Peter Mu is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Wealth Cairn, LLC. His prior experience includes roles at Park Avenue Securities and Guardian Life Insurance Company. He is also licensed to sell insurance products as part of his professional activities. Wealth Cairn provides advisory services to institutional and individual clients, specializing in portfolio management, pension consulting, and financial planning. The firm employs a long-term investment approach grounded in modern portfolio theory and often implements strategies through third-party managers with ongoing due diligence.

Bruce Stamper is the principal of Stamper Capital & Investments, Inc. in Capitola, CA, with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has operated Stamper Capital & Investments since 1995. Stamper Capital & Investments specializes in investment supervisory services focused exclusively on municipal bond accounts for high-tax-bracket individual investors and institutional clients. The firm employs a proprietary investment process that combines fundamental, technical, and cyclical analysis with a value-contrarian approach.

Edward Rodden is a financial advisor at Disciplined Growth Capital, LLC with 21 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked with Central Coast Partners, 3 Factor Indexing, and Silicon Valley Consulting. Rodden is also the owner of Central Coast Partners, a business consulting firm. Disciplined Growth Capital provides portfolio management services primarily to individuals and high-net-worth clients, tailoring Investment Policy Statements to each client’s specific goals and risk tolerance. The firm combines fundamental analysis and modern portfolio theory with a long-term trading orientation, offering diversified portfolios across multiple asset classes.

Mercy Tanudjojo is a financial advisor at FullGuards Financial in Santa Cruz, CA, holding Series 63 and Series 65 designations with 28 years of industry experience. She worked at Ameriprise Financial Services, Inc. for 25 years before founding FullGuards Financial in 2023. FullGuards Financial serves individuals and small business owners, managing accounts for trusts, estates, and retirement plans. The firm uses a strategic asset-allocation framework tailored to client objectives and risk tolerance, typically managing assets on a non-discretionary basis while providing modular financial planning and ongoing asset management.

Michael Garber is a CFP® with eight years of industry experience and the principal of Michael Garber Financial Planning, an independent advisory firm. He has worked at Keysight Technologies, Inc. since 2014 in an internal organizational consultant role focused on sales skills development. Michael Garber Financial Planning serves individuals and families through a fee-only, independent model offering comprehensive financial planning, investment consulting, tax preparation, estate-plan review, risk management, and small-business planning. The firm emphasizes a long-term, cost-minimizing investment approach using passive vehicles and operates on a retainer- and project-based fee structure without discretionary trading authority or acceptance of commissions.

Michael Wunsch is a financial advisor at WealthDevs in Santa Cruz, CA, holding a Series 65 designation with five years of industry experience. Prior to joining WealthDevs in 2019, he worked at TrueCar from 2012 to 2018. WealthDevs provides investment management, comprehensive financial planning, and personal tax return preparation to individual and high-net-worth clients. The firm employs a passive investment approach with portfolios of index mutual funds and ETFs, complemented by fundamental and cyclical analysis for asset allocation and security selection, and integrates tax planning directly into its advisory services.

William Barsi is a financial advisor at Koda Capital Management LLC with one year of industry experience. He holds a Series 65 designation and previously worked at T3 Trading Group, LLC and Merrill Lynch. Koda Capital Management LLC provides discretionary portfolio management and standalone financial planning services to individuals, including high-net-worth clients. The firm’s investment approach combines charting, fundamental, quantitative, and technical analysis, employing a range of strategies including margin and short sales across various asset classes.

Kristen Marinovic is a financial advisor at Equinox Wealth Management with 28 years of industry experience. She holds the Series 63 designation and has worked at Integral Investment Advisors, Inc. prior to joining Equinox in 2018. Equinox Wealth Management serves individuals, families, businesses, and institutional clients, including retirement plans, foundations, and endowments. The firm offers customized investment management and financial planning based on modern portfolio theory, managing accounts on a non-discretionary basis with a focus on ETFs, stocks, and bonds.

Jennipher Lommen is a CFP® and holds a Series 65 license with 10 years of industry experience. She has worked at Wildflower Financial LLC since 2017 and was previously with Natural Bridges Financial Advisors from 2014 to 2017. Wildflower Financial provides comprehensive financial life planning and investment management for individuals and families, including higher-net-worth clients. The firm uses a passive, globally diversified investment approach with low-cost index funds and ETFs, emphasizes tax efficiency, and operates primarily on a non-discretionary basis with fee-only subscription/retainer pricing.

Daniel Mc Court is a financial advisor with Financial Planning Associates in Aptos, CA, holding Series 63 and Series 65 licenses and with 38 years of industry experience. He has been with Financial Planning Associates in his current role since 2021 and previously worked at The DC Group Advisory Services Inc. and Surf City Coffee Co., Inc. Mr. Mc Court is also a practicing Enrolled Agent providing tax preparation and advice as a separate business. Financial Planning Associates serves individuals and small businesses by offering financial planning and referring clients to third-party investment advisers for portfolio management. The firm focuses on developing client risk profiles and ongoing monitoring of selected managers, providing financial planning as a distinct service while guiding investment manager selection.

Jane Kelley is a CFP® professional with 43 years of experience in financial advising. She operates her own firm, Jane C. Kelley, and has held prior roles at Royal Alliance and OSAIC Wealth. Her work includes providing personal financial planning consultations through a sole proprietorship. Jane C. Kelley offers financial planning and consulting services to individuals, small-business owners, and heirs on an hourly, non-discretionary basis. The firm focuses on long-term planning with an emphasis on cash management, tax, retirement, education funding, and estate planning.

Sean O'Connor is a financial advisor at O'Connor Capital Advisory, LLC with one year of industry experience. He holds the Series 65 designation and has worked with the Stephen J. Wampler Foundation and Hermosa Surf, LLC. O'Connor Capital Advisory specializes in discretionary portfolio management and tailored financial planning for high-net-worth individuals, families, and institutional clients. The firm uses a combination of fundamental, technical, and cyclical analysis to build individualized investment programs, employing both long- and short-term trading strategies while managing roughly $112 million in assets under management.

Maksim Sackx is a financial advisor at Kensington Securities, LLC in Scotts Valley, CA, holding a Series 65 designation with one year of experience. He has been a full-time student for the past ten years prior to joining Kensington Securities. Kensington Securities, LLC is an independent, fee-based registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm provides personalized financial planning, qualified plan consulting, and discretionary investment management with strategies that incorporate fundamental, technical, and cyclical analysis, including the management of wrap-fee programs and fee-based variable and fixed-index annuities.

Jon Eric Kronvall is a financial advisor at Wealth Innovation with over 23 years of industry experience. He holds a Series 66 designation and has worked at firms including Wells Fargo and OneDigital Investment Advisors. In addition to his advisory role, he owns and consults for Esoteric Advisors, providing expert witness services unrelated to investment management. Wealth Innovation offers investment advisory and portfolio management services primarily to high net-worth individuals. The firm employs a discretionary approach with a mix of fundamental and technical analysis, managing approximately $12.7 million in assets across a small client base.

Todd Scalisi is a financial advisor at Newhouse Integrated Financial Advisors LLC with two years of industry experience. He holds Series 65 and Series 63 licenses and has prior work history with JP Morgan Securities LLC, Coast Financial Services Inc, PP&CO Advisors LLC, and Ascend Partner Services LLC. He is also affiliated with Newhouse CPA, a related entity within the integrated Newhouse brand. Newhouse Integrated Financial Advisors LLC is a California-registered independent investment adviser serving individual and high-net-worth clients with portfolio management and financial planning. The firm uses fundamental analysis and modern portfolio theory to construct long-term, asset-allocated portfolios and operates alongside affiliated entities offering tax, accounting, and real estate services.

Filiep Sackx is a financial advisor with Kensington Securities, LLC in Scotts Valley, CA, holding Series 63 and Series 65 designations and with 27 years of industry experience. He has been with Kensington Securities since 2007 and has also been president and insurance agent at Kensington Financial Group, Inc. since 1995, dedicating approximately 30% of his time to the affiliated insurance agency. Kensington Securities, LLC is an independent, fee-based registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm offers personalized financial planning, qualified plan consulting, and discretionary investment management, including management of wrap-fee programs and annuity contracts.

Rebecca Contin is a CFP® professional with 14 years of industry experience, currently serving as an advisor at East Rock Financial Services, LLC since 2013. She holds a Series 63 designation and is also a director of Contin Seeds, a hybrid seed development company. East Rock Financial Services provides investment management and financial planning to individuals, high-net-worth clients, trusts, and estates. The firm emphasizes asset allocation, diversification, and periodic rebalancing, offering discretionary portfolio management alongside standalone financial planning engagements through a principal-led service model.

Christopher Wentzien is a CFP® with 12 years of industry experience. He has been with Natural Bridges Financial Advisors in Santa Cruz, CA since 2008. Natural Bridges Financial Advisors is a fee-only firm serving individuals and families with comprehensive financial planning and discretionary investment management. The firm uses tailored investment policy statements and primarily invests in low-cost ETFs and no-load mutual funds, operating with a fixed annual fee model rather than a percentage-of-assets approach.

Elizabeth Flores is a financial advisor with Legacy Wealth Advisors, LLC in Santa Cruz, CA, holding a Series 65 license and 22 years of industry experience. Prior to joining Legacy Wealth Advisors in 2020, she worked at Sterling Advisory Services, LLC and operated her own CPA practice for 18 years. She is also a 50% owner of a tax preparation business, Oversight Group, LLC, where she is involved in preparing and processing tax returns. Legacy Wealth Advisors, LLC provides multi-family office and wealth management services to individuals, high-net-worth families, and institutions. The firm combines macroeconomic analysis with client-specific risk assessments to build customized portfolios, offering discretionary and non-discretionary investment management alongside integrated tax and real estate advisory services.

Robert Gaukel is a financial advisor at Newhouse Integrated Financial Advisors LLC with one year of industry experience. He holds a Series 65 credential and also works as a Certified Public Accountant providing tax preparation and strategy services for individuals, as well as a real estate agent involved in property management and buyer/seller transactions. Prior to his current role, he was affiliated with Newhouse and has experience outside finance with Verve Coffee Roasters and Mountain Bikers of Santa Cruz. Newhouse Integrated Financial Advisors LLC offers discretionary portfolio management and financial planning primarily to individual and high-net-worth clients. The firm employs a long-term investment approach combining fundamental analysis with modern portfolio theory, managing a concentrated book of accounts that may include mutual funds, ETFs, equities, fixed income, and occasionally venture capital or private placements.