Bryan Zegar is a CFP® professional with six years of experience in the financial services industry. He is the principal advisor at Hearthstead Financial, LLC, where he has worked since 2025. Prior to this, he spent seven years at Ameriprise and AMERIPRISE FINANCIAL SERVICES, Inc. Outside of finance, he is involved with Allshapes Bonsai Nursery, where he assists with inventory management, customer support, and technology. Hearthstead Financial is a registered investment adviser that provides investment management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs a mixed-methods investment approach combining fundamental and charting analysis with mutual fund and ETF evaluation, focusing on both passive and active strategies implemented on a non-discretionary basis.

John Macmillan is the sole advisor at Macmillan Financial LLC in Annandale, NJ, holding Series 63 and Series 65 designations with 20 years of industry experience. He has worked at Macmillan Agencies since 2006. Macmillan Financial provides investment advisory and financial planning services to individuals and institutional clients, including pension plans, businesses, charities, and trusts. The firm follows a fundamental, research-driven approach that emphasizes long-term investing while allowing short-term trades when appropriate, managing client accounts with limited discretionary authority.

Robert Stickel is a CFP® and CPA with 29 years of experience in the financial advisory industry. He is the sole advisor at RLS Financial Services, an independent firm he has operated since 2011. Prior to that, he held positions at Avantax Advisory Services and Avantax Investment Services Inc for over two decades. In addition to his advisory work, Stickel provides tax preparation, accounting, and insurance services including Medicare supplement, life, disability, and long-term care insurance. RLS Financial Services offers financial planning and portfolio management primarily to individuals and high-net-worth clients. The firm emphasizes fundamental research and manages wrap fee accounts alongside non-wrap accounts, operating mainly on a non-discretionary basis to allow clients to retain decision-making authority.

Donald Ballai is the principal of South Lane Wealth Management LLC in Ringoes, NJ, with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has led South Lane Wealth Management since 2013. Outside of his advisory role, he manages South Lane Advisors LLC, a consulting firm assisting medical groups with business planning and financial matters, and is involved with Life's Essential Documents LLC and Apptitude LLC, companies focused on medical legal forms and healthcare applications respectively. South Lane Wealth Management LLC offers fee-based wealth and portfolio management services for individuals and small businesses, including pension consulting and 401(k) plan sponsorship. The firm employs a documented investment policy, discretionary management, and a combination of analytical strategies across various asset classes, while also providing institutional-type services such as monitoring pension plans and recommending plan service providers.

Marjorie Rand is a CFP® with eight years of experience in financial planning and over three decades of experience owning and operating an accounting and tax preparation practice. She founded Rand Financial Planning, LLC in 2018, where she provides comprehensive financial planning services. Rand also owns Marjorie L. Rand, CPA, P.C., which offers accounting and tax preparation services, a role she maintains alongside her advisory work. Rand Financial Planning, LLC is an independent, fee-only advisory firm serving individuals and families with comprehensive financial planning that addresses tax, cash flow, retirement, investment allocation, estate, and insurance considerations. The firm offers annual fixed-fee planning engagements and provides investment recommendations without discretionary management or custody of client assets.

Randolph Fisher Jr. is a financial advisor with Artemis Wealth Advisors in Flemington, NJ, holding Series 63 and Series 65 licenses and 19 years of industry experience. His career includes roles at Tucker Asset Management, Regal Financial Group, and PRUCO Securities. Outside of advisory work, he provides seasonal tax preparation services without commission. Artemis Wealth Advisors offers investment management and financial planning services to individuals and high-net-worth clients, integrating multiple analytical methods and a variety of investment strategies. The firm also incorporates tax planning and preparation into its comprehensive suite of financial planning services.

Brent Chavez is a financial advisor at Aequitas Equitas Wealth Management LLC with 22 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Motiv8 Investments LLC and Brokers International Financial Services. Outside of finance, he is a partial owner of an automotive refinishing business serving new car dealerships. Aequitas Equitas Wealth Management LLC is a state-registered investment adviser serving individuals, families, businesses, and retirement plans. The firm employs a modern portfolio theory-based approach with global diversification and utilizes mutual funds, ETFs, individual securities, and, when appropriate, leveraged investments, margin, and options, according to client risk tolerance.

Matthew Sheridan is a CFA® charterholder and holds a Series 65 license with 13 years of industry experience. He has been with Vista Financial Services LLC since 2012. Outside of his advisory role, he is involved in Sheridan Communications, Inc., a company providing printing and shipping services where he manages pricing formulas to improve billing efficiency. Vista Financial Services offers discretionary portfolio management and advisory services to individual and high-net-worth clients, focusing on equities, bonds, fixed income, ETFs, and government securities. The firm employs a combination of fundamental, technical, and cyclical analysis with both long-term and short-term trading strategies, including higher-risk techniques such as short sales and options writing.

Mark Schultz is a financial advisor at Investment Capital Management, Inc. with 42 years of industry experience. He holds a Series 63 designation and has worked in various capacities since 1987, including roles at Almax Financial Solutions and founding Generations to Come, Inc., a business that provides mathematical computations for estimating future expenses such as retirement and college costs. He serves as owner and president of Generations to Come. Investment Capital Management, Inc. serves individuals and high-net-worth clients, managing approximately $6 million primarily through discretionary management of mutual funds and variable annuity subaccounts. The firm’s investment approach relies on trend analysis and technical tools to balance risk and returns, and it frequently begins client relationships with brokerage purchases before moving to advisory contracts.

Anthony Locascio is a CFP® professional with over 43 years of experience in financial services. He is the sole advisor at Investment Capital Advisors, a firm he has led since 2018. His prior work includes roles at Kovack Advisors and Kovack Securities, as well as operating his own consulting and insurance agencies. Outside of his advisory work, Locascio is an author of a children's book and performs as a stand-up comedian. Investment Capital Advisors provides fee-based investment advisory and financial planning services to individuals, trusts, estates, and charitable organizations. The firm emphasizes a strategic asset allocation approach using fundamental, technical, and cyclical analysis, managing primarily long-term, income-focused portfolios through its own wrap fee program without third-party asset managers.

William Evans III is the sole advisor at William Evans Investment Advisor in Pipersville, PA, holding a Series 65 credential with eight years of industry experience. He has managed his advisory firm since 2018 and is also a partner at NavAxxess Health Solutions, a management consulting company serving the pharmaceutical industry. William Evans Investment Advisor provides investment advisory and residential real estate services to individual clients, focusing on value-oriented, long-term equity investments identified through proprietary algorithms. The firm offers fixed-fee financial check-ups and planning services, delivering recommendations without taking custody of client funds or exercising investment discretion.

Brad Schaeffer is the principal of Schaeffer Financial & Tax, LLC in Easton, PA, holding a Series 65 credential with nine years of industry experience. He has served as an owner and accountant at Schaeffer Financial & Tax since 2006 and previously worked at Crayola, LLC for 13 years. Outside of his advisory work, he has experience in small business and non-profit accounting, including tax return preparation. Schaeffer Financial & Tax provides discretionary investment management and limited-scope consulting primarily to individuals and families, as well as non-profit organizations, business entities, estates, and trusts. The firm integrates strategic asset allocation across low-cost ETFs and mutual funds with accounting and tax preparation services.

Jonathan Guzman is a financial advisor at RANDA Wealth Strategies in Easton, PA, holding Series 63 and Series 65 credentials with 13 years of industry experience. He has worked at several firms including Eagle Strategies and Nylife Securities and operates several insurance brokering entities. Additionally, he owns MoneyGuia LLC, a fintech platform focused on financial education and digital content creation. RANDA Wealth Strategies offers non-discretionary portfolio management and tiered financial planning services to individuals, retirement plans, trusts, estates, and businesses. The firm provides ERISA plan consulting and combines pension consulting with an affiliated insurance brokerage practice.

David Cooley is a financial advisor at Covered Bridge Financial LLC with 16 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to his current role, he worked as an independent insurance agent for 12 years. Covered Bridge Financial LLC provides discretionary investment management and financial planning services primarily to individuals, high-net-worth individuals, and trusts. The firm uses a combination of fundamental and technical analysis with a long-term focus and incorporates a variety of investment instruments, including low-cost mutual funds, ETFs, individual stocks and bonds, as well as more complex strategies when appropriate.

Jason La Vigne is a CFP® professional with 24 years of experience in the financial services industry. He is the principal and sole advisor at Blue Water Financial Investor Coaching, LLC and has previously worked at Triad Advisors, Inc. and OSAIC. Outside of his advisory work, he is also a part-time actor. Blue Water Financial Investor Coaching, LLC serves individuals, high-net-worth clients, corporations, and pension/profit-sharing plans. The firm provides investment advisory services primarily through a co-advisory relationship with Matson Money, focusing on non-discretionary asset allocation and portfolio management, pension consulting, and investor-education workshops.

Robert Szigeti III is a financial advisor at SG Securities, LLC with six years of industry experience. He holds a Series 66 designation and previously worked at Merrill for four years. Outside of his advisory role, he serves as an ice official for USA Hockey, officiating youth hockey games. SG Securities, LLC provides portfolio management and financial planning services primarily for individual and high-net-worth clients, tailoring investment strategies to client objectives and risk tolerance. The firm operates with a two-advisor team and offers educational seminars and ongoing account monitoring.

William Hines III is a financial advisor at Emancipare Investment Advisors with five years of industry experience. He holds a Series 65 designation and previously worked at Money Coach Group, Inc. and International Business Machines Corporation. Outside of his advisory work, he is president of Wild Lake LLC, a publishing entity from which he receives royalty income. Emancipare Investment Advisors is an independent firm serving individual clients, including those nearing or in retirement, with comprehensive financial planning and investment consultation. The firm operates on a fee-only basis without managing client assets and emphasizes written investment guidelines and low-cost passive investments.

Nick Guida is a financial advisor at Guidance Wealth Advisors LLC with 12 years of industry experience. He holds a Series 65 designation and previously worked at A Better Way Financial, LLC and Retirement Wealth Advisors, Inc. Outside of advising, Guida is a published author of financial articles for outlets including Forbes and Fortune.com and is involved in a solar equipment purchasing venture. Guidance Wealth Advisors LLC provides discretionary wealth management and comprehensive financial planning primarily to individual clients, including high-net-worth households, as well as business, foundation, and charitable accounts. The firm employs tailored investment strategies using diversified allocations and specialized tools such as direct indexing and options collars.

Samantha Baghal is an advisor at Guidance Wealth Advisors LLC with a Series 65 credential and two years of industry experience. She has worked at Guidance Wealth Advisors LLC since 2024 and at Guidance Income Advisors, LLC since 2025. Outside of her advisory role, she is also involved as an insurance producer. Guidance Wealth Advisors LLC provides discretionary wealth management and comprehensive financial planning primarily to individual clients, including high-net-worth households, as well as certain business, foundation, and charitable accounts. The firm employs tailored investment strategies that include diversified allocations and specialized tools such as direct indexing and options collars.

Louis Tranquilli is a financial advisor with Tranquilli Financial Advisor, LLC in Clinton, NJ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Prior to founding his current firm in 2018, he worked at IC Advisory Services, Inc. and The Investment Center, Inc. from 2007 to 2018. Outside of advisory work, he is a member of an LLC involved in property ownership. Tranquilli Financial Advisor serves individuals, trusts, estates, retirement plans, and business entities, providing financial planning, consulting, and discretionary investment management. The firm customizes portfolios based on client-specific factors and frequently utilizes third-party independent managers, maintaining ongoing due diligence and oversight.