Mark Dyer is a financial advisor at Mechfi in Sacramento, CA, with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Merrill, Bank of America Corp, Edward Jones, J.P. Morgan Securities, Comerica Securities, Motif, and Lumity, Inc. Outside of his advisory role, he is a 25% owner of Mary's Mobile Kitchen, a restaurant business, for which he creates marketing materials. Mechfi provides fee-based advisory services to individuals, trusts, estates, charitable organizations, corporations, and employer-sponsored retirement plans. The firm’s investment process follows Modern Portfolio Theory and uses diversified portfolios of ETFs, mutual funds, REITs, individual equities, and fixed income, with ongoing monitoring and client education through newsletters and seminars.

Richard Loek is a financial advisor with Onesta Wealth Management, LLC in Sacramento, CA, holding a Series 65 designation and 18 years of industry experience. He has been with Onesta Wealth Management since 2012 and also runs Calrima Financial & Insurance Agency, where he serves as CEO and insurance agent. Onesta Wealth Management provides personalized financial planning and asset management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm employs a mix of fundamental, technical, and cyclical analysis for portfolio monitoring and offers educational seminars and workshops without charge.

Gloria Rodriguez is a CFP® with 10 years of industry experience, currently serving as the sole advisor at Golden Wealth Capital, LLC. Her prior roles include positions at CAPTRUST, Fulfilled Finances LLC, and Northwestern Mutual Investment Services. Golden Wealth Capital provides ongoing portfolio management and financial planning primarily for individual and high-net-worth clients, offering services such as Investment Policy Statement development, discretionary portfolio management, and retirement-account fiduciary advice. The firm combines fundamental analysis, modern portfolio theory, and technical analysis in its investment process and offers educational seminars to organizations and the public.

David Herman is a financial advisor at Cypress Point Financial Advisors in Sacramento, CA, with 31 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Purshe Kaplan Sterling Investments since 2013. Cypress Point Financial Advisors provides asset and portfolio management services, including financial planning and investment oversight for individuals and business entities. The firm employs a blend of fundamental analysis and varied trading strategies to manage diversified portfolios across equities, debt securities, and pooled vehicles, serving both individual and institutional clients.

Samer Dhillon is a financial advisor at Quest Investment Firm in Sacramento, CA, holding a Series 65 designation with 12 years of industry experience. He previously worked at Atlas Capital, LLC from 2019 to 2021, where he also served as CEO of an investment advisory company. Quest Investment Firm provides investment advisory and wealth management services to individuals and small businesses, specializing in active management of growth-oriented equities with an equity-only approach tailored to clients’ risk profiles. The firm offers personalized wealth management services for private clients, including professional athletes and high-net-worth individuals, and does not participate in commission-based compensation or maintain custody of client assets.

Yee Ki Wan is a financial advisor with KW Wealth Management LLC in Sacramento, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Prior to joining KW Wealth Management in 2018, Wan worked at Charles Schwab & Co., Inc. from 2005 to 2018. Wan is also a licensed insurance agent and occasionally offers clients insurance products outside of advisory services. KW Wealth Management provides portfolio management, financial planning, and pension consulting services to individuals, high-net-worth clients, corporations, and 401(k) plans. The firm manages approximately $122 million across about 80 client relationships, focusing on individualized investment strategies and discretionary account management with a long-term trading orientation.

Joshua Hurd is a CFP®-certified financial advisor with 24 years of industry experience. He is the principal of Sightline Wealth in Sacramento, CA, and has prior experience at Charles Schwab Bank and Independent Financial Group. Sightline Wealth provides wealth management services to individual and high-net-worth clients, combining discretionary investment management with integrated financial planning. The firm uses a mix of fundamental and technical analysis to construct portfolios that include both passive and active investment vehicles and may oversee third-party managers as part of its advisory approach.

Daniel Rooney is the principal of Rooney Wealth Management in Sacramento, CA. He holds a Series 65 designation and began his advisory career in 2025 after previously working in education, including roles with the San Luis Coastal Unified School District and San Francisco Unified School District. He maintains an active teaching credential and occasionally works as a substitute teacher. Rooney Wealth Management provides investment management and project-based financial planning to individual and high-net-worth clients on a fee-only basis. The firm employs a modern portfolio theory approach with an emphasis on asset allocation and passive fund exposures, incorporating options and derivatives within separately managed accounts. Its services are offered through defined planning bundles, and it operates without account minimums or custody of client assets.

Ramy Hindiyeh is a financial advisor at Finmentum LLC in Elk Grove, California, holding a Series 65 designation. He has prior work experience at Honeydev Inc. and Chevron, spanning over 20 years in total. Finmentum LLC is a fee-only advisory firm that provides comprehensive financial planning and discretionary investment management primarily to individuals and families, using a disciplined, long-term, and diversified approach with an emphasis on strategic asset allocation and tax efficiency.

Jonathan Deeringer is a CFP® and CFA® credentialed financial advisor with 16 years of industry experience. He is the principal of Deeringer Wealth Management, LLC, an independent firm he founded in 2019 after working four years at Genovese Burford & Brothers. He serves as Treasurer and board member of the American River Parkway Foundation, a nonprofit focused on preserving the American River Parkway. Deeringer Wealth Management provides investment advisory, financial planning, and retirement plan consulting for individuals, trusts, nonprofits, and corporate clients. The firm’s investment approach is based on fundamental analysis and scenario-based asset allocation, using mutual funds, ETFs, and selectively managed accounts with documented use of leverage and derivatives.

Danielle Miura is a CFP® and holds a Series 66 license with four years of industry experience. She is the sole advisor at Spark Financials LLC, an independent firm based in Elk Grove, CA. In addition to her advisory role, she owns and operates Spark Tax LLC, providing tax preparation and consulting services. She has also served as an adjunct instructor at Golden Gate University. Spark Financials LLC serves individual clients with tailored financial planning and discretionary investment management, complementing these services with affiliated tax return preparation and consulting. The firm emphasizes a passive investment approach grounded in modern portfolio theory and manages a limited client roster to allow for close adviser involvement.

Paige Farrell is a CFP® professional based in Sacramento, CA, with nine years of industry experience. She has worked with Endeavor Financial Planning since 2017 and was previously affiliated with Kevin M. Young Inc. dba Young Wealth Management for three years. Endeavor Financial Planning offers financial planning and discretionary investment management to individuals, families, trusts, and small business owners. The firm operates on a fee-only basis and employs a strategic asset allocation approach using low-cost, tax-efficient funds, managing portfolios on a discretionary basis with an Investment Policy Statement for each client.

Hardeep Singh is a CFP® and Series 66 registered financial advisor with 16 years of industry experience. He is currently the sole advisor at PK Wealth Advisors in San Francisco, where he has worked since 2020, also having experience at firms including Delta Investment Management and Wedbush Securities. In addition to his advisory work, he operates an insurance sales and services business as a licensed insurance agent. PK Wealth Advisors serves primarily retirement plans, pension and profit-sharing plans, and other institutional or pooled investment vehicles. The firm provides discretionary asset management, ERISA plan advisory services, and financial planning, employing a multi-faceted investment approach that includes fundamental, technical, and cyclical analyses.

Tien Pham is a financial advisor at Royce Wealth Management LLC in Sacramento, CA, holding a Series 65 credential with approximately one year of industry experience. His prior work includes roles at GPW LLP and Gursey Schneider LLP. Royce Wealth Management LLC provides fee-only investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm constructs portfolios using individual equities, fixed income, ETFs, mutual funds, money market funds, and alternative investments, employing both fundamental and technical analysis with a long-term orientation and tactical adjustments as warranted.

Vitalii Iakushev is a financial advisor at VIFINANCE L.L.C. with a Series 65 credential and two years of industry experience. His prior work includes roles at Walmart Global Tech and West Leasing, as well as self-employment and positions in the automotive industry. VIFINANCE L.L.C. provides discretionary portfolio management and consultative asset-allocation guidance primarily to individuals and high-net-worth clients. The firm focuses on fundamental analysis and long-term investment strategies, emphasizing U.S. large-cap equities with diversification through fixed income and ETFs.

David Sefton is a ChFC® and Series 65 credentialed financial advisor with 13 years of industry experience. He has been the sole advisor at Sefton Financial Planning since 2012, operating out of Sacramento, CA. Sefton Financial Planning is a sole proprietorship providing fee-only financial planning and investment advisory services to individuals and high-net-worth clients. The firm emphasizes a long-term, asset-allocation approach using low-cost mutual funds and ETFs, offering written plans and non-discretionary assistance without managing client assets or engaging in discretionary trading.

Malique Micenheimer is a financial advisor at WIN Private Wealth with 6 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including New York Life and Eagle Strategies. Outside of his advisory role, he is the founder and CFO of the Micenheimer Foundation, a nonprofit focused on community philanthropy. WIN Private Wealth is a fee-only registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm offers personalized investment management, financial planning, and educational seminars, employing a mix of active and passive strategies along with ESG portfolio options.

Bernard Gwandiku is the sole advisor at Gwan Global Services, Corp., an independent firm based in Elk Grove, CA. He holds a Series 65 credential and has six years of experience in financial advisory. Prior to founding his firm in 2019, he has worked at UCSF Medical Center since 2005. Outside of advisory work, he is involved in real estate sales as an agent with Keller Williams Realty and owns an equipment rental business. Gwan Global Services, Corp. offers portfolio management and financial planning services to individuals, high-net-worth clients, charitable organizations, and business entities. The firm employs a variety of analysis techniques and investment strategies, including fundamental, quantitative, technical, and modern portfolio theory, and provides both discretionary and non-discretionary account management.

Brent Ward is a financial advisor at Award Financial Group with 27 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Cambridge Investment Research Advisors and Foundations Investment Advisors. He serves on the board and finance committee of Elk Grove Adult Community Training. Award Financial Group provides discretionary asset management and financial planning to individuals, high-net-worth clients, trusts, estates, and business entities. The firm customizes investment strategies using fundamental, technical, and charting analysis, offers direct portfolio management, and employs quarterly reviews with portfolio maintenance including tax-loss harvesting.

Magnum Drew is a Series 66 licensed financial advisor with nine years of industry experience, currently serving as the sole advisor at Financial Client LLC since 2022. Prior to this, he worked with firms including Avantax Investment Services, Inc. and 1st Global Capital Corp. In addition to his advisory role, he owns Magnum CPA PC, an accounting and tax preparation business, and operates FitAdvantages, a financial fitness and wellness coaching service. Financial Client provides discretionary portfolio management, assets-under-advisement services, and facilitates client relationships with third-party money managers. The firm follows a long-term, buy-and-hold investment approach based on Modern Portfolio Theory and offers educational seminars alongside initial complimentary consultations.