Thomas Hallberg is the principal advisor at Wealth Transitions, an independent firm based in Forest Lake, MN. He holds Series 63 and Series 65 licenses and has 26 years of industry experience, including 25 years at Edward D. Jones & Co., L.P. Outside of his advisory work, Hallberg is engaged in life and spiritual coaching and public speaking. Wealth Transitions provides investment management and financial planning services primarily to individual clients, offering both discretionary and non-discretionary options. The firm also conducts public seminars on topics such as estate transfer, tax reduction, and preparing heirs, using client-specific strategies that incorporate fundamental analysis, Modern Portfolio Theory, and Monte Carlo simulations.

Christine Thomas is a CFP® professional with eight years of industry experience. She is the founder of CMT Financial, LLC, where she has served since 2026, and has previously worked with True Vision MN LLC and Berger Financial Group. Outside of financial advising, she is involved in book publishing as president of My Book, LLC, which focuses on self-help topics, and also works as an independent consultant selling cleaning products. CMT Financial, operating as Ideal Life Advisory, is a fee-only fiduciary wealth management firm providing discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and estates. The firm emphasizes retirement, education, tax, risk-management, and estate planning with a consultative approach that customizes portfolios primarily using mutual funds and ETFs under discretionary authority.

Luke Eberly is a CFP® certificant with one year of industry experience, currently advising at Drost Financial. He previously worked at CWM, LLC, Shilanski & Associates, Inc., and Accredited Investors. The firm serves individual investors, including high-net-worth clients, young families, and corporate executives, offering discretionary portfolio management and comprehensive financial planning with a focus on fundamental security analysis and modern portfolio theory.

Steven Drost is a CFP® and CFA® with nine years of industry experience. He is the principal advisor at Drost Financial, where he has worked since 2021. Prior to that, he held roles at Private Client Services LLC, Affiance Financial, and Echo Wealth Management. Outside of his advisory work, Mr. Drost is the Co-Founder and CEO of Quivr CRM, a Salesforce OEM partner focused on customer experience development. Drost Financial serves individual investors, including high-net-worth clients, young families, and corporate executives, providing discretionary portfolio management and comprehensive financial planning. The firm combines fundamental security analysis with modern portfolio theory, using both passive and active investment vehicles to implement individualized portfolios.

Thomas Koehn is a financial advisor with Ascent Advisors and holds Series 63 and Series 65 licenses. He has 16 years of industry experience, including previous roles at Allianz Life Insurance Company of North America and Corestone Wealth Management LLC. Koehn is also involved with American Senior Benefits, where he engages in insurance sales. Ascent Advisors offers portfolio management, financial planning, pension consulting, and Delaware Statutory Trust consulting services to individuals, high-net-worth clients, and business entities. The firm integrates multiple analytical approaches and emphasizes long-term trading, with a focus on equitable allocation and collaborative coordination in specialized real estate investment consults.

Lindsey Egan is a financial advisor at EFS Advisors with 11 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at First Republic Securities and First Republic Investment Management from 2016 to 2019. Outside of her financial advisory role, Lindsey is the owner of Women Who Explore, a community offering outdoor adventures and small group travel experiences for women. EFS Advisors provides investment advice and portfolio management to a broad client base, including individuals, business entities, charitable organizations, and qualified retirement plans. The firm employs a client-centric suitability scoring process combined with technology tools to recommend model portfolios and supports clients through discretionary and non-discretionary account management.

Brady Husbyn is a financial advisor at Advanced Advisor Group, LLC in Cambridge, MN, holding a Series 66 designation with 13 years of industry experience. He has been with Advanced Advisor Group and EFS Advisors since 2016. Advanced Advisor Group provides discretionary portfolio management and financial consulting to individuals, business entities, charitable organizations, estates, and trusts. The firm employs a client-centric suitability process to align portfolios with clients’ financial situations and conducts regular reviews through an internal Advisory Committee.

Loni Morrow is a financial advisor with EFS Advisors in Cambridge, MN, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining EFS Advisors, Morrow worked at Aviben and Knobbe Martens. Outside of financial advising, Morrow is an attorney and owner of a legal practice, and is involved in agritourism through Rhymers Ridge. EFS Advisors provides investment advice and portfolio management to a diverse client base including individuals, business entities, charitable organizations, qualified retirement plans, estates, and trusts. The firm employs a client-centric suitability scoring process, uses proprietary technology and AI tools, and offers non-asset management financial consulting and referrals to third-party service providers.

Rory Bluhm is a financial advisor with Advanced Advisor Group, LLC, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked at Ditech Financial, LLC and Educators Financial Services, where he has been since 2007. Outside of his advisory role, he is involved as president of a real estate investment company, B&E Real Estate, LLC. Advanced Advisor Group provides discretionary portfolio management and financial consulting to individuals, businesses, charitable organizations, estates, and trusts. The firm employs a client-centric suitability process to recommend model portfolios and conducts regular reviews through an internal Advisory Committee.

Alex Rootes is a financial advisor with EFS Advisors in Cambridge, MN, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining EFS Advisors, Rootes worked in education roles at several elementary schools and academies. EFS Advisors provides investment advice and portfolio management to individuals, business entities, charitable organizations, qualified retirement plans, estates, and trusts. The firm employs a client-centric suitability scoring process and leverages technology, including proprietary household-aggregation software and AI tools, to support its recommendations and portfolio management.

Kent Schutte is a CFP® professional with 39 years of industry experience, currently serving at EFS Advisors in Cambridge, MN. He has been with EFS Advisors since 1994 and also worked with Advanced Advisor Group LLC since 2006. Outside of his advisory role, Schutte is involved in several business ventures including part-ownership in an agricultural business and operational oversight in benefits administration, and he serves on the board of a wellness community retreat center. EFS Advisors provides investment advisory and financial consulting services to a diverse client base that includes individuals, business entities, charitable organizations, and qualified retirement plans. The firm employs a client-centric suitability scoring system to guide portfolio recommendations and maintains continuous supervisory management with quarterly fund reviews conducted by an in-house Advisory Committee.

Brian Senske is a financial advisor at Guardian Wealth Advisors, LLC with 10 years of industry experience. He holds a Series 65 designation and previously worked at All Star Financial Inc. for seven years. Outside of his advisory role, Senske provides CFO and management consulting services to small- and mid-size companies through his sole proprietorship, 3T Advisory Services LLC. Guardian Wealth Advisors offers investment advisory services, financial planning, and retirement plan consulting to individuals, retirement plans, and institutional clients. The firm employs a systematic investment approach using mutual funds, ETFs, bonds, options, and equities, combining fundamental and technical analysis to manage portfolios.

Tyler Frost is a CFP® with 24 years of industry experience, currently serving as a financial advisor at EFS Advisors in Cambridge, MN. He previously worked at VOYA Financial Advisors and Advanced Advisor Group LLC. Outside of his advisory role, he is an investor in an internet television start-up, YIP TV. EFS Advisors provides investment advisory and financial consulting services to a diverse client base, including individuals, business entities, charitable organizations, and qualified retirement plans. The firm employs a client-centric suitability scoring system for model portfolio recommendations and offers continuous supervisory portfolio management with an in-house Advisory Committee conducting quarterly performance reviews.

Paul Underdahl is a financial advisor with Focus Financial who holds a Series 66 designation and has 24 years of industry experience. His prior experience includes 15 years at Ameriprise Financial Services, Inc. Outside of advising, he serves as a trustee for a family trust and owns several rental property businesses. Focus Financial Network serves a diverse client base including individual investors, retirement plans, trusts, and corporate entities, providing managed accounts, financial planning, and consulting services. The firm emphasizes personalized investment strategies aligned with client profiles and coordination with other professionals for estate and tax planning.

Jesse Babich is a financial advisor at Advanced Advisor Group, LLC with 16 years of industry experience. He holds Series 63 and Series 66 designations and has worked with EFS Advisors and Advanced Advisor Group since 2010. Outside of his advisory role, Babich is active in community service as President of the Kiwanis Club of Hibbing, MN, serves on the board of the Elks Lodge #1022, and is a Hibbing Public Utilities Commissioner. Advanced Advisor Group provides discretionary portfolio management and financial consulting to individuals, business entities, charitable organizations, estates, and trusts. The firm employs a client-centric suitability process and maintains an internal Advisory Committee to oversee investment decisions and portfolio reviews.

Ryan Gatzlaff is a financial advisor with EFS Advisors, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked at Advanced Advisor Group LLC since 2014 and joined EFS Advisors in 2023. Outside of his advisory roles, Gatzlaff has served as a business teacher and public address announcer for Houston Public Schools since 2002. EFS Advisors provides investment advice and portfolio management to individuals, business entities, charitable organizations, qualified retirement plans, estates, and trusts. The firm uses a client-centric suitability scoring process, model portfolios, and proprietary technology tools to support over 21,000 clients across discretionary and non-discretionary accounts.

Joseph Albrecht is a financial advisor at EFS Advisors in Cambridge, MN, with four years of industry experience. He holds a Series 66 designation and has worked at Advanced Advisor Group LLC and EFS Advisors since 2022. His prior experience includes roles at Thompson Concrete, Dunham's Sports, and Kazemba Farms. EFS Advisors provides investment advice and portfolio management to individuals, business entities, charitable organizations, qualified retirement plans, estates, and trusts. The firm employs a client-centric suitability scoring process, uses proprietary technology including AI tools, and manages approximately $2.4 billion across discretionary and non-discretionary accounts.

George Leistikow is a financial advisor at EFS Advisors in Cambridge, MN, holding a Series 66 designation with 12 years of industry experience. He has been with EFS Advisors and Advanced Advisor Group LLC since 2016. Outside of his advisory work, Leistikow is a non-investing co-owner of Kessel Run Farm, which sells products derived from a hobby farm. EFS Advisors offers investment advice and portfolio management to a diverse client base including individuals, business entities, charitable organizations, qualified retirement plans, estates, and trusts. The firm employs a client-centric suitability scoring process for model portfolio recommendations and integrates proprietary technology and AI tools to support its advisors.

Mathew Kempenich is a financial advisor at EFS Advisors in Cambridge, MN, holding a Series 66 designation with three years of industry experience. Prior to joining EFS Advisors, he worked at Advanced Advisor Group LLC and CHS, Inc. for a total of ten years. EFS Advisors provides investment advice and portfolio management services to individuals, business entities, charitable organizations, qualified retirement plans, estates, and trusts. The firm uses a client-centric suitability scoring process to recommend model portfolios and employs proprietary technology and automated tools to support investment decisions.

Mark Gade is a financial advisor with EFS Advisors in Cambridge, MN, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked at EFS Advisors since 2016 and also maintains a role with Advanced Advisor Group LLC. Mark operates Mark Gade LLC, a pass-through entity established solely for tax purposes related to his advisory work. EFS Advisors provides investment advice and portfolio management to a broad client base including individuals, businesses, charitable organizations, qualified retirement plans, estates, and trusts. The firm employs a client-centric suitability scoring process and uses proprietary technology to support portfolio management, handling approximately $2.4 billion in assets across discretionary and non-discretionary accounts.