Thomas Villeneuve is a financial advisor with Monadnock Retirement Solutions, LLC, holding Series 63, 65, and 66 licenses and bringing 18 years of industry experience. He has held prior roles at Citizens Securities, NYLIFE Securities, New York Life Insurance Company, and Baltimore Life. Outside of advisory work, he serves as a part-time instructor providing basic financial education at UNH Cheshire Academy of Lifelong Learning. Monadnock Retirement Solutions offers comprehensive financial planning and investment management to individual and high-net-worth clients, focusing on written financial plans and ongoing portfolio oversight. The firm manages client assets primarily on a non-discretionary basis and incorporates insurance and long-term care reviews, 401(k) evaluations, and tailored model portfolios through third-party sub-advisers.

Bob Ellis is a CFP®-certified financial advisor with 25 years of industry experience. He is the principal of Amherst Financial Group, LLC, which he founded in 2021. In addition to his advisory work, Bob serves as an on-call firefighter with the Amherst Fire Department. Amherst Financial Group provides asset management and financial planning primarily to individual and small-business clients, offering tailored investment strategies ranging from income preservation to aggressive growth. The firm integrates a broader set of affiliated financial services, including insurance, mortgage brokering, and tax preparation, to deliver a comprehensive approach beyond traditional portfolio management.

Samuel Graham is a CFP® professional with two years of experience currently serving at Sweeney Financial Advisors. He has worked with Sweeney Financial Advisors for over ten years. Sweeney Financial Advisors offers financial planning and discretionary investment management to individuals, families, trusts, endowments, retirement-plan sponsors, and business entities. The firm uses a fee-only approach with tailored portfolios that incorporate low-cost funds, fixed income, and private alternative investments, serving clients with a minimum of $500,000 in assets.

Christopher June is a CERTIFIED FINANCIAL PLANNER™ professional with over 25 years of industry experience. He is a partner, chief investment officer, and wealth advisor at Sweeney Financial Advisors for over 24 years since 2002, a team of four advisors based in Bedford, NH. Chris spends his time helping people of all ages and income levels to grow their net worth, plan for and decide when & how to retire, and manage their investment portfolio. Chris provides a completely customized approach to helping his clients manage their finances. Since 1998, Sweeney Financial Advisors has helped individuals, families, business owners and nonprofits make confident financial decisions through personalized, goals-driven guidance. As a fee-only fiduciary firm, we are paid directly by our clients, not through commissions or product sales, so our advice remains focused on your goals, your interests and your financial future. With over a century of combined experience, our professionals support clients with deep expertise and a history of successfully navigating complex financial challenges. Sweeney Financial Advisors provides financial planning and discretionary investment management to individuals, families, trusts, endowments, qualified retirement-plan sponsors, and business entities. The firm emphasizes tailored portfolios that consider client goals and tax factors, using low-cost institutional funds, fixed-income securities, and select private alternative investments.

Ryan Flynn is a financial advisor and business planning strategist helping business owners, executives, and high-earning professionals create clarity, structure, and long-term confidence in their financial lives. He navigates personal financial planning with the realities of running and scaling a business. His approach is simplifying complexity. Clients come to him because they’re navigating growth, life transitions, rising income, or retirement and want a financial plan that ties together everything from cash flow and tax strategy to retirement income and business succession. Ryan focuses on aligning personal and business goals, identifying blind spots, and developing plans that help clients use their money intentionally. His work includes business evaluations, benefit and retirement plan analysis, cash flow structuring, tax-efficient income planning, legacy considerations, and coordinated strategies that blend financial, business, and personal priorities. Ryan is known for his clear communication, level-headed guidance, and ability to explain financial decisions in a way that feels actionable rather than overwhelming. Rooted in collaboration, partnering with CPAs, attorneys, and other advisors he ensures clients have a complete, coordinated support team. Ryan’s priority is giving clients financial confidence, developing a financial plan for their specific needs, no matter the stage of life or business. Baystate Financial does not provide qualified business valuations. For a qualified or certified business valuation, consult a properly credentialed appraiser. Neither MML Investors Services, LLC nor any of its subsidiaries, employees or representatives are authorized to give legal or tax advice. Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters. Ryan is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC (www.SIPC.org). Supervisory address: Baystate Financial One Marina Park Drive, 16th Floor Boston, MA. Phone number: 617‐585‐4500. Ryan is licensed to sell Insurance products in the following jurisdictions: CA, CO, CT, KY, MA, ME, NC, NH, NY, NC, SC, TX, UT, VT Ryan is licensed to sell securities products in the following jurisdictions: CA, CT, KY, MA, NH, NJ, NY, SC, VT Ryan cannot communicate with, nor respond to requests from users who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business. CA Insurance LIC#: 4371139 | State of Domicile: NH

Bradley Kayton is a financial advisor with Studio Ventures and Capital Advisors, LLC, holding a Series 65 designation and 12 years of industry experience. He has been with Studio Ventures since 2014 and also consults with start-up companies, providing executive management, board governance, CEO mentoring, and strategic consulting through a separate consulting firm. Studio Ventures and Capital Advisors, LLC serves family offices, high-net-worth individuals, pooled investment vehicles, and business entities by creating and managing custom private-market equity and debt funds. The firm focuses on bespoke investment programs tailored to client objectives, often emphasizing private placements and early-stage companies, and uses performance-based compensation arrangements for qualified pooled investors.

William Hurst is a financial advisor at Momentum Investment Research and Management, LLC with 28 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at firms including Fidelity Brokerage Services, Strategic Advisers LLC, and Hurst & DeGraffenried Wealth Management. Momentum Investment Research and Management, LLC provides discretionary portfolio management and subadvisory services to other advisers, along with financial planning and account management for individual and high-net-worth clients. The firm employs a combination of fundamental, quantitative, technical, and modern portfolio theory analyses to implement equity-focused, long-term trading strategies and operates with discretionary trading authority.

Alicia Donahue is a financial advisor at Mercer Global Advisors Inc. with 14 years of industry experience. She holds a Series 65 credential and previously served as principal at Nashua Capital Management LLC, an independent firm she led from 2012 until its operating assets were acquired in 2026. Nashua Capital Management LLC provided discretionary investment management and occasional financial planning to individuals and high net worth clients. The firm managed roughly $65 million in assets, focusing on long-term portfolios built around dividend-paying growth and value companies, using fundamental analysis and strategic asset allocation.

Anthony Chen is a financial advisor at Honorable Financial Services, LLC, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Transamerica Financial Advisors and World Financial Group. Outside of his advisory role, Chen is involved in healthcare software development as a quality assurance manager for ClearCost Health. Honorable Financial Services provides ongoing financial planning and discretionary portfolio management primarily to individual clients focused on retirement and major life transitions. The firm employs a top-down asset allocation strategy using passive ETFs and partners exclusively with the Betterment platform for custody, model implementation, and trade execution.

Edward Murray is a ChFC® credentialed advisor with 27 years of industry experience. He has led Family Investment Advisory, LLC since 2011 and has been involved in his own advisory and compensation architecture businesses since 1981. He is also a licensed insurance agent specializing in long-term care insurance, maintaining this role since 2008. Family Investment Advisory, LLC provides portfolio management services to individuals, trusts, and estates, focusing on diversified asset allocation and fundamental analysis. The firm develops individualized, discretionary portfolios and conducts regular reviews to adjust holdings based on client objectives and risk tolerance.

Scott Stratton is the sole advisor at Stratton Capital Management, LLC in Bedford, NH, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has worked as a pilot for Federal Express Corporation since 1987 and is currently affiliated with the Airline Pilots Association International. Stratton Capital Management provides discretionary portfolio management and ongoing investment supervisory services to individual and high-net-worth clients, utilizing a combination of fundamental, technical, and cyclical analysis across a range of securities. The firm manages all assets in-house and conducts regular account reviews to align with clients’ risk tolerances and objectives.

Scott Sullivan is a financial advisor at Bay Point Financial, LLC in Bedford, NH, holding Series 63 and Series 65 registrations with 34 years of industry experience. His career includes roles at OSAIC, Triad Advisors, Independent Advisers Group Corp, and Osaic FS, Inc. Sullivan is also owner of an insurance business selling life, disability, health, and long-term care insurance, and serves as a corporator for Franklin Savings Bank. Bay Point Financial, LLC advises individuals, trusts, estates, charitable organizations, corporations, and retirement plans, providing financial planning, retirement plan consulting, and third-party program consulting. The firm emphasizes diversified, passive core allocations using index funds and ETFs, applying asset allocation and Modern Portfolio Theory, and typically operates on a non-discretionary basis by directing clients to third-party managers with discretionary authority.

Robert Creegan Jr. is a CFP® professional with 25 years of industry experience. He has been with Creegan & Nassoura Financial Group, LLC since 2000 and was previously with Creegan & Associates, LLC. The firm is an SEC-registered, fee-only investment adviser providing discretionary portfolio management and financial planning to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. It emphasizes balance and diversification, tailoring portfolios to clients’ risk tolerances and objectives through fundamental and technical analysis, with a range of investment strategies including equities, fixed income, and options.

Corey Walker is a financial advisor with Walker Capital Partners, LLC, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to founding his independent advisory firm, he worked at Northwestern Mutual and several insurance and financial services companies. He also serves as an Account Executive at Hortica Insurance Services, providing property and casualty insurance solutions. Walker Capital Partners is a small, SEC-registered independent advisory firm offering discretionary portfolio management to individuals, high-net-worth clients, trusts, estates, pooled investment vehicles, and some institutional clients. The firm manages equities, ETFs, and options with a blend of fundamental and technical analysis, operating a private fund alongside separate accounts and providing retirement-plan consulting.

James Kieffer is the sole advisor at Rational Frontier Advisors, LLC in Nashua, NH. He holds a Series 65 credential and has 18 years of experience at Rational Frontier Advisors, with an extended career spanning over 45 years at Proforma Financial Group, Inc. Rational Frontier Advisors, LLC provides investment supervisory services and portfolio management primarily for high-net-worth individuals and retirement plan accounts. The firm focuses on asset-class allocation, periodic rebalancing, and portfolio construction using mean-variance optimization, incorporating options-writing strategies as part of its investment approach.

Michael Solari is a Certified Financial Planner™ and holds a Series 66 license with 15 years of industry experience. He has been the sole advisor at Solari Financial Planning, LLC in Goffstown, NH since 2013. Solari Financial Planning, LLC provides fee-only financial planning and investment advisory services to individuals, families, trusts, estates, and small plans. The firm emphasizes asset allocation, low-cost diversified investments, tax efficiency, and non-discretionary, client-approved portfolio management.

Michelle Moss is a CFP® professional with five years of industry experience, currently serving at Evermoss Financial. She previously worked at New Harbor Financial Group, Taconic Advisors Inc., Third Eye Associates, and Information Clearinghouse Inc. Outside of her financial advisory role, Moss has a background as a breathing and movement instructor. Evermoss Financial provides financial planning and investment consulting for individuals, businesses, trusts, estates, and charitable organizations. The firm offers written financial plans, limited-scope reviews, and fixed-fee educational seminars without managing client portfolios or taking custody of assets.

Frank Demaio is a CFP® professional with 33 years of experience in financial advisory services. He has been associated with JTD Financial Services, LLC since 2008 and has prior experience with United Planners Financial Services. Outside of his advisory role, he is involved in managing a ski condo rental business. JTD Financial Services provides investment advisory and financial planning services to individuals, trusts, estates, and charitable organizations. The firm creates individualized investment programs tailored to clients’ financial situations and goals, employing a range of analytical methods and maintaining regular account reviews.

Dan Hagler is a CFP® professional with 32 years of industry experience. He is the owner and CEO of Granite State Retirement Planning, Inc., where he has worked since 2006, and has prior experience with Triad Advisors, Inc. and Osaic Wealth, Inc. He is the creator of The Protected Retirement Process®, a trademarked four-step financial planning process, and co-author of the books *Retire Abundantly* and *Build Wealth Like A Shark*. Granite State Retirement Planning, Inc. serves individuals, trusts, corporations, and employer-sponsored retirement plans with comprehensive portfolio management, a proprietary financial planning process, retirement plan consulting, and referrals to third-party money managers. The firm manages client assets entirely on a non-discretionary basis and offers tailored investment solutions including ETFs, mutual funds, individual securities, and insurance products.

Robert Bonacorsi is a CFP® professional with 34 years of experience in financial advisory services. He founded Bonacorsi Wealth Management and has held prior roles at Mike Bonacorsi LLC, LPL Financial, and Cetera Investment Services. He is also the author of a book titled *Retirement Readiness* and engages in public speaking. Bonacorsi Wealth Management serves individual and high-net-worth clients, providing comprehensive financial planning and investment management through both discretionary and non-discretionary approaches. The firm offers customized strategies based on client goals and risk tolerance, utilizing multiple platforms and including a proprietary wrap-fee program with algorithmic model portfolios alongside advisor-driven management.