The Financial Planning Co. exists to improve financial lives. We commonly work with people with retirement planning, notably investment management and income planning. Whether through finding previously unknown opportunities for clients or figuring out how much is enough for those who’re ready to step away or establishing financial ground rules for increasing the odds of success, FPC works hand-in-hand with clients on their way to financial independence. We believe that plans rarely work but planning does. Luke DeBoer has a long history of guiding individuals, families, and corporations in multiple facets of financial planning, including investing, retirement planning, insurance, & employer benefits consulting. To support these efforts, Luke is a CERTIFIED FINANCIAL PLANNER™ professional, completed the Certified Benefits Professional program, and holds an MBA with a concentration in Tax from the Carlson School of Management at the University of Minnesota. His professional career includes time at Fidelity Investments as a consultant, leading the financial wellbeing efforts for Delta Air Lines and for UnitedHealth Group, and as a Sr. Relationship Manager at Optum Bank, specializing in HSA’s and their relationship with retirement savings. Luke is married to Gina DeBoer and they have 5 children (Isabella, Veda, Judah, Lucia, Amelia), ages 6-15. They are members at Oakwood Community Church in Waconia. Luke also serves as a Board Member and the Treasurer of the Waconia public school district. Luke is a native Minnesotan, having grown up in the Elk River area.

Connor Oak is a financial advisor at Crane Capital Management LLC with four years of industry experience. He holds a Series 65 designation and has worked at several firms, including Larson Financial and Intrua Financial. Crane Capital Management provides investment management and financial planning services to individuals, families, business owners, corporations, and nonprofit organizations. The firm uses a “Family CFO” approach that integrates investments with tax strategy, estate planning, insurance, and business-transition planning, typically implementing client strategies through model portfolios or custom allocations using ETFs and individual securities.

Ralph Harrison is the sole advisor at Harrison Capital Management LLC in Minnetrista, MN, holding a Series 63 designation with 43 years of industry experience. He has led his independent firm since 2001. Outside of his advisory work, he serves as a compensated member of the Mound Westonka School Board District #277. Harrison Capital Management provides discretionary investment management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm emphasizes customized portfolios primarily using exchange-traded funds along with select U.S. mid- to large-cap stocks, following ERISA fiduciary standards for retirement accounts.

Konnor Tranoris is a CFP® professional with nine years of industry experience. He is the principal and sole advisor at Wealth Den Financial, an independent investment advisory firm he established in 2020. Prior to founding Wealth Den Financial, he held positions at firms including Wealth Enhancement Group and LPL Financial. Tranoris also works as an independent contractor for Varsity Tutors alongside his advisory role. Wealth Den Financial serves individuals and high-net-worth clients by providing discretionary portfolio management and financial planning services. The firm typically uses a passive investment approach with selective fundamental analysis, managing client portfolios according to individual risk tolerances and tax considerations.

My mission is simple. To help my clients make smart financial decisions so they can be in the position to live the life they want. Every client is different and everyone has different dreams. Your unique combination of family, education, health, life experiences, and interests help shape you and what you want out of life. 7th Street Financial will help you on your unique path with custom advice and plans. As an advisor, I have several primary roles I need to perform for my clients. 1. Listen. My first objective is to truly listen to clients and hear what is important to them so we can work towards the correct objectives. 2. Be knowledgable. This is what you pay me for. To know the things you don't that will improve your financial position. 3. Be flexible. Throughout the course of our relationship, life will inevitably throw you a few curve balls. We have to be flexible and adapt to your new life circumstances and new goals. 4. Be accountable. One of the main things people want out of an advisor is someone to keep them on task forgetting the things done they need to do. The firm's tagline is Financial Planning for the 99%. I say this because I believe financial planning is not just for those that have over $5 million in assets. Many financial advisors require you to build up $500,000 before they will talk to you. I believe people need help to get to that mark and beyond. We all want to be able to do the things that bring joy to our lives. That is my ultimate goal for you. To help you make the financial moves that will put you in the position to do the things that bring

Keith Tufte is the president of Longview Wealth Management, LLC, an independent advisory firm based in Orono, MN. He holds the CFA® designation and has 12 years of industry experience. Tufte also leads the investment strategy and advisory team at Cherry Tree Wealth Management, LLC, dedicating time to both firms. Longview Wealth Management serves high-net-worth individuals, families, and business-owner retirement plans, offering discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a global strategic asset allocation approach focused on diversified, long-term portfolios primarily using low-cost ETFs and mutual funds.

Andrew Bell is a financial advisor with Shores Edge Financial LLC in Medina, MN, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Cetera Advisor Networks LLC and Advisornet Financial Inc. Outside of advisory work, he is the managing member of Hamel Nordic Group LLC, a sauna rental business. Shores Edge Financial LLC provides discretionary asset management and sub-advisory consulting to individuals, charities, high-net-worth clients, and other investment advisors. The firm employs a combination of top-down technical, fundamental, quantitative, and qualitative analysis to construct standardized long-term asset allocation models, incorporating tactical shifts and a range of trading approaches including derivatives.

Martim Quayat is a CFA® charterholder with six years of industry experience. He is the principal of Minnewashta Rio, LLC, an independent advisory firm based in Shorewood, MN. Prior to founding Minnewashta Rio, he held positions at Cornerstone Private Asset Trust Co. LLC and Itau International Securities, Inc., and currently serves as a senior investment analyst for the City of Minneapolis. Minnewashta Rio provides fee-based investment advisory services to institutional clients, corporations, trusts, non-profits, and individuals, including both high-net-worth and non-high-net-worth investors. The firm employs portfolio construction grounded in Modern Portfolio Theory, utilizing in-house and third-party research and managing a range of investment vehicles in accordance with clients’ written Investment Policy Statements.

Jonathan Held is the principal advisor at Landcasted Capital Management LLC in Waconia, MN, holding a Series 65 designation with eight years of industry experience. He has previously worked at AdvisorNet Wealth Partners, WaterStreet Asset Management LLC, and SNS Financial Group, LLC. Outside of his advisory role, he serves as principal consultant at Alpha Beta Consulate, LLC, a technology and management consulting firm for registered investment advisers, a position he has held since 2011. Landcasted Capital Management serves individual, high-net-worth, institutional clients, and other RIAs by combining portfolio management with financial planning and sub-advisory services. The firm emphasizes social-impact investing, options-based risk management, and provides customized strategies including focused US equity, multi-strategy ETF portfolios, and structured protection strategies.

Zachary Miller is a CFP® with five years of industry experience, currently serving at Upstream Financial Advisors LLC since 2023. He previously worked at Miller Wealth Management LLC and Avantax Advisory Services from 2021 to 2024 and has operated Miller Tax & Consulting PLLC since 2015. Miller is also the sole owner of an inactive financial advisory practice registered as Miller Tax & Consulting PLLC. Upstream Financial Advisors LLC serves individual and high-net-worth clients by providing discretionary investment management, financial planning, and tax preparation services. The firm employs an asset allocation approach blending passive and active strategies and incorporates ESG and commodity-linked investments upon client request.

Andrew Kalenberg is a financial advisor at The Financial Planning Co. with four years of industry experience. He holds a Series 65 designation and has worked as the Controller of Central Counties Cooperative since 2018. Prior to that, he held positions at E2 Electrical Services and Peterson Jurgerenson Public Accountants. The Financial Planning Co. primarily serves individual clients, including high-net-worth households, as well as employer plan sponsors and institutional clients. The firm focuses on passive portfolio construction using low-cost index funds and ETFs, offering discretionary portfolio management, comprehensive financial planning, and employee benefit plan advisory services.

Taylor Harwood is a CFP® professional with nine years of industry experience. He has worked at Crane Capital Management LLC since 2020 and previously was employed by Bank of America and Merrill Lynch from 2016 to 2020. Outside of his advisory work, he serves as a director for Pillsbury United Communities and the Montessori Center of Minnesota, both nonprofit organizations. Crane Capital Management provides investment management and financial planning to individuals, families, business owners, corporations, and nonprofit organizations. The firm uses a “Family CFO” approach that integrates investments with tax strategy, estate planning, insurance, and business-transition planning.

Derek Ketcho is a CFP® professional with five years of experience in the financial services industry. He has worked at Upstream Financial Advisors LLC since 2023 and has prior experience with Cahill Financial Advisors, JNBA Financial Advisors, US Bank Private Wealth Management, and HomeTown Bank. Upstream Financial Advisors LLC serves individual and high-net-worth clients, offering discretionary investment management, financial planning, and tax services. The firm uses a blend of passive and active investment strategies focused on asset allocation and tailors managed accounts to client goals, risk tolerance, and tax considerations.

Joshua Stewart is a CFP® and Series 65-licensed advisor at YFP Wealth with one year of industry experience. He previously worked at SilverOak Wealth Management, LLC for four years and has additional experience outside the financial industry. YFP Wealth serves individuals, families, and small-business plan sponsors, offering comprehensive financial planning, investment management, and retirement plan consulting. The firm emphasizes passive investment management with written policy statements and integrates life-planning processes into its services, along with client education through podcasts, seminars, and community-focused outreach.

Joshua Grass is a CFA charterholder and Series 63 licensee with three years of industry experience. He has worked at Allianz Life Financial Services, Allianz Life Insurance Company of North America, and Securian Financial, and he also spent four years at the University of Saint Thomas. Outside of his advisory role, Mr. Grass is the President of AsteraWealth LLC, where he provides consulting services focused on the defined contribution market. Stapleton Asset Management, LLC serves a select client base including high-net-worth individuals, accredited investors, and institutional and charitable clients. The firm combines quantitative and fundamental analysis to create systematic, tax-aware portfolios using both active and passive funds, and it occasionally utilizes derivatives, alternative investments, and sub-advisers to manage risk or achieve specific exposures.

Ian Schneider is a financial advisor at MD Financial Advisors operating as Vestment Financial, holding a Series 65 designation with six years of industry experience. He has been with MD Financial / Vestment Financial since 2019 and previously worked at the University of Minnesota Duluth from 2015 to 2019. MD Financial Advisors dba Vestment Financial is a team-based SEC-registered advisor serving individual and high-net-worth clients, trusts, retirement plans, foundations, and businesses. The firm employs a market-efficient, long-term investment approach focused on asset allocation, diversification, rebalancing, and tax-aware portfolio design using low-cost mutual funds and ETFs.

Catherine Hietala is a financial advisor at Motiv8 Investments LLC with 11 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior work includes roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, MetLife Securities Inc, and MSI Financial Services Inc. Motiv8 Investments LLC offers portfolio management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate entities. The firm provides customized investment advice utilizing a range of asset classes and employs ongoing account monitoring and rebalancing combined with various analytical approaches.

Tad Weiss is a CFP® professional with 41 years of industry experience. He currently serves at Modus Advisors, LLC, where he has worked since 2018, following an 18-year tenure at LPL Financial. He is also an author, working on a non-fiction book about his daughter's 2014 accident and recovery. Modus Advisors serves individuals, trusts, pension and corporate plan sponsors, and other entities, providing asset management, comprehensive portfolio management, standalone financial planning, and retirement plan consulting. The firm offers tailored portfolios with periodic rebalancing and uses a combination of traditional and derivative strategies, as well as AI tools and a broad planning offering.

Damon Longstreet is a financial advisor at Landolt Securities, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining Landolt Securities, he worked in roles at Arctic Wolf and United Healthcare, among other companies. Landolt Securities provides investment management and consulting services to individuals, trusts, estates, corporations, and other entities. The firm focuses on fundamental analysis, managing a majority of client assets in small-cap growth stocks, and offers both discretionary and non-discretionary portfolio management alongside access to third-party asset management programs.

Kari Haanstad is a CFA® charterholder with a Series 66 license and nine years of industry experience. She has been with Modus Advisors, LLC since 2018 and previously worked at LPL Financial, LLC for one year. Modus Advisors serves individuals, trusts, pension and corporate plan sponsors, and other business entities by offering asset management, financial planning, and retirement plan consulting. The firm employs tailored portfolios using a range of securities and incorporates derivative strategies, while also addressing risks related to political factors, security-backed lending, and artificial intelligence.