Lori Frymark is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 7 and 66 designation and 21 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients through a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside broader investment and trading activities.

Pamela Plick is a CFP® professional with 17 years of industry experience, operating through her independent firm, Pamela Plick Wealth Management LLC, in Palm Desert, CA. She has been the sole advisor at her firm since 2011. Outside of her advisory work, she provides financial counseling for military personnel and offers money coaching focused on educational purposes. Her firm advises individual clients with fee-only portfolio management and financial planning services, primarily on a non-discretionary basis. The firm builds customized portfolios using asset allocation and fundamental analysis and also offers educational seminars and workshops alongside one-on-one services.

Haddon Libby is a financial advisor at Winslow Drake, Inc. with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Winslow Drake since 2017, following previous roles at Calton & Associates, Inc. and Banc Of America Investment Services, Inc. Libby served as president of the Cathedral City Chamber of Commerce in 2020 and contributes as a writer to a local weekly newspaper. Winslow Drake serves individuals, trusts, estates, corporations, and charitable organizations, providing discretionary portfolio management and financial planning. The firm uses fundamental, technical, and quantitative analysis to build customized portfolios and supports ERISA-governed retirement plans with education and enrollment services.

George Hill is the sole principal of George Hill Asset Management, LLC, an independent firm based in Indio, CA. He holds Series 63 and Series 65 credentials and has 30 years of industry experience. He has managed his current firm since 2016. George Hill Asset Management provides discretionary and non-discretionary portfolio management and investment advice primarily to high-net-worth individuals. The firm customizes investment strategies based on client objectives and risk tolerance, utilizing both fundamental and technical analysis with a focus on a small number of client relationships.

Robert Piano is a financial advisor at Stoke Capital in Rancho Mirage, CA, holding CFP® and CFA® designations with 30 years of industry experience. He has been with Stoke Capital since 1995. Stoke Capital provides investment supervisory services and consulting to individual clients, including both non-high-net-worth and high-net-worth individuals. The firm emphasizes Modern Portfolio Theory and strategic asset allocation, using academic research and global diversification to manage long-term, buy-and-hold portfolios with periodic rebalancing, and employs option strategies to address tax and liquidity considerations.

Nolan Saini is a CFP® with 10 years of industry experience, currently serving as the sole advisor at Desert Financial Planning since 2017. He previously worked at Ameriprise Financial Services and Global View Capital Management. Outside of his advisory role, Nolan provides educational tutoring to students ranging from elementary to college level. Desert Financial Planning is an independent firm offering fee-based investment management and comprehensive financial planning to individual investors, plan sponsors, trusts, estates, and charitable organizations. The firm employs a tactical allocation strategy and provides qualified retirement plan consulting, including fiduciary services under ERISA.

Richard Coryell Jr. is the principal of Coryell Capital Management and holds the CFA® designation along with Series 63 and 65 licenses. He has seven years of industry experience, including prior work at Xebec Investment Advisors. In addition to his advisory role, Mr. Coryell is an adjunct professor at California State University, Long Beach, where he teaches finance courses and provides training on investment software. Coryell Capital Management is an independent, single-advisor firm that offers discretionary portfolio management to individuals, trusts, IRAs, small businesses, institutional clients, and other registered investment advisors. The firm focuses on U.S. large-cap equity strategies combined with quantitative research, using futures and options overlays to manage risk and seek enhanced returns while maintaining cost efficiency.

Craig Misuradze is a financial advisor at Agewise Financial Inc. with 19 years of industry experience. He holds a Series 65 credential and has worked at Horter Investment Management, LLC, and Agewise Financial since 1999. He is also the author of a book, audio book, and companion workbook focused on retirement, which he markets through Simpleretirementbook.com. Agewise Financial Inc. advises individual clients with discretionary asset management and standalone financial planning services. The firm constructs portfolios using fundamental, technical, charting, and cyclical analysis tailored to each client’s goals and risk tolerance, and it occasionally employs third-party sub-advisors.

Christian Choi is a CFP® with 18 years of industry experience, currently serving as the sole advisor at ReLion Assets Management, LLC since 2016. Prior to founding ReLion, he worked at Merrill and Gold Coast Securities, Inc. He also owns and operates an affiliated insurance agency, Christian Choi Insurance Services, dedicating a portion of his time to insurance sales and services. ReLion Assets Management is a fee-based firm providing discretionary portfolio management and fixed-fee financial planning to individuals, high-net-worth clients, and business clients. The firm customizes investment strategies based on clients’ objectives and risk tolerance, using both fundamental and technical analysis, and manages approximately $7.8 million in discretionary assets as of March 2026.

James Eckley is an investment advisor representative at Hardworking Capital Advisors, LLC with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Cetera Advisor Networks, Girard Securities, KIPP Financial Group, and NPB Financial Group. In addition to his advisory work, Eckley is involved in life insurance sales and sells life settlements through a separate business. Hardworking Capital Advisors serves high-net-worth individuals, charitable organizations, and businesses by providing discretionary investment management, financial planning, and pension consulting. The firm employs a suitability-driven process using model portfolios and third-party managers, and it may incorporate derivatives and options strategies in client accounts.

Laine Rinker is a CFP® professional with 18 years of industry experience, currently serving at Arkenstone Financial, LLC since 2011. She also operates Rinker Financial, a mortgage business providing first and second trust deed loans. Arkenstone Financial, LLC serves individual clients, including high-net-worth households, and employer retirement plans by offering asset management, financial planning, and retirement plan consulting. The firm manages approximately $97 million in client assets and utilizes a discretionary investment approach tailored to client objectives through a mix of investment vehicles.

Sean Dignan is a financial advisor with Gordon Carlson & Associates, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Elm Money Management, SRD Capital Management, and Acorns Adviser, among others. Outside of advising, he works as a driver for Uber Technologies. Gordon Carlson & Associates provides portfolio management, financial planning, and pension consulting services to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and businesses. The firm offers a range of investment strategies and instruments, including mutual funds, ETFs, equities, bonds, options, and private equity, and incorporates both discretionary and non-discretionary management approaches.

Brette Maclean is a financial advisor at MacLean Capital Advisors, LLC with 17 years of industry experience. She holds a Series 66 designation and has worked at Purshe Kaplan Sterling Investments and MacLean Capital Advisors since 2011. Brette is also involved in independent insurance sales for various carriers. MacLean Capital Advisors provides discretionary portfolio management, financial planning, and retirement plan consulting to individual and high-net-worth clients, as well as pension and profit-sharing plans. The firm employs a range of investment strategies including long-term holdings, short-term trading, options writing, and margin transactions, typically managing accounts on a discretionary basis aligned with documented client risk tolerances.

Ronald Bernstein is a financial advisor at Prism Planning Partners with 21 years of industry experience. He holds the CFP®, PFS™, and Series 66 designations. Prior to joining Prism Planning Partners in 2018, he worked at several firms including Alera Investment Advisors and GCG Financial. Bernstein serves as secretary of the executive board of trustees and is a member of the audit committee for the National Multiple Sclerosis Society in Chicago. Prism Planning Partners manages approximately $241.5 million on a discretionary basis and serves individuals, high-net-worth clients, trusts, estates, and certain business entities. The firm employs a long-term, buy-and-hold investment strategy grounded in Modern Portfolio Theory, utilizing broadly diversified passive mutual funds and ETFs alongside multiple external managers and third-party resources for portfolio construction and oversight.

James Estes is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) with 16 years of industry experience. He has worked at Desert Wealth Management LLC since 2018 and previously spent seven years at Alpha Wealth Management, LLC. Outside of his advisory role, he held a position with FINRA for nearly two decades and has been affiliated with California State University. Desert Wealth Management is a fee-only investment adviser serving primarily individual and high-net-worth clients. The firm employs an academic investment approach that combines macroeconomic and fundamental security analysis to guide asset allocation and investment selection, managing accounts on a discretionary basis for a small client base.

Marc Boracchia is a financial advisor at Boracchia Wiviott Wealth Partners LLC in Palm Desert, CA, holding Series 63 and Series 65 licenses with 11 years of industry experience. He previously worked at Northwestern Mutual Life Insurance Company from 2013 to 2016. Outside of advising, he is a consultant and angel investor in several entities. Boracchia Wiviott Wealth Partners serves individual clients, including high-net-worth households, as well as institutional clients such as pension and employee benefit plans. The firm offers portfolio management, financial planning, pension consulting, and a subscription-based investment research service, employing a range of investment strategies across diverse asset types.

Lee Eckel is a CFP® professional with 24 years of industry experience. He is the principal advisor at Eckel Financial Advisors in Palm Desert, CA, where he has worked since 1995. Eckel Financial Advisors provides discretionary portfolio management primarily for individual investors, trusts, pension plans, and family investment entities. The firm employs a strategic allocation approach using fundamental, economic, and technical analysis, incorporates risk-management techniques such as tax-aware management and position sizing, and offers personalized service with a willingness to use leverage in client accounts.

Jeremy Kallmann is a financial advisor at MacLean Capital Advisors, LLC with one year of experience at the firm. He holds a Series 65 designation. Prior to joining MacLean Capital Advisors, he worked in various roles at First Tee Coachella Valley, Eldorado Country Club, College of the Desert, Palm Desert High School, and at the middle school level. MacLean Capital Advisors manages approximately $222 million for about 150 clients, including individuals, pension and profit-sharing plans, and charitable organizations. The firm employs a combination of fundamental, technical, and cyclical analysis to construct tailored Investment Policy Statements and uses active strategies such as options and margin in separately managed accounts.

Mark Hayek is a Series 63-licensed financial advisor with over 31 years of industry experience. He has worked at M Premier Partners since 2017 and has held positions at Purshe Kaplan Sterling Investments and Integrated Wealth Management, Inc. He also serves as a Successor Trustee in a non-investment-related capacity. M Premier Partners provides portfolio management and retirement plan consulting to individuals, high-net-worth clients, trusts, and business entities. The firm employs a blend of fundamental and technical analysis, third-party manager due diligence, and multi-asset allocation strategies, and it is notable for its use of borrowing within separately managed accounts.

Maria Melecio is a CFP® professional with 11 years of experience in the financial industry. She has worked at Desert Wealth Management LLC since 2018 and previously held roles at Alpha Wealth Management, LLC and as an insurance agent. Outside of her advisory work, Ms. Melecio serves as a FINRA arbitrator and is an adjunct professor at California State University San Bernardino. Desert Wealth Management is a fee-only investment adviser managing approximately $49.6 million in discretionary assets for a small client base, primarily individuals and high-net-worth clients. The firm employs an academic investment approach that integrates macroeconomic and fundamental security analysis to guide asset allocation and investment selection.