Bruce Fleet is the sole advisor at Fleet Capital Management, LLC, an independent firm based in Boulder, CO. He holds Series 63 and Series 65 licenses and has 37 years of industry experience. Fleet has led his firm since 2006. Fleet Capital Management, LLC is a fee-only investment adviser serving individuals, high-net-worth families, trusts, foundations, and charitable institutions. The firm focuses on discretionary portfolio management with an emphasis on downside protection and risk management, utilizing quantitative techniques grounded in Modern Portfolio Theory.

Eric Davis is a CFP® and Series 65 designated financial advisor with 10 years of industry experience. He currently operates Lucid Financial Planning, an independent firm he founded in 2026. Prior to this, Mr. Davis worked for BSW Wealth Partners for 11 years. Since 2023, he has served on the Board of Advisors for The Synergy Company, a natural supplements and nutraceuticals business. Lucid Financial Planning provides financial planning and portfolio management services to individuals and high-net-worth clients, offering both written plans and ongoing advice. The firm utilizes fundamental analysis, modern portfolio theory, and a mix of passive and active investments, with options for discretionary management and third-party manager recommendations.

Adam Barnai is the sole advisor at Barnai Asset Management in Boulder, CO, holding a Series 65 credential with 10 years of industry experience. He has managed Barnai Asset Management since 2014 and concurrently owns and operates a small construction company as a general contractor and builder. Barnai Asset Management provides discretionary portfolio management to individual and high-net-worth clients, focusing on equity and ETF-based strategies. The firm uses a top-down approach grounded in Modern Portfolio Theory with an emphasis on long-term market cycles, employing ETF-centric portfolios that include ESG options and, for suitable clients, tactical use of triple-leveraged ETFs with active monitoring and rebalancing.

Meera Meyer is a CFP® and holds a Series 65 license, with seven years of industry experience. She currently operates at Life.Money.Balance., an independent firm she has been with since 2017, following earlier roles at Dunston Financial Group and BSW Wealth Partners. Life.Money.Balance. provides holistic financial planning and coaching to individuals, families, and high-net-worth clients, including trusts and charitable accounts. The firm emphasizes long-term, asset-allocation strategies using ETFs and mutual funds, integrates behavioral and somatic decision-making tools into client meetings, and offers educational resources such as newsletters, group courses, and a membership platform.

Fernando Guardia Virreira is a financial advisor at Guardian Brothers in Boulder, CO, holding Series 65 and Series 66 licenses and one year of industry experience. His prior work includes roles at Finequities and a current position at the University of Colorado Boulder. Guardian Brothers Capital LLC provides portfolio management and financial planning services, tailoring investment strategies to clients’ goals and risk tolerances using a combination of analytical methods. The firm offers both standard management and performance-based fee structures and allows discretionary authority to implement various investment approaches, including strategic asset allocation and more active, higher-risk tactics in certain accounts.

Katherine Macauley is a financial advisor at Holos Consulting Group, LLC in Boulder, CO, with eight years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Goldman Sachs & Co. for six years and Ares Management for two years. Holos Consulting Group serves asset owners such as high-net-worth individuals, family offices, foundations, and institutional investors, as well as asset managers and non-profits, focusing on environmental, social, and impact investing. The firm provides tailored, project-based consulting on impact-investing strategy development, ESG integration, investment diligence, and third-party manager selection without managing client assets or providing ongoing portfolio management.

Jimmy Burton is a CFP® professional with 27 years of experience at Business Financial Strategies, Ltd., an independent advisory firm based in Boulder, CO. He has been with the firm since 1993. Outside of his advisory role, Burton serves as CEO, director, and shareholder of GBS Partners, Inc., a small food manufacturing company. Business Financial Strategies, Ltd. provides financial planning, investment management, and consulting services primarily to small businesses, business owners, and individual clients. The firm emphasizes a long-term, buy-and-hold investment approach with a non-discretionary portfolio oversight model.

Steven Zakelj is a CFP® professional with 15 years of industry experience. He has worked at Flatirons Wealth Management since 2018, following six years at Chrome Asset Management and overlapping experience with various insurance carriers. Flatirons Wealth Management is an independent firm serving individuals, high-net-worth clients, and pension/profit-sharing plan sponsors. The firm employs a primarily passive, asset-allocation approach complemented by fundamental and technical analysis, while incorporating options and derivatives strategies in discretionary portfolio management.

Tina Ottersberg is a CFP® professional with 15 years of experience in financial planning and investment management. She has worked at To Wealth, LLC since 2017 and previously at BSW Wealth Partners for six years. Ottersberg operates as the sole advisor at her independent firm based in Boulder, CO. To Wealth, LLC serves individuals, high-net-worth clients, trusts, estates, and charitable accounts, providing comprehensive financial planning and discretionary investment management. The firm follows a long-term, asset-allocation driven investment approach with customized portfolio strategies and offers services including wealth preservation, estate coordination, philanthropic planning, and next-generation financial education.

Debra Huttner is a financial advisor at Pearl Wealth LLC in Boulder, Colorado, holding a Series 65 designation with 12 years of industry experience. She has been associated with Colorado Capital Management, Inc. since 2013. Pearl Wealth advises individuals, high-net-worth families, trusts, estates, foundations, charitable organizations, and retirement plans. The firm uses a long-term investment process based on fundamental analysis, primarily employing diversified ETFs and mutual funds, and manages approximately $130 million for a small client base that includes charitable organizations and retirement plan sponsors.

Gil Berman is the sole advisor at Berman, Gil, an independent firm based in Boulder, CO. He holds a Series 65 designation and has 21 years of industry experience. He has been working as an advisor since 1991. Berman, Gil provides investment advice and financial planning primarily to individuals and families, as well as trusts, estates, and pension or profit-sharing plans. The firm emphasizes long-term, buy-and-hold portfolios built mainly with mutual funds and ETFs, using fundamental analysis and third-party research tools. Portfolio reviews are available on a consulting basis, and the firm generally offers non-discretionary advice while consulting clients prior to trades when limited trading authority is held.

I am a fee-only financial advisor based in Boulder, Colorado, working with business owners, professionals, and families who want clarity and confidence around their financial lives. My focus is on integrating investment management with tax-aware planning and long-term retirement strategy so decisions are coordinated rather than fragmented. Before launching Entree Wealth, I spent over two decades working with individuals navigating complex financial decisions, including retirement planning, equity compensation, business transitions, and portfolio construction. I also write a regular personal finance column, which helps me translate complex financial topics into practical, real-world guidance. My approach is straightforward and collaborative. I aim to be an experienced but approachable partner—helping clients simplify decisions, avoid costly mistakes, and stay aligned with what matters most to them over time.

Karl Poehls is the principal of Poehls Associates LLC, an independent firm based in Boulder, Colorado. He holds the CFA® designation and Series 66 license and has 13 years of industry experience. Poehls has led his firm since 2016, focusing on discretionary investment management. Poehls Associates LLC provides investment management primarily for high-net-worth individuals and also serves charitable organizations. The firm employs a value-oriented approach based on fundamental security analysis, maintaining focused portfolios with a multi-year investment horizon.

Susan Einberger is a CFP® professional with nine years at Mutual Advantage, LLC and four years of prior experience at Justin's, LLC. She is based in Boulder, Colorado. Outside of her advisory role, she coaches and instructs swimming at RallySport Health and Fitness. Mutual Advantage, LLC is an independent firm providing fee-only comprehensive financial planning services to middle- to high-income individuals and families. The firm follows a market-efficient, buy-and-hold investment approach using broadly diversified mutual funds, ETFs, and bonds, while emphasizing tax management and does not custody client assets or engage in discretionary trading.

John Ooyen is a financial advisor with Bright Future Advisors in Nederland, Colorado, holding a Series 63 designation and bringing 37 years of industry experience. He has worked with First Financial Group of Colorado, Inc. since 1996. Bright Future Advisors is a registered investment adviser managing approximately $4.1 million in discretionary assets, primarily serving individuals and high-net-worth clients. The firm employs a value-oriented investment strategy based on fundamental analysis, with discretionary portfolio management and an emphasis on risk control through limited trading.

Daniel Bereck is a CFP® and Series 63 credentialed advisor with 27 years of industry experience. He has been the principal of Financial Consulting Associates in Boulder, CO since 1983. Financial Consulting Associates is a small, independent, fee-only advisory serving individual investors, including IRAs and small-business retirement accounts. The firm manages discretionary portfolios primarily composed of no-load mutual funds, applying an active trading approach tailored to client suitability and the adviser’s economic outlook, and also offers limited tax preparation and planning services.

Jonathan Cooper is a financial advisor at Joy Equity Management LLC with 11 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Bank of America, Merrill, and several advisory firms. Joy Equity Management LLC provides discretionary investment management and financial planning services to individual and high-net-worth clients, focusing on long-term portfolios constructed with ETFs, individual equities, and bonds using fundamental analysis and diversification. The firm manages approximately $9.2 million across about a dozen clients and utilizes third-party model managers accessed through Charles Schwab.

Mariah Quish is a CFP® with 13 years of industry experience and is the sole advisor at Quish. She has worked at Sequoia Financial Group since 2026 and has been with Quish & Co. LLC since 2008. Quish provides personalized financial planning and discretionary investment management primarily to complex multi-generational families, trusts, estates, and selected charitable organizations. The firm combines traditional public securities with alternative investments and serves high-net-worth, institutional-scale clients, managing approximately $154.2 million in assets.

Marc Nicolay is the sole advisor at Halcyon Wealth Management, LLC in Boulder, Colorado, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Halcyon Wealth Management since 2008 and has served as president of Nicolay Norman & Associates Inc, a certified public accounting firm, since 2014, providing attest and non-attest CPA services. Halcyon Wealth Management is an independent, state-registered firm offering discretionary and non-discretionary portfolio management, comprehensive financial planning, and integrated tax preparation services. The firm serves individuals, families, trusts, estates, and retirement plans, focusing on asset allocation, diversification, and long-term investment strategies.

Diedre Braverman is a CFP® and Series 65 licensed financial advisor with six years of industry experience. She is the principal of Braverman Wealth Advisors, LLC in Boulder, CO, and also practices as an attorney at Braverman Law Group, LLC, where she assists clients with estate planning including wills and trusts. Braverman Wealth Advisors, LLC provides discretionary investment management and financial planning to individuals, trusts, estates, charitable organizations, corporations, and 401(k) plan participants. The firm emphasizes a passive, indexed ETF approach tailored by individualized investment policy statements and integrates portfolio management with ongoing planning services.