investment adviser managing approximately $610 million for around 400 clients, including individuals, high-net-worth investors, trusts, and pooled investment vehicles. The firm offers customized, risk-adjusted, and tax-aware portfolios using both active and passive strategies, and serves as managing member and investment manager to sector-focused private funds across multiple industries.

Thomas Woodward is a financial advisor at Woodward Diversified Capital, LLC with 53 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Woodward Diversified Capital is a fee-only, SEC-registered investment adviser managing about $610 million for approximately 400 clients, including individuals, trusts, businesses, and retirement plans. The firm offers customized, risk-adjusted portfolios using active and passive strategies across various asset classes and serves as managing member and investment manager for sector-focused private funds.

Trevor Hedge is a financial advisor at Barnes Wealth Management Group with one year of industry experience. He holds a Series 65 designation and previously worked at Nutrien Ag Solutions and Three Way Chevrolet. Barnes Wealth Management Group provides investment advisory and financial planning services to individuals, trusts, estates, and retirement plans, managing approximately $411.6 million in assets across 779 client accounts. The firm uses a combination of analytic methods and both discretionary and non-discretionary portfolio management, supported by a seven-advisor team.

Caleb Richmond is a financial advisor at Woodward Diversified Capital, LLC with six years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise Financial Services, Inc. and Bakersfield Country Club. Outside of advising, he operates an Amazon storefront as an independent contractor. Woodward Diversified Capital is a fee-only, SEC-registered investment adviser managing approximately $610 million for about 400 clients, including individuals, high-net-worth investors, trusts, and retirement plans. The firm constructs customized, risk-adjusted, and tax-aware portfolios using active and passive strategies across various asset classes and serves as managing member and investment manager to a range of sector-focused private funds.

Scott Barks is a financial advisor with Barnes Wealth Management Group in Bakersfield, CA, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has worked with Barnes Wealth Management Group since 2012 and previously with Purshe Kaplan Sterling Investments from 2015 to 2020. Outside of investment advisory, he is a partner and owner of First Solutions Insurance Services, offering life and health disability insurance, and serves as president of Scott C. Barks Insurance Services, Inc. Barnes Wealth Management Group provides investment advisory and financial planning services to individuals, trusts, estates, and retirement plans, managing approximately $411.6 million in assets across 779 client accounts. The firm employs a combination of technical and fundamental analysis, modern portfolio theory, and both long- and short-term strategies, while also offering pension consulting through Ironwood Retirement Plan Consultants.

Steven Barnes is a CFP® and ChFC® with 39 years of experience in financial planning and investment advisory. He is president of Barnes Wealth Management Group, where he has worked since 2001, and has also been associated with Purshe Kaplan Sterling Investments since 2015. Outside of his advisory work, Barnes serves as a volleyball director and coach for the Bakersfield Boys Volleyball Club and Valley Sand Volleyball Academy, and is an at-large board member on the finance and audit committees for the Girl Scouts of Central California South. Barnes Wealth Management Group provides investment advisory and financial planning services to individuals, trusts, estates, and retirement plans, including high-net-worth clients. The firm employs a variety of analytic methods and strategies, supports approximately $411.6 million in assets under management, and operates with a seven-advisor team.