Joseph Bonczek is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Before joining Wells Fargo Clearing, he worked at Wells Fargo Advisors and has a background that includes roles at Princeton University, St. Augustine Preparatory School, and Spectrum Rehab. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering both non-discretionary and discretionary plan-level investment management options.

Sherri Prescott is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing 13 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors, LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, employing research and analytics to evaluate investment options within clients’ custodian platforms.

John Short is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Prior to joining Wells Fargo in 2019, he worked at Morgan Stanley Private Bank from 2015 to 2019. Outside of his advisory role, he is involved in a house-flipping business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a diverse range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Tierney is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. His career background includes roles at Allied Wealth Partners, Minnesota Life Insurance Co, and the Philadelphia Police Department. Outside of finance, he creates and sells digital content on Etsy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios comprising mutual funds, ETFs, and ETPs.

John Mc Laughlin is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and has over three decades of experience in the financial advisory field. John specializes in serving high-net-worth individuals and families with retirement planning, wealth accumulation, and wealth distribution tailored to their lifestyle and legacy needs. He also assists corporations in selecting appropriate retirement platforms and investment line-ups. His approach emphasizes understanding each client as an individual investor by considering their lifestyle, risk tolerance, family structure, and future goals. John carefully analyzes investment and borrowing options, identifies potential financial risks, and presents clear recommendations to help clients implement their goals-based wealth management strategies. He earned a bachelor's degree in political science from the University of Maryland. John is involved in community activities, including volunteering at charitable golf tournaments. He resides in Potomac, Maryland, with his wife Caroline and their pet beagle, Cooper.

Tina Super is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and bringing 36 years of industry experience. She has been with Wells Fargo in various capacities since 2009. Outside of her advisory work, she serves as an estate administrator. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad planning menu utilizing Wells Fargo research and tools, serving clients who meet net-worth thresholds with tailored recommendations across multiple financial planning areas.

Joel Cruz is a Wealth Management Advisor with Merrill Lynch Wealth Management who has been in the financial services industry since 1992. He focuses on helping clients pursue their financial objectives through personalized wealth management strategies that emphasize tax-sensitive, risk-managed investment guidance as well as liability management. Joel offers discretionary portfolio management utilizing personalized or defined strategies that can include individual securities, Merrill model portfolios, and third-party investment options. A lifelong resident of Southern New Jersey, Joel earned a Bachelor of Science degree in Business Administration from Rider University. He holds the Personal Investment Advisor (PIA) designation and conducts his advisory services in both English and Spanish. Joel is involved in his local community, serving on the board of the Cumberland Cape Atlantic YMCA and as a board member of North Vineland Challenger Baseball. Outside of work, he enjoys basketball, golfing, racquetball, and table tennis.

Glenn Hundertmark is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Bank of America, N.A., the Prudential Insurance Company of America, and Pruco Securities LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Sisco is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with individuals and business owners to simplify financial complexities by identifying and prioritizing goals, then creating and implementing strategies to help clients pursue and achieve what matters most to them. His client focus includes college education planning, legacy planning, personal retirement planning, socially responsible investing, tax minimization, retirement income, and services for endowments, foundations, and non-profits. Bill holds the professional designations of Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). He earned a Bachelor of Arts degree in history from Rutgers, The State University of New Jersey in 1987. Outside of his professional role, Bill is active in his community. He serves on the Citizens Advisory Council for the Little Egg Harbor School District, coaches children's soccer, and is an adult leader for The South Jersey Council of the Boy Scouts of America. He also participates in Atlantic County 4-H. Bill and his wife, Jennifer, reside in Little Egg Harbor, New Jersey with their two children. His personal interests include biking, boating, soccer, and spending time with family.

Brandon Kuhn is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with WELLS FARGO Advisors, LLC from 2013 to 2016. Outside of his advisory role, he is the owner of Kuhn Holdings LLC, a property management and maintenance business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary investment services, including a broader set of financial products such as insurance-related vehicles and bank deposit sweep options.

Joseph Karlsen is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for eight years before joining LPL Financial in 2021. Karlsen is also associated with Compass Financial Associates LLC, an investment-related business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of discretionary and non-discretionary management options and support from proprietary and third-party research.

William Penny III is a financial advisor at Ameriprise with 34 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice through a centralized consulting team.

Kyle Johnson is a financial advisor at Edward Jones in Linwood, NJ, holding a Series 66 designation with 18 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he volunteers at Coastal Christian Ocean City, overseeing broadcast audio and video operations during services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated financial services, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Ari Matlick is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and completed an internship with Wells Fargo Advisors through Robert Half from 2018 to 2020. Outside of his advisory role, he operates an online business selling sports and non-sports trading cards. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

Daniel Campbell is a financial advisor with Wells Fargo Advisors, holding the Series 63 designation and bringing 37 years of industry experience. He has been with Wells Fargo Advisors since 2015. Outside of his advisory role, he serves as president of Margate Terrace, a nonprofit organization. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with clients choosing if and how to implement recommendations through various brokerage or advisory programs.

Cletus Schwegman III is a Series 66 licensed financial advisor at UBS Financial Services with 19 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

David Finkel is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. He has been with Merrill since 1983 and has worked at Bank of America since 2009. Outside of his advisory role, he serves as executor for his father’s estate. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Grimmie is a financial advisor with Ameriprise, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Ameriprise, he worked at Markel and Chubb, and has experience in education and sports organizations including the Philadelphia Flyers and Philadelphia Eagles. He has also been involved with Hidden Creek Golf Club. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on income planning and tax-aware withdrawal strategies for clients nearing or in retirement. The firm’s approach incorporates proprietary research and collaborative planning with advisors within a defined investment framework.

Andrew Heckenberger is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing wealth management strategies tailored to meet the unique needs of his clients. His client focus areas include corporate executive services, divorce transition planning, family wealth management strategies, institutional investment consulting, services for endowments, foundations, and non-profits, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and retirement income. Mr. Heckenberger holds a Bachelor's Degree from The Catholic University of America and has earned the Personal Investment Advisor (PIA) designation. Based in Philadelphia, PA, he supports wealthy families in the Philadelphia region as well as notable local not-for-profit organizations, offering a hands-on approach to managing both investments and expectations. He also provides cash management services to local companies. Born and raised in Allentown, PA, Mr. Heckenberger enjoys spending time with his family and pursuing personal interests such as baseball, basketball, cooking, football, golfing, music, surfing, and tennis.

Teresa Zipf is a CFP® with 21 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously spent 12 years at Benjamin F. Edwards & Co. Teresa also operates TLZipf Wealth Management LLC as an independent contractor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and organizations. The firm emphasizes tailored, non-discretionary planning using risk profiling and analytical modeling, while supporting its advisors with specialized services such as municipal finance consulting and SIMPLE IRA plan offerings.