Ramy Hindiyeh is a financial advisor at Finmentum LLC in Elk Grove, California, holding a Series 65 designation. He has prior work experience at Honeydev Inc. and Chevron, spanning over 20 years in total. Finmentum LLC is a fee-only advisory firm that provides comprehensive financial planning and discretionary investment management primarily to individuals and families, using a disciplined, long-term, and diversified approach with an emphasis on strategic asset allocation and tax efficiency.

Danielle Miura is a CFP® and holds a Series 66 license with four years of industry experience. She is the sole advisor at Spark Financials LLC, an independent firm based in Elk Grove, CA. In addition to her advisory role, she owns and operates Spark Tax LLC, providing tax preparation and consulting services. She has also served as an adjunct instructor at Golden Gate University. Spark Financials LLC serves individual clients with tailored financial planning and discretionary investment management, complementing these services with affiliated tax return preparation and consulting. The firm emphasizes a passive investment approach grounded in modern portfolio theory and manages a limited client roster to allow for close adviser involvement.

Malique Micenheimer is a financial advisor at WIN Private Wealth with 6 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including New York Life and Eagle Strategies. Outside of his advisory role, he is the founder and CFO of the Micenheimer Foundation, a nonprofit focused on community philanthropy. WIN Private Wealth is a fee-only registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm offers personalized investment management, financial planning, and educational seminars, employing a mix of active and passive strategies along with ESG portfolio options.

Bernard Gwandiku is the sole advisor at Gwan Global Services, Corp., an independent firm based in Elk Grove, CA. He holds a Series 65 credential and has six years of experience in financial advisory. Prior to founding his firm in 2019, he has worked at UCSF Medical Center since 2005. Outside of advisory work, he is involved in real estate sales as an agent with Keller Williams Realty and owns an equipment rental business. Gwan Global Services, Corp. offers portfolio management and financial planning services to individuals, high-net-worth clients, charitable organizations, and business entities. The firm employs a variety of analysis techniques and investment strategies, including fundamental, quantitative, technical, and modern portfolio theory, and provides both discretionary and non-discretionary account management.

Brent Ward is a financial advisor at Award Financial Group with 27 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Cambridge Investment Research Advisors and Foundations Investment Advisors. He serves on the board and finance committee of Elk Grove Adult Community Training. Award Financial Group provides discretionary asset management and financial planning to individuals, high-net-worth clients, trusts, estates, and business entities. The firm customizes investment strategies using fundamental, technical, and charting analysis, offers direct portfolio management, and employs quarterly reviews with portfolio maintenance including tax-loss harvesting.

John Mccann is the sole advisor at McCann Investment Management, LLC in Lodi, CA, with 32 years of industry experience and a Series 63 designation. His prior work includes two decades at OneAmerica Securities, Inc., and he currently holds roles as head elder at Lodi English Oaks Church and CFO/controller at Evokelife, Inc. He also serves as head of the board for the Lodi Educational Endowment Foundation and as an adjunct professor at Yosemite Community College District. McCann Investment Management, LLC is an independent, single-advisor firm managing approximately $8.3 million for about 113 clients. The firm provides discretionary asset management and financial planning services for individuals, institutions, and retirement plans, with a focus on customized asset allocation, regular portfolio oversight, and ERISA plan advisory services.

Jenny Jones Jr. is the sole advisor at The Jones Stewardship Group, LLC in Elk Grove, CA, holding Series 63 and Series 66 licenses with 19 years of industry experience. She has worked with the State of California since 2014 and has led her own firm since 2009. Outside of her advisory work, she is involved as a motivational speaker, teacher, coach, and counselor through her co-ownership of The Jones Educational Group LLC and serves as a consultant with The Win When Consulting Corp LLC. The Jones Stewardship Group serves a small client base including individuals, high-net-worth clients, businesses, charities, and small pension plans, providing financial planning, portfolio management, and assistance in selecting outside money managers. The firm’s investment approach focuses on fundamental analysis with tailored strategies across various asset types, and it offers both discretionary and non-discretionary account arrangements alongside a subscription-style ongoing monitoring service and educational workshops.

Larry Fong is the principal advisor at Mature Money Management, Inc. in Elk Grove, CA, with 18 years of industry experience and a Series 65 designation. He has operated his own insurance agency since 1978, dedicating a significant portion of his time to that business alongside his advisory work. Fong has managed Mature Money Management since 2007 and also maintains a separate insurance practice. Mature Money Management, Inc. provides personalized financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm implements investment programs based on clients’ objectives and documented Investment Policy Statements, using fundamental, technical, and cyclical analysis, with ongoing portfolio management and coordination with other professionals as needed.

David Ehlert is a financial advisor with Arbor Family Wealth Advisors, Inc. based in Lodi, CA. He holds the ChFC® designation and has 41 years of industry experience. His prior work includes roles at M Advisory Group, M HOLDINGS SECURITIES, Inc., Arbor Family Wealth Advisors, Inc., and NEW YORK LIFE INSURANCE COMPANY. Outside of advisory work, he serves on the board of Duraflame, Inc., a manufacturer and seller of consumer products. Arbor Family Wealth Advisors provides financial assessment, comprehensive wealth management consulting, and project-specific implementation support primarily for high-net-worth individuals and their closely held companies. The firm focuses on high-level wealth planning through fixed consulting fees and typically refers clients to unaffiliated investment managers for portfolio implementation.

Timothy Higgs is the sole advisor at Delta Capital Management in Lodi, CA. He holds a Series 65 designation and has been working in financial advising since 2026. In addition to his advisory role, he has been employed by the River Delta Unified School District since 2015. Delta Capital Management is an independent, fee-only advisory firm offering subscription-based financial planning services to individuals, high-net-worth households, and businesses. The firm provides comprehensive planning and investment recommendations without managing client assets or exercising investment discretion.

David Worcester is a CFP® with eight years of industry experience and is the sole advisor at Aspire Advisory Services in Lodi, CA. He has been with Aspire Advisory Services since 1996. Aspire Advisory Services is an independent, state-registered, fee-only investment adviser that provides financial planning, ongoing consultation, and portfolio management to individuals, business clients, charitable institutions, and retirement plans. The firm emphasizes long-term investing using a primarily fundamental approach supplemented by technical analysis and manages about $61.2 million in client assets.

Leslie Wolfson is a financial advisor at Wolfson Wealth Management with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Delta Brokers since 2011 alongside her role at Wolfson Wealth Management, which she joined in 2010. Outside of her advisory work, she owns a real estate brokerage that operates independently of her financial services. Wolfson Wealth Management serves individual and high-net-worth clients with discretionary asset management and financial planning, offering tailored portfolios that include a variety of securities and investment strategies. The firm combines fundamental, technical, and cyclical analysis, employing approaches from long-term holdings to short-term trading and options transactions.

Glenn Wolfson is a Series 65-licensed advisor with 14 years of industry experience, currently serving clients through Wolfson Wealth Management and Delta Brokers. He also works as a solutions consultant for Ceridian, focusing on HR, payroll, and tax filing services. Wolfson Wealth Management provides discretionary asset management and financial planning services to individual and high-net-worth clients, utilizing a combination of fundamental, technical, and cyclical analysis across various investment strategies. The firm offers personalized investment plans and retirement reviews, with portfolios regularly monitored and rebalanced to meet clients’ objectives and risk tolerances.

Nickie Dally is a financial advisor at Blueprint Investments and Tax Planning with 15 years of industry experience. She holds a Series 65 designation and has worked at firms including Hansen & Associates Financial Group, Cadger Tax and Financial, and Virtue Capital Management. In addition to her advisory roles, she is a consultant for National Gold Consultants, focusing on gold and silver sales and marketing. Blueprint Investments and Tax Planning is an independent, state-registered firm serving individuals, small businesses, trusts, and charities. The firm offers discretionary model portfolio management and financial planning that incorporates tax and cash-flow analysis, utilizing a top-down investment approach with a range of portfolio strategies tailored to client risk tolerance and objectives.

Brent Mick is a financial advisor at Strategic Retirement Advisors, LLC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Strategic Retirement Advisors since 2007, following five years at MissionSquare Retirement. Strategic Retirement Advisors serves individual investors and employer-sponsored retirement plans across California, focusing on current and former public-sector employees. The firm uses a top-down asset allocation strategy that incorporates ETFs, low-fee index funds, blended active funds, and individual bonds and stocks, offering customized portfolios and workplace educational seminars.

Oscar Sasson is a financial advisor with Valley Wealth Strategies, LLC, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His prior roles include positions at LPL Financial, LLC, National Planning Corporation, and Zuk & Associates, where he has worked since 1988. Valley Wealth Strategies, LLC is an SEC-registered multi-advisor firm providing investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, families, trusts, small businesses, charitable organizations, and retirement plans. The firm employs a long-term investment approach with portfolio construction that includes mutual funds, ETFs, individual equities, and fixed-income securities, offering both discretionary and non-discretionary account management.

Grant De Andreis is an advisor with Valley Wealth Strategies, LLC, holding Series 63 and Series 66 licenses. He has held positions at LPL Financial, Merrill Lynch, Citizens Business Bank, and Bank of Stockton. Grant previously worked at the University of California Los Angeles and Twin Arbors Tennis Club. Valley Wealth Strategies advises individuals, families, trusts, estates, small businesses, charitable organizations, and retirement plans, providing customized investment management, financial planning, and retirement-plan advisory services. The firm employs a primarily long-term investment approach that incorporates fundamental, technical, and cyclical analysis and manages approximately $1.2 billion in assets under management.

Daniel Raymond is a CFP® professional with 23 years of experience in the financial services industry. He is currently associated with Valley Wealth Strategies, LLC and has previously worked at LPL Financial LLC and National Planning Corporation. Outside of his advisory role, he owns and operates a farm business involved in the sale of agricultural products and land rentals. Valley Wealth Strategies, LLC provides customized investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, small businesses, and charitable organizations. The firm employs a primarily long-term investment approach supplemented by fundamental, technical, and cyclical analysis, managing approximately $1.2 billion in assets with a significant portion on a non-discretionary basis.

Pamela Zedick is a CFP® professional with 23 years of industry experience. She currently serves at Valley Wealth Strategies, LLC and LPL Financial, LLC, where she has worked since 2017. Prior to that, she spent 14 years at National Planning Corporation. In addition to her advisory work, she is involved in estate planning support and tax preparation through Beacon Tax & Wealth Advisors. Valley Wealth Strategies, LLC advises individuals, families, trusts, estates, small businesses, charitable organizations, and retirement plans. The firm offers customized investment management and financial planning with a primarily long-term investment approach, managing over $1.2 billion in assets and providing ongoing oversight of portfolios implemented through independent managers.

Caleb Sasson is an investment advisor representative with Valley Wealth Strategies, LLC and holds a Series 66 designation. He has three years of industry experience and previously worked at Sigma-Aldrich, Inc. for ten years. Caleb is also a commissioned notary in Menlo Park, CA. Valley Wealth Strategies, LLC advises individuals, high-net-worth clients, families, trusts, estates, small businesses, charitable organizations, and retirement plans. The firm offers customized investment management and financial planning services, employing a primarily long-term investment approach while incorporating fundamental, technical, and cyclical analysis.