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Thomas V
CFP®, Series 63, Series 65
Saugerties, NY
Briarcliff Manor Wealth Advisors
Thomas Vaccaro Jr. is a CFP® and registered investment advisor with Briarcliff Manor Wealth Advisors, where he has worked since 2005. He has three years of industry experience and also operates BMWA Notary Services, providing notary services for residential mortgage transactions in New York. Briarcliff Manor Wealth Advisors manages discretionary investment accounts and offers personal financial planning for individuals, small businesses, and trusts, using a combination of fundamental and technical analysis with a focus on tax-aware investing.
Danielle H
Series 63, Series 65
Lake Hill, NY
Divine Asset Management LLC
Danielle Hughes is a financial advisor at Divine Asset Management LLC with 33 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with firms including Churchill Stateside Securities LLC and Essex Securities, LLC. Hughes serves on the board of Hudson Valley Women in Business, Inc., a nonprofit supporting women entrepreneurs and executives, where she is Treasurer. Divine Asset Management LLC offers discretionary investment management, comprehensive financial planning, and retirement plan advisory services to individuals, high net worth clients, trusts, estates, business owners, and institutional clients. The firm manages portfolios tailored to client objectives using a combination of fundamental, technical, and macro analysis and provides strategic business advisory services under separate agreements.
Daniel D
CFP®, Series 66
Rhinebeck, NY
DDO Advisory Services, LLC
Daniel D'ordine is a CFP® professional with 16 years of experience in the financial advisory industry, operating through his firm, DDO Advisory Services, LLC, since 2010. He is also a licensed insurance broker specializing in life, disability, and long-term care policies. DDO Advisory Services provides financial planning and fee-based investment management to individuals, families, working professionals, small business owners, retirees, and trusts. The firm primarily uses pooled investments such as mutual funds and ETFs, generally offers non-discretionary investment advice, and may engage third-party managers for specialized strategies with client oversight.
Cathleen T
CFP®
Rhinebeck, NY
Moonbridge Financial Design, LLC
I work with women who feel unseen by traditional financial service providers, and are tired of being talked at instead of spoken to. This includes women breadwinners, who want to be sure they're doing all they can with their money to secure the future; and women who feel like they should be able to create a financial plan but aren't sure where to start. Outside of financial planning, I serve on the board of a non-profit affordable housing network in the metro New York area, am active in my local Rotary Club, and am slowly learning how to build a garden that is friendly to pollinators and unappealing to rabbits. My journey has included life and work in India, Vietnam and other places, an MBA from Cornell University, several years on a trading floor right out of college and stops along the way that contribute to the life experience that I bring to each of you.
Meredith B
CFP®, Series 66
Saugerties, NY
Taconic Advisors
Meredith Briggs is a CFP® with 13 years of industry experience and has been with Taconic Advisors since 2015. She holds a Series 66 license and works out of Saugerties, NY. Taconic Advisors provides personalized financial planning and investment advisory services to individuals and families, including both high-net-worth and non-high-net-worth clients. The firm emphasizes passive, diversified portfolios tailored to clients’ goals, tax situations, and risk tolerances, and operates on a fee-only, fixed retainer basis.
John K
CFP®, Series 65, Series 66
Saugerties, NY
Taconic Advisors
John Kelly is a CERTIFIED FINANCIAL PLANNER™ professional affiliated with Taconic Advisors, with 13 years of experience in the financial services industry. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, Wells Fargo Advisors, and Neuberger Berman BD LLC. He has been with Taconic Advisors since 2017. Taconic Advisors provides personalized financial planning and investment advisory services to individuals and families, including high-net-worth and non-high-net-worth clients. The firm focuses on passive, diversified portfolio strategies tailored to clients' goals, tax situations, and risk tolerances, typically managing assets on a discretionary basis while overseeing independent sub-advisors.
Dyer M
CFP®, ChFC®, Series 66
Rhinebeck, NY
Kilter Group
Dyer Mccabe Jr. is a CFP® and ChFC® with 22 years of industry experience. He is currently with Kilter Group, where he has been since 2024, following prior roles at Invst, LLC and Guardian Life. He also manages Kilter Consulting, LLC, which provides consulting services specializing in generational transitions, sale preparation, and exit planning. Kilter Group is an SEC-registered investment adviser serving individuals, foundations, trusts, estates, corporations, and pension/retirement-plan sponsors. The firm employs a top-down, macro tactical asset-allocation approach with sector rotation and a relative growth/value framework, offering discretionary and non-discretionary portfolio management along with financial planning and pension consulting.
Derek D
Series 65
Rhinebeck, NY
John G. Ullman & Associates, Inc
Derek Doyle is a financial advisor at John G. Ullman & Associates, Inc. He holds a Series 65 designation and has two years of industry experience. Prior to joining John G. Ullman & Associates, he worked at Rhinebeck Bank for two years and Subway for five years. John G. Ullman & Associates provides discretionary investment management and comprehensive financial planning to individuals, high-net-worth clients, charitable institutions, foundations, trusts, and U.S. corporations. The firm focuses on balanced, value-oriented portfolios with low-to-moderate risk allocations and manages over $1.38 billion in client assets.
Laura S
Series 66
Saugerties, NY
Quad-Cities Investment Group, LLC
Laura Swift is a financial advisor with Quad-Cities Investment Group, LLC, holding a Series 66 designation and 25 years of industry experience. She has been with Quad-Cities Investment Group since 2010. Outside of her advisory role, she serves as a board member and Business Committee Chair for The Arc of the Quad Cities, an organization that promotes equal treatment and support for individuals with disabilities. Quad-Cities Investment Group provides investment advisory and retirement plan consulting services to individuals, trusts, employee benefit plans, charitable organizations, and business entities. The firm manages approximately $375.6 million in assets and employs a blend of fundamental, technical, and cyclical analysis to construct diversified portfolios, including the use of derivatives and margin borrowing within managed accounts, which is a distinctive aspect of their approach.
Philip B
Series 63, Series 65
Rhinebeck, NY
Sage Rhino Capital LLC
Philip Baran is a financial advisor with Sage Rhino Capital LLC in Rhinebeck, NY. He holds Series 63 and Series 65 licenses and has seven years of industry experience. Prior to joining Sage Rhino Capital in 2026, he worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2019 to 2026. Sage Rhino Capital LLC provides asset management, financial planning, and retirement plan consulting to individuals, trusts, pension and profit-sharing plans, and business entities. The firm manages approximately $883.7 million in discretionary assets and employs an investment process that includes individualized portfolio management with a focus on ongoing monitoring and rebalancing across a diverse range of securities, including the use of option strategies within separately managed accounts.
Kaylee J
Series 63, Series 65
Rhinebeck, NY
Kilter Group
Kaylee Johnson is a financial advisor at Kilter Group with Series 63 and Series 65 credentials and four years of industry experience. She previously worked at LVW Advisors for five years and Sage, Rutty & Co., Inc. for five years before joining Kilter Group. Kilter Group is an SEC-registered investment adviser serving individuals, foundations, trusts, estates, corporations, and pension/retirement-plan sponsors. The firm employs a top-down, macro tactical asset-allocation approach with sector rotation and a relative growth/value framework, utilizing mutual funds, ETFs, alternatives, and individual securities, and incorporates technology-enabled tools and third-party resources in portfolio management and financial planning.
Cheryl S
Series 63
Kingston, NY
The Marshall Financial Group LLC
Cheryl Stuart is a financial advisor at The Marshall Financial Group LLC with 43 years of industry experience. She holds a Series 63 designation and has previously worked at Commonwealth Financial Network for ten years. Stuart is the owner and president of Stuart Associates, Inc., an advisory firm she established in 1984. She is also involved with Historic Properties Preservation, LLC, which focuses on the acquisition and restoration of historic real estate. The Marshall Financial Group serves individuals, businesses, pension and profit-sharing plans, and charitable organizations by providing portfolio management, investment analysis, and planning services. The firm creates individualized portfolios based on client risk tolerance and objectives, offering both discretionary and non-discretionary management alongside educational seminars and held-away asset monitoring.
Seth S
CFP®, CFA®, Series 63
Rhinebeck, NY
Forum Financial Management, Lp
Seth Stammler is a CFP® and CFA® with 11 years of industry experience. He has worked at Forum Financial Management, LP since 2018 and previously held roles at Bluestone Financial Management, LLC and Morgan Stanley & Co. LLC. Stammler is based in Rhinebeck, NY. Forum Financial Management, LP provides fee-based wealth management, financial planning, qualified plan services, and educational workshops to individual and institutional clients. The firm also serves as a sub-advisor and turnkey asset management platform for independent RIAs, implementing model portfolios primarily using DFA institutional mutual funds and ETFs within a Modern Portfolio Theory framework.
Charles L
Series 63, Series 65
Kingston, NY
Key Investment Services LLC
Charles Larsen is a financial advisor with Key Investment Services LLC in Kingston, NY. He holds Series 63 and Series 65 licenses and has five years of industry experience. Prior to joining Key Investment Services, he worked at KeyBank for 11 years. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs and uses a multi-provider model for portfolio management, combining discretionary implementation with non-discretionary client-selected models and integration with KeyCorp affiliates for additional financial services.
Michael R
Series 63, Series 66
Kingston, NY
OSAIC Institutions, INC.
Michael Risko is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at Infinex Investments, Inc., Essex National Securities, Inc., BlackRock Fund Advisors, and Invesco AIM Private Asset Management, Inc. He is based in Kingston, NY. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives, offering a range of advisory services including financial planning, ERISA plan management, and access to alternative investments. The firm operates a hybrid adviser/broker-dealer model with both discretionary and non-discretionary account management, supported by a lending marketplace and third-party manager relationships.
Patricia H
ChFC®, Series 63
Kingston, NY
Eagle Strategies (NY Life)
Patricia Heslin is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® and Series 63 designations and has 42 years of industry experience. She has worked with New York Life Insurance Company since 1983 and Nylife Securities LLC since 1984. Outside of her advisory role, she sells paintings and drawings as an owner of a small art business. Eagle Strategies serves individual and institutional clients by offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm provides a range of advisory solutions, including fee-based advice, retirement plan consulting, and co-advisory relationships, with an emphasis on tailoring recommendations to client objectives.
Ernest G
ChFC®, Series 63, Series 65
Saugerties, NY
Guardian Life
Ernest Guerriero is a financial advisor with Guardian Life and holds the ChFC® designation, along with Series 63 and Series 65 licenses. He has 36 years of industry experience with prior roles at Park Avenue Securities, Ameritas Investment Corp, and other firms. He serves on the board of The Society of Financial Service Professionals and works as an independent contractor for The American College. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a wholly owned subsidiary of The Guardian Life Insurance Company of America. The firm provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients.
Miles E
Series 66
Woodstock, NY
Citigroup Global Markets
Miles Eberhard is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2021. Prior to his financial services career, he was affiliated with the University of Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and market roles that distinguish it from peers.
Michael L
Series 63
Kingston, NY
Lincoln Investment
Michael Lamonda is a financial advisor at Lincoln Investment with 35 years of industry experience. He holds a Series 63 designation and has been with Lincoln Investment Planning, Inc. since 1991. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a longstanding focus on educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, advisor-led consulting, and portfolio management through models and third-party managers, supported by an in-house Investment Management & Research team.
Michelle M
Series 63, Series 65
Rhinebeck, NY
Commonwealth Financial Network
Michelle Martin is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at Commonwealth since 2012, with a concurrent role as president and owner of RiverStone Wealth Management, Inc., a private wealth advisory firm. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, technology, and operational support. The firm offers discretionary model portfolios and multiple program options, supporting advisors with a wide selection of securities and insurance products.
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