Deke Carbo is the sole advisor at MÄTIS Financial LLC in Metairie, LA, with 22 years of industry experience. He has led MÄTIS Financial since 2006. MÄTIS Financial LLC provides investment advisory and financial consulting services to pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and individual clients. The firm specializes in employee benefits and pension consulting for ERISA plans and plan fiduciaries, offering advice on a non-discretionary, consultative basis without ongoing portfolio management or asset custody.

Amy Winchester is the principal of Winchester Capital Services, LLC and holds the CFP® designation and Series 63 license. She has 20 years of industry experience, including prior roles at LPL Financial and Gulf Coast Bank & Trust Company. Outside of her advisory work, she organizes and presents Second Saturday Divorce Workshops in the New Orleans area and provides bookkeeping services to small clients. Winchester Capital Services offers portfolio management and financial planning to individuals, high-net-worth clients, and business entities, managing approximately $19.2 million across about 92 clients. The firm operates on a non-discretionary basis with an investment approach that combines charting, fundamental, quantitative, and technical analysis for both long-term and short-term strategies.

Katrina Kourkoutis is a Certified Financial Planner® with 14 years of experience, currently serving as the sole advisor at A More Certain Path in Jefferson, LA. Her prior roles include positions at Montz Harcus Wealth Management and Ameritas Investment Corp. She has contributed to exam preparation materials for the CFP® exam as an independent contractor with Mometrix Media. A More Certain Path provides comprehensive financial planning and investment consultation primarily to individuals, high-net-worth clients, and small businesses via phone or video conference. The firm employs a risk-managed, passive investment approach focusing on asset allocation, broad diversification, and tax-aware placement, offering written recommendations rather than discretionary management.

William Crull IV is the sole advisor at Sage Capital Advisors, LLC, an independent firm based in Metairie, Louisiana. He holds Series 63, 65, and 66 licenses and has 36 years of industry experience. Crull has led Sage Capital Advisors since 2011. Sage Capital Advisors provides fee-based investment advisory and financial planning services to individuals and businesses. The firm employs a tactical allocation approach on a non-discretionary basis, emphasizing client approval of trades and offering customized portfolio management that draws on fundamental, technical, and cyclical analysis.

Scott Schayot is the principal of Schayot Financial LLC in Metairie, LA, holding CFP® and Series 63 credentials with 31 years of industry experience. He previously worked at Raymond James Financial and Raymond James Financial Services, Inc. for over 20 years. He is also a member of Scott E Schayot LLC, an operating company unrelated to investment advisory services. Schayot Financial LLC provides discretionary asset management and financial planning services to individuals, families, high-net-worth clients, business entities, pension and profit-sharing plans, trusts, and estates. The firm employs a blend of fundamental and technical analysis, managing portfolios with both long-term and short-term strategies tailored to client risk tolerance, and offers hourly billing for financial planning alongside asset-based fees.

We help New Orleans-area pre-retirees with $1M+ portfolios minimize taxes as they transition into retirement. Schedule your complimentary assessment today: https://calendly.com/equilibriumfinancial/free_assessment My wife, Rachael Johns, J.D., and I founded Equilibrium Financial Planning to help New Orleans retirees and pre-retirees with $1 million or more pay less in taxes, know how much they can safely spend, and optimize their investments for lasting retirement confidence. We understand this stage of life brings unique opportunities and complex challenges, which is why we serve as your personal Chief Financial Officer (CFO) so that you can realize your vision for retirement. As a fee-only fiduciary, we are bound to the highest duty of care, are never paid a commission, and have a legal obligation to provide unbiased and trustworthy financial advice. We prioritize integrity and transparency as we help you achieve your financial goals. At Equilibrium, our mission is simple: to help you retire with confidence by balancing what you spend, what you save, and what you keep after taxes. On the personal side, I used to play rugby for Jesuit High School and then while at LSU from 2005-2010. I now enjoy coaching youth sports for our 10 year old twins, Adam and Zoey, and playing chess with our 12 year old, Connor. I relish playing video games, particularly those made by Blizzard, and my ideal Saturday night is a sushi dinner and gaming session. I have collected and played Magic the Gathering intermittently since being introduced to the game by my dad in 1995, and the flavor text on the card Equilibrium (7th Edition) served as inspiration for our firm's name. My wife, Rachael, and I value family time immensely and spend most weekends with our kids playing pickleball and board games, dancing to The Beatles, or popping popcorn for Friday movie nights.

Joey Agular is a financial advisor with Agular Asset Management LLC in Metairie, LA, holding a Series 65 designation and possessing 34 years of industry experience. He previously worked at Johnson Rice & Company L.L.C. for 30 years and currently serves as a director for two private startup companies. Agular Asset Management LLC provides discretionary portfolio management services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm uses a combination of fundamental, technical, charting, and cyclical analysis, employing various strategies including options writing and use of derivatives, with client accounts reviewed quarterly for suitability and tax-loss harvesting.

Brett Terrell is the sole advisor at Terrell Financial Group in Metairie, LA, holding a Series 65 credential with 17 years of industry experience. He has managed Terrell Financial Group since 2008 and is also an owner and agent at Asset Protection Specialties, LLC, where he spends approximately 25% of his time selling insurance products. Terrell Financial Group is a fee-based registered investment adviser serving individual clients, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm provides discretionary portfolio management and comprehensive financial planning, using an individualized investment process that incorporates fundamental, technical, and cyclical analysis, and offers client access to third-party money managers with ongoing oversight.

David Compton is a financial advisor at First Security Financial Wealth Manager, Inc. in Metairie, LA, holding a Series 65 designation with nine years of industry experience. He has operated his own insurance agency since 1985, focusing on insurance sales alongside his advisory work. First Security Financial Wealth Manager provides advisory services primarily for employer retirement plans, including 401(k), 403(b), pension, and profit-sharing plans, offering financial planning and public education seminars. The firm provides limited-scope ERISA 3(21) fiduciary services on a non-discretionary basis, working with third-party investment managers and emphasizing pension consulting and participant workshops.

Trevor Thompson is a Series 65-registered advisor at Crescent Sterling Ltd. in Metairie, LA, with two years of industry experience. Prior to joining Crescent Sterling, he held positions at Capitol Imaging Services, Carr, Riggs & Ingram, and Jackson & Jackson, PLLC, among others. He is also the owner and principal of TWT Consultants, LLC, a consulting business engaged in various projects outside of investment activities. Crescent Sterling Ltd. provides investment management, financial planning, and consulting services to individual clients, corporations, retirement plans, foundations, and trusts. The firm primarily manages discretionary accounts using a bottom-up equity process focused on earnings growth and fundamental valuation, supplemented by laddered fixed-income holdings and selective use of ETFs or money-market positions.

Charles Guilbault is a financial advisor at Guilbault Capital with 22 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing Services, LLC and Wells Fargo Advisors LLC. Outside of his advisory role, he serves as Chief Financial Officer and Chief Accounting Officer at MedCentris, a wound medicine company. Guilbault Capital provides investment management, financial planning, and retirement-plan consulting to individuals, pension and profit-sharing plans, and businesses. The firm offers customized, risk-adjusted, tax-aware investment strategies using a combination of active and passive approaches across multiple asset classes, alongside discretionary and non-discretionary portfolio management and third-party manager selection.

Peter Giacona Jr. is a financial advisor at JB Meridian Advisors, LLC with 15 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with JB Meridian Advisors since 2011. JB Meridian Advisors is a fee-only registered investment adviser serving individuals, families, small business owners, and various entities including trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management along with tailored financial planning services, using a structured interview process and minimum-variance efficient frontier modeling to set diversified, risk-managed asset allocations.

Daniel Meyers is a financial advisor at Crescent City Retirement Group with a Series 65 designation and one year of industry experience. Prior to joining the firm, he worked briefly in construction and was a full-time student for seven years. Crescent City Retirement Group provides personalized financial planning and discretionary investment management primarily to individual clients, including high-net-worth individuals, as well as trusts, estates, and qualified retirement plans. The firm employs a long-term, discretionary investment approach using individual securities, mutual funds, ETFs, and occasionally options or fee-based variable annuities.

Anthony Cangemi is a Series 65-licensed financial advisor with 17 years of industry experience. He has been with Crescent City Retirement Group since 2008 and is also the managing member of Crescent City Insurance Group, where he spends approximately half of his time. Crescent City Retirement Group provides personalized financial planning and discretionary investment management primarily to individual clients, including high-net-worth individuals, as well as trusts, estates, and qualified retirement plans. The firm employs a long-term, discretionary investment approach using individual securities, mutual funds, ETFs, and, when appropriate, options or fee-based variable annuities.

Karla Marcello is a financial advisor at Guilbault Capital with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing Services and UBS Financial Services. Guilbault Capital provides investment management, financial planning, and retirement-plan consulting to individuals, pension and profit-sharing plans, and businesses. The firm employs customized, risk-adjusted, tax-aware investment strategies using a combination of active and passive approaches across various asset classes.

Cary Amann is a financial advisor with A V Capital Management, LLC, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been with A V Capital Management since 2007. A V Capital Management is a two-advisor registered investment adviser managing approximately $57 million for individuals, pension and profit-sharing plans, charitable organizations, trusts, and estates. The firm provides discretionary and non-discretionary portfolio management, retirement plan consulting, and limited investment-related consulting, using client-specific investment objectives across equity, balanced, and fixed-income styles.

Mark Provenzano is a financial advisor at Hedged Private Wealth with 12 years of industry experience. He holds a Series 65 designation and has previously worked at CoreCap Investments, Inc. He is also a partner in several medical brokerage-related companies but does not devote time to their operations. Hedged Private Wealth provides discretionary asset management and financial consulting to individuals, high-net-worth clients, and small businesses. The firm offers educational seminars and uses a variety of investment strategies, including index ETFs, mutual funds, and complex instruments, while often employing performance-based fee arrangements.

Michael Nobile is a CFP® with 17 years of industry experience, currently serving as an advisor at Crescent Sterling Ltd. since 2007. He acts as a FINRA arbitration case arbitrator, hearing 1-2 cases per year. He is also a minority owner in insurance-related businesses, though not involved in daily activities. Crescent Sterling Ltd. advises individual and high-net-worth clients, managing approximately $214 million in assets across a three-advisor team. The firm employs an internal investment committee for decision-making and provides discretionary portfolio management and financial planning services.

Daniel Jaubert is a Series 65 credentialed financial advisor with one year of industry experience. He has worked at Crescent Sterling Ltd. since 2025 and previously held roles at Gulf Coast Bank and Trust, First National Bankers Bank, and several other organizations. Crescent Sterling Ltd. provides investment management, financial planning, and consulting services to individual clients, corporations, retirement plans, foundations, and trusts. The firm manages primarily discretionary accounts using a bottom-up equity approach focused on earnings growth and fundamental valuation, complemented by laddered fixed-income holdings and selective ETFs.

Ralph Freibert III is a CFP® professional with 35 years of industry experience, currently serving at Planning Associates Wealth Management, LLC since 2019. He previously worked at Ameriprise Financial Services, Inc. from 2015 to 2019. Outside of his advisory role, he is a Captain/Pilot and Assistant Training and Development Officer with the Louisiana Wing, Billy Mitchell Squadron of the Civil Air Patrol and serves as CFO for FlexLife Wellness, LLC, a practitioner assisted stretching franchise. Planning Associates Wealth Management is a small firm with two advisors managing approximately $72.3 million for around 84 individual and high-net-worth clients. The firm provides discretionary and non-discretionary asset management, comprehensive portfolio management, standalone financial planning, and employer retirement plan consulting, employing a diverse analytic approach and a disciplined fixed-income strategy.