I'm Alison Chandler Tonks, a CERTIFIED FINANCIAL PLANNER® professional and founder of Action Financial Planning, a Fee-Only, advice-only registered investment adviser based in Twin Falls, Idaho. I provide flat-fee financial planning and non-discretionary investment advice to clients locally and virtually. I don't receive commissions or product compensation, and I don't charge fees based on assets under management. My goal is to provide objective advice without requiring clients to turn over management of their investments or purchase financial products. I especially enjoy helping physicians and other healthcare professionals, business owners, real estate investors, and people preparing for retirement bring clarity to complex financial lives. My path into financial planning grew out of my own search for objective advice that wasn't tied to selling a product or managing my assets. I wanted thoughtful guidance, clear explanations, and the freedom to make my own decisions. That experience ultimately led me to create Action Financial Planning. Before becoming a financial planner, I spent years working as a clinical pharmacist and Director of Pharmacy. That experience shaped many of the skills I now bring to financial planning: careful analysis, attention to detail, evaluating risks and alternatives, and translating complex information into practical, understandable guidance. As a real estate investor and business owner, I also bring firsthand perspective to many of the decisions my clients face, particularly when personal finances, investments, real estate, and business interests overlap. I grew up on a farm in North Dakota, an experience that taught me the value of hard work, resourcefulness, and planning for the long term. Those lessons continue to shape the practical, grounded approach I bring to financial planning today. I now live in Twin Falls, Idaho. Outside of work, I enjoy being actively involved in my community, giving back through volunteer service, staying active through CrossFit and outdoor activities, and traveling with my husband. I am also a NAPFA-Registered Financial Advisor.

David Walquist is a CFP® and PFS™ certified financial advisor with five years of experience, currently serving as the sole advisor at InvestiFI Wealth Management LLC. He is also a partner at Moore Van Engelen Pollow CPAs Chtd, where he has worked for over ten years, occasionally referring clients between the two firms without compensation. InvestiFI Wealth Management provides investment management, financial planning, retirement plan consulting, and general consulting services to individuals, high net-worth clients, charitable organizations, corporations, and small businesses. The firm employs a primarily passive investment approach based on Modern Portfolio Theory, utilizing low-cost index funds and ETFs, and offers a mix of integrated financial planning and discretionary portfolio management tailored to clients’ objectives and risk tolerances.

Lisa Donnelley is a financial advisor at Harris Wealth Management, LLC in Twin Falls, ID, holding the PFS™ designation with two years of industry experience. She has worked at Harris CPAs since 2021 and has prior experience with Sage Asset Management LLC and Ataraxis Accounting & Advisory Services, CHTD. Outside of her advisory role, she is involved with Harris CPAs, focusing on accounting and personal finance. Harris Wealth Management provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, charitable organizations, corporations, and small businesses. The firm employs a diversified, buy-and-hold investment approach grounded in Modern Portfolio Theory, primarily using passively managed asset-class mutual funds and conservative fixed income when appropriate.

David Brandt is a financial advisor at Harris Wealth Management, LLC in Twin Falls, ID, holding Series 65 and Series 66 licenses with five years of industry experience. His prior roles include positions at Riverside Management Co. Inc., White Cloud Wealth Management, Wells Fargo, and Thrivent Financial. Harris Wealth Management serves individuals, trusts, retirement plans, charitable organizations, corporations, and small businesses, offering investment management and financial planning with a long-term, asset-allocation driven approach primarily using broadly diversified, passively managed mutual funds. The firm maintains a multi-office presence and is affiliated with an accounting firm providing tax and compliance services.

Gabriel Hurt is a financial advisor at Simplicity Wealth with one year of industry experience. He holds a Series 65 designation and previously worked for Consolidated Electrical Distributors for 14 years before entering the financial services field. He also operates Hurt Associates, a separate business activity. Simplicity Wealth serves a diverse client base including individual and high-net-worth investors, retirement plans, corporate and institutional investors, and financial firms. The firm employs a fund-of-funds approach using ETFs, mutual funds, and individual securities, and offers advisory and operational services such as model portfolio management, tax optimization overlays, and a technology platform for other advisers.

Megan Benson is a financial advisor at Portside Wealth Group, LLC in Twin Falls, Idaho, holding a Series 65 designation with seven years of industry experience. Her work history includes roles at Concorde Investment Services, Doleman Wealth Management, DFPG Investments, Inc., and Allegis Investment Services. Outside of finance, she previously worked in the restaurant industry at Copper Rill Restaurant. Portside Wealth Group is a multi-advisor wealth management firm providing discretionary portfolio management, financial planning, pension consulting, and client education for individuals, retirement plans, charitable organizations, and corporate clients. The firm employs a blended investment approach incorporating fundamental, technical, and modern portfolio theory, and offers affiliated legal and accounting services alongside its advisory offerings.

Jordan Gentry is a financial advisor at Forefront with five years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms, including LPL Financial and Briarwood Financial. Outside of advisory work, Gentry is co-owner and Director of Client Success at Iron Oak Accounting LLC and has ongoing employment with SkyWest Airlines. Forefront Wealth Partners is a team-based SEC-registered firm serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, and estate-planning coordination, utilizing customized portfolios and multiple third-party platforms.

Jeffrey Pridey is a financial advisor at BFC Planning, Inc. with 33 years of industry experience. He has been with Berthel Fisher & Company Financial Services, Inc. since 2012. Outside of his advisory role, he is the owner of a family farm in Twin Falls, Idaho. BFC Planning, Inc. serves a diverse client base including individuals, corporations, banks, and trusts through a network of approximately 200 investment adviser representatives. The firm provides financial planning, portfolio management, and access to various advisory platforms and sub-advisors, offering both wrap and non-wrap programs tailored to client needs.

Gary Hurt is a financial advisor at Simplicity Wealth with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Wealth Watch Advisors for six years. Hurt is also the founder and owner of Hurt and Associates, an independent insurance and financial services agency in Twin Falls, ID. Simplicity Wealth serves a diverse client base, including individual and high-net-worth investors, retirement plans, corporate and institutional investors, and other financial firms. The firm offers advisory services and a fund-of-funds investment approach using ETFs, mutual funds, and individual securities, complemented by technology and operational solutions for other advisers.

David Snelson is a financial advisor with Clear Creek Financial Management, LLC in Twin Falls, ID, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at Clear Creek since 2017 and previously spent two years with Signator Investors, Inc. Outside of his advisory role, Snelson serves on several nonprofit and community boards, including as director and chairman of committees for St. Luke’s Magic Valley Health Foundation and St. Luke’s Health System. Clear Creek Financial Management serves individuals, employer retirement plans, trusts, estates, other advisers, and business entities by providing asset management, financial planning, consulting, and algorithmic research through Helios Quantitative Research. The firm employs a comprehensive investment approach combining fundamental, technical, and cyclical analysis, offering strategies ranging from long-term holdings to active trading and option writing.

Brett Buckley is a financial advisor at Osaic Institutions, Inc. with four years of industry experience. He holds a Series 66 designation and has worked previously at Ameriprise, Securities America, Inc., and Idaho Central Credit Union. Outside of finance, he provides mortician services as an independent contractor. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services through a hybrid adviser/broker-dealer model, combining firm supervision with a network of investment adviser representatives who manage accounts with varying levels of client control.

Frederick Nelson is a financial advisor with D.A. Davidson & Co. in Twin Falls, ID, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with D.A. Davidson & Co. since 2010. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base including retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm provides services under fiduciary standards, employing both qualitative and quantitative analysis, and is notable for its municipal advisory and underwriting activities as well as specialized wealth planning programs.

Edwin Woolley is a financial advisor with CWM, LLC based in Twin Falls, ID, holding the CFP® designation and several securities licenses. He has 24 years of industry experience, including prior roles at Cambridge Investment Research Advisors and United Planners Financial Services. Woolley serves as a board member of the Magic Valley Estate Planning Council and participates as a consultant for charitable golf events benefiting fundraising efforts. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, and institutional clients through a network of over 600 advisors. The firm employs a discretionary management approach using model portfolios combined with fundamental and technical analysis, third-party sub-advisors, and customized investment tools.

Nikolas Gumeson is a financial advisor at Independent Financial Partners with five years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise and the City of Twin Falls. Outside of his advisory role, he serves as an assistant softball coach for Twin Falls High School. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent representatives. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients with a decentralized advisory model and a notable focus on retirement-plan advisory and pension consulting.

Kelly Ward is a financial advisor with D.A. Davidson & Co. in Twin Falls, ID, holding Series 63 and Series 66 credentials and possessing 41 years of industry experience. He has been with D.A. Davidson & Co. since 2011. Outside of advisory activities, he is also a notary public. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm provides ERISA retirement plan advisory services, comprehensive financial planning, and a private wealth program for clients with net worth exceeding $20 million.

Carolyn Nelson is a financial advisor with D.A. Davidson & Co. in Twin Falls, Idaho, holding Series 63 and Series 65 licenses and 23 years of industry experience. She has been with D.A. Davidson & Co. since 2010. Outside of her advisory role, she is also a commissioned notary public. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporations. The firm offers various services such as retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients.

Jacob Packer is a financial advisor with Independent Financial Partners in Twin Falls, Idaho, holding Series 63 and Series 65 designations and bringing eight years of industry experience. Prior to joining Independent Financial Partners in 2023, he worked at Wells Fargo Clearing and Wells Fargo Bank. He is also engaged as a financial advisor with First Federal Savings Bank. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform with a decentralized investment approach, notable retirement-plan advisory capabilities, and partnerships providing trustee services for trusts and non-registered assets.

Jennifer Colvin is a Series 66 licensed financial advisor with seven years of industry experience. She currently works with Cetera and its affiliated entities and previously was employed at Wells Fargo Clearing and Wells Fargo Bank. Outside of her advisory role, she is a 50% owner of a restaurant business, a member of a local urban renewal agency board, and involved in managing commercial property leases. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services delivered through a multi-manager platform and a network of over 10,000 advisors.

Jon Kimball is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He worked at Edward Jones for five years before joining LPL Financial in 2012. Kimball operates a separate wealth management business under the name Kimball Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nancy Chapin is a financial advisor at Edward Jones with 10 years of industry experience and holds a Series 66 designation. She has been with Edward Jones since 2015. Outside of her advisory role, Chapin is a co-owner of RafterC Ranch, an agricultural business in Buhl, Idaho. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.