Paul Curtman is the sole advisor at P.R. Curtman Investments LLC, an independent advisory firm. He holds Series 63, 65, and 66 licenses and has 11 years of industry experience, including positions at Edward Jones, Ameritas, and the State of Missouri. Outside of financial advising, he owns E-5 Operations LLC, a media and guidance business related to his writing and leadership activities. P.R. Curtman Investments LLC manages approximately $15.7 million for about 34 clients, offering individualized investment management, comprehensive financial planning, and business and retirement planning for individuals, high-net-worth clients, corporations, and charitable organizations. The firm employs a tailored investment process incorporating fundamental, technical, and cyclical analysis alongside Modern Portfolio Theory and provides financial literacy content and estate-planning resources in addition to its advisory services.

Danny Steele is a financial advisor with The Retirement Planners, USA, LLC, holding Series 63, 65, and 66 licenses and bringing 15 years of industry experience. His career includes roles at Silver Oak Securities, Inc., First Heartland Capital Inc, and positions in education with the Escambia County School District and Pensacola State College. Outside of advisory services, he owns Steele Insurance Agency, which focuses on Medicare insurance sales and other insurance products. The Retirement Planners, USA, LLC provides personalized financial planning and investment management to individuals, high-net-worth clients, trusts, and small businesses. The firm offers ongoing portfolio management, retirement planning, ERISA plan services, and is notable for managing a large client base for its size, as well as providing annuity management and educational seminars.

Anthony Williams is the sole advisor at Sentinel Investment Planning, LLC in Milton, FL, holding a Series 65 designation with 20 years of industry experience. He has managed the firm since its founding in 2016. Sentinel Investment Planning is an independent advisory firm serving a very small client base of high-net-worth individuals with discretionary portfolio management. The firm employs a range of investment strategies including active and leveraged trading, conducting regular reviews and portfolio monitoring across various asset classes.

Caleb Guernsey is a financial advisor with Guernsey Financial, LLC in Pensacola, FL. He holds a Series 65 designation and has been with Guernsey Financial since 2018. Prior to his advisory role, he worked at Olive Baptist Church for one year and has a background in education. Guernsey Financial serves individual and high-net-worth clients, providing retirement-plan consulting, financial planning, portfolio analysis, and public educational seminars. The firm emphasizes advisory and oversight services, operating primarily as a co-advisor and referrer while relying on third-party managers for portfolio management.

Douglas Guernsey is a financial advisor with Guernsey Financial, LLC in Pensacola, FL, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has worked at Guardian Life and its affiliated entities from 1997 to 2019 before joining Guernsey Financial in 2019. Outside of his advisory role, Guernsey serves as Vice President of the Plantation Road Town Office Owners Association Inc. Guernsey Financial serves individual and high-net-worth clients, providing retirement-plan consulting, financial planning, portfolio analysis, and public educational seminars. The firm operates primarily as a co-advisor and referrer, focusing on advisory and oversight services while partnering with third-party managers to handle portfolio management.

John Mugarian is a financial advisor at FamilyWealth Asset Management with 37 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Mugarian Investment Group, LLC for 21 years and Painewebber Incorporated for over 26 years. Outside of his advisory role, he manages a vacation property in Gatlinburg, Tennessee, as the managing member of a private LLC. FamilyWealth Asset Management serves individual and institutional clients, offering discretionary and non-discretionary portfolio management, retirement plan consulting, and access to insurance products. The firm employs a multi-asset, dynamic investment approach combining passive core exposures with active and alternative strategies, delivering services through an integrated platform and Turnkey Asset Management Program.

Shannon Hill is a financial advisor at Alpha Advisors, LLC with 12 years of industry experience. She holds a Series 65 designation and has been with Alpha Advisors since 2006. The firm serves individuals, business entities, trusts, estates, and charitable organizations, providing portfolio management, financial planning, and consulting services. Alpha Advisors constructs diversified portfolios using domestic and international equities, fixed income, tactical and alternative strategies, and also manages affiliated private limited partnerships that may be recommended to qualified clients.

Heather Lovallo is a CFP® professional with six years of industry experience, currently serving at Wrenne Financial Planning LLC. She has worked at Wrenne Financial Planning since 2020, with prior experience at Katana Software, Inc. Outside of her advisory role, she serves on the finance committee of Cornerstone Baptist Church in Pace, FL, advising on the church budget and approving spending requests. Wrenne Financial Planning LLC is an SEC-registered firm with six advisors managing approximately $231 million for about 400 clients. The firm provides comprehensive financial planning and discretionary portfolio management, primarily using a passive investment approach with diversified portfolios of index mutual funds and ETFs.

Scott Klaassen is a financial advisor at Turner Financial Group, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Claraphi Advisory Network, LLC, Constellation Trust Company, and Northern Lights Distributors, LLC. Klaassen has been with Turner Financial Group since 2021. Turner Financial Group provides investment advice and financial planning to individuals, families, high-net-worth clients, and charitable organizations. The firm manages approximately $171 million in discretionary assets through a team of eight advisors, using model-based portfolio allocations and a combination of fundamental, technical, and cyclical analysis, along with offering planning-focused services and public educational seminars.

Andrew Tang is a financial advisor at Turner Financial Group, Inc. with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Arete Wealth Advisors LLC, Claraphi Advisory Network, B. Riley Wealth Advisors, and Wells Fargo Advisors. Outside of his advisory role, Tang is involved in business development for a clothing company and is the principal content creator for an economic and market commentary channel. Turner Financial Group serves individuals, families, high-net-worth clients, and charitable organizations with concierge financial planning, discretionary asset management, and sub-advisory services. The firm employs a blend of fundamental, technical, and cyclical investment approaches, managing client accounts primarily through model portfolios and discretionary strategies.

Edward Nelson is a financial advisor with Madison Avenue Securities, LLC, holding Series 63, 65, and 66 licenses and bringing 22 years of industry experience. His career includes roles at Merrill, Mercury Alternatives Group LLC, and American United Life. He is also involved in non-variable insurance sales, including fixed life and fixed annuities. Madison Avenue Securities provides investment advisory and brokerage services to individual and high-net-worth clients, as well as pension consulting and support for charitable institutions, foundations, and trusts. The firm manages approximately $2.0 billion for around 14,000 clients, offering discretionary and non-discretionary portfolio management through various advisor-managed and third-party manager models.

Gregory Mcbride is a financial advisor at Madison Avenue Securities, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at notable firms including OneAmerica Securities and American United Life. Outside of his advisory role, he owns a salon and a tent rental business, serves as a chaplain with Marketplace Chaplains USA, and sits on the board of the Fearless Community. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, offering pension consulting, college-savings assistance, and services for charitable organizations. The firm manages approximately $2.0 billion across multiple platforms and employs a range of portfolio management strategies including discretionary and non-discretionary approaches.

Nicholas Smith is a financial advisor at Madison Avenue Securities, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at OneAmerica Securities, American Heritage Financial, American United Life, Allstate Insurance Company, and Pekin Insurance. Outside of his advisory role, he owns a property and casualty insurance agency, We Insure Gulf Coast, and is co-owner of Wealth DX, an education-focused business. Madison Avenue Securities serves individual and high-net-worth clients, offering investment advisory and brokerage services along with pension consulting and college savings assistance. The firm manages approximately $2.0 billion for around 14,000 clients, providing both discretionary and non-discretionary portfolio management through multiple wrap programs and third-party managers.

Joe Freeland is an advisor at Portfolio Medics, LLC with a Series 65 designation and over ten years of industry experience, including time at Birdseye Financial and Portfolio Medics. He is based in Pace, Florida. Portfolio Medics provides investment advisory and financial planning services to individuals, high-net-worth clients, small businesses, retirement plans, and charitable organizations. The firm uses a combination of fundamental, technical, and cyclical analysis to build customized portfolios and offers various program structures, including Advisor Managed Portfolios and Market Trend Strategy.

Robert Hughes Jr. is a financial advisor with Sequent Planning, LLC, holding a Series 65 designation and two years of industry experience. His prior work includes roles at Longleaf Financial Strategies, Ameritas Life Insurance, and The Wingate Group. He also maintains an active insurance agent role, offering insurance products to clients. Sequent Planning, LLC serves a range of clients including individuals, retirement plan sponsors, and nonprofit organizations. The firm provides asset management, financial planning, and retirement-plan services through a network of independent adviser representatives using a diversified, risk-structured investment approach.

Kathryn Hill is a financial advisor with Navy Federal Investment Services, LLC, holding the ChFC® designation along with Series 63, 65, and 66 licenses. She has 28 years of industry experience, including prior roles at Wells Fargo Clearing and Prudential Equity Group. Hill has been with Navy Federal Investment Services and its related entities since 2013. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing portfolio management, financial planning, and retirement-plan fiduciary services through managed advisory programs supported by third-party portfolio managers and digital automated investment solutions.

Craig Jernigan is a financial advisor with Madison Avenue Securities, LLC, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at Oneamerica Securities and American United Life, where he spent 12 years, as well as ownership of insurance agencies American Heritage Financial and Craig Jernigan Enterprises. He is also involved in a boat rental business through Clear Horizon Vessel LLC. Madison Avenue Securities serves individual and high-net-worth clients, as well as charitable institutions, foundations, and trusts. The firm offers both discretionary and non-discretionary portfolio management through various advisor-managed models, third-party managers, and model portfolios, employing a diverse range of investment vehicles and strategies.

Ernest Commins is a CFP® professional with 43 years of industry experience. He is currently with IHT Wealth Management LLC and has been associated with LPL Financial, LLC since 2005. His background includes roles involving investment advisory and non-variable insurance products. IHT Wealth Management serves individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm employs a blend of fundamental stock selection and quantitative tools in diversified model portfolios, offering discretionary asset management, financial planning, and ERISA fiduciary services through a network of approximately 153 advisors.

Skipper Waller is a financial advisor at Redhawk Wealth Advisors, Inc. with 12 years of industry experience. He holds a Series 65 designation and has been with Redhawk since 2014. In addition to his advisory role, Waller is president and owner of Annuity Benefit Counselors, Inc., a firm specializing in the sale of annuities and insurance. Redhawk Wealth Advisors offers wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth families, trusts, and charitable organizations. The firm employs a strategic and tactical asset allocation approach and incorporates third-party signal providers while maintaining discretionary authority over client portfolios.

Olivia Di Filippo is a financial advisor at Gradient Advisors, LLC with one year of industry experience. She holds a Series 65 credential and previously worked at Swan Capital, LLC for three years. Outside of finance, she has a background that includes roles at Haven Salon & Spa and involvement with multiple United Methodist Churches. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis in portfolio management.