Gregory Crawford is the sole advisor at Crawford Financial Planning & Consulting in Modesto, CA, with 42 years at the firm and nine years of industry experience. He provides portfolio management and financial planning services primarily for individual and high-net-worth clients. Crawford Financial Planning & Consulting offers discretionary portfolio management and one-time financial planning engagements, emphasizing ETF-based portfolios and a blend of modern portfolio theory, fundamental analysis, charting, and cyclical analysis to guide asset allocation and security selection. The firm requires client accounts to be custodied at Schwab Institutional and operates as a sole proprietorship with a long operating history.

Nicole Seghetti is a CFP® professional with 16 years of industry experience. She is the sole advisor at Luminary Financial Planning in Modesto, CA, and has operated Seghhetti Holdings LLC since 2012, providing financial planning content for online publications. Luminary Financial Planning offers investment advisory and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm manages client accounts on a strictly non-discretionary basis and employs a long-term investment approach using fundamental analysis and modern portfolio theory.

Christopher Fahey is a financial advisor at King Financial with a Series 65 designation. He has experience at King Financial since 2024 and has held roles at Tim Wheeler Accountancy Corporation and Gravity Picks Inc. Outside of finance, he previously worked in the entertainment industry with Elite DJ. King Financial serves individuals, high-net-worth clients, and business entities by providing portfolio management, financial planning, and specialized real estate advisory services. The firm uses a long-term, modern-portfolio-theory approach and offers tailored investment strategies including 1031 exchange and Qualified Opportunity Zone consulting.

Kendall Seifert is a financial advisor at Blom & Howell Financial Planning, Inc. in Modesto, CA, holding a Series 65 designation with two years of industry experience. Prior to joining Blom & Howell in 2023, Kendall worked at Grand Canyon University and has concurrent experience at Trader Joe’s since 2018. Blom & Howell Financial Planning serves individuals, trusts, estates, business entities, and retirement plans with comprehensive wealth management, financial planning, and estate-planning assistance. The firm offers customized asset allocation and portfolio management services, including a firm-sponsored wrap fee program, and integrates technology such as artificial intelligence and machine learning in its investment processes.

Thomas Oliveira is a financial advisor with Oliveira Wealth in Modesto, CA. He holds the ChFC® designation and Series 63 and 65 licenses, and has 29 years of industry experience. His prior work includes 15 years at LPL Financial and ongoing affiliation with The Leaders Group Inc. Outside of advising, he is involved in managing real estate and related business activities. Oliveira Wealth serves individuals, trusts, pension and profit-sharing plans, and businesses, offering discretionary asset management, financial planning, retirement plan consulting, and cost segregation services. The firm employs individualized portfolios with a preference for ETFs and fixed income, and distinguishes itself with a broker-dealer affiliation and specialized tax and retirement plan consulting services.

Christopher Dennis is a financial advisor at Arrowhead Wealth Management Corp. in Modesto, CA, with 33 years of industry experience. He holds a Series 63 designation and has been with Arrowhead Wealth Management since 2014. In addition to his advisory role, he is an independent insurance producer for various insurance companies. Arrowhead Wealth Management Corp. provides fee-based investment advisory services to individuals, trusts, estates, charitable organizations, and business entities, managing approximately $30.8 million in client assets. The firm employs a tactical allocation approach using fundamental, technical, and cyclical analysis to tailor non-discretionary portfolios, and it also serves as a solicitor for a third-party managed-account platform.

Kenneth Boone is the sole advisor at Kenneth E. Boone Wealth Management, LLC in Oakdale, CA, with 26 years of experience in the industry. He holds a life insurance license and occasionally offers clients life insurance, long-term care policies, or annuities as part of the wealth planning process. The firm advises individual clients, including high-net-worth households, on comprehensive wealth planning and portfolio management. Its investment approach is based on Modern Portfolio Theory, focusing on customized investment policies, diversified asset-class exposures, and quarterly rebalancing, with most assets managed on a non-discretionary basis through a third-party administrator.

David Wong is a financial advisor at Arrowhead Wealth Management Corp. in Modesto, CA, with 31 years of industry experience. He holds a Series 63 designation and previously worked at Wedbush Securities Inc. from 2009 to 2022. Arrowhead Wealth Management Corp. provides fee-based investment advisory services to individuals, trusts, estates, charitable organizations, and business entities, primarily serving non–high-net-worth clients. The firm employs a tactical allocation approach using fundamental, technical, and cyclical analysis to customize portfolios and offers both discretionary management and non-discretionary assets.

Timothy Wheeler is a financial advisor at King Financial with three years of industry experience and a Series 65 credential. He previously worked for Bill Pollard CPA and runs his own CPA practice, Wheeler CPA Group PC, alongside his advisory role. King Financial is a small advisory firm serving primarily individual and high-net-worth clients, as well as certain corporate accounts. The firm employs long-term, modern portfolio theory strategies with diversified asset allocations and provides specialized services including pension consulting and Qualified Opportunity Zone advisory work.

Devin King is a financial advisor with King Financial in Lathrop, CA, holding a Series 66 designation and 15 years of industry experience. He has worked at King Financial since 2015 and previously spent three years at Client One Securities. Outside of his advisory role, King is an independent licensed insurance agent and manages Damask Holdings, a business involved in buying and selling collectibles. King Financial serves individuals, high-net-worth clients, and business entities by providing portfolio management, financial planning, pension consulting, and specialized real estate and Qualified Opportunity Zone advisory services. The firm uses a long-term, modern portfolio theory approach and tailors investment strategies to client goals and risk tolerances.

Michael Howell is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Blom & Howell Financial Planning, Inc. He previously worked at SCF Securities, Inc. and LPL Financial. Outside of his advisory role, Howell is active as a church musician and officer at Shelter Cove Community Church, and he serves as treasurer and secretary of the Lions Baseball Club. Blom & Howell Financial Planning serves individuals, trusts, estates, business entities, and retirement plans by offering comprehensive wealth management, standalone financial planning, and retirement plan consulting. The firm customizes asset allocations across various securities, providing both discretionary and non-discretionary portfolio management through a firm-sponsored wrap fee program and engages periodic due diligence of service providers incorporating AI and machine learning components.

Paul Lamandia is a financial advisor at Oliveira Wealth with 21 years of industry experience. He holds a Series 66 designation and previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. for 18 years. Oliveira Wealth serves individuals, trusts, retirement plans, and business entities, providing discretionary asset management, financial planning, and retirement plan consulting. The firm manages approximately $332 million in discretionary assets and uses a risk-based asset allocation approach across multiple asset classes, incorporating tax-aware services and specialized third-party partnerships.

Christopher Sharp is a financial advisor with Oliveira Wealth in Modesto, CA, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked with Oliveira Wealth since 2019 and has been affiliated with The Leaders Group since 2021. Prior to his financial advisory career, his background includes roles in agriculture services and the restaurant industry. Oliveira Wealth serves individuals, trusts, pension and profit-sharing plans, and businesses, offering discretionary asset management, financial planning, retirement plan consulting, and cost segregation services. The firm uses a range of investment strategies and emphasizes specialized services such as ERISA-aware retirement plan consulting and cost segregation tax analyses.

Joshua Natham is a Certified Financial Planner (CFP®) and holds a Series 65 license with six years of industry experience. He has been with Kenneth E. Boone Wealth Management, LLC since 2016, after working at HKG LLP for one year. Natham is also a licensed insurance agent, offering insurance products as part of comprehensive wealth planning when appropriate. Kenneth E. Boone Wealth Management advises individual and high-net-worth clients on wealth planning and portfolio management, utilizing a Modern Portfolio Theory framework. The firm emphasizes customized investment policies, diversified long-term asset-class exposures, and manages the majority of assets on a non-discretionary basis through a third-party administrator.

Christopher Mraz is a financial advisor at Mraz and Associates in Modesto, CA, holding a Series 65 designation and with five years of industry experience. Prior to his current role, he worked at Conterra Wine Co., LLC for nine years. Mraz and Associates serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, consulting, and portfolio management. The firm employs a disciplined, value-oriented investment process with diversified portfolios and manages approximately $917.5 million on a discretionary basis.

Jeffrey Burrow is a CFP® and Series 66 professional with 26 years of experience in financial advising. He has worked at Sierra Ocean, LLC since 2021 and previously spent seven years with Goldman Sachs Personal Financial Management. Outside of advising, he is a licensed independent insurance agent and a limited partner in a family entertainment trampoline park. Sierra Ocean, LLC provides investment management and financial planning services to individuals, trusts, estates, businesses, nonprofits, and retirement plans. The firm manages approximately $545 million in client assets using tailored asset allocation strategies and offers both discretionary and non-discretionary advisory arrangements.

David Mraz is a financial advisor with Mraz and Associates in Modesto, CA, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has been with Mraz, Amrine & Associates since 2011, totaling 15 years at the firm. Mraz and Associates provides financial planning, consulting, and portfolio management to individuals—including high-net-worth clients—as well as retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a value-oriented investment approach combining fundamental, technical, and cyclical analysis, managing approximately $917.5 million on a discretionary basis across a five-advisor team.

Christopher Frizzi is a CFP® with 31 years of industry experience and is a member of the 13-advisor team at KCPAG Financial Advisors LLC. He has been with KCPAG and its affiliated entities, including Kemper Capital Management LLC and KCPAG Insurance Services LLC, since 2009. Outside of his advisory work, he is a part-owner of a single-family rental property. KCPAG Financial Advisors LLC provides financial planning, portfolio management, and retirement plan consulting for individuals, plans, trusts, estates, and businesses. The firm offers tailored asset management using fundamental analysis alongside long- and short-term strategies, serving approximately 405 clients across 27 offices.

David Derby is a CFP®, ChFC®, and Series 63-licensed advisor with 38 years of industry experience. He has been associated with American Investors Company since 1991 and operates an insurance and financial services business separately. American Investors Company provides investment advisory and financial planning services to individuals, retirement plans, trusts, charitable organizations, and corporations, offering a range of management and consultation options while operating both as a registered broker-dealer and SEC-registered adviser.

Angela Gomez Guerrero is a financial advisor at Mraz and Associates with one year of industry experience. She holds a Series 65 designation and has work experience across multiple sectors, including higher education and retail. Mraz and Associates serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, managing approximately $917.5 million on a discretionary basis. The firm employs a disciplined, value-oriented investment process and provides fiduciary services, focusing on diversified portfolios and ongoing client review.