Edwin Peet is the principal advisor at ETF Strategies, LLC, an independent firm based in Bulverde, Texas. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. In addition to his advisory role, he owns and operates Custom Income Solutions, LLC, an investment service and insurance business. ETF Strategies serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning services, including retirement distribution and 401(k) advisory. The firm uses a range of investment vehicles and analytical methods, maintains written Investment Policy Statements for clients, and typically operates on a discretionary basis.

I'm a fiduciary, fee-only financial planner and advisor who founded Fruit of the Vine Financial in 2023 after having worked at two other financial firms. I offer service in three main areas: - comprehensive financial planning to first help people better understand their current financial circumstances and second to provide them an optimal route to meet their financial needs and reach their financial goals, - investment management, providing a choice between general investing and Biblically Responsible Investing (BRI), which is a way to invest in funds that more closely align with Christian principles, - help with setting up business retirement plans and/or serving as a fiduciary advisor to 401(k) plans. Because I'm always trying to improve how I can help my clients navigate their financial lives, I obtained several advanced certifications. I earned the Certified Financial Planner® (CFP®) certification and Retirement Income Certified Professional® (RICP®) designation following programs at The American College of Financial Services. And the Certified Investment Management Analyst® (CIMA®) certification followed from a program through the Yale School of Management. Outside of work, I enjoy kayaking, Bible study, playing my violin, and spending time with my three grown children and with friends. Not only do I have the financial education and professional experience, I also bring the knowledge gained from personal financial experience. From sorting all the finances after the death of a spouse, to helping kids through college, to riding the roller coaster of a major recession, and to starting and running a business, I understand the highs and lows that sometimes accompany the numbers. It helps to partner with a financial professional who's been there and can help you through the ups and downs of your life's journey.

John Carr is a CFP® and Series 63 registered financial advisor with 18 years of industry experience. He is the principal of Carr Consulting P.A., an independent firm based in San Antonio, TX. Prior to founding his firm, he has been associated with H.D. Vest Investment Securities, Inc. since 1998. Outside of advisory services, Carr is a licensed CPA and owns several businesses focused on accounting, tax preparation, and financial services. Carr Consulting P.A. provides portfolio management and financial planning to individual investors, businesses, non-profits, and institutional clients. The firm combines fundamental and technical analysis in its investment approach, offers both discretionary and non-discretionary management, and integrates accounting and tax services through affiliated businesses.

Fair Oaks Financial LLC was founded in 2020 and began operations in 2021 amid the COVID-19 Virus era. Many changes were taking place and people were reevaluating their lives in the face of the pandemic. Suddenly life took on different priorities and meaning and one did not know if they would be affected and to what extent. This brought to attention many overlooked items, that people were waiting to get around to, and brought them to the forefront. Questions like "if something were to happen to me, am I prepared?" My goal is to help you prepare for an uncertain future. There are many things that can be done to reduce anxiety in these stressful times. As a Fiduciary Advisor, I will be working with you to develop a plan that is customized to address your needs and desires. Being a Fiduciary means acting in your best interest. I enjoy helping people make sense of a complex set of choices, objectively weighing the pros and cons, and making informed decisions consistent with their long-term goals. I have been working in the investment business for more than 25 years. I have seen complexity keep people from making the decisions needed to accomplish their goals. I enjoy helping explain things in a way that makes sense. Warren Buffet says "investing is simple, it's just not easy." Having a guide on your journey to help make decisions that will impact your future is not only important but essential. We all need objective advice, void of conflicts, to help us make wise decisions.

Mauricio Sanchez is a financial advisor with Portafolio Capital Management in San Antonio, TX. He holds Series 63 and Series 65 licenses and has 11 years of industry experience, including roles at Martin Capital Advisors, LLP and JPMorgan Securities LLC. Outside of his advisory work, he is the founder and Chief of Strategy at GURUPRESARIO LLC, a marketing and strategic consulting firm that helps small business owners develop operational skills. Portafolio Capital Management is an independent, fee-only registered investment adviser serving high-net-worth individuals, families, trusts, charitable organizations, endowments, and businesses. The firm offers discretionary portfolio management with a range of strategies emphasizing strategic asset allocation and tactical sector rotation, providing customized investment solutions alongside financial planning and detailed performance reporting.

Jimmy Hernandez is a financial advisor at Sherpa Wealth Management LLC in San Antonio, TX, holding a Series 65 license with seven years of industry experience. His prior experience includes roles at Brookstone Wealth Advisors and Wealth Watch Advisors. Hernandez is also the owner of Sherpa Life, LLC, an insurance agency specializing in funeral and final expense insurance. Sherpa Wealth Management is an independent registered investment adviser serving individual and high-net-worth clients with discretionary asset management and comprehensive financial planning. The firm constructs portfolios aligned with clients' objectives and risk tolerance, often using a blend of long- and short-term strategies, and collaborates with third-party managers when appropriate.

Benjamin Hooper is a CFP® and ChFC® with 17 years of experience in financial planning and investment management. He has worked at USAA in various roles from 2009 to 2020 before founding Comal Wealth Management in 2020. Outside of advisory services, he operates a separate financial software business. Comal Wealth Management provides financial planning, consulting, and discretionary investment management to individuals, high-net-worth clients, and families. The firm employs a primarily passive, long-term investment approach using mutual funds and ETFs, while customizing portfolios with individual securities or alternative assets as needed.

Martin Altimore is the sole advisor at MSA Capital Management, PLLC, an independent firm based in Fair Oaks Ranch, TX. He holds Series 63 and Series 65 licenses and has nine years of industry experience. Since 2016, he has led Martin S. Altimore Capital Management. MSA Capital Management provides discretionary investment management to individuals, small businesses, charitable organizations, and other entities. The firm employs a Macro Approach to investing, combining technical, fundamental, and economic analysis to construct portfolios of equities, fixed income, ETFs, and cash tailored to clients’ risk tolerance and financial needs.

Ernest De La Rosa Jr. is a financial advisor at Visionary Wealth Partners LLC with seven years of industry experience. He holds a Series 66 designation and has worked at several firms including Mass Mutual Investors Services, Equitable Advisors, and Merrill. In addition to his advisory role, he is an independent insurance agent specializing in life, disability, employee benefits, and fixed annuities. Visionary Wealth Partners LLC provides investment management, financial planning, and retirement-plan consulting to clients such as trusts, estates, charitable organizations, corporations, and pension and profit-sharing plans. The firm emphasizes passive investment strategies using diversified, low-cost index funds and ETFs, asset allocation, and tax-aware portfolio management, and offers advisory services on assets held within insurance products.

Roger Graham is a financial advisor at Braintrust Capital, LLC with 15 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing Services LLC and UBS Financial Services. Braintrust Capital, LLC provides investment advisory and financial planning services to individual investors and employer-sponsored retirement plans. The firm offers asset management, comprehensive portfolio management, standalone financial planning, and retirement plan consulting, employing fundamental, technical, quantitative, and sector analysis in its investment process.

Helping Business Executives, Military Veterans, and Young Professionals Build Lasting Financial Security and Financial Peace of Mind. Independent. Fee-Only. Fiduciary. Lifetime Financial Planners is a fiercely Independent, Fee-Only, Fiduciary, Financial Planning, Investment Management, Tax Planning advisory firm. We guide Executives, Military Veterans, and Young Professionals through a proven 7-Step Financial Planning Process. Personalized Financial Planning for Every Stage of Life A Personalized Financial Plan should coordinate every aspect of your financial life, and not treat each decision independently. Depending on your needs, your customized financial plan may include: • Cash Flow & Spending Planning • Investment Management • Multi-Year Tax Planning Strategies • Retirement Income & Distribution Planning • Executive Compensation & Equity Compensation Planning • Social Security Optimization Strategies • Insurance & Risk Management Planning • Liquidity & Credit Planning • Education Planning • Charitable Giving Strategies • Estate, Legacy & Family Wealth Planning By integrating each of these areas into one comprehensive strategy, we help ensure that every financial decision supports your long-term goals. Executive Compensation Planning For many business executives, compensation extends far beyond base salary. Stock Awards, Deferred Compensation Plans, and Executive Benefit Programs can create tremendous opportunities, but they also create significant tax complexity and financial planning decisions. Lifetime Financial Planners helps clients develop coordinated strategies for: • Restricted Stock Units (RSU) • Stock Appreciation Rights (SAR) • Nonqualified Stock Options (NQSO) • Incentive Stock Options (ISO) • Employee Stock Purchase Plans (ESPP) • Deferred Compensation Plans (DCP) • Net Unrealized Appreciation (NUA) • Concentrated Company Stock Why work with a Fee-Only CERTIFIED FINANCIAL PLANNER® professional? Anyone can call themselves a Financial Advisor, but not everyone is held to the Fiduciary Standard of Care. Independent, Fee-Only, Financial Planners combine advanced training, fiduciary ethics, and complete transparency to help you make confident financial decisions during every stage of life. Professional Credentials: Master of Science (M.S.) Degree in Personal Financial Planning CERTIFIED FINANCIAL PLANNER® Professional Chartered Retirement Planning Counselor (CRPC®) Austin & San Antonio, TX Metro Area & Nationwide

Simon Saberon is a financial advisor at Saber and Shield Wealth Management, L.L.C., holding a Series 65 designation with six years at the firm. He has been a U.S. Army ROTC Cadet and Scholarship Recipient since 2022. Saber and Shield Wealth Management provides discretionary and non-discretionary portfolio management to individuals, families, entities, retirement plans, trusts, estates, and small businesses. The firm employs a globally diversified investment approach grounded in modern portfolio theory, using mutual funds, ETFs, and individual equities alongside fundamental and economic cycle analysis.

Anton Bayer is a CFP® with 23 years of industry experience, currently serving as the sole advisor at UP Capital Management, Inc. He has worked at UP Capital Management since 2012 and has prior experience with Harris Bay, LLC and Financial Time Traveler, Inc. Bayer is also an author of the books "Exposing the Myths of Financial Success" and "Physicians Guide to Wealth." UP Capital Management, Inc. provides investment advisory and financial planning services to individuals, trusts, retirement plans, and other entities. The firm employs model portfolios and a combination of tactical and strategic asset-allocation methods, offering both discretionary and non-discretionary account management along with client education through newsletters, seminars, and workshops.

Shelby Saberon is a Series 65 licensed financial advisor with 11 years of industry experience, currently serving at Saber and Shield Wealth Management, L.L.C. since 2017. Prior to this, Shelby held roles at Retirement Wealth Advisors, Inc., Evident Wealth, and Mann Mortgage. Outside of financial advising, Shelby has been involved with The Passion Travel Company since 2001. Saber and Shield Wealth Management, L.L.C. provides discretionary and non-discretionary portfolio management for individuals, families, trusts, estates, and small businesses. The firm applies modern portfolio theory with globally diversified investments, utilizing mutual funds, ETFs, and individual stocks, and manages approximately $74 million in assets.

William Young is a financial advisor with Stronghold Capital Partners LLC in New Braunfels, TX. He holds Series 63 and Series 65 licenses and has 30 years of industry experience. His prior experience includes roles at LPL Financial, GRS100, and Waddell & Reed. Outside his advisory work, he is an insurance agent with GRS100, transacting insurance-related products. Stronghold Capital Partners provides investment advice and financial planning to individuals and businesses and offers ERISA 3(21) retirement-plan services. The firm primarily acts as a solicitor for third-party managers and service providers while delivering direct RIA services in select cases.

Barret Kolle is a financial advisor at Avid Wealth Partners, LLC with 13 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. His prior experience includes roles at Northwestern Mutual and New Edge Advisors. Outside of his advisory role, he is involved in Avid Risk Management, focusing on insurance and financial planning. Avid Wealth Partners provides financial planning, consulting, and investment management services to a diverse client base, including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a goal-oriented, planning-driven investment approach emphasizing low-cost asset allocation, downside protection, and tax minimization, often incorporating mutual funds, ETFs, individual securities, and fixed income into client portfolios.

Russell Thamm is a financial advisor at Teamwork Financial Advisors, LLC in San Antonio, TX, holding a Series 65 designation with one year of industry experience. Prior to joining Teamwork Financial Advisors in 2025, he worked at Rebel Financial and has experience in educational roles at Texas Tech University, Central Texas College, and Lake Travis High School. Teamwork Financial Advisors is a team-based registered investment adviser with 14 advisors managing approximately $1.01 billion for around 2,480 clients. The firm serves individuals, high-net-worth clients, and institutional accounts, employing a primarily model-based, core-and-satellite investment approach using ETFs, individual equities, and U.S. Treasuries.

Roberto Cano is a financial advisor at Alterna Wealth Management, Inc. with four years of industry experience. He holds a Series 66 designation and previously worked at Ernst & Young before joining Alterna Securities in 2022. Alterna Wealth Management provides investment advisory and portfolio management services to individuals, high-net-worth clients, trusts, estates, institutions, and charitable organizations. The firm employs a disciplined, global approach to asset allocation and diversification, using dynamic models and a combination of quantitative analysis, technical methods, and an in-house trading desk.

Lindsey Tablizo is a ChFC® credentialed financial advisor at Avid Wealth Partners, LLC with six years of industry experience. She has previously worked at GWM Advisors, LLC, Northwestern Mutual Investment Services, LLC, and Eric Kala. Avid Wealth Partners provides comprehensive financial planning, consulting, and investment management services to individuals, trusts, estates, charitable organizations, corporations, and pension/profit-sharing plans. The firm employs a goal-oriented wealth planning approach emphasizing tax efficiency, downside protection, and diversified asset allocation, utilizing third-party managers and specialized strategies including pooled vehicles and private funds.

Steven Bankler is a financial advisor with Financial Transparency and holds the PFS™ designation and Series 66 license. He has 25 years of industry experience and a long career that includes roles at Envision Financial Transparency, LLC, Enlighten Finance LLC, and Cssc Brokerage Services, Inc., among others. He is also a certified public accountant with decades of experience and serves as the US Region’s International Representative for the International Association of CPA Firms. Financial Transparency provides ongoing investment advisory and financial planning services to individuals, families, retirement plans, businesses, and other organizations through a network of independent advisory representatives. The firm employs an investment approach grounded in Modern Portfolio Theory and the Efficient Market Hypothesis, offering both passive and active management across multiple program options tailored to client needs.