Kathleen Gallagher is the sole advisor at Gallagher Capital Corp., an independent firm based in Bainbridge Island, WA. She holds Series 63 and Series 66 licenses and has 22 years of industry experience, having led Gallagher Capital Corp. since 2004. Gallagher Capital Corp. specializes in discretionary fixed-income portfolio management for high-net-worth individuals, trusts, and retirement accounts, focusing on income generation and capital preservation. The firm employs an active, risk-aware investment approach with an emphasis on holding bonds to maturity and uses independent credit research to guide investment selection.

Shai Weinbaum is the sole advisor at Shai Weinbaum Investment Management in Poulsbo, WA, holding a Series 65 designation with five years of industry experience. He has operated his independent firm since 2013. The firm provides discretionary investment management services primarily to individual clients, high-net-worth individuals, and small businesses. It customizes portfolios based on bottom-up fundamental analysis focused on intrinsic value and long-term outperformance, avoiding margin, debt, derivatives, and technical or cyclical analysis.

Gary Harris is the sole advisor at Bedfield Asset Management, LLC, an independent firm based in Bainbridge Island, WA. He holds a Series 65 designation and has 18 years of industry experience, with over 20 years managing the firm since its founding in 2006. Harris has a background in aviation and technology entrepreneurship. Bedfield Asset Management provides discretionary portfolio management to individuals, trusts, businesses, and corporate pension and profit-sharing plans. The firm employs a blended active/passive investment approach across six asset classes, using fundamental and technical analysis methods focused on index and sector rotation for capital appreciation.

Robyn Meyer is a financial advisor at PathMont Investment Management in Seattle, WA, holding Series 63 and Series 66 designations with 23 years of industry experience. She has worked at PathMont since 2018 and previously spent three years at Kms Financial Services, Inc. PathMont provides discretionary investment supervisory services and individual portfolio management primarily to high-net-worth individuals, charitable organizations, and corporations. The firm focuses on client-specific planning and employs an investment process centered on asset allocation and long-term holdings, occasionally using options strategies for income or risk management.

Edward Labanara Jr. is the sole advisor at Seattle Asset Management, Inc., where he has worked since 1993, bringing 32 years of industry experience. He holds a Series 63 designation. Seattle Asset Management serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and other business entities, managing approximately $25.9 million. The firm employs a proprietary seven-principle fundamental analysis model and maintains a long-established, solo practice with a very small client base and regular portfolio reviews.

Michael Lizon is a CFP® professional with 18 years of industry experience. He is the principal of Provident Living Advisors LLC, an independent advisory firm he has led since 2018. Prior to this, he worked at H.D. Vest Advisory Services and H.D. Vest Investment Services from 2014 to 2017. Outside of advisory work, he operates a tax preparation and accounting business. Provident Living Advisors LLC provides fee-based discretionary asset management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a mix of fundamental, technical, charting, and cyclical analysis within a multi-role structure, offering quarterly account reviews and ERISA-focused fiduciary services for qualified retirement plans.

Mark Kruse is a CFP® professional with 20 years of industry experience, currently serving as an advisor at Brackenwood Capital Management, LLC since 2005. He holds Series 63 and Series 65 licenses and operates from Bainbridge Island, WA. In addition to his advisory role, he is a licensed insurance producer in Washington State, offering life and disability insurance. Brackenwood Capital Management, LLC is a small, supported firm with two advisors.

Jeremy Despain is a financial advisor at Advent Capital Strategies, LLC, with eight years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Key Investment Services and Key Bank. Outside of his advisory work, he is actively involved with Bible Baptist Church. Advent Capital Strategies provides discretionary investment management and retirement-plan consulting to individuals, families, trusts, employer-sponsored plans, and various institutional clients, including pension and profit-sharing plans. The firm emphasizes passive, asset-class-based portfolios primarily using index mutual funds and ETFs, tailoring asset allocation to client objectives and risk tolerances while also offering plan-level services like investment menu design and participant education.

Terry Bradford-Crane is a CERTIFIED FINANCIAL PLANNER® practitioner with over 25+ years of financial services industry experience as a financial advisor and registered representative, financial literacy advocate, guest speaker, educator, and adjunct faculty member for MBA and CFP® education and certification programs. Terry helps clients create pathways to financial and professional wellness by aligning values, financial and non-financial resources, and a clear vision for a fulfilled quality of life. Terry is also the managing partner and financial officer of Allied Approach Group, LLC, an aviation test and evaluation consulting firm. She volunteers for the Foundation for Financial Planning and multiple business leadership and mentoring programs. Terry is a member of the XY Planning Network and the Financial Planning Association of Puget Sound. Terry holds a Bachelor of Science in Political Science from the United States Naval Academy, a Master of Business Administration from California Lutheran University, and is a Taekwondo Master, 4th Dan.

Krystal Oien is a financial advisor with Brackenwood Capital Management, LLC, holding a Series 65 credential and four years of industry experience. Her career includes roles at Rogowski Wealth Management and multiple positions associated with Seattle Pacific University. Brackenwood Capital Management is an independent SEC-registered investment adviser serving individuals, high-net-worth clients, small businesses, and trusts. The firm offers discretionary portfolio management and hourly financial planning, using diversified, long-term investment strategies primarily with no-load mutual funds and ETFs.

Jeremiah Job is a CFP® and ChFC® with 15 years of industry experience, currently serving as the sole advisor at Columbia Strategic Wealth Advisors, LLC since 2020. His prior experience includes roles at Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc. He also works as a strategy consultant at Kaiser Permanente of Washington Health Plan, focusing on analytics and capital budget reporting. Columbia Strategic Wealth Advisors is an independent firm providing financial planning and investment management to individual clients, emphasizing a non-discretionary, personalized approach that incorporates various analysis methods and a range of planning engagement options.

Steven Toepel is the principal of Toepel Investment Counsel, Inc., an independent advisory firm he founded in 1995. He holds a Series 65 designation and has 31 years of industry experience. Prior to establishing his firm, his background includes broker-dealer and principal-level registrations. Toepel Investment Counsel, Inc. provides portfolio advisory and management services to individuals, trusts, qualified retirement plans, pension and profit-sharing plans, and corporations. The firm offers discretionary and nondiscretionary account management, focusing on after-tax, after-inflation returns across broad asset classes, and uses both active management and market index funds or ETFs where appropriate.

Marilyn Miller is a financial advisor with Federal Benefits Advisors in Poulsbo, WA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has operated her own practice since 2011 and has also worked with Onpointe Advisory and Financial Services, LLC for over a decade. Her activities include teaching seminars and preparing individualized benefit analyses and Social Security reports. Federal Benefits Advisors serves primarily federal and state employees, offering financial planning, benefits education, and advice related to sub-advised mutual funds in variable annuities. The firm provides non-discretionary advice and refers clients to independent third-party asset managers while focusing on benefits education and licensed insurance activities.

Charles Johnson is a CFA® charterholder and Series 65 licensee with four years of industry experience. He is the sole advisor at Differential Planning LLC, where he has worked since 2021. Prior to that, he spent seven years at Great West Investments. Differential Planning LLC is a state-registered, single-advisor firm offering hourly financial planning and investment services to individuals, high-net-worth clients, trusts, and businesses. The firm employs a buy-and-hold passive indexing strategy based on Modern Portfolio Theory, primarily using Vanguard mutual funds and ETFs, and links investment management access to an ongoing planning relationship rather than asset-based fees.

Ivan Jevremovic is a financial advisor at Illumine Investment Management, LLC with 21 years of industry experience. He holds the Series 66 designation and has worked at Illumine Investment Management since 2016, with a break during 2016 to 2021 when he was at CS Planning Corp. Illumine Investment Management serves individuals, high-net-worth households, trusts, estates, and other private clients by providing discretionary and non-discretionary investment management along with integrated financial planning. The firm uses a quantitatively driven investment approach based on proprietary multi-factor models and a disciplined asset-allocation framework tailored to client objectives and risk tolerances.

Eric Turloff is a CFA® charterholder with 25 years of industry experience. He is the principal of Turloff Financial Consulting, where he has worked since 1998. In addition to his advisory role, he is involved in tax preparation services. He is a part of Eagle Harbor Asset Management, Inc., a firm that provides discretionary portfolio management to individuals, high net worth clients, and trusts. The firm focuses on tailored asset allocation and primarily uses individual stocks and bonds, combining fundamental and technical analysis in its investment approach.

Erik Schei is a CFA® charterholder with 19 years of industry experience. He is a financial advisor at Gates Pass Advisors, LLC, where he has worked since 2019. His prior experience includes roles at Aria Wealth Management, Sowell Management Services, Omniscient Holdings, and Concert Wealth Management. Outside of his advisory work, he owns a consulting business, SVGRP, LLC, based in Bainbridge Island, Washington. Gates Pass Advisors provides comprehensive financial planning and wealth management services to individual and high-net-worth clients. The firm emphasizes asset allocation, diversification, and tax-aware portfolio construction, often implementing client portfolios through third-party independent managers and pooled investment vehicles accessed via a turn-key asset management platform.

Kristina Draper is a financial advisor at Northern Lights Advisors, Inc. in Seattle, WA, holding Series 65 and Series 63 credentials with six years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, Voya Financial Advisors, Inc., and Morrison Hershfield Corporation. Northern Lights Advisors serves individual and institutional clients, offering discretionary portfolio management, financial planning, and pension consulting. The firm uses both traditional advisory methods and a web-based automated portfolio program featuring proprietary model portfolios and emphasizes client-specific objectives, continuous monitoring, and a range of investment strategies including mutual funds, ETFs, and direct indexing.

Willard Bollenbach IV is a CFA® charterholder with two years of industry experience, currently serving as an advisor at Agate Pass Investment, LLC. His prior experience includes six years at Foresight Global Investors and four years at Credit Suisse Asset Management. Agate Pass Investment Management serves individual investors, trusts, foundations, and endowments, managing approximately $336 million in discretionary assets. The firm employs a long-term, low-turnover investment approach focused on quality and growth at a reasonable price, primarily using individual stocks and investment-grade bonds, and is notable for its use of borrowing within separately managed accounts.

Daniel Rutter is a CFA® charterholder with 22 years of industry experience. He has been with Agate Pass Investment Management, LLC since 2018 and previously worked at United Capital Financial Advisers, LLC from 2012 to 2018. He is based in Bainbridge Island, WA. Agate Pass Investment Management serves individual investors, trusts, foundations, and endowments, managing approximately $336 million across about 124 discretionary client accounts. The firm focuses on quality and growth at a reasonable price through fundamental research and builds diversified portfolios primarily composed of individual stocks and investment-grade short-to-intermediate bonds, with a long-term, low-turnover investment approach.