Todd Guennigsmann is a financial advisor with Wells Fargo Advisors in Willmar, MN. He holds a Series 66 designation and has 21 years of industry experience. His prior work includes roles at Bremer Investments, Raymond James Financial Services, and multiple other firms. Guennigsmann is also involved in investment-related business activities through ownership interests in TLG Holdings and TrueJourney Advisors. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with banking and other financial products.

Joel Reimers is a CFA® charterholder with two years of industry experience, currently serving as a financial advisor at Sage Wealth Advisory in Willmar, MN. He previously worked at Bremer Bank, National Association, from 2003 to 2022, before retiring and then joining Sage Wealth Advisory in 2023. Sage Wealth Advisory provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, charitable organizations, corporations, and government entities. The firm uses fundamental and cyclical analysis along with Modern Portfolio Theory to guide investment decisions under discretionary authority, tailoring strategies to client risk tolerances and investment restrictions.

Jeffrey Schultz is a financial advisor at Sage Wealth Advisory with three years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Bremer Bank, National Association for sixteen years. Sage Wealth Advisory is a two-advisor registered investment adviser serving individuals, high-net-worth clients, charitable organizations, corporations, and government entities. The firm uses fundamental and cyclical analysis combined with Modern Portfolio Theory to build diversified, primarily long-term portfolios tailored to each client's goals and risk tolerance.

Michael Gramm is a CFP® with 12 years of industry experience, currently serving at Sutterfield Financial Group, Inc. in Willmar, MN, where he has worked since 2003. He is a Series 63 license holder and serves as a trustee for a family trust supporting a special needs relative. Sutterfield Financial Group provides financial planning, consulting, and investment management to individuals, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs proprietary portfolio models overseen by an internal investment committee and offers additional services including accounting, tax preparation, and captive insurance management.

Daidre Bakke is a financial advisor at GWN Securities Inc. with 23 years of industry experience. She holds Series 63 and Series 66 credentials and has been with GWN Securities since 2016. Outside of her advisory work, she leads worship and coordinates music at The Open Door Christian Church. GWN Securities provides investment advisory and related services to individual and corporate clients through managed account programs, financial planning, and access to third-party managers. The firm uses a mix of affiliated and unaffiliated sub-advisers and incorporates both strategic asset allocation and tactical, momentum-based investment approaches.

Michael Kobs is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Cetera and its affiliated entities since 2025 and has a background that includes roles in fiduciary appointments, insurance sales, and estate consulting. Outside of his advisory duties, he is president of MRK Financial Solutions, where he conducts business consulting. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary investment solutions and has over $256 billion in assets under management and more than 10,000 advisors nationwide.

Craig Popp is a CFA® charterholder with 24 years of experience in the financial industry. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and has ownership roles in Accru Wealth and Popp Capital Partners, which serve as support companies for his advisory activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers non-discretionary planning tailored to client goals and supports a range of advisory programs, with specialized services such as municipal and public-finance advisory and SIMPLE IRA employer consulting.

Heather Kahlbaugh is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. She holds a Series 66 designation and has worked within various Wells Fargo-affiliated entities since 2005. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, supported by Wells Fargo research and planning tools.

Christine Doyle is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 20 years of industry experience. She has worked within various Wells Fargo entities since 2005, including Wells Fargo Clearing and Wells Fargo Investments. Outside of her advisory role, she serves as co-trustee for family trusts and holds power of attorney responsibilities related to investment affairs. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations using proprietary research and planning tools across a broad range of financial planning areas, allowing clients to implement services through brokerage or advisory programs as they choose.

Timothy Mattern is a financial advisor with LPL Financial in Willmar, MN, holding a Series 66 designation and nine years of industry experience. His career includes roles at Avantax Insurance Agency, Avantax Advisory Services, and Cetera, among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services implemented through various investment strategies.

Cameron Nelson is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing, Wells Fargo Investments, LLC, and CUNA Brokerage Services, Inc. Nelson has ownership in Northstar Wealth Advisors Corp, an investment-related business. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, utilizing Wells Fargo research and planning tools to provide tailored recommendations across a broad range of financial planning areas.

Scott Olson is a financial advisor with Osaic Wealth, Inc. based in Willmar, MN. He holds a Series 66 designation and has seven years of industry experience. His prior roles include positions at Sagepoint Financial, Inc. and J.D. Kreps Financial Group. Olson also served as a registered assistant at J.D. Kreps Financial Group, supporting client account management and meeting preparation. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through an extensive network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, using various tools and third-party resources to construct diversified portfolios and manage accounts on discretionary or non-discretionary bases.

Kami Ochsendorf is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, Kami held positions at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of financial advising, Kami coaches youth volleyball at Providence Academy. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice while emphasizing assets held in Ameriprise-managed accounts.

Jeanne Ashburn is a CFP®-certified financial advisor with Edward Jones in Willmar, MN, where she has worked since 2014. She has 17 years of industry experience and previously co-owned BBQ JEMZ LLC for three years. Ashburn is also involved in real estate through her role as co-owner and vice president of JMA Property Group, where she assists with bookwork and property management. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment options. The firm manages over $1 trillion in assets and maintains a large national network of financial advisors and branch offices.

Lyle Gerhardson is a Series 66-licensed financial advisor with 19 years of industry experience, currently affiliated with Cetera. His career includes roles at Avantax Investment Services, RGW Wealth Management, and 1st Global Advisors. He is also a member of GMW CPA Advisors, PLLC, a CPA firm specializing in tax preparation and planning. Outside of his advisory work, Gerhardson serves on the football sideline chain crew for New London Spicer Schools. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to affiliated and third-party managers, providing a range of portfolio management and financial planning services.

Paul Stageberg is a financial advisor with Cetera in Willmar, MN, holding a Series 63 designation and 35 years of industry experience. He has worked at Cetera since 2005 and is also affiliated with Lake Region Bank. Outside of his advisory role, he develops newsletters for businesses, reviews investment documents for a law firm, and engages in educational talks about the stock market with high school students. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and both affiliated and third-party managers.

Evan Wilson is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2019, following five years at Wells Fargo Clearing. He owns and manages Evan Wilson Farms and serves on the finance committee of the United Way of West Central Minnesota. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides comprehensive planning services supported by proprietary research and tools, delivering tailored recommendations through advisors.

Nathan Davis is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. His prior work includes roles at Liberty University and JD Kreps Financial Group, along with experience at Willmar Electric and Community Christian School. OSAIC serves a diverse client base, including retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that may include a range of investment vehicles, managing accounts on discretionary or non-discretionary bases.

Robert Trojan is a CFP®-certified financial advisor with 18 years of industry experience. He is currently with Wells Fargo Advisors in Willmar, MN, having previously worked at Wells Fargo Clearing and Merrill. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions supported by Wells Fargo’s research and planning tools.

Kendra Peterson is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has nine years of industry experience. She has worked at several firms including Avantax Advisory Services and The Prudential Insurance Company of America. Peterson serves as President of the 2180 Foundation supporting the MACCRAY school district and holds board positions with the Hawk Creek Country Club and the Willmar Area Women's Fund, among other community roles. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm offering portfolio management, financial planning, and retirement services to individuals, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with various investment solutions including model portfolios, third-party managers, and bespoke strategies.