Joel Reimers is a CFA® charterholder with two years of industry experience, currently serving as a financial advisor at Sage Wealth Advisory in Willmar, MN. He previously worked at Bremer Bank, National Association, from 2003 to 2022, before retiring and then joining Sage Wealth Advisory in 2023. Sage Wealth Advisory provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, charitable organizations, corporations, and government entities. The firm uses fundamental and cyclical analysis along with Modern Portfolio Theory to guide investment decisions under discretionary authority, tailoring strategies to client risk tolerances and investment restrictions.

Jeffrey Schultz is a financial advisor at Sage Wealth Advisory with three years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Bremer Bank, National Association for sixteen years. Sage Wealth Advisory is a two-advisor registered investment adviser serving individuals, high-net-worth clients, charitable organizations, corporations, and government entities. The firm uses fundamental and cyclical analysis combined with Modern Portfolio Theory to build diversified, primarily long-term portfolios tailored to each client's goals and risk tolerance.

Michael Gramm is a CFP® with 12 years of industry experience, currently serving at Sutterfield Financial Group, Inc. in Willmar, MN, where he has worked since 2003. He is a Series 63 license holder and serves as a trustee for a family trust supporting a special needs relative. Sutterfield Financial Group provides financial planning, consulting, and investment management to individuals, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs proprietary portfolio models overseen by an internal investment committee and offers additional services including accounting, tax preparation, and captive insurance management.

Daidre Bakke is a financial advisor at GWN Securities Inc. with 23 years of industry experience. She holds Series 63 and Series 66 credentials and has been with GWN Securities since 2016. Outside of her advisory work, she leads worship and coordinates music at The Open Door Christian Church. GWN Securities provides investment advisory and related services to individual and corporate clients through managed account programs, financial planning, and access to third-party managers. The firm uses a mix of affiliated and unaffiliated sub-advisers and incorporates both strategic asset allocation and tactical, momentum-based investment approaches.

Michael Kobs is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Cetera and its affiliated entities since 2025 and has a background that includes roles in fiduciary appointments, insurance sales, and estate consulting. Outside of his advisory duties, he is president of MRK Financial Solutions, where he conducts business consulting. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary investment solutions and has over $256 billion in assets under management and more than 10,000 advisors nationwide.

Craig Popp is a CFA® charterholder with 24 years of experience in the financial industry. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and has ownership roles in Accru Wealth and Popp Capital Partners, which serve as support companies for his advisory activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers non-discretionary planning tailored to client goals and supports a range of advisory programs, with specialized services such as municipal and public-finance advisory and SIMPLE IRA employer consulting.

Heather Kahlbaugh is a financial advisor with Wells Fargo Advisors in Willmar, MN, holding a Series 66 designation and bringing 19 years of industry experience. She has been with Wells Fargo Advisors and its affiliated entities since 2011. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services, utilizing Wells Fargo research and planning tools. The firm provides tailored recommendations across various planning needs, including specialized services such as business-owner transition planning and special-needs analysis.

Christine Doyle is a financial advisor with Wells Fargo Advisors in Willmar, MN, holding a Series 66 license and 20 years of industry experience. She has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2011. Outside of her advisory role, she serves as co-trustee for family trusts and holds power of attorney for a family member. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services that include retirement, education, risk management, and niche areas such as business-owner transitions and special-needs analysis. The firm combines proprietary research and planning tools with optional implementation through its brokerage or advisory programs.

Timothy Mattern is a financial advisor with LPL Financial and holds a Series 66 designation. He has nine years of industry experience, having previously worked with firms including Avantax Advisory Services and Cetera Wealth Services. Mattern is also an agent at an exclusive insurance brokerage as part of his other business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, and institutional investors. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research to support both discretionary and non-discretionary management strategies.

Cameron Nelson is a financial advisor with Wells Fargo Advisors in Willmar, MN, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2011. Nelson is also the owner of Northstar Wealth Advisors Corp. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients through a broad menu of financial planning and investment services. The firm offers tailored recommendations using proprietary research and tools, with planning engagements typically structured as discrete projects.

Scott Olson is a financial advisor at Osaic Wealth, Inc. with seven years of industry experience. He holds the Series 66 designation and has worked at Sagepoint Financial, Inc. and J.D. Kreps Financial Group. Outside of advising, Olson assists with client account management and meeting preparation at J.D. Kreps Financial Group. Osaic Wealth, Inc. serves a wide range of clients including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios across multiple asset classes.

Kami Ochsendorf is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, Kami held positions at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of financial advising, Kami coaches youth volleyball at Providence Academy. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice while emphasizing assets held in Ameriprise-managed accounts.

Jeanne Ashburn is a CFP®-certified financial advisor with Edward Jones in Willmar, MN, where she has worked since 2014. She has 17 years of industry experience and previously co-owned BBQ JEMZ LLC for three years. Ashburn is also involved in real estate through her role as co-owner and vice president of JMA Property Group, where she assists with bookwork and property management. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment options. The firm manages over $1 trillion in assets and maintains a large national network of financial advisors and branch offices.

Lyle Gerhardson is a financial advisor with Cetera, holding a Series 66 designation and 19 years of industry experience. He has worked with multiple firms, including Avantax and RGW Wealth Management, where he is also an owner and financial advisor. Outside of his advisory work, Gerhardson serves as a member and director of a CPA firm providing tax preparation and small business consulting, and he participates in local high school football games as a sideline chain crew member. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager investment platform with various discretionary and non-discretionary program options, managing over $256 billion in assets through a large network of independent advisors.

Paul Stageberg is a financial advisor with Cetera in Willmar, MN, holding a Series 63 designation and 35 years of industry experience. He has worked at Cetera since 2005 and is also affiliated with Lake Region Bank. Outside of his advisory role, he develops newsletters for businesses, reviews investment documents for a law firm, and engages in educational talks about the stock market with high school students. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and both affiliated and third-party managers.

Evan Wilson is a CFP® professional with 11 years of experience, currently serving at Wells Fargo Advisors since 2019. His prior roles include five years at Wells Fargo Clearing and one year at Wells Fargo Advisors, LLC. Outside of his advisory work, he manages Evan Wilson Farms and serves on the finance committee for the United Way of West Central Minnesota. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad planning menu that includes specialized services such as business-owner transition and special-needs planning. Advisors use firm research and planning tools to develop tailored recommendations delivered through client meetings and summary letters.

Nathan Davis is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. His prior work includes roles at Liberty University and JD Kreps Financial Group, along with experience at Willmar Electric and Community Christian School. OSAIC serves a diverse client base, including retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that may include a range of investment vehicles, managing accounts on discretionary or non-discretionary bases.

Robert Trojan is a financial advisor at Wells Fargo Advisors in Willmar, MN, holding CFP® and Series 66 credentials with 18 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC, spanning nearly a decade before his current position. Wells Fargo Advisors Financial Network serves individual, trust, and institutional clients by providing a wide range of investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations across various financial planning areas, offering clients flexible implementation options through brokerage or advisory programs.

Kendra Peterson is a financial advisor with Cetera in Willmar, MN, holding Series 63 and Series 65 licenses and having nine years of industry experience. She has worked with firms including Avantax Advisory Services and The Prudential Insurance Company of America. Peterson is active in her community, serving as President of the 2180 Foundation, a board member and secretary of Hawk Creek Country Club, and participating on boards and committees focused on local education and health initiatives. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform with discretionary and non-discretionary portfolio management services and access to third-party money managers.

Brian Gieseke is a financial advisor with Wells Fargo Advisors in Willmar, MN, holding a Series 66 credential and 14 years of industry experience. He has worked at Wells Fargo Advisors since 2024 and previously held roles at Wells Fargo Bank, Wells Fargo Clearing, Guardian Life Insurance Company, Park Avenue Securities, and Thrivent Financial. He serves as a finance committee member for Holy Trinity Lutheran Church in New Prague, MN. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions including retirement, education, risk, and wealth-transfer planning. The firm integrates advisory services with other financial product sales and referral channels through a large network of advisors.