Mike is a financial advisor at Legacy Financial Advisors with twenty-three years of industry experience. He holds Qualified 401(k) Administrator® (QKA®) and Certified Plan Fiduciary Advisor® (CPFA®) designations from the American Society of Pension Professionals and Actuaries (ASPPA) and the National Association of Plan Advisors (NAPA) respectively. He has a Series 65 credential and has prior experience at Eisneramper Wealth Management Corporate Benefits LLC, Prosperity - An EisnerAmper Company, and Future Plan By Ascensus. Outside of finance, he owns and operates a comic book business, writing, drawing, producing self-published comics, and managing online sales and show appearances. Legacy Financial Advisors serves individuals, families, trusts, retirement plan sponsors, and business entities with financial planning, investment management, retirement plan advisory, and business consulting. The firm employs a disciplined, goals-based investment process using strategic asset allocation, diversification, and regular portfolio evaluations, with a focus on retirement plan fiduciary services and business consulting.

Scott Latshaw is a financial advisor with Equitable Advisors, LLC in Baltimore, MD, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Stifel Independent Advisors since 2011. Equitable Advisors serves a diverse client base including individuals, corporations, trusts, and municipal entities, offering brokerage and investment advisory services. The firm uses a collaborative planning process with proprietary market models to develop tailored asset allocation recommendations and provides a range of services under both brokerage and fiduciary agreements. Latshaw Wealth Management's low fee framework utilizes a flat 0.50% fee based on assets under management. A simple low fee designed to maximize long-term return potential.

Stanley Liu is the principal of DocEmpowered, LLC, a fee-only financial advisory firm based in Baltimore, MD. He holds a Series 65 designation and has one year of industry experience. Prior to founding DocEmpowered in 2023, he worked for eight years at the University of Maryland School of Medicine. In addition to his advisory role, Mr. Liu practices part-time as a non-invasive cardiologist. DocEmpowered, LLC provides comprehensive financial planning and consulting primarily for physicians and their adult household family members. The firm emphasizes long-term, passive investment strategies based on Modern Portfolio Theory and behavioral finance, offering project-based and ongoing services without discretionary management or custody of assets.

James Funck is a financial advisor at Baltimore Avenue Investments, LLC with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Baltimore Avenue Investments since 2012 following a decade at Investors Security Co Inc. Baltimore Avenue Investments serves individual and high-net-worth clients by providing discretionary portfolio management along with software-based financial planning. The firm uses a combination of fundamental, technical, charting, and cyclical analysis to implement investment strategies that may include higher-risk tools such as margin, short sales, and options writing, with client accounts reviewed quarterly.

Gabriel Trasatti is a financial advisor at Trasatti Wealth Planning, LLC in Baltimore, MD, with 15 years of industry experience. He holds the PFS™ and Series 66 designations and has led his independent firm since 2004. His background includes advanced financial planning and accounting credentials. Trasatti Wealth Planning provides comprehensive financial planning and investment management to individuals, families, charitable institutions, foundations, and corporate pension or profit-sharing plans. The firm offers customized investment strategies with continuous monitoring and formal quarterly reviews, integrating holistic planning across retirement, tax, estate, and cash-flow matters.

Jeffery Holmes is a financial advisor at Investream, holding a Series 66 designation with seven years of industry experience. His prior roles include positions at Morgan Stanley, Merrill, and General Dynamic Information Technology. Outside of his advisory work, he is also a licensed real estate agent. Investream is an independent, single-advisor firm serving individual and high-net-worth clients by providing ongoing portfolio management and preparing tailored Investment Policy Statements. The firm uses a multi-method investment approach, including charting, fundamental and technical analysis, modern portfolio theory, and options strategies, offering both discretionary and non-discretionary account management.

Andrew Davis is a financial advisor at Schiff Wealth Advisors, LLC in Baltimore, MD, holding Series 65 and Series 66 licenses with 19 years of industry experience. He has been with Schiff Wealth Advisors since 2012. Schiff Wealth Advisors provides investment management and retirement-plan advisory services to individuals, trusts, qualified retirement plans, charitable organizations, and small businesses. The firm follows a long-term, asset-allocation-driven investment approach based on Modern Portfolio Theory, primarily using passively managed mutual funds and ETFs, and offers financial planning consultations on tax, estate, college planning, and cash flow.

William Maxwell is a CFA® charterholder with 32 years of industry experience. He is the sole advisor at Maxwell Family Office, LLC, an independent firm based in Rock Hall, MD, where he has worked since 2015 under the related entity names. Maxwell Family Office is a fee-only investment advisor serving primarily individuals, family-related clients, and select charitable organizations. The firm manages balanced portfolios using fundamental analysis focused on economic and sector trends, tailoring investments across mutual funds, ETFs, equities, fixed income, alternatives, and structured products to client risk tolerances and objectives.

Gregory Fridley is a financial advisor at Society Investment Management in Baltimore, MD, holding Series 63 and Series 65 designations with three years of industry experience. He has worked at Financial First Advisors since 1991 and has managed his own business, Taxbusters, since 1990. Society Investment Management provides personalized financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm operates on a fee-only basis, emphasizing growth and income investment strategies while incorporating tax preparation and electronic filing as part of its advisory services.

Francis Hogle is a financial advisor with Base Management Co in Towson, MD, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He operates as the sole advisor at an independent firm. Base Management Company provides discretionary investment supervisory services for U.S. individuals, trusts, charitable organizations, and corporations. The firm employs an actively managed, value-oriented investment approach that combines fundamental and technical analysis, serving a variety of account types with an emphasis on diversification and fiduciary roles such as trustee or personal representative.

Anvar Izbakiev is a CFP® professional with seven years of experience in financial advising. He is the sole advisor at Serenity Wealth Advisors LLC in Baltimore, MD. In addition to his advisory role, Izbakiev owns Ameritax Accounting and Finance, Inc., where he provides accounting and tax preparation services. He also owns a logistics company that offers dispatching services to truck drivers. Serenity Wealth Advisors serves individuals, high-net-worth clients, corporations, and employer plan sponsors with financial planning and employee benefit plan services. The firm employs a primarily passive investment approach focusing on low-cost index mutual funds and ETFs, alongside a variety of planning engagement options including subscription, fixed-fee, and hourly consultations.

Philippe Deumaga is a Series 65-licensed financial advisor at AGIOS Capital LLC with experience spanning several firms since 2016, including AceCore Global and Imperial Investment Holdings. He is based in Pikesville, Maryland, and began his tenure at AGIOS Capital in 2026. AGIOS Capital LLC is a newly registered Maryland investment adviser that plans to offer discretionary and non-discretionary portfolio management, comprehensive financial planning, and advisory services to retail, high-net-worth, institutional, and international clients. The firm utilizes a multi-asset, research-driven investment approach tailored to each client and incorporates a variety of asset classes and strategies including equities, fixed income, alternatives, and derivatives, with internal governance procedures and client authorization requirements for certain activities.

Heath Harris is the principal advisor at Compound Advisory LLC in Pasadena, MD, holding Series 65 and Series 66 licenses with 19 years of industry experience. His prior roles include positions at Oliver Wealth, Hayden Royal, CITIGROUP, Wells Fargo Advisors, Merrill, and Northwestern Mutual Investment Management. Compound Advisory LLC is an independent investment adviser offering portfolio management services tailored to client goals using a multi-method approach that incorporates charting, cyclical, fundamental, quantitative, and technical analysis. The firm focuses on long-term trading strategies and custom model allocations without using third-party managers or wrap fee programs.

Phillip Dyer is a CFP® with 25 years of industry experience and has led Dyer Financial Advisory since 2002. He holds a Series 65 license and operates an independent advisory firm based in Towson, MD. Outside of his advisory role, he is a principal and strategic business consultant at Victory Success System, LLC, a separate business consulting venture. Dyer Financial Advisory is a fee-only registered investment adviser serving individual investors, trusts, estates, charities, and small businesses. The firm emphasizes long-term, buy-and-hold portfolio strategies based on Modern Portfolio Theory, focusing on asset allocation and low-cost index funds, while providing personalized investment management and financial planning services.

Matthew Wyskiel is the sole advisor at Skill Capital Management in Baltimore, MD, holding a Series 63 designation with four years of industry experience. He has been with Skill Capital Management since 2007, serving as its founder and sole owner. Skill Capital Management provides discretionary portfolio management to individual clients, primarily using Vanguard index mutual funds to offer diversified exposure across U.S. and international equities and U.S. investment-grade fixed income. The firm manages separate accounts with standardized model portfolios and rebalances client allocations quarterly.

John Ciesielski is a CFA® charterholder and Series 63 licensee with four years of industry experience. He has been with R.G. Associates, Inc., an independent firm based in Towson, MD, since 1992. R.G. Associates provides discretionary investment management for individual investors through separately managed accounts, focusing on a bottom-up, value-oriented stock selection process based on fundamental microeconomic analysis and detailed financial reporting. The firm serves clients with concentrated, long-term, long-only portfolios and also offers limited financial analysis consulting for institutional clients.

Jason Ditto is a CFP® with 27 years of industry experience. He is currently with Ditto & Powers, LLC and previously worked at TriBridge Partners Financial LLC and MASSMUTUAL. At TriBridge Partners, he served as Director of Investments and Financial Planning, developing investment strategies and financial plans. Ditto & Powers, LLC provides financial planning and investment management to individuals, trusts, and high-net-worth clients, as well as corporate-sponsored financial planning and access to third-party manager programs. The firm offers discretionary investment management guided by client-specific asset allocation and conducts due diligence on third-party managers.

Patrick Dyer is a financial advisor with Capital Portfolio Management, Inc. in Timonium, MD, holding Series 63 and Series 65 licenses with 39 years of industry experience. He has been with Capital Portfolio Management since 1991. In addition to his advisory role, Dyer is an independent insurance agent. Capital Portfolio Management, Inc. provides investment advisory and portfolio management services to individual clients, pension plans, and profit-sharing plans. The firm offers tailored asset allocations and both discretionary and non-discretionary management, with portfolios including mutual funds, ETFs, equities, bonds, and preferred securities.

Carroll Smith is a financial advisor at RS Wealth Management, Inc. with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with National Planning Molter since 2009. RS Wealth Management, Inc. is a single-advisor independent firm that provides ongoing portfolio management and integrated financial planning primarily for individual and high-net-worth clients. The firm operates on a non-discretionary basis, requiring client approval for trades, and emphasizes mutual funds and ETFs using both fundamental and technical analysis.

Melissa Mazard is a financial advisor at Seek the Plan with 13 years of industry experience. She holds the Series 63 and Series 65 licenses and has been involved with several nonprofit and educational organizations, including Junior Achievement and Spark Business Academy, where she supports financial literacy and business education programs. Prior to founding her firm, she worked at Foresters Financial. Seek the Plan provides tailored financial planning and investment advice to individual clients, focusing on education, asset allocation, and comprehensive non-investment planning topics such as tax optimization and cash-flow management. The firm emphasizes a long-term investment perspective, offers financial education seminars, and uses non‑AUM fee structures without holding custody of client assets.